4124

PERSON NAME: WILLIS, PAUL S
PERSON SSN : 540-35-3849

FIRST NAME : WILLIS
LAST NAME : PAUL S
PERSON DOB : N/A
PERSON ADRESS: 1242 9TH ST, UNIT 5, SANTA MONICA, CA 90401
PERSON SCORE: 838
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APPLICANT:WILLIS, PAUL S CO-APP:
SSN :540-35-3849 CO-SSN:
ADDRESS :1242 9TH ST, UNIT 5, SANTA MONICA, CA 90401
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S C O R E M O D E L S
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PAUL S WILLIS - 540353849
EQUIFAX/FICO CLASSIC V5 FACTA 705
00013 - TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
00030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
00002 - LEVEL OF DELINQUENCY ON ACCOUNTS
00023 - NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH
BALANCES
FA - NUMBER OF INQUIRIES ADVERSELY AFFECTED THE SCORE, BUT
NOT SIGNIFICANTLY

TRANSUNION/FICO CLASSIC (04) 738
030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
012 - LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
002 - LEVEL OF DELINQUENCY ON ACCOUNTS
FA - INQUIRIES IMPACTED THE CREDIT SCORE

EXPERIAN/FAIR, ISAAC (VER. 2) 741
08 - TOO MANY INQUIRIES LAST 12 MONTHS
05 - TOO MANY ACCOUNTS WITH BALANCES
18 - NUMBER OF ACCOUNTS WITH DELINQUENCY
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T R A D E L I N E S
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E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
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Page: 1/18
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APPLICANT:WILLIS, PAUL S
SSN :540-35-3849
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B B BK OF AMER 360 01/19 $930000 AS AGREED
262174207 MTG 07/16 $884867 30 0 0 0
01/19 $5332 XP/TU/EF
01/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST;
TRENDED DATA: [ SCH | ACT | BAL ]
2018-12: $5332 | $5332 | $886486
2018-11: $5332 | $5332 | $888099
2018-10: $5332 | $5332 | $889708
2018-09: $5332 | $5332 | $891313
2018-08: $5332 | $5332 | $892913
2018-07: $5332 | $5332 | $894509
2018-06: $5332 | $5332 | $896100
2018-05: $5332 | $5332 | $897687
2018-04: $5332 | $5332 | $899269
2018-03: $5332 | $5332 | $900847
2018-02: $5204 | $5204 | $902420
2018-01: $5204 | $5204 | $903990
2017-12: $5204 | $5204 | $905554
2017-11: $5204 | $5204 | $907114
2017-10: $5204 | $5204 | $908670
2017-09: $5204 | $5204 | $910222
2017-08: $5204 | $5204 | $911769
2017-07: $5204 | $5204 | $913312
2017-06: $5204 | $5204 | $914850
2017-05: $5204 | $5204 | $916384
2017-04: $5204 | $5204 | $917914
2017-03: $5204 | $5204 | $919440
2017-02: $5204 | $5204 | $920961
2017-01: $5204 | $5204 | $922478
B B CHASE CARD MIN 12/18 $35000 AS AGREED

414720235174 REV 04/18 $4427 8 0 0 0
12/18 $44 XP/TU/EF
12/18: CCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;
2018-11: $37 | | $3702
2018-10: $67 | | $6762
2018-09: $39 | | $3910
2018-08: $35 | | $3510
2018-07: $50 | | $5009
2018-06: $36 | | $3639
2018-05: $34 | | $3415
Page: 2/18
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SSN :540-35-3849
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B B BANK OF AMERICA MIN 01/19 $23000 CUR WAS 30
4147342008060370 REV 01/17 $438 25 2 0 0
01/19 $25 XP/TU/EF
01/19: CC1CCCCCCC1CCCCCCCCCCCCCC
Late Dates: 11/18-30, 3/18-30
2018-12: $25 | | $119
2018-11: $58 | | $977
2018-10: $40 | | $790
2018-09: $25 | | $345
2018-08: $27 | | $153
2018-07: $25 | | $31
2018-06: $25 | | $119
2018-05: $44 | | $4422
2018-04: $25 | | $2321
2018-03: $113 | | $3766
2018-02: $69 | | $3660
2018-01: $9 | | $9
2017-12: $25 | | $519
2017-11: $25 | | $0
2017-10: $25 | | $0
2017-09: $25 | | $76
2017-08: $18 | | $0
2017-07: $18 | | $0
2017-06: $18 | | $0
2017-05: $18 | | $18
2017-04: $102 | | $4333
2017-03: $25 | | $966
2017-02: $25 | | $1260
2017-01: | | $0

