SOUNDAR’S IAS ACADEMY

9790936303 / 9500330169
UPSC CSAT – TEST 2 – LEVEL 2
1. From each of the two given numbers, half the smaller number is subtracted. Of the resulting
numbers the larger one is three times as large as the smaller. What is the ratio of the two numbers?
(a)2 :1 (b)3 : 1 (c)3 : 2 (d)None
2. Three men are gambling in Casino Royal. They start with sums of money in the ratio 7 : 6 : 5 and
finish with sums of money in the ratio 6 : 5 : 4, in the same order as before. One of them won Rs. 12.
How many dollars did he start with? (The three men gambled amongst each other only)
(a)$1080 (b)$420 (c)$210 (d)None of these
3. If a, b, c are three positive integers such that a and b are in the ratio 3 : 4 while b and c are in the
ratio 2 : 1, then which one of the following is a possible value of (a + b + c)?
(a)201 (b)205 (c)207 (d)210
4. The scores of Amal and Bimal in an examination are in the ratio 11 : 14. After an appeal, their scores
increase by the same amount and their new scores are in the ratio 47 : 56. The ratio of Bimal’s new
score to that of his original score is
(a)4 : 3 (b)3 : 2 (c)5 : 4 (d)8 : 5
5. There are two clocks on a wall both set to show the correct time at 9 am. One clock loses two
minutes in an hour while the other gains one minute in one hour. By how many minutes do the two
clocks differ at 12 noon on the same day?
a) 6 minutes b) 9 minutes c) 12 minutes d) 15 minutes
6. In a watch, the minute hand crosses the hour hand for the third time exactly after every 3 hours 18
minutes and 15 seconds of normal time. What is the time gained or lost by this watch in one day?
(a) 14 min 10 s lost (b) 13 min 48 s lost (c) 13 min 20 s gained (d) 14 min 40 s gained
7. Jabeen started from home at 16.30 hrs and drive to her friend’s house, arriving there when the clock
in her friend’s house indicated 17:30 hours. After staying for 15 minutes, she drove back by a
different route of length 1 -5 times the first route at a rate thrice as fast reaching home at 18:00
hours. As compared to the clock at her home, the clock at her friend’s house is
a) 5 Minutes fast b) 5 minutes slow c) 10 minutes slow d) 10 minutes fast
8. The minute hand of a faulty clock overtakes the hour hand at intervals of 63 minutes of correct time.
How many minutes in a day does the clock lose or gain?
(a) 58 (4/71) min (b) 54 (6/81) min (c) 55 (7/70) min (d) 56 (8/77) min
9. If 40% of P is 40 more than 40% of 40 then 40% of P is?
a) 58 b) 52 c) 56 d) 54
10. In a class 40 % of the total number of boys and girls together is equal to 84% of the difference
between the number of boys and to the number of girls in that class. Number of boys is more than
the number of girls. If the number of boys in that class is 62. Then find the number of girls in that
class?
A) 31 B) 22 C) 44 D) 48
 PASSAGE : 1
What climate change will undeniably do is cause of amplify events that hasten the reduction
of resources. Competition over these diminishing resources would ensue in the form of political or
even violent conflict. Resource based conflicts have rarely been overt and are thus difficult to isolate.
Instead they take on veneers that appear more politically palatable. Conflicts over resources like
water are often cloaked in the guise of identity or ideology.
11. What does the above passage imply?
(a) Resource-based conflicts are always politically motivated.
(b) There are no political solutions to resolve environmental and resource-based conflicts.
(c) Environmental issues contribute to resource stresses and political conflicts
(d) Political conflicts based on identity or ideology cannot be resolved.
PASSAGE : 2
Why do people prefer open defecation and not want toilets or, if they have them, only use
them sometimes? Recent research has shown two critical elements: ideas of purity and pollution,
and not wanting pits or septic tanks to fill because they have to be emptied. These are the issues that
nobody wants to talk about, but if we want to eradicate the practice of open defection, they have to
be confronted and dealt properly.
12. Which among the following is the most crucial message conveyed by the above passage?
(a) The ideas of purity and pollutions are so deep-rooted that they cannot be removed from the
minds of the people
(b) People have to perceive toilet use and pit-emptying as clean and not polluting
(c) People cannot change their old habits
(d) People have neither civic sense nor sense of privacy
PASSAGE : 3
A successful democracy depends upon widespread interest and participation in politics, in
which voting is an essential part. To deliberately refrain from taking such an interest, and from
voting, is a kind of implied anarchy, it is to refuse one’s political responsibility while enjoying the
benefits of a free political society.
13. This passage relates to
(a) duty to vote (b) right to vote
(c) freedom to vote (d) right to participate in politics
PASSAGE : 4
The greatest blessing that technological progress has in store for mankind is not, of course,
an accumulation of material possessions. The amount of these that can be effectively enjoyed by one
individual in one lifetime is not great. But there is not the same narrow limit to the possibilities of the
enjoyment of leisure. The gift of leisure may be abused by people who have had no experience of
making use of it. Yet the creative use of leisure by a minority in societies has been the mainspring of
all human progress beyond the primitive level.
14. With reference to the above passage, the following assumptions have been made:
1. People always see the leisure time as a gift and use it for acquiring more material possessions.
2. Use of leisure by some people to produce new and original things has been the chief source of
human progress.
Which of these assumptions is/are valid?
(a) 1 only (b) 2 only (c) Both 1 and 2 (d) Neither 1 nor 2
15. Consider the following statements:
1. a% of b is equal to b% of a, if and only if a =b.
2. 15 % of 24 % of 36 % of x is equal to 40% of 4% of 81% of x
A) 1 only correct B) 2 only correct
C) both 1 and 2 are correct D) Neither 1 nor 2 is correct

