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BSN SSP 2024 Frequently Asked Questions (FAQ)

1) How many draws is BSN SSP offering in 2024?
For 2024, BSN SSP is offering (10) draw categories as below:
a) Millionaire Draw
b) Monthly Draw
c) Regional Draw
d) New Saver Draw
e) Young Saver Draw
f) Loyalty Draw
g) Special Draw for Teachers & Frontliners
h) Salary Account Draw
i) Regular Savers Draw
j) BSN SSP 50th Anniversary Draw

2) For the Millionaire Draw, how can the Customer be eligible for the special draw
months?

a) Millionaire Draw
- Minimum Savings: RM3,000
- Savings period: Minimum 60 days

Special Draw Months

b) November Draw: Teachers & Frontliners
- Teachers are defined as teachers for preschool / primary / secondary / private schools
/ international schools / religious schools registered under Ministry of Education
(MoE) as well as lecturers under Ministry of Higher Education (MoHE).

- Police, army, firefighter, medical doctors (including dentists, therapists, opticians),

nurses and customs officers.

- The 60 day minimum savings period is not applicable for November Draw.

3) How is the weekly prize for the BSN 50th Anniversary Draw calculated?
- The weekly prize for the BSN 50th Anniversary Draw will be calculated starting from 1
January 2024.
- The winners will be pooled every 7 days with a total of 52 weeks for 2024.
- Although there are weekly winners, the winners will only be announced monthly based
on the 2024 BSN SSP Draw calendar.
- A detail of the Weekly Schedule is as shown in Appendix.

4) How will the regional be divided for the BSN SSP Regional Draw?
Division of regions are based on the list below:
a) North – Kedah / Perlis, Penang, Perak
b) South – Negeri Sembilan, Melaka, Johor
c) East Coast – Pahang, Terengganu, Kelantan
d) Central – Kuala Lumpur, Selangor
e) East Malaysia – Sabah, Sarawak
Please be informed that the participation for the Regional Draw will be calculated according
to the state where purchase was made and not the state where the Customer's account
was opened.
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5) What are the eligibility requirements for the New Saver Draw?
The Customer needs to make a minimum deposit of RM500 and must also be a New to
Bank Customer. A New to Bank Customer is defined as a Customer who opens a BSN
SSP account 12 months prior to the draw date.

6) What is the age limit to be eligible for the Young Saver Draw?
Customer must be aged between 12 - 21 years old and have a minimum of RM100 in their
BSN SSP account. The age limit for this draw is 21 years, 11 months and 30 days.

7) What is the definition of a Customer who is eligible for the Salary Account Draw?
Eligible Customer for the Salary Account Draw must have a BSN SSP account with a
minimum deposit of RM500 and a BSN salary account with a minimum average end
balance of RM1,000 in the Customer’s BSN salary account before the draw date.

Average end balance is calculated by adding average balances in the Customer’s BSN
salary account and divide by 3 months to get a minimum average end balance of RM1,000.

8) How the Customer can qualify for double chances for the BSN SSP 2024 draws?
Double chances refers to double the number of certificates that the Customer is eligible
for each draw. There are four (4) ways for a Customer to qualify for double chances for
the year 2024 through the draw / conditions below:

a) Salary Account Draw

b) Regular Savers Draw
c) Special Top-up Bonus
d) Savers of 10 years and above

9) How double chances are given based on the draws / conditions mentioned above?
a) Salary Account Draw
- The Customer will be qualified for double chances if the Customer makes a
minimum deposit of RM500 BSN SSP and has an average end balance of RM1,000
in their BSN salary account prior to the draw date.
- Double chances are for the total amount in the Customer's BSN SSP account.
- Example: A Customer has RM10,000 in the BSN SSP account and is eligible for
the Salary Account Draw. The Customer will receive 2,000 entries ((RM10,000 /
RM10) x 2) for the next draw.

b) Regular Savers Draw

- The Customer will be qualified for double chances if the Customer makes
consistent savings for twelve (12) consecutive months starting January 2024.
- Double chances are for the total amount in the Customer's BSN SSP account.

c) Special Top-Up Bonus

- For Customer that has savings in BSN SSP for 5 years and above, Customers are
entitled to double chances if:

a) Additional deposit of RM500 is made in 2024.

b) No withdrawals prior to the draw date.

c) Double chances will be rewarded based on additional deposits made for that
month prior to the draw date.
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d) Scenario 1: A Customer made a deposit of RM500 in January and did not make
any withdrawals during the month. The Customer will be entitled for double
chances during the draw in February for the savings made in January.

d) Savers of 10 years and above

- For Customer that has savings in BSN SSP for 10 years and above will receive
double chances automatically every month on all eligible draw categories.
- Customer will be entitled for double chances for the whole amount in their BSN
SSP account.

