Statement date 23 Apr 2021

Everyday Saver
25 Apr 2020 - 23 Apr 2021
Mrs Mazala Claudine Kimwanga
• Sort Code 20-27-05
• Account no. 93710408
• SWIFTBIC BUKBGB22
• IBAN GB32 BUKB 2027 0593 7104 08

At a glance
MRS MAZALA CLAUDINE KIMWANGA
100 MARLOW ROAD Start balance £651.28
EAST HAM
LONDON Money in £9,391.73
E6 3QQ Money out £10,021.00
End balance £22.01

Interest
You earned £0.73
Your Everyday Saver statement
NOTICEBOARD
Savings account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.

Your transactions
Interest Online

Date Description Money out Money in Balance

25 Apr Start balance 651.28

01 May Transfer to Sort Code 20-20-20 65.00

Account 33777812
Ref: Mobile-Channel

Interest Earned, £0.12 Gross 0.12 586.40

No Tax Has Been Deducted
For The Period 1 Apr to 30 Apr

04 May Transfer to Sort Code 20-20-20 100.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 190.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 200.00 876.40

Account 33777812
Ref: Mobile-Channel

07 May Transfer From Sort Code 20-20-20 50.00 926.40

Account 33777812
Ref: Mobile-Channel

11 May Transfer From Sort Code 20-20-20 50.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 50.00 1,026.40

Account 33777812
Ref: Mobile-Channel

12 May Transfer From Sort Code 20-20-20 150.00 1,176.40

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
14 May Transfer to Sort Code 20-20-20 40.00 1,136.40
Account 33777812
Ref: Mobile-Channel

22 May Transfer From Sort Code 20-20-20 110.00 1,246.40

Account 33777812
Ref: Mobile-Channel

26 May Transfer to Sort Code 20-20-20 200.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 100.00 1,146.40

Account 33777812
Ref: Mobile-Channel

28 May Transfer From Sort Code 20-20-20 80.00 1,226.40

Account 33777812
Ref: Mobile-Channel

01 Jun Interest Earned, £0.22 Gross 0.22 1,226.62

No Tax Has Been Deducted
For The Period 1 May to 31 May

08 Jun Transfer to Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 170.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 160.00 1,206.62

Account 33777812
Ref: Mobile-Channel

09 Jun Transfer From Sort Code 20-20-20 50.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 180.00 1,436.62

Account 33777812
Ref: Mobile-Channel

15 Jun Transfer to Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 70.00 1,356.62

Account 33777812
Ref: Mobile-Channel

01 Jul Interest Earned, £0.27 Gross 0.27 1,356.89

No Tax Has Been Deducted
For The Period 1 Jun to 30 Jun

06 Jul Transfer to Sort Code 20-20-20 300.00 1,056.89

Account 33777812
Ref: Mobile-Channel

08 Jul Transfer From Sort Code 20-20-20 100.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 300.00 1,456.89

Account 33777812
Ref: Mobile-Channel

09 Jul Transfer From Sort Code 20-20-20 50.00 1,506.89

Account 33777812
Ref: Mobile-Channel

10 Jul Transfer to Sort Code 20-20-20 1,000.00

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
10 Jul Transfer From Sort Code 20-20-20 40.00 546.89
Account 33777812
Ref: Mobile-Channel

13 Jul Transfer to Sort Code 20-20-20 500.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 150.00 206.89

Account 33777812
Ref: Mobile-Channel

16 Jul Transfer From Sort Code 20-20-20 100.00 306.89

Account 33777812
Ref: Mobile-Channel

21 Jul Transfer to Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 200.00 96.89

Account 33777812
Ref: Mobile-Channel

22 Jul Transfer From Sort Code 20-20-20 100.00 196.89

Account 33777812
Ref: Mobile-Channel

23 Jul Transfer From Sort Code 20-20-20 60.00 256.89

Account 33777812
Ref: Mobile-Channel

27 Jul Transfer From Sort Code 20-20-20 100.00 356.89

Account 33777812
Ref: Mobile-Channel

29 Jul Transfer From Sort Code 20-20-20 50.00 406.89

Account 33777812
Ref: Mobile-Channel

03 Aug Interest Earned, £0.12 Gross 0.12 407.01

No Tax Has Been Deducted
For The Period 1 Jul to 2 Aug

04 Aug Transfer From Sort Code 20-20-20 200.00 607.01

Account 33777812
Ref: Mobile-Channel

05 Aug Transfer From Sort Code 20-20-20 50.00 657.01

Account 33777812
Ref: Mobile-Channel

06 Aug Transfer From Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 70.00 747.01

Account 33777812
Ref: Mobile-Channel

07 Aug Transfer From Sort Code 20-20-20 50.00 797.01

Account 33777812
Ref: Mobile-Channel

10 Aug Transfer From Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 50.00

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
10 Aug Transfer From Sort Code 20-20-20 240.00 1,107.01
Account 33777812
Ref: Mobile-Channel