16. An amount is to be divided between A, B and C in the ratio 2:3:5 respectively. If C gives 200 of his
share to B the ratio among A, B and C becomes 3:5:4. What is the total sum?
a) 5000 b) 6000 c) 7000 d) 8000

17. A clock is set right at 10 a.m. on Monday. It loses 15 minutes in 24 hrs. What will be the true time
when the clock indicates 4 a.m. on the following Saturday?
(a) 5:12 am (b) 5:32 am (c) 6:32 am (d) 5:48 am

18. A watch gains 18 seconds in every 6 hours. If the watch is set right at 1 am on Wednesday, what time
will it show at 5am Friday?
a) 4 pm b) 5:02:36 am c) 5:03:26 pm d) 4:20 am

19. At what time between 2 and 3, the hands of the clock are opposite to each other?
a) 480/11 minutes from 2 b) 485/11 minutes from 2
c) 540 /11 minutes from 2 d) 545 / 11 minutes from 2

20. Among 1st 1000 positive-integers, how many positive integers are squares numbers as well as cube
numbers?
A) 2 B) 1 C) 3 D) 4

21. In a class of 30 students, which of the following cannot be the ratio of boys and girls?
(a) 2:3 (b) 1:5 (c) 4:5 (d) 2:1

22. A candidate scores 46% and fails by 55 marks while another candidate scores 81% and gets 15 marks
more than the minimum required marks to pass the exam. Find the maximum marks for the
examination.
(a) 350 (b) 100 (c) 150 (d) 200

PASSAGE : 5
Disruption of traditional institutions, identifications and loyalties is likely to lead to
ambivalent situations. It is possible that some people may renew their identification with traditional
groups whereas others align themselves with new groups and symbols emergent from processes of
political development. In addition, political development tends to foster group awareness of a variety
of class, tribe, region, clan, language, religion, occupation and others.