414740022707 REV 08/18 $420 5 0 0 0
01/19 $25 XP/TU/EF
01/19: CCCCC
2018-12: $25 | | $224
2018-11: $25 | | $0
2018-10: $25 | | $0
2018-09: $25 | | $888
Page: 3/18
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SSN :540-35-3849
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414720234616 REV 12/10 $14 96 0 0 0
12/18 $14 XP/TU/EF
12/18:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
2018-11: $14 | | $14
2018-10: $14 | | $14
2018-09: $14 | | $14
2018-08: $14 | | $14
2018-07: $15 | | $0
2018-06: $15 | | $15
2018-05: $25 | | $451
2018-04: $25 | | $40
2018-03: $44 | | $4484
2018-02: $60 | | $6044
2018-01: $63 | | $6306
2017-12: $36 | | $3692
2017-11: $113 | | $11380
2017-10: $52 | | $5240
2017-09: $39 | | $3909
2017-08: $25 | | $1532
2017-07: $29 | | $2960
2017-06: $32 | | $3257
2017-05: $25 | | $438
2017-04: $25 | | $282
2017-03: $25 | | $459
2017-02: $25 | | $1383
2017-01: $39 | | $3979
Page: 4/18
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SSN :540-35-3849
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B B AMEX 12/18 $8600 AS AGREED
-3499919270652503 REV 03/12 $0 81 0 0 0
03/18 $0 XP/TU/EF
12/18:
2018-11: | | $0
2018-10: | | $0
2018-09: | | $0
2018-08: | | $0
2018-07: | | $0
2018-06: | | $0
2018-05: | | $0
2018-04: | | $0
2018-03: | | $44
2018-02: | | $0
2018-01: | | $44
2017-12: | | $86
2017-11: | | $43
2017-10: | | $0
2017-09: | | $43
2017-08: | | $48
2017-07: | | $43
2017-06: | | $43
2017-05: | | $55
2017-04: | | $43
2017-03: | | $86
2017-02: | | $0
2017-01: | | $43
Page: 5/18
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SSN :540-35-3849
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B B BANK OF AMERICA 12/18 $21000 AS AGREED
4400664172591225 REV 08/15 $0 41 0 0 0
10/17 $0 XP/TU/EF
12/18: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
2018-11: $25 | | $0
2018-10: $25 | | $0
2018-09: $25 | | $0
2018-08: $25 | | $0
2018-07: $25 | | $0
2018-06: $25 | | $0
2018-05: $25 | | $0
2018-04: $25 | | $0
2018-03: $25 | | $0
2018-02: $25 | | $0
2018-01: $25 | | $0
2017-12: $25 | | $0
2017-11: $25 | | $0
2017-10: $25 | | $0
2017-09: $25 | | $165
2017-08: $25 | | $165
2017-07: $15 | | $15
2017-06: $25 | | $815
2017-05: $25 | | $0
2017-04: $25 | | $0
2017-03: $25 | | $0
2017-02: $25 | | $0
2017-01: $25 | | $387
B B BARCLAYSBK 07/17 $3000 PAID

