Muslims in Solano: Culture and Business Practices
Muslims in Solano: Culture and Business Practices
A Research Paper
presented to the Senior High School Department
SAINT LOUIS SCHOOL, INC
Solano, Nueva Vizcaya
February 2024
Chapter I
Rationale
Over the years, Muslims, especially migrants, have still been widely discriminated against by the
non-Muslim community. In November 2015, former President Donald Trump stated that
mosques
should be under surveillance because this is where hatred is being thought of. This shows that
politicians who should be providing service to the people can promote such discrimination. Said
(1978) noted that many important people (all people, including politicians, writers, artists,
academics, philosophers, etc.) in the West perceived and understood the people, cultures,and
religions of the East. September 11, 2001, when the 9/11 incident happened. Because of this
incident, discrimination against Islam has already been rampant wherever they go. They are
being
depicted in negative ways by people and also by the media. There were already pre-existing
concerns about Muslims even before the 9/11 incident; it is not a new thing, and it certainly did
not
with the news media (Saadiaa. K., 2016). Muslims make up make-up the second largest share of
people who have migrated across boarders- almost 60 million, or 27%. The data analysis for
Muslim Migration patterns from Muslim-majority countries from the United Nations
international migrant stock estimates in 2010 and 2015 provided by (Azose and ;Raftery, 2019)
merged with other major datasets. The findings reveal two patterns of migration from Muslim-
majority countries. First, there may be two streams of Muslim migration. The flow of migration
from Muslim-majority countries to Muslim-majority countries is different from the flow from
1
Muslim-majority countries to non-Muslim-majority countries. Second, the characteristics of the
receiving country are less likely related to the Muslim migration flow than the characteristics of
the sending count In the Philippine context, about 6.4% of the population iMuslim as of 2020,
making Islam the second largest religion in the country. In the Philippines Muslims origin area is
, Mindanao where They have their independence there, and they have traditional leaders who are
capable of providing for their needs and taking action on what they need. They fought for their
independence because they saw that the government of the Philippines is not for Muslims; it is
for the Christians, and they are not doing their job to protect them from their enemies and
possible enemies. Their the number one fear is the loss of culture. However, it is seen that
Muslims are scattered in different places in the Philippines because of the danger that is present
17-20% of the Nueva Vizcaya’s population comes from Muslims and Indigenous Cordilleran
religions. In Solano, there are a lot of Muslims who are in the field of business that will help
them
sustain their needs. Solano is a town where Catholic beliefs are practiced. Findings revealed that
in
as much as the respondents were very observant of their Islamic responsibilities, their inclusion
into
Solano’s mainly Christian population made them enjoy their uniqueness through the practice of
their Islamic beliefs and practices. At the same time an inconsequential reconstruction of their
Islamic identity was observed that allowed them to be integrated in the host community.
2
This study generally aims to describe the situation of the Muslims before they migrate to Solano,
Nueva Vizcaya. Moreover, the study aims to describe the culture, and traditions of Muslims that
they brought in Solano. Lastly, this study aims to describe the Situation of Muslims as business
operators
they brought in Solano. Lastly, this study aims to describe the Situation of Muslims as business
operators
1. Describe the Muslims that lives in Solano Nueva Vizcaya in terms of the following
characteristics:
a. Name
b. Age
c. Sex
3. What is the current situation of Muslims in doing business in the Municipality of Solano?
4. What Muslim cultures are they able to practice and preserve here in Solano?
4.1. What cultures or traditions are they unable to practice here in Solano?
4.2. What cultures or practices have they adopted from the community of Solano?
3
Although Saint Louis School is a Catholic School, this study will lead to the school’s openness
to
other religions, like Islam. The school will provide a better learning opportunity for Muslim
students. Considerations can also be made because of the differences in culture and religious
traditions. Policies that protect Muslims can also be formulated, particularly against
discrimination.