12 Aug Transfer to Sort Code 20-20-20 1,190.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 90.00 7.01

Account 33777812
Ref: Mobile-Channel

13 Aug Transfer From Sort Code 20-20-20 100.00 107.01

Account 33777812
Ref: Mobile-Channel

17 Aug Transfer to Sort Code 20-20-20 30.00 77.01

Account 33777812
Ref: Mobile-Channel

18 Aug Transfer to Sort Code 20-20-20 70.00 7.01

Account 33777812
Ref: Mobile-Channel

20 Aug Transfer to Sort Code 20-20-20 5.00 2.01

Account 33777812
Ref: Mobile-Channel

24 Aug Transfer From Sort Code 20-20-20 100.00 102.01

Account 33777812
Ref: Mobile-Channel

01 Sep Transfer From Sort Code 20-20-20 250.00 352.01

Account 33777812
Ref: Mobile-Channel

03 Sep Transfer From Sort Code 20-20-20 100.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 160.00 612.01

Account 33777812
Ref: Mobile-Channel

07 Sep Transfer From Sort Code 20-20-20 100.00 712.01

Account 33777812
Ref: Mobile-Channel

15 Sep Transfer to Sort Code 20-20-20 350.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 110.00 472.01

Account 33777812
Ref: Mobile-Channel

16 Sep Transfer to Sort Code 20-20-20 140.00 332.01

Account 33777812
Ref: Mobile-Channel

22 Sep Transfer to Sort Code 20-20-20 150.00 182.01

Account 33777812
Ref: Mobile-Channel

28 Sep Transfer to Sort Code 20-20-20 20.00 162.01

Account 33777812
Ref: Mobile-Channel

05 Oct Transfer to Sort Code 20-20-20 150.00 12.01

Account 33777812
Ref: Mobile-Channel

23 Oct Transfer From Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 4 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
23 Oct Transfer From Sort Code 20-20-20 100.00 122.01
Account 33777812
Ref: Mobile-Channel

26 Oct Transfer From Sort Code 20-20-20 120.00 242.01

Account 33777812
Ref: Mobile-Channel

30 Oct Transfer From Sort Code 20-20-20 50.00 292.01

Account 33777812
Ref: Mobile-Channel

02 Nov Transfer to Sort Code 20-20-20 2.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 30.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 100.00 420.01

Account 33777812
Ref: Mobile-Channel

05 Nov Transfer From Sort Code 20-20-20 50.00 470.01

Account 33777812
Ref: Mobile-Channel

06 Nov Transfer From Sort Code 20-20-20 50.00 520.01

Account 33777812
Ref: Mobile-Channel

09 Nov Transfer From Sort Code 20-20-20 40.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 60.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 100.00 720.01

Account 33777812
Ref: Mobile-Channel

10 Nov Transfer From Sort Code 20-20-20 50.00 770.01

Account 33777812
Ref: Mobile-Channel

11 Nov Transfer to Sort Code 20-20-20 770.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 20.00 20.01

Account 33777812
Ref: Mobile-Channel

16 Nov Transfer From Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 130.00 170.01

Account 33777812
Ref: Mobile-Channel

17 Nov Transfer From Sort Code 20-20-20 60.00 230.01

Account 33777812
Ref: Mobile-Channel

23 Nov Transfer to Sort Code 20-20-20 200.00 30.01

Account 33777812
Ref: Mobile-Channel

24 Nov Transfer From Sort Code 20-20-20 330.00 360.01

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 5
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
26 Nov Transfer to Sort Code 20-20-20 40.00 320.01
Account 33777812
Ref: Mobile-Channel

30 Nov Transfer to Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 25.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 100.00 175.01

Account 33777812
Ref: Mobile-Channel

01 Dec Transfer to Sort Code 20-20-20 15.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 15.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 15.00 160.01

Account 33777812
Ref: Mobile-Channel

04 Dec Transfer to Sort Code 20-20-20 160.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 340.00 340.01

Account 33777812
Ref: Mobile-Channel

09 Dec Transfer From Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 150.00 500.01

Account 33777812
Ref: Mobile-Channel

14 Dec Transfer to Sort Code 20-20-20 789.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 130.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 150.00 1.01