00014911856 REV 03/12 $0 64 0 0 0
02/13 $0 XP/TU/EF
07/17:
---CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;
2017-03: | | $0
2017-02: | | $0
2017-01: | | $0
Page: 6/18
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SSN :540-35-3849
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B B BK OF WEST 72 05/17 $19752 PAID
251898273 AUTO 06/13 $0 47 0 0 0
04/17 $0 XP/TU/EF
05/17: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FIXED RATE;
2017-03: $313 | $313 | $67
2017-02: $313 | $313 | $379
2017-01: $313 | $313 | $690
2016-12: $313 | $0 | $1314
2016-11: $313 | $313 | $1309
2016-10: $313 | $313 | $1617
2016-09: $313 | $7413 | $1924
2016-08: $313 | $313 | $9324
2016-07: $313 | $0 | $9916
B B CHASE CARD 05/18 $35000 PAID

414720235172 REV 04/18 $0 1 0 0 0
--/-- $0 XP/TU/EF
05/18: -
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;
B B CHASE CARD 12/18 $7500 AS AGREED

426684153091 REV 06/13 $0 67 0 0 0
08/16 $0 XP/TU/EF
12/18:
2018-11: $25 | | $0
2018-10: $25 | | $0
2018-09: $25 | | $0
2018-08: $25 | | $0
2018-07: $25 | | $0
2018-06: $25 | | $0
2018-05: $25 | | $0
2018-04: $25 | | $0
2018-03: $25 | | $0
2018-02: $25 | | $0
2018-01: $25 | | $0
2017-12: $25 | | $0
2017-11: $25 | | $0
2017-10: $25 | | $0
2017-09: $25 | | $0
2017-08: $25 | | $0
2017-07: $25 | | $0
2017-06: $25 | | $59
2017-05: $25 | | $0
2017-04: $25 | | $0
2017-03: $25 | | $0
2017-02: $25 | | $0
2017-01: $25 | | $0
Page: 7/18
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SSN :540-35-3849
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B B CITI 02/18 $3500 INACTIVE
542418122726 REV 09/13 $0 52 0 0 0
09/14 $0 XP/TU/EF
02/18: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: INACTIVE ACCOUNT;
2017-11: | | $0
2017-10: | | $0
2016-12: | | $0
2016-11: | | $0
2016-10: | | $0
B B COMENITYBK/WESTELM 12/18 $4000 AS AGREED

585637348414 REV 09/18 $0 4 0 0 0
10/18 $0 XP/TU/EF
12/18: CCCC
REMARK: AFFECTED BY NATURAL OR DECLARED DISASTER;
2018-11: $81 | $1610 | $0
2018-10: $81 | $1610 | $0
2018-09: $81 | | $1610
B B DPT ED/SLM 115 09/14 $8500 PAID

90958362871E00220070823DU 08/07 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;

90958362871E00120060822DU 08/06 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;

90958362871E00320080619DU 06/08 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;

90958362871E00420080904DU 09/08 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;
Page: 8/18
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SSN :540-35-3849
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90958362871E00520090604DU 06/09 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;
B B DPT ED/SLM 130 09/14 $20975 PAID

90958362871E00620060822DU 08/06 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;
B B DPT ED/SLM 130 09/14 $20808 PAID

90958362871E00720070823DU 08/07 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;

90958362871E00820080619DU 06/08 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;
B B DPT ED/SLM 130 09/14 $21360 PAID

90958362871E00920080904DU 09/08 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;
B B DPT ED/SLM 130 09/14 $32000 PAID

90958362871E01020090604DU 06/09 $0 12 0 0 0
08/14 $0 XP/TU/EF
08/14: -CCCCCCCCCCC
REMARK: FIXED RATE;
Page: 9/18
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SSN :540-35-3849
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B B GS LOAN SV 36 02/18 $4474 PAID
5492693239951565 INST 12/16 $0 12 0 0 0
11/17 $0 XP/TU/EF
02/18: --CCCCCCCCCCC--
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FIXED RATE;
2017-11: $18 | $430 | $1063
2017-10: $24 | $430 | $1468
2017-09: $31 | $430 | $1867
2017-08: $38 | $430 | $2259
2017-07: $44 | $430 | $2645
2017-06: $50 | $430 | $3025
2017-05: $57 | $430 | $3398
2017-04: $63 | $430 | $3766
2017-03: $73 | $430 | $4373
2017-02: $79 | | $4724
B B MEDICAL PAYMENT DATA 120 02/15 $9025 PAID