10) If a Customer is eligible for five (5) draws in one month, will the Customer's name
be drawn for all five draws or only one?
The Customer's name will be drawn for all five (5) eligible draws on that month's draw
date.

*Note: For Teachers and Frontliners who want to be eligible for the November
Millionaire Draw Special for Teacher and Frontliners, it is advised to update your details
at any nearby BSN branch by bringing proof of employment.
BSN reserves the right to disqualify the Customer's eligibility to win the Teachers and
Frontliners Special Draw prizes if it is found that there is fraud in the Customer's
employment details.
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Customer Eligible Certificate / Entries based on the table below:

Months and Total Certificate / Entries Eligible for Customer

Draw Category
Name
Jan-23 Feb-23 Mar-23 Apr-23
All certificate / entries is in multiples of RM10
Normal Certificate / Entries 150 200 250 310
Special Top-up Bonus (double chances) 100 100 100 120
Customer 1
Salary Account Draw (double chances) 300 400 500 620
Total Eligible Certificates 550 700 850 1,070
Normal Certificate / Entries 150 220 270 340
Special Top-up Bonus (double chances) 0 140 100 140
Customer 2
Salary Account Draw (double chances) 300 440 540 680
Total Eligible Certificates 450 800 910 1,160
Normal Certificate / Entries 250 220 270 350
Special Top-up Bonus (double chances) 100 - 100 160
Customer 3
Salary Account Draw (double chances) - - - -
Total Eligible Certificates 350 220 370 510
Normal Certificate / Entries 250 360 360 540
Special Top-up Bonus (double chances) 110 - 180 200
Customer 4
Salary Account Draw (double chances) - - - -
Total Eligible Certificates 360 360 540 740

*Note: All double chances are x2 the amount of certificates that the Customer is eligible for.

The diagram above is only an illustration.

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Weekly Schedule for BSN’s 50th Anniversary Draw Weekly Prize

Calendar 2024

JANUARY FEBRUARY MARCH APRIL

S M T W T F S S M T W T F S S M T W T F S S M T W T F S
1 2 3 4 5 6 1 2 3 1 2 1 2 3 4 5 6
7 8 9 10 11 12 13 4 5 6 7 8 9 10 3 4 5 6 7 8 9 7 8 9 10 11 12 13
14 15 16 17 18 19 20 11 12 13 14 15 16 17 10 11 12 13 14 15 16 14 15 16 17 18 19 20
21 22 23 24 25 26 27 18 19 20 21 22 23 24 17 18 19 20 21 22 23 21 22 23 24 25 26 27
28 29 30 31 25 26 27 28 29 24 25 26 27 28 29 30 28 29 30
31

MAY JUNE JULY AUGUST

S M T W T F S S M T W T F S S M T W T F S S M T W T F S
1 2 3 4 1 1 2 3 4 5 6 1 2 3
5 6 7 8 9 10 11 2 3 4 5 6 7 8 7 8 9 10 11 12 13 4 5 6 7 8 9 10
12 13 14 15 16 17 18 9 10 11 12 13 14 15 14 15 16 17 18 19 20 11 12 13 14 15 16 17
19 20 21 22 23 24 25 16 17 18 19 20 21 22 21 22 23 24 25 26 27 18 19 20 21 22 23 24
26 27 28 29 30 31 23 24 25 26 27 28 29 28 29 30 31 25 26 27 28 29 30 31
30

SEPTEMBER OCTOBER NOVEMBER DECEMBER

S M T W T F S S M T W T F S S M T W T F S S M T W T F S
1 2 3 4 5 6 7 1 2 3 4 5 1 2 1 2 3 4 5 6 7
8 9 10 11 12 13 14 6 7 8 9 10 11 12 3 4 5 6 7 8 9 8 9 10 11 12 13 14
15 16 17 18 19 20 21 13 14 15 16 17 18 19 10 11 12 13 14 15 16 15 16 17 18 19 20 21
22 23 24 25 26 27 28 20 21 22 23 24 25 26 17 18 19 20 21 22 23 22 23 24 25 26 27 28
29 30 27 28 29 30 31 24 25 26 27 28 29 30 29 30 31

26 Weeks 26 Weeks Total Weeks: 52 Weeks