The Municipality of Solano will take action to meet the needs of Muslims and provide
assistance
especially when it comes to education and employment. The LGU of Solano will make policies
protecting the Muslims to provide a safe community for them to freely practice their culture,
traditions, live a comfortable life , and allow them the opportunity to make a living, especially in
The educators and researchers, since they will have an access to study’s data and can use it to
appropriately portray to society, specifically the students, the culture and traditions of Muslims.
Furthermore, they can use it to gain a deeper understanding of the culture, traditions, and
Solanoans
The people of Solano they will be aware of the different cultures, traditions, and experiences of
Muslims in doing business in Solano and will be respect them, which will result in the inclusivity
4
The aspiring Muslims who wants to build business in Solano will benefit from this study
because it will encourage them, as well as in this study their rights as business owners are
known. Furthermore, this study willz help them grow as a future business owner.
Definition of Terms
For clearer understanding of the study, the following terms used will be defined
Culture
In this study, culture refers to the customary beliefs of religious groups; it is also a shared
Traditions
is a body of beliefs that have been related in the past and have been inherited and established. It
is
also the handing down of information and beliefs through word of mouth or by example from
Migration
It is a demographic process when a person relocates from one locality or country to another.
Business
individual
Muslim
5
Scope and Delimitation
The coverage of the study will be limited only to a family of Muslims in Solano, Nueva Vizcaya,
who manage a business. This study will describe the lives of Muslims from the moment they
migrated to Solano; their experiences and the cultures and traditions that they can, cannot, and
are
able to preserve will also be described. Each member of the family will be interviewed in order
This study has one theoretical framework. The main theory is based on the theory of Migration
(Everett Lee, 1965). Migration is the movement of people from one location to another often
It
can be temporary or permanent and can occur within countries or across international borders.
Migration shapes cultures and economies in both the departure and arrival locations (Drew,
2024).
The purpose of studying migration patterns of the society to determine the population growth. By
studying the population, the Government is most likely to make an action plan on how to
provide
for migrants who moved from regions of the world. Action plan is a list of steps that involves
actions to be taken in-order to achieve a goal, it breaks down the goal into actionable steps that
can be easily followed and tracked ( Hanna, 2022).This study is focused on the Migration of
Muslims in Solano Nueva Vizcaya. According to World Psychiatry (2005) Individuals who
6
migrate experience multiple stresses that can impact their mental well being, including the loss
of cultural norms, religious customs, and social support systems, adjustment to a new culture and
changes in identity and concept of self. Lee (1965) Stated in his theory of migration that there are
two groups of factors causing migration, The Push and pull factors. Push factors are things that
are unfavorable about the area that one lives in and pull factors are things that attract one to
another area. Push factors are conditions that force people to leave their homes and anything
from which a person migrates. Push factors include non-availability of enough livelihood
opportunities, poverty, rapid population growth that has become unbalanced to the number of
political execution, poor healthcare, loss of wealth, and natural disasters. Pull factors are the
opposite of push factors. Pull factors attract people to a certain location. Typical examples of pull
factors are more job opportunities, and better living conditions; easy living availability of land
settling and agriculture, political and/ or religious freedom, superior education and welfare
systems, better transportation and communication facilities, better healthcare system and stress-
Research Paradigm
7
Figure 1. Research Paradigm
This study is mainly focused on Muslims of Solano Nueva Vizcaya. The new life of Muslims in
Solano their experiences, culture,and tradition in doing business will be determined by directly
asking them questions as they are the primary source of information of this study. The challenges
that the Muslim faced since they migrated to Solano will be determined by also using a semi-
structured interview. Finally this study aims on determining their experiences and through
this study an action plan to help them might be formulated with the help of The Municipality of
Solano.
CHAPTER II
8
The review of related literature for this study focuses on the tradition, business and migration of
Muslims in Solano Nueva Vizcaya. The related literature will also discuss problems faced by
Muslims in building their business and the response of the state to their problem. Moreover the
literature also focused on the practices of Muslims and it affects their way of handling business
Given the obstacles and the changing pace of society and economy, how did Muslim business
owners faced these challenges given that their society is new and the culture is different .