540353849PER24A EDU 08/06 $0 84 0 0 0
12/14 $0 XP/TU/EF
12/14:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: MEDICAL;
B B MOHELA/SOFI 061 07/18 $110305 PAID

5681662047MO00001 EDU 07/14 $0 35 0 0 0
06/18 $0 XP/TU/EF
07/18: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
2018-06: | |
2018-05: $2084 | $2084 | $15268
2018-04: $2084 | $2084 | $17285
2018-03: $2084 | $2084 | $19292
2018-02: $2084 | $2084 | $21298
2018-01: $2084 | $2084 | $23288
2017-12: $2084 | $2084 | $25271
2017-11: $2084 | $2084 | $27249
2017-10: $2084 | $2084 | $29215
2017-09: $2084 | $2084 | $31178
2017-08: $2084 | $2084 | $33129
2017-07: $2084 | $2084 | $35072
2017-06: $2084 | $2084 | $37011
2017-05: $2084 | $2084 | $38939
2017-04: $2084 | $2084 | $40864
2017-03: $2084 | $2084 | $42776
2017-02: $2084 | $2084 | $44697
2017-01: $2084 | $2084 | $46594
Page: 10/18
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SSN :540-35-3849
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B B NORDSTROM/TD BANK USA 12/18 $750 AS AGREED
4470431028198638 REV 08/12 $0 77 0 0 0
12/16 $0 XP/TU/EF
12/18:
2018-11: $37 | | $0
2018-10: $37 | | $0
2018-09: $37 | | $0
2018-08: $37 | | $0
2018-07: $37 | | $0
2018-06: $37 | | $0
2018-05: $37 | | $0
2018-04: $37 | | $0
2018-03: $37 | | $0
2018-02: $37 | | $0
2018-01: $37 | | $0
2017-12: $37 | | $0
2017-11: $37 | | $0
2017-10: $37 | | $0
2017-09: $37 | | $0
2017-08: $37 | | $0
2017-07: $37 | | $0
2017-06: $37 | | $0
2017-05: $37 | | $0
2017-04: $37 | | $0
2017-03: $37 | | $0
2017-02: $37 | | $0
2017-01: $37 | | $0
B B SAF/TRU STDN 62 07/15 $110305 PAID

5681662047SF00001 EDU 07/14 $0 10 0 0 0
07/15 $0 TU/EF
07/15: CCCCCCCCCCC
REMARK: ACCOUNT CLOSED DUE TO TRANSFER;
Page: 11/18
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SSN :540-35-3849
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B B SYNCB/JCP 03/18 $1900 CRCDLOST
600889682147 REV 07/16 $0 20 0 0 0
08/16 $0 XP/TU/EF
03/18: -CCCCCCCCCCCCCCCCCCCC
REMARK: CREDIT CARD STOLEN OR LOST;
2017-04: | $0 | $0
2017-03: | $0 | $0
2017-02: | $0 | $0
2017-01: | $0 | $0
2016-12: | $0 | $0
2016-11: | $0 | $0
2016-10: | $0 | $0
2016-09: | $797 | $0
2016-08: $25 | $797 | $0
2016-07: $0 | $0 | $797
B B SYNCB/JCP 01/19 $1000 AS AGREED