23. Which one of the following is the best explanation of the above passage?
(a) Political development is not a unilinear process for it involves both growth and decay
(b) Traditional societies succeed in resisting positive aspects of political development
(c) It is impossible for traditional societies to break away from lingering loyalties
(d) Sustenance of traditional loyalties is conducive to political development
 PASSAGE : 6
The NDA government’s Black Money Act may have so far managed to scoop up just the
surface of the potentially retrievable unaccounted income. But the rhythm to unearth more illegal
income seems to have been set. The CBI searches in State-run Bank of Baroda branches for `6,100-
crore suspected black money transfer is perhaps the first major and concrete action against the
‘black sheep’ in years. Hopefully, the investigating agency and the special investigation team on black
money will take this forward. The one-time compliance window for the declaration of foreign assets
and income under the Black Money Act, which closed on September 30, saw just 638 declarations
aggregating to `3,770 crore. Union Finance Minister Arun Jaitley was quick to warn those who did not
declare unaccounted income to face the “consequences.” The CBI raid comes just a few days after
Jaitley’s warning and if his categorical statement that bulk of the black money is within India is
anything to go by, more such raids can be expected.
The Act is one of the crucial components of economic reforms announced last year and
there’s an urgent need to step up efforts to retrieve stashed income, both within the country and
abroad. With investor appetite losing sheen, economic growth slowing down and with India moving
nowhere as far as its ease of doing business rank is concerned, the government is in a tight spot to
act and now. Stringent norms on undisclosed income imply the country is not a ‘safe haven’ and will
strengthen the moral fiber of our society. Importantly, income recovered from such sources is crucial
for the government to steer its social programmes and fund public expenditure at a time when the
country’s direct and indirect tax collections are below target. The Act can also be used to clean up
the mess broiling at our public sector banks that are reeling under severe stressed assets and low
recoveries.
Traditionally, stock markets too are often used to circulate black money. Be it via
Participatory Notes, which allow investors to invest without having to register themselves, or
channeling funds through tax havens like Mauritius or Singapore. While continuing to crack the whip
on banks to trace the illicit money flow, the government should also focus on the markets.
24. According to the passage the Black Money Act is for:
a) Financing the black money b) Retrieving the black money
c) Saving the black money d) Covering the black money
25. Which compliance rule helped in unearthing the black money?
a) Declaration of expenditure b) Declaration of income
c) Declaration of assets d) Declaration of foreign assets and income
26. According to the passage, the Black Money Act is an important part of:
a) Infrastructure Development b) Technological Development
c) Inflation Control d) Economic Reforms
27. According to the passage, which one of the following is the consequence of increasing black money
in India?
a) Higher economic growth
b) Slower economic growth
c) Increase in investments
d) International players opening new business in India
28. According to the passage, the fund collected through Black Money Act can be used for?
a) Fund Public Expenditure b) Fund Private Expenditure
c) Fund Public Income d) Fund Private Income
 PASSAGE : 7
The man who is perpetually hesitating which of the two things he will do first, will do neither.
The man who resolves, but suffers his resolution to be changed by the first counter-suggestion of a
friend—who fluctuates from opinion to opinion and veers from plan to plan-can never accomplish
anything. He will at best be stationary and probably retrograde in all. It is only the man who first
consults wisely, then resolves firmly and then executes his purpose with inflexible perseverance,
undismayed by those petty difficulties which daunt a weaker spirit—that can advance to eminence in
any line.
29. The keynote that seems to be emerging from the passage is
(a) we should first consult wisely and then resolve firmly
(b) we should reject suggestions of friends and remain unchanged
(c) we should always remain broad-minded
(d) we should be resolute and achievement-oriented

PASSAGE : 8

During the summer in the Arctic Ocean, sea ice has been melting earlier and faster, and the
winter freeze has been coming later. In the last three decades, the extent of summer ice has
declined by about 30 per cent. The lengthening period of summer melt threatens to undermine the
whole Arctic food web, atop which stand polar bears.
30. Which among the following is the most crucial message conveyed by the above passage?
(a) Climate change has caused Arctic summer to be short but temperature to be high
(b) Polar bears can be shifted to the South Pole to ensure their survival
(c) Without the presence of polar bears, the food chains in Arctic region will disappear
(d) Climate change poses a threat to the survival of polar bears

31. In measuring the sides of a rectangle the length is increased by 30% and breadth is increased by 20%.
Find the percent value by which area changes.
(a) 50% (b) 59% (c) 56% (d) 55%