Account 33777812
Ref: Mobile-Channel

17 Dec Transfer From Sort Code 20-20-20 1,200.00 1,201.01

Account 33777812
Ref: Mobile-Channel

18 Dec Transfer From Sort Code 20-20-20 400.00 1,601.01

Account 33777812
Ref: Mobile-Channel

21 Dec Transfer to Sort Code 20-20-20 600.00 1,001.01

Account 33777812
Ref: Mobile-Channel

23 Dec Transfer to Sort Code 20-20-20 800.00 201.01

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 6 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
29 Dec Transfer to Sort Code 20-20-20 50.00
Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 100.00 51.01

Account 33777812
Ref: Mobile-Channel

04 Jan Transfer to Sort Code 20-20-20 40.00 11.01

Account 33777812
Ref: Mobile-Channel

22 Jan Transfer to Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 230.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 90.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 160.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 770.00 781.01

Account 33777812
Ref: Mobile-Channel

25 Jan Transfer to Sort Code 20-20-20 30.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 420.00 331.01

Account 33777812
Ref: Mobile-Channel

26 Jan Transfer to Sort Code 20-20-20 30.00 301.01

Account 33777812
Ref: Mobile-Channel

16 Feb Transfer to Sort Code 20-20-20 300.00 1.01

Account 33777812
Ref: Mobile-Channel

24 Feb Transfer From Sort Code 20-20-20 50.00 51.01

Account 33777812
Ref: Mobile-Channel

26 Feb Transfer to Sort Code 20-20-20 30.00 21.01

Account 33777812
Ref: Mobile-Channel

01 Mar Transfer From Sort Code 20-20-20 66.00 87.01

Account 33777812
Ref: Mobile-Channel

04 Mar Transfer to Sort Code 20-20-20 80.00 7.01

Account 33777812
Ref: Mobile-Channel

08 Mar Transfer to Sort Code 20-20-20 5.00 2.01

Account 33777812
Ref: Mobile-Channel

23 Mar Transfer to Sort Code 20-20-20 130.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 140.00 12.01

Account 33777812
Ref: Mobile-Channel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 7
Sort code 20-27-05 • Account number 93710408

Your transactions
Date Description Money out Money in Balance
24 Mar Transfer to Sort Code 20-20-20 10.00 2.01
Account 33777812
Ref: Mobile-Channel

01 Apr Transfer to Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 40.00

Account 33777812
Ref: Mobile-Channel

Transfer From Sort Code 20-20-20 210.00 232.01

Account 33777812
Ref: Mobile-Channel

06 Apr Transfer to Sort Code 20-20-20 20.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 150.00 62.01

Account 33777812
Ref: Mobile-Channel

14 Apr Transfer to Sort Code 20-20-20 10.00

Account 33777812
Ref: Mobile-Channel

Transfer to Sort Code 20-20-20 20.00 32.01

Account 33777812
Ref: Mobile-Channel

22 Apr Transfer to Sort Code 20-20-20 10.00 22.01

Account 33777812
Ref: Mobile-Channel

23 Apr End balance 22.01

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

Interest rates
u Credit interest rate 0.01%

Interest Summary

This is a summary of the gross interest earned Tax year ending 2021
on your account for the tax year 6 Apr 2020 to 5
u Gross interest earned £0.73
Apr 2021. These figures are for this account
only. If you’re a UK taxpayer you may have to
pay tax on interest earned in excess of your
Personal Savings Allowance. You can use these
figures in any correspondence with HM Revenue
& Customs including when doing your tax
return(s). Please note, it is your responsibility to
ensure that any tax due on interest payments
received is paid to the appropriate tax authority.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 8 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-27-05 • Account number 93710408