600889682930 REV 07/16 $0 30 0 0 0
04/17 $0 XP/TU/EF
01/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
2018-12: | | $0
2018-11: | | $0
2018-10: | | $0
2018-09: | | $0
2018-08: | | $0
2018-07: | | $0
2018-06: | | $0
2018-05: | | $0
2018-04: | | $0
2018-03: | | $0
2018-02: | | $0
2018-01: | | $0
2017-12: | | $0
2017-11: | | $0
2017-10: | | $0
2017-09: | | $0
2017-08: | | $0
2017-07: | | $0
2017-06: | | $0
2017-05: | $44 | $0
2017-04: | $44 | $0
Page: 12/18
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SSN :540-35-3849
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B B THD/CBNA 12/18 $2501 INACTIVE
6035320836892594 REV 06/15 $0 41 0 0 0
--/-- $0 XP/TU/EF
12/18: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: INACTIVE ACCOUNT;
2018-07: | $0 | $0
2018-06: | $0 | $0
2018-05: | $0 | $0
2018-04: | $0 | $0
2018-03: | $0 | $0
2018-02: | $0 | $0
2018-01: | $0 | $0
2017-12: | $0 | $0
2017-11: | $0 | $0
2017-10: | $0 | $0
2017-09: | $0 | $0
2017-08: | $0 | $0
2017-07: | $0 | $0
2017-06: | $0 | $0
2017-05: | $0 | $0
2017-04: | $0 | $0
2017-03: | $0 | $0
2017-02: | $0 | $0
2017-01: | $0 | $0
2016-12: | $0 | $0
B B US BANK 07/12 $4500 PAID

403784004493 REV 05/12 $0 3 0 0 0
--/-- $0 XP/TU/EF
07/12: -CC
B B US BANK HOGAN LOC 08/13 $5000 PAID

-000153469213190 REV 05/12 $0 16 0 0 0
--/-- $0 XP/TU/EF
08/13: -CCCCCCCCCCCCCCC
REMARK: CHECK CREDIT OR LINE OF CREDIT;
B B US DEP ED 307 09/11 $148951 PAID

5403538491 EDU 08/06 $0 60 0 0 0
11/10 $0 TU/EF
09/11: -CCCCCCCCCC
B B US DEPT ED 300 07/13 $8500 PAID

700002044370449 EDU 08/06 $0 21 0 0 0
06/13 $0 TU/EF
06/13: CCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT TRANSFERRED OR SOLD;
Page: 13/18
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SSN :540-35-3849
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B B US DEPT ED 300 07/13 $32000 PAID
700002044371349 EDU 06/09 $0 21 0 0 0
06/13 $0 TU/EF
B B US DEPT ED 300 07/13 $21360 PAID

700002044371249 EDU 09/08 $0 21 0 0 0
06/13 $0 TU/EF

700002044371149 EDU 06/08 $0 21 0 0 0
06/13 $0 TU/EF
B B US DEPT ED 300 07/13 $20808 PAID

700002044371049 EDU 08/07 $0 21 0 0 0
06/13 $0 TU/EF
B B US DEPT ED 300 07/13 $20975 PAID

700002044370949 EDU 08/06 $0 21 0 0 0
06/13 $0 TU/EF

700002044370849 EDU 06/09 $0 21 0 0 0
06/13 $0 TU/EF

700002044370749 EDU 09/08 $0 21 0 0 0
06/13 $0 TU/EF
Page: 14/18
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SSN :540-35-3849
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700002044370649 EDU 06/08 $0 21 0 0 0
06/13 $0 TU/EF