32. The calendar for the year 2013 will be the same for which of the following year?
a) 2018 b) 2019 c) 2020 d) 2017

33. If Vishnu birthday is on Friday, 24th June and Vishnu birthday is on 18th December of the same year.
Vishnu birthday falls on which day of the week?
a) Sunday b) Saturday c) Friday d) Monday

34. Priyanka was born on 5th October 2022. Kamali was born seven days before Priyanka. The day of
Independence day fell on Sunday. Which day was Kamali born?
(a) Tuesday (b) Wednesday (c) Thursday (d) Friday

35. The seven-digit number 876p37q is divisible by 225. The value of p and q can be respectively:
A) 9, 0 B) 0, 0 C) 0, 5 D) 9, 5

36. Consider the following statements.

1. One more than product of two consecutive odd numbers is a perfect square.
2. The difference between a three-digit (all are different digit) number and the number obtained by
reversing its digits is always divisible by 99.
3. If n is a whole number greater than 1, then n2 (n2-1) is always divisible by 12
A) 1 and 2 only correct B) 2 and 3 only correct
C) 1 and 3 only correct D) All correct
37. There are two, 2-digit numbers ab & cd, ba is another 2-digit number prepared by reversing the digits
of ab, if ab cd = 493 and ba cd = 2059, what is the value of sum of (ab + cd)?
(a) 43 (b) 45 (c) 47 (d) 46

38. What is the remainder when a 99 digit number 4444…...44444 is divided by 11?
A) 0 B) 4 C) 44 D) 11

39. If 15(2p2 – q2) = 7pq and p, q are positive, find p : q.

A) 3 : 4 B) 4 : 5 C) 5 : 6 D) 6 : 7

40. A diamond falls down and breaks into pieces whose weight are in the ratio 1 : 3 : 6. If
the value of the diamond is proportional to the square of its weight, and its original value is
Rs.30000, what is the loss in value due to breakage?
A) Rs.14800 B) Rs.12600 C) Rs.16200 D) Rs.21000

41. Gracelin was born on 29th Feb, 2016 which happened to be a Monday. On what day would she
celebrate her birthday next?
(a) Monday (b) Tuesday (c) Friday (d) Saturday

42. A shipping clerk has five boxes of different but unknown weights each weighing less than 100kg. The
clerk weights the boxes in pairs. The weights obtained are 110, 112, 113, 114, 115,116, 117, 118, 120
and 121 kg. what is the weight of the heaviest box?
(a)60 kg (b)62kg (c)64kg (d)Cannot be determined

43. Three classes X, Y and Z take an algebra test.

The average score in class X is 83
The average score in class Y is 76
The average score in class Z is 85
The average score of all students in classes X and Y together is 79
The average score of all students in classes Y and Z together is 81
What is the average for all the three classes?
(a)81 (b)81.5 (c)82 (d)84.5

44. The ratio of three numbers is 1 : 10 : 100. The sum of the three numbers is always not divisible by
A) 3 B) 37 C) 111 D) 9

45. In 2016, Anbu celebrated his birthday on Friday. Which will be the first year after 2016 when Anbu
will celebrate his birthday on a Wednesday? (He was not born in January or February)
(a) 2021 (b) 2023 (c) 2020 (d) 2025

46. Tuesday fell on which of the following dates of April, 2002?

(a) 3rd, 10th, 17th, 24th (b) 1st, 8th, 15th, 22nd, 29th
(c) 4th, 11th, 18th, 25th (d) 2nd, 9th, 16th, 23rd, 30th

47. What is the number of days in x weeks and x days?

(a) 7x + 1 (b) 8x (c) 15x (d) 7x + 7
 PASSAGE : 9
Why do people prefer open defecation and not want toilets or, if they have them, only use
them sometimes? Recent research has shown two critical elements: ideas of purity and pollution,
and not wanting pits or septic tanks to fill because they have to be emptied. These are the issues that
nobody wants to talk about, but if we want to eradicate the practice of open defection, they have to
be confronted and dealt properly.
48. Which among the following is the most crucial message conveyed by the above passage?
(a) The ideas of purity and pollutions are so deep-rooted that they cannot be removed from the
minds of the people
(b) People have to perceive toilet use and pit-emptying as clean and not polluting
(c) People cannot change their old habits
(d) People have neither civic sense nor sense of privacy