Furthermore, this study will be an eye opener for the aspiring Muslim business owners to start a
business in Solano given that there is an Ordinance that can help them despite their religion .
According to Perez, J.M. (2020) his goal is to explain the factors why making peace in
ethnically-divided societies are often hard to secure. Thus, conflicts in ethnically divided
societies are often faced with complicated challenges ranging from territorial arrangements,
disarmament of former rebels, and human rights atrocities during and after the bloodshed.
Consequently, a multi-level approach from the national, regional, and local levels is needed to
address the grievances committed by all parties once and for all. Therefore, the implementation
of a peace agreement in a region ravaged by decades of civil war is a daunting task. There is no
one size fits all approach to finally settle all these grievances in the longue durée. To sum it all
up, if the Philippine government turns a blind eye in considering the factors that are mentioned,
9
Data on religious affiliations from the 2015 Philippine Statistics Authority (PSA) census shows
that Catholics (including Charismatic Catholics) constitute 79.5 percent of the total population;
Muslims 6.0percent; Evangelicals 2.4 percent; Iglesia ni Cristo 2.6 percent; and 9.4 percent for
other religious affiliations.3 Muslims are composed of thirteen (13) ethnolinguistic groups, with
the surging Balik-Islam in the country constituting the fourteenth Muslim group. Generally, four-
fifths of adult Filipinos described themselves as religious. The above data shows that Christians
and Muslims are the largest religious majority and minority groups in the country, respectively.
However, the relationships of these two groups have not always been “sweet and friendly” as
there had been many detours shaping their respective historical trajectories. An example of an
unfriendly encounter was in 2004, when Muslims met strong opposition from non-Muslim
vendors and residents when they attempted to establisha mosque inside the Greenhills Shopping
Center (GSC). Voicing the growing concern of local Christian communities, the late Philippine
Daily Inquirer columnist Max Soliven wrote, “The Muslim traders and vendors, if they obey our
laws and behave themselves, are like all Filipinos—entitled to life, liberty and the pursuit of
commerce. But a ‘mosque’ or ‘Islamic prayer room’ in the very heart of Christian community
makes no sense, especially when the Moros [PhilippineMuslims] are transients, not residents.”5
Notably, this is not an isolated case of discrimination and stereotyping against Muslims in the
Investment
The Ordinance No. 2023-12-11 of the Municipal Government of Solano encourages local and
agro-industrial and eco-tourism industries in the municipality, whether small, medium, or large
enterprises. Republic Act No. 7160, otherwise known as the Local Government Code of 1991,
10
states that the territorial and political subdivisions of the state enjoy genuine and meaningful
local
autonomy to enable them to attain their fullest development as self-reliant communities. Section
192, Chapter 5, Book II of Republic Act No. 7160 provides that “local government units that
may, through a duly approved ordinance, grant tax exemptions, incentives, and reliefs under such
terms and conditions as they may deem necessary”. The Republic Act No. 7160 mandates the
formulation of local investment incentives to promote the inflow and direction of private
investment capital. The Government of Solano recognizes that there should be a balance between
development. The Government of Solano forgoes the ordinance to enhance the businesses in
Solano and provide support, mainly in the ease of doing business. According to the ordinance, it
is the duty of the municipal government to promote an environment conducive to the entry and
growth of enterprises in the municipality by way of clarity and transparency, tax assessment, and
According to the law of Presidential Decree No. 1083 or the Code of Muslim Personal Laws of
the Philippines, this law is to recognize the legal system of the Muslims in the Philippines as part
of the law of the land and seeks to make Islamic institutions more effective, codify Muslim
Personal laws, and provide for an effective administration and enforcement of Muslim personal
law among Muslims. This also aims to provide Muslim Filipinos residing outside of existing
Shari’a Judicial Districts with accessible, equitable, and speedy justice. Specifically, the goal of
this is to establish additional Shari’a Judicial Districts, stations for the district courts, and circuit
courts. This is to ensure that our Muslim brothers and sisters across the archipelago will have
11
better access to the specialized knowledge and expertise of Shari’a judges, promoting fair and
equal treatment of Muslims under the law, regardless of their geographic location. Presidential
Decree no. 1083 is to ordain and promulgate a code recognizing the system of Filipino Muslim
laws, Codifying Muslim personal laws, and providing for its administration and for other
purposes.