700002044370549 EDU 08/07 $0 21 0 0 0
06/13 $0 TU/EF
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I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
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TU 01/17/19 CONNEXUS CU FINANCE/NONPERSONAL
XP/EF 01/14/19 CBCINNOVIS FINANCE
TU 01/14/19 CHEMICAL BANK FINANCE/NONPERSONAL
XP/TU/EF 01/02/19 CREDCO FINANCE
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P U B L I C R E C O R D S
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*** NO RECORD FOUND ***
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S O U R C E O F I N F O R M A T I O N
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1 - EXPERIAN
PAUL S WILLIS 540353849 DOB: N/A
PAUL J WILLIS 540353849 DOB: N/A
PAUL W STANLEY 540353849 DOB: N/A
540-35-3849
1242 9TH ST UNIT 5, SANTA MONICA, CA 90401-1868 07/16
- 09/18
1128 OCEAN PARK BLVD APT 101, SANTA MONICA, CA
90405-4764 04/15 - 08/16
707 IDAHO AVE APT 102, SANTA MONICA, CA 90403-2848
10/12 - 10/14
KAISER// 06/13
UCLA//757 WESTWOOD PLAZA, WESTWOOD CA 02/11
2 - TRANSUNION
PAUL S WILLIS
WILLIS,PAULS
DOB: 04/19/84
540-35-3849
1242 9TH ST #5, SANTA MONICA, CA 90401-1868 07/16
1128 OCEAN PARK BV #101, SANTA MONICA, CA 90405-4764
03/15
707 IDAHO AV #102, SANTA MONICA, CA 90403-2848 10/12
KAISER/MD/
Page: 15/18
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SSN :540-35-3849
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VUT//
3 - EQUIFAX
PAUL S WILLIS DOB: 04/19/84
PAUL J WILLIS
PAUL W STANLEY
540-35-3849
1242 9TH ST UNIT 5, SANTA MONICA, CA 90401 08/16 -
01/19
1128 OCEAN PARK BLVD APT 101, SANTA MONICA, CA 90405
04/15 - 10/16
707 IDAHO AVE APT 102, SANTA MONICA, CA 90403 10/12 -
06/17
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E X P E R I A N F R A U D S H I E L D
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WILLIS, PAUL S 540-35-3849
FROM 10/01/18 INQ COUNT FOR SSN - 2
FROM 10/01/18 INQ COUNT FOR ADDRESS - 2
INPUT SSN ISSUED 1989 - 1991
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A L E R T
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PAUL S WILLIS YOB: 1984
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
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C R E D I T O R S
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- AMEX [XP/TU/EF] 800-528-4800
P O BOX 7871,FORT LAUDERDALE FL 33329
- BANK OF AMERICA NA [TU] 800-669-6607
4909 SAVARESE CIRCLE FL1-908-01-47,TAMPA, FL 33634
- BANK OF AMERICA, NA [XP/EF] 800-669-6607
450 AMERICAN ST,SIMI VALLEY CA 93065
- BANK OF THE WEST [XP] 800-488-2265
1450 TREAT BLVD,WALNUT CREEK, CA 94597
- BANK ONE [TU] 800-955-9900
BANK ONE CARD SERV,WESTERVILLE OH 43081
- BARCLAYS BANK DE [TU] 866-283-6635