PASSAGE :10
In the last two decades, the world’s gross domestic product (GDP) has increased 50 percent,
whereas inclusive wealth has increased by a mere 6 percent. In recent decades, GDP-driven
economic performance, has only harmed inclusive wealth like human capital; and natural capital like
forests, land and water. While the world’s human capital which stands at 57 percent of total inclusive
wealth grew by only 8 percent, the natural which is 23 percent of total inclusive wealth declined by
30 per cent worldwide in the last two decades.
49. Which of the following is the most crucial inference from the above passage?
(a) More emphasis should be laid on the development of natural capital
(b) The growth driven by GDP only is neither desirable nor sustainable
(c) The economic performance of the countries of the world is not satisfactory
(d) The world needs more human capital under the present circumstances

PASSAGE :11
The Himalayan ecosystem is highly vulnerable to damage, both due to geological reasons and
on account of the stress caused by increased pressure of population, exploitation of natural
resources and other related challenges. These aspects may be exacerbated due to the impact of
climate change. It is possible that climate change may adversely impact the Himalayan ecosystem
through increased temperature altered precipitation patterns, episodes of drought and biotic
influences.
This would not only impact the very sustenance of the indigenous communities in uplands
but also the life of downstream dwellers across the country and beyond.
Therefore, there is an urgent need for giving special attention to sustain the Himalayan
ecosystem. This would require conscious efforts for conserving all the representative systems.
Further, it needs to be emphasized that the endemics with restricted distribution, and most often
with specialized habitat requirements, are among the most vulnerable elements. In this respect the
Himalayan biodiversity hotspot, with rich endemic diversity, is vulnerable to climate change.
The Threats include possible loss of genetic resources and species, habitats and concomitantly a
decrease in ecosystem services. Therefore, conservation of endemic elements in representative
ecosystems/habitats assumes a great significance while drawing conservation plans for the region.
Towards achieving the above, we will have to shift towards contemporary conservation approaches,
which include a paradigm of landscape level interconnectivity between protected area systems. The
concept advocates a shift from the species-habitat focus to an inclusive focus on expanding the bio-
geographic range so that natural adjustments to climate change can proceed without being
restrictive.
50. Consider the following statements:
1. According to the passage, the adverse impact of climate change on an ecosystem can be a
Permanent disappearance of some of its flora and fauna.
2. Permanent disappearance of ecosystem itself.
Which of the statements given above is/are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2

51. Which one of the following statements best implies the need to shift toward contemporary
conservation approach?
(a) Exploitation of natural resources causes a stress on the Himalayan ecosystem.
(b) Climate change alters precipitation patterns, causes episodes of drought and biotic interference.
(c) The rich biodiversity, including endemic diversity, makes the Himalayan region a biodiversity
hotspot.
(d) The Himalayan biogeographic region should be enabled to adapt to climate change smoothly.

52. What is the most important message conveyed by the passage?

(a) Endemism is a characteristic feature of Himalayan region.
(b) Conservation efforts should emphasize on biogeographic ranges rather than on some species or
habitats.
(c) Climate change has adverse impact on the Himalayan ecosystem.
(d) Without Himalayan ecosystem, the life of the communities of uplands and downstream will have
no sustenance.

53. With reference to the passage, the following assumptions have been made:
To maintain natural ecosystems, exploitation of natural resources should be completely avoided.
Not only anthropogenic but also natural reasons can adversely affect ecosystems.
Loss of endemic diversity leads to the extinction of ecosystems.
Which of the above assumptions is/are correct?
(a) 1 and 2 (b) 2 only (c) 2 and 3 (d) 3 only

54. What is the difference between the angles made by the minute and hour hands of a clock when the
time is 3:12 pm and 7:12 pm?
(a) 80° (b) 100° (c) 120° (d) 140°