Presidential Decree No. 1083 law protects Filipino Muslims who migrated to another place local
or international, this law will ensure that they get fair treatment just like the Abdullah Family
According to the Philippine law of Senate Bill (2016), this law seeks to amend the charter of the
Al-Amanah Islamic Investment Bank of the Philippines, the only Islamic Bank in the country
established in 1973. This bill aims to ensure the development of MSMEs not only in our major
urban centers but also in the poorest and hardest to reach areas.
Specifically, It also seeks to ensure that every Filipino, regardless of status, identity or religion
has access to critical services to enable them to seize economic opportunities and be part of the
country's progress. Philippine Islamic Financing Act of 2016 amends the charter of the Al-
Amanah Bank, providing for the organization and regulation of an expanded Islamic banking
system in the Philippines. The Philippine law of Senate Bill (2016), includes the Muslims who
seek to earn money for their living. An example of this is the Muslim business owners and
12
The ordinance No. August 22, 2019, by the Senate and House of Representatives of the
philippines Congress Assembles, Perceiving the major of making good opportunities for
underserved Muslims, In hanking business would include objectives and operation When it
comes to the Establishment of Islamic Banks, the Monetary Board may authorize and
establishment of Islamic banks operations in the Philippines under any of the modes and entry
provide under Republic Act No.7721, known The liberalization of Entry and Operatios of
Foreign Banks. Moreover, Islamic Banks ought to have such powers as crucial to be obliged to
handle the business of a Bank following the Shari'ah principle, includes the Bangko Sentral
should exercise regulatory powers and supervision over the operations of Islamic Banks, shall
issue the implementing rules and regulations on Islamic banking, may operate by accepting
investment accounts, and foreign currency deposits, create current accounts, Act as
correspondents of banks and institution to handle remittances or nay fund transfers, Act as
collection agent insofar as payment orders, undertake various investments in all transactions
allowed by Shari'ah principle and such other banking services as may be consent to the Monetary
Board.
Related Studies
Integration of Religion and Culture of Muslims
Research studies showed that religion is a belief system that is owned by every individual and is
used as a guidance in navigating life in the world (Banton, 2013) Culture comes from the
Sanskrit
word buddhayah, the plural form of buddhi which means budi or mind, so that according to those
meaning culture can be interpreted as things related to budi and mind, there are also those who
argue as a development of a compound culture which means the power of budi or power of mind
13
(Ida, 2019). Based on this theory, culture is the entire human activity, including knowledge,
beliefs,
arts, morals, laws, customs, and other habits. The Integration of religion and culture is a
condition
or thing that seeks to integrate religious teachings with culture which is carried out
simultaneously
in everyday life(Hobson, 2014). The study of the integration of religion and culture cannot
actually
be separated from the study of forms of social processes as mainstream in sociology. The results
of
this contact give rise to several patterns that might occur, which are: first religion rejects culture,
second religions merge with culture, third religions overcome culture, fourth religions and
cultures
According to Marzuki, A., Mohamad, M. Z., & Baru, R. (2018) the focus of their study is the
role of the Majelis Taklim in shaping the adaptation behavior of the Muslim community with the
local culture and the adaptation of Muslim society with local culture. Using ethnographic
approach and Merton anomie theory, the author tries to reveal the empirical facts of Muslim
minority behavior in the Tengger region of Pasuruan regency. Their study found out that the
existence of Majelis Taklim as a social institution can create "chaos" in muslim cultural
structure. Whether consciously or unconsciously with the wider role of the Majelis Taklim as a
14
new community structure in the Tengger community can produce new consequences as well. But
new and emerging consequences do not sacrifice the social order of Tengger society.