PO BOX 26182,WILMINGTON DE 19899
- BK OF WEST [EF] 800-829-7502
,
- BK WEST [TU] 408-369-8373
1ST & SANTA CLARA,SAN JOSE CA 95113
- BOA MBNA/ BANK OF AMERICA [XP] 800-421-2110
POB 17054,WILMINGTON, DE 19884
- CB/WESTELM [TU]
PO BOX 182789,COLUMBUS, OH 43218
Page: 16/18
-------------------------------------------------------------------
SSN :540-35-3849
-------------------------------------------------------------------
- CBCInnovis [TU] 877-237-8317
875 Greentree Road,Pittsburgh, PA 15220
- CBUSA [XP/EF] 800-677-0232
PO BOX 9714,GRAY TN 37615
- CHASE [XP/EF] 800-955-9900
800 BROOKSEDGE BLVD,WESTERVILLE, OH 43081
- CITI [XP/TU/EF] 800-950-5114
PO BOX 6500,SIOUX FALLS SD 57117
- CRTFDCRDT [TU] 909-3713911
1180 OLYMPIC DR # 207,CORONA, CA 91719
- DEPT OF ED/SALLIE MAE [XP] 800-722-1300
,
- DPT ED/SLM [TU]
PO BOX 9635,WILKES BARRE, PA 18773
- GECRB/JC PENNEYS [EF] 800-542-0800
PO BOX 965008,ORLANDO, FL 32896
- GREEN SKY LOAN SVC [XP] 866-936-0602
,
- home depot / cbusa [TU] 800-677-0232
,
- JUNIPER BANK [XP] 877-523-0478
1007 N ORANGE ST,WILMINGTON, DE 19801
- JUNIPER BK [EF] 302-888-1400
1007 ORANGE STREET SUITE,WILMINGTON DE 19801
- MBGA/JC PENNEY [XP] 800-542-0800
PO BOX 27570,ALBUQUERQUE NM 87125
- MBNA AMER [EF] 800-421-2110
400 CHRISTIANA RD,NEWARK DE 19713
- MBNA AMERICA [TU] 800-441-9977
POB 15026,WILMINGTON, DE 19801
- MOHELA [EF] 636-532-0600
14528 SOUTH OUTER FORTY,CHESTERFIELD MO 63017
- MOHELA/SOFI [TU] 877-292-7470
633 SPIRIT DRIVE,CHESTERFIELD, MO 63005
- NORDSTROMS [XP] 866-445-0433
,
- NORDSTROMTDBANKUSA [TU] 800-964-1800
PO BOX 13589,SCOTTSDALE, AZ 85267
- OHSU STU LNS [TU] 503-494-2151
3181 SW SAM JACKSON PARK RD. ADM. BLDG. #208 MAILC,PORTLAND, O
- OREGON HEALTH SCIENCES UNIV [XP] (503) 494-11
3181 SW SAM JACKSON PARK RD,PORTLAND OR 972013011
- REGIONS BANK/GS LOAN SVC [TU] 866-936-0602
1797 NE EXPRESSWAY,ATLANTA, GA 30329
- SAF/TRU STDN [TU] 866-869-1592
2500 BROADWAY POB 5720,HELENA, MT 59604
- SYNCB/JCP [TU] 866-227-5213
PO BOX 965007,ORLANDO, FL 32896
- US BANK [TU/EF] 844-624-8230
CRA MANAGEMENT PO BOX 3447,OSHKOSH, WI 54903
- US BANK HOGAN LOC [XP] 8774573544rc
PO BOX 5227,CINCINNATI, OH 45201
- US BANK/NA ND [XP] 888-852-5786
4325 17TH AVE S,FARGO, ND 58125
Page: 17/18
-------------------------------------------------------------------
SSN :540-35-3849
-------------------------------------------------------------------
- US DEP ED [TU] 800-433-3243
501 BLEEKER STREET,UTICA NY 13502
- US DEPT ED [EF] 800-433-3243
PO BOX 7202,UTICA NY 13504
- USBANK [EF] 800-249-6605
,
- WEST ELM [EF] 800-695-3988
,
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------
An asterisk (*) following the payment amount indicates the

