SUMMARY EXPENSES PIE CHART

+ TOTAL INCOME $0.00

- TOTAL EXPENSES $0.00

END BALANCE $0.00

Please do NOT edit colored cells, they may contain formulas. Only fill out white cells.
Enter your Category + Amount in both tables below and see the summary automatically calculated for you.

INCOME CATEGORY AMOUNT EXPENSE CATEGORY AMOUNT

Salary 1 $0.00 Rent $0.00

Electricity
Water
Gas
Internet
Phone
Insurances
Eating Out
Groceries
Shopping
Entertainment
Hair/Beauty
Transportation/Car
Health
Pets
Subscriptions
Debt

TOTAL $0.00 TOTAL $0.00

 Ready to FINALLY take control of your finances?
Grab our budget spreadsheet and take charge of your financial future today!

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 DO NOT EDIT COLORED CELLS
WHAT IS 'NEEDS' AND 'WANTS' BUDGETING?
ENTER YOUR INCOME $5,000.00
The "Needs vs. Wants" rule for budgeting is a plan to help you spend your money wisely. It
Enter your income in cell C2 above. Then enter the ratio (%) suggests that you should first take care of the important things you really need to live and
of your Needs/Wants Goals in table below. It will be safe, like your home, groceries, and bills. These are your "NEEDS."
automatically calculate the amount based on your income.
Once you've taken care of those, you can use the money you have left for things that are
not as important like going out to eat or buying fun stuff. These are your "WANTS." This rule
YOUR GOAL RATIO (%) AMOUNT helps you make sure you have enough for the important stuff before you spend on the extra
fun things.
NEEDS 60% $3,000.00

WANTS 20% $1,000.00 NEEDS examples : WANTS examples :

✅ Rent / mortgage ✅ Entertainment
SAVINGS + DEBT 20% $1,000.00 ✅ Home maintenance ✅ Dining Out
✅ Electricity Bill ✅ Travel
100% $5,000.00 ✅ Water Bill ✅ Hobbies
✅ Gas Bill ✅ Gym Memberships
✅ Internet Bill ✅ Shopping Non-essentials
How much is your total 'NEEDS'? ✅ Phone Bill ✅ Electronics
Enter your Needs Category + Amount in table below to ✅ Groceries & Personal Hygiene ✅ Subscriptions
calculate your actual total NEEDS amount & ratio (based ✅ Basic clothing ✅ Leisure Activities
on your income).
✅ Transportation ✅ Beauty treatments
RATIO (%) AMOUNT ✅ Medical expenses ✅ Gaming
✅ Insurances
Actual Total NEEDS 0% $0.00 ✅ Childcare

NEEDS CATEGORY AMOUNT

Rent $0.00 NOTE:

Electricity $0.00
Remember that the specific needs & wants categories may vary based on your
Water $0.00 personal circumstances and priorities.
Gas $0.00 It's important to tailor your budget to your own situation and adjust these
Internet $0.00 categories as needed to accurately reflect your essential and non-essentials
expenses.
$0.00
$0.00
$0.00
$0.00
$0.00 Ready to FINALLY take control of your finances?
$0.00
$0.00 Grab our budget spreadsheet and
$0.00 take charge of your financial future today!
$0.00
$0.00 CLICK HERE TO CHECK OUT OUR ETSY LISTING
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
TOTAL $0.00
 FOR MORE BUDGETING TEMPLATES, CHECK OUT OUR ETSY SHOP :

CLICK HERE - JREN DIGITAL ETSY SHOP

Need help choosing the right budget spreadsheet? Please CLICK HERE!

All of our budget spreadsheets are reusable and can be used for any month and any year.
They are only available in Google Sheets and NOT compatible with Excel.

SOME OF OUR BEST-SELLING BUDGET TEMPLATES :

CLICK HERE - JRen Monthly Budget CLICK HERE - JRen Biweekly Budget CLICK HERE - JRen Couples Budget CLICK HERE - JRen The Ultimate Budget

FEATURES: FEATURES: FEATURES: FEATURES:

✅ Monthly Dashboard with weekly
spending tracker
✅ Set up Fixed Monthly Bills ONCE
✅ Smart Bill Calendar
✅ 50/30/20 Dashboard
✅ Designed for Biweekly paycheck
✅ Set up Fixed Monthly Bills ONCE
✅ Smart Bill Calendar
✅ Bills Budgeting Calculator
✅ Weekly + Monthly Dashboard
✅ Annual Dashboard - start any month
✅ 50/30/20 Dashboard
✅ Income + expenses distribution
between partners
✅ Automated bills split
✅ Track up to 16 Sinking Funds
✅ Debt Snowball (up to 20 debt)
✅ Weekly + Monthly Dashboard
✅ Annual Dashboard - start any month
✅ 50/30/20 Dashboard
✅ Set up Fixed Monthly Bills ONCE
✅ Track up to 16 Sinking Funds
✅ Debt Snowball (up to 20 debt)
✅ Net Worth Tracker