55. Selvi was born on Friday, 20 March 1970. Which day of the week was it when she celebrated her
birthday in the year 2011?
a) Friday b) Sunday c) Monday d) Saturday
Directions : The question is followed by two statements, I and II. Answer the question based on the
statements and mark the answer as:
(a) If the question can be answered with the help of any one statement alone but not by the
other statement
(b) If the question can be answered with the help of either of the statements taken individually
(c) If the question can be answered with the help of both statements together
(d) If the question cannot be answered even with the help of both statements together.
56. What is the value of ‘a’?
I. Ratio of a and b is 3 : 5, where b is positive
12
II. Ratio of 2a and b is 10, where a is positive

57. X says to Y, “I am 3 times as old as you were 3 years ago”. How old is X?
I. Y’s age 17 years from now will be same as X’s present age
II. X’s age nine years from now is 3 times Y’s present age
58. What is A : B : C : D ?
I. A : B = 3 : 5
II. C : D : 7 : 8
59. Out of the shirts produced in a factory, 15% are defective, while 20% of the rest are sold in the
domestic market. If the remaining 8840 shirts are left for export, then the number of shirts produced
in the factory is
(a)13600 (b)13000 (c)13400 (d)14000
60. A man spends 70% of his income. His income increases by 24% and his expenditure also increases by
15%. Find the percentage increase in his savings.
(a) 35% (b) 24% (c) 45% (d) 55%

61. The population of a town is 5000. If the males increases by 6% and females by 14% the population
will be 5500. Find the number of females in the town.
(a) 5000 (b) 2000 (c) 3500 (d) 2500
62. A dice is numbered from 1 to 6 in different ways. If 2 is adjacent to 3, 4 and 5, then which of the
following statements is always true?
(a) 3 is adjacent to 5 (b) 2 is adjacent to 6
(c) 5 is adjacent to 6 (d) None of the above
63. A cube has all its faces painted in different colors. It is cut into smaller cubes of equal sizes such that
the side of the small cube is one-fourth the big cube. The number of small cubes with none of the
sides painted is:
a) 64 b) 8 c) 16 d) Not even one
64. A cube is cut in two equal parts along a plane parallel to one of its faces. One piece is then coloured
red on the two larger faces and green on the remaining, while the other is coloured green on two
smaller adjacent faces and red on the remaining. Each is then cut into 32 cubes of same size and
mixed up. How many such smaller cubes have only one coloured face?
(a) 32 (b) 8 (c) 16 (d) 0
65. All the six faces of a cube of a cube are coloured with six different colours - orange, indigo, silver,
➢ saffron, beige and grey.
➢ Saffron face is opposite to the orange face.
➢ Silver face is between saffron and orange faces.
➢ Grey face is adjacent to beige face.
➢ Indigo face is adjacent to grey face.
➢ Saffron face is in the bottom.
Which face is opposite to silver?
a) Saffron b) Beige c) Grey d) Indigo
66. A, B and C are three positive integers, Where A is odd. C is one more than B. The Half of square of A
is equal to sum of B and C. Which among the following is always true?
𝐴𝑏
1. A + B + C = 12 2. 𝐴2 + 𝐵2 = 𝐶 2 3. 𝐵𝐶 = 𝐶 𝐴
A) 1 only B) 1 and 2 only C) 2 only D) 1 and 3 only
67. A, B, C play cricket. A’s runs are to B’s runs and B’s runs are to C’s as 3 : 2, they get together 342 runs.
How many runs did A make?
A) 162 B) 108 C) 72 D) 64
68. The certain number of cooks to the number of waiters is 3 to 13. When 12 more waiters are hired,
the ratio of number of cooks to the number of waiters changes 3 : 16. How many cooks are there?
A) 4 B) 12 C) 15 D) 9
69. Bill started off a business. In the 1st year he earned a profit of 50% and donated 50% of the total
capital (initial cap + profit) to a charitable organization. The same was followed in the 2nd and 3rd
year. At the end of 3 years he is left with Rs.16875, find the amount donated by him at the end of
2nd year.
(a) 45000 (b) 12500 (c) 22500 (d) none
70. The sales of an item increases by 20% every week. If the difference between the sales of the fourth
week and the second is 157, what are the sales in the third week?
a) 432 b) 423 c) 243 d) 234