repositories have no payment data and that the amount was
automatically calculated as a percentage of the account balance.
This is a report containing information supplied by the

repositories listed above. The merge process is automated and the
report may include some duplications and/or omissions. Inquiries
regarding any disputed items should be directed to the creditor
reporting the item, or to the appropriate repository service
center(s) listed below.
TRANS UNION EQUIFAX EXPERIAN

PO BOX 1000 PO BOX 740256 PO BOX 2002
CHESTER,PA 19016 ATLANTA,GA 30374 ALLEN,TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: B2-12C208
To verify the authenticity of this credit report, please visit
https://certifiedcredit.meridianlink.com and click on the Instant
View link. Enter Identifier # 6002405 and password B2-12C208 to
view the report. For any inquiries regarding this report or
services provided by Certified Credit please contact us at
800-500-6117.
*** END OF REPORT 1/22/2019 2:15:04 PM ***

Page: 18/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
SECURITY NATIONAL MORTGAGE - DRAPER REGION REPORT #: 6002405

121 W ELECTION RD STE 130 REFERENCE #: 000936803
DRAPER, UT 84020
8019884640
RETURN SERVICE REQUESTED
PAUL S WILLIS
1242 9TH ST, UNIT 5
SANTA MONICA, CA 90401
=================================================================
YOUR CREDIT SCORE - 738
Source: TRANS UNION Date: 01/22/19
Model: TRANSUNION/FICO CLASSIC (04)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.
Your credit score can change, depending on how your credit

history changes.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 54 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* LEVEL OF DELINQUENCY ON ACCOUNTS
* INQUIRIES IMPACTED THE CREDIT SCORE
Page: 1/3
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
It is a good idea to check your credit report to make sure the

information it contains is accurate.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
To order your free annual credit report:
* BY TELEPHONE: Call toll-free: 1-877-322-8228
* ON THE WEB: Visit www.annualcreditreport.com
* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:
Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/3
NOTICE TO THE HOME LOAN APPLICANT
In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.
The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.
Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.
If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.
If you have questions concerning the terms of the loan, contact

the lender.
Page: 3/3

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PERSON NAME: WILLIS, PAUL S

PERSON SSN : 540-35-3849

PAUL S WILLIS - 540353849

PAUL S WILLIS - 540353849

B B CHASE CARD MIN 12/18 $35000 AS AGREED

B B CHASE CARD MIN 01/19 $9600 AS AGREED

B B BARCLAYSBK 07/17 $3000 PAID

B B CHASE CARD 05/18 $35000 PAID

B B CHASE CARD 12/18 $7500 AS AGREED

B B COMENITYBK/WESTELM 12/18 $4000 AS AGREED

B B DPT ED/SLM 115 09/14 $8500 PAID

B B DPT ED/SLM 115 09/14 $8500 PAID

B B DPT ED/SLM 115 09/14 $2125 PAID

B B DPT ED/SLM 115 09/14 $6375 PAID

B B DPT ED/SLM 130 09/14 $20975 PAID

B B DPT ED/SLM 130 09/14 $20808 PAID

B B DPT ED/SLM 130 09/14 $8000 PAID

B B DPT ED/SLM 130 09/14 $21360 PAID

B B DPT ED/SLM 130 09/14 $32000 PAID

B B MEDICAL PAYMENT DATA 120 02/15 $9025 PAID

B B MOHELA/SOFI 061 07/18 $110305 PAID

B B SAF/TRU STDN 62 07/15 $110305 PAID

B B SYNCB/JCP 01/19 $1000 AS AGREED

B B US BANK 07/12 $4500 PAID

B B US BANK HOGAN LOC 08/13 $5000 PAID

B B US DEP ED 307 09/11 $148951 PAID

B B US DEPT ED 300 07/13 $8500 PAID

B B US DEPT ED 300 07/13 $21360 PAID

B B US DEPT ED 300 07/13 $8000 PAID

B B US DEPT ED 300 07/13 $20808 PAID

B B US DEPT ED 300 07/13 $20975 PAID

B B US DEPT ED 300 07/13 $8500 PAID

B B US DEPT ED 300 07/13 $6375 PAID

B B US DEPT ED 300 07/13 $8500 PAID

An asterisk (*) following the payment amount indicates the

This is a report containing information supplied by the

TRANS UNION EQUIFAX EXPERIAN

*** END OF REPORT 1/22/2019 2:15:04 PM ***

SECURITY NATIONAL MORTGAGE - DRAPER REGION REPORT #: 6002405

RETURN SERVICE REQUESTED

Your credit report is a record of your credit history. It

Your credit score can change, depending on how your credit

It is a good idea to check your credit report to make sure the

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

Annual Credit Report Request Service

In connection with your application for a home loan, the lender

The credit score is a computer generated summary calculated at

Because the score is based on information in your credit history,

If you have questions about your credit score or the credit

If you have questions concerning the terms of the loan, contact

You might also like

* END OF REPORT 1/22/2019 2:15:04 PM *