Business
Business success has been discussed widely in the context of non-Muslim regions especially
based
on western models where it revolves only on material elements. The exploratory attempt on the
concept of business success known as al-falah from the Islamic perspective is hence crucial as it
is
seen as a more relevant approach that should be adopted by Muslimpreneurs in measuring their
which
provides a guideline on what Muslim entrepreneurs should actually achieve in their, al-falah
true success. This is a reassuring finding that proves that good individual spiritual deeds can
According to Hanák (2015) the main objective of their study is to test if managers differ from
students in their knowledge about predictive validity of business cues. In other words, does the
real business practice measured by years in the field "teach what characteristics are important in
business and what have minor roles? The respondents were selected first 10 with highest
predictive validity, then 9 with lowest levels of predictive validity plus remaining 6 from middle
which were chosen randomly. We wanted the most extreme characteristics in terms of predictive
validity, which means those which well predict and those which poorly.
15
The study found out that years in business have positive effects or knowledge, though not
sufficiently enough. Special care has to be invested to teach students and practicing managers
identify the challenges family businesses and non-family businesses face in defining their
differences. Research on family firms has been conceptual-based, lacking empirical support.
The study uses an abductive method to identify family-involved firms (FIFs) with homogeneous
performance features.
Their results identify four different types of firms with family involvement in ownership,
professionally run FBs and FBs run solely by family members. All of these firms share
efficiency and survival, thereby providing additional empirical evidence regarding the unique
characteristics of FBs.
According to Stephen Weatherhead and Anna Daiches (2015), Their review aims to synthesize
some of the key issues to consider when working with Muslim families, according to published
The health science databases of MetaLib were searched, followed by a hand search of reference
lists. The search terms used were ‘‘Islam’’ or ‘‘Muslim’’ and ‘“Therapy”.
The method uses a number of studies detailed above to adopt a quantitative approach, but they
have common design flaws such as low sample size, the failure to use evidence-based
interventions, and poor matching of controls and non-controls. It may be that the knowledge base
16
The results may be linked to culture, or sampling flaws rather than family structure. Furthermore,
no discussion was offered on the cultural relevance of the questionnaires used. However,
Sonouga-Barke had a larger sample and compared Pakistani Hindu families with Pakistani
Muslim families. Again, the study found better mental health in children and grandmothers than
in mothers, regardless of religion. However, the question of the validity of the tools used remains
outstanding, as does the generalisability of these findings to the more common dual-generation
The study of Markus Beckmann, Stefan Hielscher and Ingo Pies briefly looked into the historical
how the discussion started with sustainable development as a societal heuristic and now also
addresses sustainability
in the corporate context in terms of the ESG (ecological, social, governance) criteria.
Their paper studies the applied ordonomic perspective method to corporate sustainability
and thus transform situations. The result summed up that they would like to stress two
is not necessary to perceive trade-off situations and win–win scenarios as mutually exclusive, as
if the world were divided into these two ontological alternatives. However, these two kinds of
situations are not simply given. In fact,it is possible to re-frame trade-offs as interpersonal
conflicts that hold the inherent property that they can be overcome by institutional reform,
thereby setting free a win–win potential of mutual betterment. Second, this fundamental insight,
17
captured by the 12-box matrix, is of vital importance for the strategic management of corporate
sustainability.
understood as the normative optimization of the moves within a given game. Rather, strategic
management is about changing the very game itself, i.e. to change the rules of the game both for
the firm and for its relevant stakeholders. The 12-box matrix combines such self-commitments
and commitment services and thus provides a systematic and comprehensive framework for
Research Studies
Muslim
Muhammad A study culture places This research Qualitative The study
18
a strong
Darwin which aims to emphasis on was approach found out that
Dasopang, Hj explore the modesty in conducted in with a type of there are
Sammali bin integration of both dress North phenomenolo several
Hj Adam, culture and and behavior. Tapanuli gy. patterns
Ismail Fahmi Islam in district, showing that
Arrauf Muslim •Muslims Indonesia. religion and
Nasution minority place great culture can be
(2012) areas in the importance integrated in
context of on education disseminating
implementing and Islamic
Islamic knowledge, education to
education. as they people in
believe that Muslim
learning and minority
seeking areas in
understanding Indonesia
is a way to
draw closer to
God.
reflecting the
needs of
spirituality
and
meaningful
19
efforts in
business in
obtaining
God's
blessing
towards
achieving
prosperity in
this world
and the life
hereafter.
