CAREER IN FINANCE,JOB POST

Financial Analyst-A financial analyst is a finance professional who helps

companies make business decisions based on factors like market trends,
financial performance and predicted outcomes of transactions. Financial
analysts research microeconomic and macroeconomic conditions to make
predictions about businesses, economic sectors and industries. They also make
recommendations about the course of action companies may take to attain
specific results.

Financial advisor- A financial advisor is often responsible for more than

just executing trades in the market on behalf of their clients.

 Advisors use their knowledge and expertise to construct personalized

financial plans that aim to achieve the financial goals of clients.
 These plans include not only investments but also savings, budget,
insurance, and tax strategies.
 Advisors further check in with their clients on a regular basis to re-
evaluate their current situation and plan accordingly.
 You do not need to be wealthy to benefit from the services of a financial
advisor.

 Investment advising: A financial advisor offers advice on investments
that fit your style, goals, and risk tolerance, developing and adapting
investing strategy as needed.
 Debt management: A financial advisor creates strategies to help you pay
your debt and avoid debt in the future.
 Budget assistance: A financial advisor provides tips and strategies to
create budgets that help you meet your goals in the short and the long
term.
 College savings preparation: Part of a budgeting strategy may include
strategies that help you pay for higher education.
 Retirement planning: Likewise, a financial advisor creates a saving plan
crafted to your specific needs as you head into retirement.
  Estate planning: A financial advisor helps you identify the people or
organizations you want to receive your legacy after you die and creates a
plan to carry out your wishes.
 Long-term healthcare and insurance assistance: A financial advisor
provides you with the best long-term solutions and insurance options
that fit your budget.
 Tax planning: When it comes to taxes, a financial advisor may help you
prepare tax returns, maximize tax deductions so you get the most out of
the system, schedule tax-loss harvesting security sales, ensure the best
use of the capital gains tax rates, or plan to minimize taxes in retirement.

Hedge fund manager-A hedge fund manager is a person or financial firm

that manages and makes investment decisions, and oversees the operations of
a hedge fund. They are responsible for overseeing investment accounts,
typically at a hedge fund.

Hedge fund managers can invest in many different types of markets, including
stocks, bonds, and commodities. They employ complex strategies such as taking
long and short positions to capture price inefficiencies across investment
products and geographies.
Hedge fund managers help investors manage investments, tracking liquidity and
giving advice about fees. They may also offer investment recommendations to
clients based on predictions and risk tolerance.
Hedge fund managers can work in many environments, including asset
management firms.
Karthik Sarma is an Indian billionaire hedge fund manager.

Accountant- An accountant reviews and analyses financial records, keeping

track of a company's or individual's income, expenditures, and tax liabilities. An
accountant may also be involved in project planning, cost analysis, auditing, and
financial decision-making. Some specialize in tax preparation and tax planning.

The accountant may work in a large company's accounting department or an

external accounting firm.

Accountants are required to meet state-specific educational and testing

requirements and are certified by national professional associations .
  Accountants are employed by accounting firms or in the accounting
departments of large companies. Many choose to open their own
practices.
 Their roles include monitoring and recording expenses and income, and
projecting the costs of proposed new projects.
 Tax preparation and tax planning are specialized roles for accountants.
 Many accountants choose to become certified public accountants
because the CPA designation is considered the gold standard in the
accounting profession.

Private Equity Associate- Many investment banking analysts look

toward private equity (PE) as the next step in their finance careers. Private
equity firms are smaller than investment banks, so there are fewer jobs and
higher competition for these positions. However, private equity firms have
several advantages over other types of investment firms, such as unorthodox
investment capabilities.

Private equity firms hire their entry-level staff as associates and typically expect
at least two years of experience as an investment banking analyst. Similar to
investment banks, associates at private equity firms can work extremely long
hours, especially during deal closings.

 Private equity (PE) investment involves acquiring private companies,

improving their management and business model, and selling the
companies for a profit.
 Private equity associates work closely with client firms or prospects to
conduct due diligence in addition to monitoring the financial
performance of companies in their portfolio.
 Associates often have an data-centric background, are well-versed in
financial analytics, and have specific work experience in a given industry.
 Because associates often network and fundraise, successful private
equity associates also have strong soft skills in communication,
negotiation, and public speaking.
 Even with little to no direct private equity firm experience, associates
often earn a six-figure income during their first year.
 Financial manager-Financial managers oversee the financial health of an
organization. They are responsible for financial planning, investing, and
financing. Their main goal is to maximize the value of the firm
Financial managers' responsibilities include:

 Analyzing data
 Advising senior managers on profit-maximizing ideas
 Creating financial reports
 Directing investment activities
 Developing plans for the long-term financial goals of their organization
 Monitoring cash flow
 Managing expenses
 Producing accurate financial data
 Strategizing for profit
 Advising senior management about budgeting and investments
 Finding ways to reduce costs and maximize profit

Corporate finance-Corporate finance has three main areas: capital

budgeting, capital financing, and working capital management. Capital
budgeting is the process of prioritizing funds toward the most profitable
projects. Capital financing is determining how a company's investments and
endeavors will be financed. Working capital management is concerned with
cash flow for day-to-day operations and maintaining liquidity.