How it works Get in touch

How we pay interest u Our main number
Important information about
If your account pays interest and is in credit, we work 0345 7 345 345
compensation arrangements out your interest on the balance of your account at the Open 24/7 including
We are covered by the Financial Services close of business every day. Interest is calculated on holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
u From abroad
compensation to depositors if a bank is unable to depending on the type of account you have. Where
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, +44 2476 842 100
including most individuals and businesses – are these are current at the time of printing the statement Open 24/7 including holidays
covered by the scheme. We will issue the FSCS and may have changed during the statement period.
u Write to us
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show
are gross annual rates. Barclays, Leicester LE87 2BB
in detail what is, and is not, covered by the FSCS,
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on u Find a branch
statement. interest earned in excess of your Personal Savings
barclays.co.uk/branch-fi
Allowance (with the exception of interest earned on
For further information about the compensation nder/
ISAs, which continue to be free from UK tax for eligible
provided by the FSCS, refer to the FSCS website at 0800 400 100
customers). For information and guidance please refer
www.FSCS.org.uk. Open 24/7 including holidays
to HMRC’s website
www.gov.uk/hmrc/savingsallowance. u Your home branch
Using your Barclays debit card - what The management of your tax affairs is your
responsibility, including making any required DIRECT BANKING 6
costs and what doesn’t
declarations to HMRC. u Online
If you use your debit card in the UK Barclays will not banking help
charge you for using your debit card in the UK when Getting information from Barclays 0345 600 2323
making purchases, making a cash withdrawal, or Open 24/7 including holidays
We send information to customers with their
when buying travellers’ cheques or foreign currency. A
statements about relevant new offers and products, u Lost and stolen cards
small number of ATM providers may charge a
and about how to get the best from their existing 0800 400 100 (or +44
transaction fee but they should tell you about this
Barclays accounts. If you don’t get these messages
on-screen before you commit to any transaction. 2476 842 099 from
and you’d like to, or if you do and you’d rather you
If you use your debit card abroad or make a debit didn’t, you can call 0345 7 345 345, go to abroad)
card payment in a foreign currency (either abroad or Open 24/7 including holidays
barclays.co.uk, or come into a branch. And if you
in the UK) we'll charge you a 2.99% Non-Sterling change your mind at any time, just get in touch. Tell us straight away if:
Transaction Fee when making purchases, making a – you do not receive a
cash withdrawal, or when being refunded. This fee Barclays card you were
also applies whenever you do not pay in sterling, for expecting
example shopping online at a non-UK website. This – any of your cards are lost,
rate does not apply to Travel Wallet transactions. stolen or damaged
As we explain in our customer terms, we calculate our – you think someone else may
exchange rate using the reference exchange rate for know your PIN.
the Visa card scheme. Visa converts transactions into
sterling using the Visa Exchange Rate on the day it
Call charges will apply
processes the transaction – as this may be a day or
(please check with your
two later, our rate may be different on that day.
service provider). We may
You'll find a comparison of our exchange rate for
monitor or record calls for
certain currencies as a mark-up against the rate
quality, security, and
published by the European Central Bank in the
training.
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the
conversion rate offered by the retailer or ATM provider
or accept our rate.

Transferring money between countries

If you need to transfer money between countries, you
may be asked for your SWIFTBIC (Bank Identification
Code) and IBAN (International Bank Account
Number). These are on the front of your statement
and you’ll need them so that international banks can
identify your account correctly. Full details are on:
business.barclays.co.uk/bb/iban