20
new and
emerging
consequences
do not
sacrifice the
social order
of Tengger
society.
21
once sought Coronel-
independence Ferrer (2012)
from the suggests the
Philippines. institutionaliz
ation of both
power-
sharing and
power-
dividing
measures in
order to
address the
problem of
lower
political
participation
among ethnic
groups in
war-torn
societies.
22
new strands actor, has Bansal, 2005,
of research in gained Hart, 2005)
business prominent and inter-
ethics, we attention. organizationa
employ an Second, the l
‘ordonomic’ view that collaboration
perspective business (Arts 2002;
and proceed firms are Heuer 2011).
in four steps. merely On the other
passive rule- hand, the
takers has domain of
been business
increasingly ethics has
complemente undergone a
d by the idea dynamic
that firms development,
actively too. Business
engage as ethics,
rule-makers notably in the
engaged in US context,
governance traditionally
processes. focused on
Third, the the ethical
literature on dilemmas that
both topics individual
struggles with managers
exactly the face at the
same micro level of
fundamental personal
theory decisions
problem of (Boatright,
how 1999). In the
normative past 15 years,
expectations however, the
relate to field of
profit business
seeking, ethics has
which is a also shed
system light on the
imperative importance of
for business the meso
firms in level of
competitive corporations
markets. – be it in the
debate about
corporate
23
social
responsibility
(Carroll,
1999;
Schwartz and
Carroll, 2003;
McWilliams,
Siegel and
Wright,
2006), in the
discourse on
corporate
citizenship
(Matten and
Crane, 2005)
or with regard
to
organizationa
l ethics
(Treviño et
al., 2006).
Researchers
References
24
Hanák, R. (2015). Do we know what is important when establishing new business?
Procedia - Social and Behavioral Sciences, 174 (2015) 3645 –
3650https://doi.org/10.1016/j.sbspro.2015.01.1084
Perez, J.M. (2020). Making peace in deeply divided societies: The case of Mindanao in
the southern Philippines. Small Wars
Journal.https://smallwarsjournal.com/jrnl/art/making-peace-deeply-
divide...0mPV9CIYfq4b5LtA942TvBECoXa1w32jEbcevR-
88BgY0ZZmFjHLSsvFQ#_edn1
Journal - Dasopang, M. D., Sammali, Hj. bin Adam, Hj., & Nasution, I. F. A. (2012).
Integration of Religion and Culture in Muslim Minority Communities through Islamic
Education. Vol. 8, No. 2, December 2022 M/1444
Hhttps://core.ac.uk/download/pdf/554495351.pdf
Journal - Marzuki, A., Mohamad, M. Z., Baru, R. (2018). Role of Majelis Taklim and
Adaptation Muslim Minority with Tengger Local Culture. Vol. 8 , No. 10, Oct. 2018, E-
ISSN: 2 2 2 2 -6990 © 2018
HRMARShttps://www.academia.edu/download/90007649/e9e104aa7b49f4e142b7360e2
0e9b865f7ad.pdf
Rekarti, E., Bahari, Z., Zahari, N. M., Doktoralina, C. M., & Ilias, N. A. (2019). The
sustainability of Muslim women entrepreneurs: A case study in Malaysia. International
Journal of Financial Research, 10(5), 430-439.https://www.cmdpublish.com/wp-
content/uploads/2019/06/The-Sustainability-of-Muslim-Women-Entrepreneurs-
Publish.pdf
25
Weatherhead, S., & Daiches, A. (2015). Key Issues to Consider in Therapy with Muslim
Families. Journal of Religion & Health, 54(6), 2398–2411.
https://doi.org/10.1007/s10943-015-0023-
26