71. A man spends 10% of his capital on raw material, 20% of the remaining on advertisement, 30% of the
remaining on building, 40% of the balance on machinery and thus he was left with Rs.9072. Find his
capital.
a) 36,000 b) 40,000 c) 45,000 d) 30,000

72. 25% of all wise people are nice and half of all nice people are wise. Further 25% of all people are
neither wise nor nice, what percentage of all the people are both wise and nice?
(a) 10% (b) 15% (c) 20% (d) 25%

73. Two candles of same height are lighted at the same time. The first is consumed in 8 hours and
second in 5 hours. Assuming that each candles burns at a constant rate, in how many hours after
being lighted, the ratio between the first and second candles becomes 5 : 3?
A.1.5 hour B.2.5 hour C.2 hour D.1.6 hour

74. X, Y and Z enter into a partnership and theirs shares are in the ratio 1/2 : 1/3 : 1/4. After two months,
X withdraws half of his capital and after 10 months, a profit of Rs.420 is divided among them. What is
Y’s share?
A) Rs180 B) Rs165 C) Rs 160 D) Rs195

PASSAGE : 12
A bankruptcy court has directed a resolution professional to assess whether personal
insolvency proceedings should start against Rohit Kalra, the former promoter of Rajasi Housing
Finance Ltd (RHFL) for recovering ₹ 4,512 crore in dues to the State Bank of India.
Experts said that Rohit Kalra’s likely insolvency would be one of the high-profile personal
bankruptcy cases, such as that against Vijay Mallya, to reach the National Company Law Tribunal
(NCLT). Consequently, this case would have a bearing on the personal insolvency proceedings against
Vijay Mallya, the owner of Kingfisher airlines. It will be a crucial judgment as it could decide the fates
of several other defaulting promoters, too.
Lender claims against Rohit Kalra are expected to cross ₹ 25,000 crore. The Delhi NCLT has
appointed Sudesh Mehta as the resolution professional. Mehta will now verify the claims made by
the SBI. He will recommend to the NCLT whether to initiate individual insolvency proceedings against
Rohit Kalra. Rohit was arrested on 4th April 2020 when a district court convicted him of money
laundering. After spending 10 months in a private hospital, the CBI court ordered that Wadhawan be
shifted out of Lilamani Hospital to the Tihar prison. Last week, the Delhi High Court ordered and
directed Tihar jail to take him to Lilamani Hospital for surgery.
75. According to the passage, Rohit Kalra has been convicted of which of the following cases?
(a) He has been convicted of a murder case of one of his personal executives.
(b) He has been convicted of a fraud scam of government jobs.
(c) He has been convicted of a money laundering case.
(d) He has been convicted of a drug scam case with a big pharma company.

76. What should be the most suitable title for the above passage?
(a) Rohit Kalra – the Corporate Culprit
(b) Gloomy Days in Kingfisher
(c) The Corrupt turned Insolvent Owner
(d) Money Laundering with SBI

77. Which among the following is a correct statement for money laundering as per the facts of the
above passage?
I. Concealing the source of illegally obtained money
II. Converting black money into white money
III. Mere default in repaying the money
(a) All statements are false
(b) Only statement II is true
(c) Only statement I is true
(d) Both statements I and II are true

78. Which is the most suitable antonym for “conviction”?

(a) judgement
(b) sentence
(c) acquittal
(d) arrest

79. Who among the following has been currently dealing with the case of Rohit Kalra?
(a) The State Bank of India (SBI)
(b) The Delhi High Court
(c) The National Company Law Tribunal (NCLT)
(d) District Court
PASSAGE : 13

80. The States are like pearls and the Centre is the thread which turns them into a necklace; if the read
snaps, the pearls are scattered.
Which one of the following views corroborates the above statement?
(a) A strong Centre and strong States make the federation strong
(b) A strong Centre is a binding force for national integrity
(c) A strong Centre is a hindrance to State autonomy
(d) State autonomy is a prerequisite for a federation