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 9
Financial Services Compensation Scheme
Information Sheet
Basic information about the protection of your eligible deposits
Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”) 1
Limit of protection:
If you have more eligible deposits at the same bank:
If you have a joint account with other person(s):
Reimbursement period in case of bank’s failure:
Currency of reimbursement:
To contact Barclays Bank UK PLC for enquiries relating
to your account:
To contact the FSCS for further information on
compensation:
More information:
Additional information
1
Scheme responsible for the protection of your
eligible deposit
Your eligible deposit is covered by a statutory Deposit
Guarantee Scheme. If insolvency of your bank, building
society or credit union should occur, your eligible
deposits would be repaid up to £85,000 by the Deposit
Guarantee Scheme.
2 partnership, divorce, retirement, dismissal, redundancy or
General limit of protection
If a covered deposit is unavailable because a bank,
building society or credit union is unable to meet its
financial obligations, depositors are repaid by a Deposit
Guarantee Scheme. This repayment covers at maximum
£85,000 per bank, building society or credit union. This
means that all eligible deposits at the same bank, building
society or credit union are added up in order to
determine the coverage level. If, for instance, a depositor
holds a savings account with £80,000 and a current
account with £20,000, he or she will only be repaid
£85,000.
This method will also be applied if a bank, building society
or credit union operates under different trading names.
Barclays Bank UK PLC also trades under Barclays, Barclays
Business Banking, Barclays Premier Banking and Barclays
Wealth Management.
This means that all eligible deposits with one or more of
these trading names are in total covered up to £85,000.
£85,000 per depositor per bank2
The following trading names are part of Barclays :
Barclays, Barclays Business Banking, Barclays Premier Banking
and Barclays Wealth Management
All your eligible deposits at the same bank are "aggregated"
and the total is subject to the limit of £85,000.
The limit of £85,000 applies to each depositor separately. 3
10 working days. 4
Pound sterling (GBP, £)
Barclays Bank UK PLC
1 Churchill Place
Canary Wharf
London
E14 5HP
Financial Services Compensation Scheme
10th Floor Beaufort House
15 St. Botolph Street
London
EC3A 7QU
Tel: 0800 678 1100 or 020 7741 4100
email: ICT@fscs.org.uk
www.fscs.org.uk
In some cases eligible deposits which are categorised as
“temporary high balances” are protected above £85,000
for six months after the amount has been credited or
from the moment when such eligible deposits become
legally transferable. These are eligible deposits connected
with certain events including:
(a) certain transactions relating to the depositor’s current
or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil
invalidity;
(c) the payment to the depositor of insurance benefits or
compensation for criminal injuries or wrongful conviction.
More information can be obtained under www.fscs.org.uk
3
Limit of protection for joint accounts
In case of joint accounts, the limit of £85,000 applies to
each depositor. However, eligible deposits in an account
to which two or more persons are entitled as members of
a business partnership, association or grouping of a
similar nature, without legal personality, are aggregated
and treated as if made by a single depositor for the
purpose of calculating the limit of £85,000.
4 If you have not been repaid within these deadlines, you
Reimbursement
The responsible Deposit Guarantee Scheme is the should contact the Deposit Guarantee Scheme since the
Financial Services Compensation Scheme, 10th Floor time to claim reimbursement may be barred after a
Beaufort House, 15 St Botolph Street, London EC3A 7QU, certain time limit. Further information can be obtained
Tel: 0800 678 1100 or 020 7741 4100, email: under www.fscs.org.uk
ICT@fscs.org.uk. It will repay your eligible deposits (up to Other important information
£85,000) within ten working days from 1 January 2021 to
In general, all retail depositors and businesses are covered
31 December 2023; and within seven working days from
by Deposit Guarantee Schemes. Exceptions for certain
1 January 2024 onwards, save where specific exceptions
deposits are stated on the website of the responsible
apply.
Deposit Guarantee Scheme. Your bank, building society
Where the FSCS cannot make the repayable amount or credit union will also inform you of any exclusions from
available within 7 working days, it will, from 1 June 2016 protection which may apply. If deposits are eligible, the
until 31 December 2023, ensure that you have access to bank, building society or credit union shall also confirm
an appropriate amount of your covered deposits to cover this on the statement of account.
the cost of living (in the case of a depositor which is an
individual) or to cover necessary business expenses or
operating costs (in the case of a depositor which is not an
individual or a large company) within 5 working days of a
request.

Financial Services Compensation Scheme

Exclusions List
A deposit is excluded from protection if: (5) It is a deposit which can only be proven by a financial
instrument2 unless it is a savings product which is
(1) The holder and any beneficial owner of the deposit
have never been identified in accordance with money evidenced by a certificate of deposit made out to a
laundering requirements. For further information, contact named person and which existed in the UK, Gibraltar or a
your bank, building society or credit union. Member State of the EU on 2 July 2014.
(2) The deposit arises out of transactions in connection (6) It is a deposit of a collective investment scheme
with which there has been a criminal conviction for which qualifies as a small company. 3
money laundering. (7) It is a deposit of an overseas financial services
(3) It is a deposit made by a depositor which is one of the institution which qualifies as a small company.4
following:
(8) It is a deposit of certain regulated firms (investment
• credit institution firms, insurances undertakings and reinsurances
• financial institution undertakings) which qualify as a small business or a small
company 5 refer to the FSCS for further information on
• investment firm
this category.
• insurance undertaking (9) It is not held by an establishment of a bank, building
• reinsurance undertaking society or credit union in the UK or, in cases of a bank or
building society incorporated in the UK, it is not held by an
• collective investment undertaking
establishment in Gibraltar.
• pension or retirement fund1
• public authority, other than a small local authority. For further information about exclusions, refer to the
(4) It is a deposit of a credit union to which the credit FSCS website at www.FSCS.org.uk
1
Deposits by personal pension schemes, stakeholder pension schemes and occupational
union itself is entitled. pension schemes of micro, small and medium sized enterprises are not excluded
2
As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated
Activities) Order 2001, read with Part 2 of that Schedule
3
Under the Companies Act 1985 or Companies Act 2006
4
See footnote 3
5
See footnote 3

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