What Does Corporate Finance Do?

Corporate finance departments in companies focus on solid decision-making
for profitable financial results. Thus, corporate finance involves activities that
relate to the budgeting of capital, the debt and equity used to finance
operations, management of working capital, and shareholder dividends.
Portfolio Manager-A portfolio manager is someone who handles investing
strategies for individuals and organizations. Portfolio managers decide where,
how, and when to invest assets. While portfolio managers are often connected
to hedge funds, they can also manage the investing plans for large organizations,
like investment banks or private equity firms, or even an individual’s personal
wealth.
Working closely with clients, portfolio managers assess their clients’ financial
wants, needs, and hopes and develop investment plans to meet those
expectations. For an individual client, such as a wealthy person looking for
someone to manage their assets, a portfolio manager may seek out a full array
of investment options and build a robust plan for future years. That plan may
even include trading securities, such as stocks, on behalf of their client.

For larger organizations, a portfolio manager may simply maintain and

periodically assess existing investment decisions, analyzing profitability and
suggesting new opportunities for growth.

An investment portfolio may include a variety of assets, such as stocks, bonds,

and real estate. For big companies, an investment portfolio likely has plans for
long-term and short-term profits, while individuals with investment portfolios
may just have a few investments in the stock market. Both ends of the spectrum
benefit from a portfolio manager — someone who can make sure everything
runs smoothly through the inevitable ups and downs of the economy.

Risk management-Risk management is a systematic process that involves

identifying, assessing, and mitigating threats or uncertainties that can affect an
organization. It involves: Identifying risks, Analyzing risks, Prioritizing risks,
Treating risks, Monitoring risks

Compliance Officer-A compliance officer is an employee of a company that

ensures the firm is in compliance with its outside regulatory and legal
requirements as well as internal policies and bylaws.
Compliance officers have a duty to their employer to work with management
and staff to identify and manage regulatory risk. Their objective is to ensure
that an organization has internal controls that adequately measure and manage
the risks it faces. Compliance officers provide an in-house service that
effectively supports business areas in their duty to comply with relevant laws
and regulations and internal procedures. The compliance officer is usually the
company’s general counsel, but not always.

Actuary-if you really love maths and want a rewarding career where you can
really make a difference, the actuarial profession is for you!
Actuaries possess a unique mix of mathematical, analytical, communication and
management skills. They apply their abilities to create social impact, inform
high-level strategic decisions and have a significant impact on legislation,
businesses, and peoples' lives.

Actuaries are creative, curious and adaptable and it’s this learning mindset that
helps them succeed in the digital age. Actuaries’ unique combination of
technical skills and professional acumen ensures they will continue to make a
difference, guarding against the impacts of future uncertainty .

Where do actuaries work

Although actuaries are often associated with traditional fields such as life,
pensions, and insurance, there are an increasing number of actuaries moving
into a hold range of new areas. Health, banking and finance, technology, and
climate change are just some of the areas where you can now find actuaries.

Financial planning-A financial plan is a document that details a person’s

current financial circumstances and their short- and long-term monetary goals.
It includes strategies to achieve those goals.

A financial plan can help you to establish and plan for fundamental needs, such
as managing life's risks (e.g., those involving health or disability), income and
spending, and debt reduction.

It can provide financial guidance so that you're prepared to meet your

obligations and objectives. It can also help you track your progress throughout
the years toward financial well-being.

Financial planning involves a thorough evaluation of one’s money situation

(income, spending, debt, and saving) and expectations for the future. It can be
created independently or with the help of a certified financial planner.
 Loan Officer-A loan officer is a representative of a bank, credit union, or
other financial institution who assists borrowers in the application
process.1 Loan officers are often called mortgage loan officers since that is the
most complex and costly type of loan most consumers encounter. However,
most loan officers assist consumers and small business owners with a wide
variety of secured and unsecured loans.

Loan officers must have a comprehensive knowledge of lending products,

banking industry rules and regulations, and the required documentation for
obtaining a loan. Loan officers that assist with mortgages must be licensed
through the Nationwide Multistate Licensing System and Registry (NMLS)

Commercial Banking-Commercial banking is a type of banking that serves

the general public, such as individuals or small or mid-sized companies. It's a
specialized division of a bank that offers various banking services.
Commercial banks offer a variety of services, including:
 Managing savings and checking accounts
 Offering financial products
 Accepting deposits
 Making loans
 Credit management
 Cash management
 Assets management
 Growth management
 Underwriting

Risk Analyst-
What Does a Risk Analyst Do? Risk analysts help companies and institutions
reduce the liabilities associated with business decisions by analyzing market
conditions and financial data before providing educated advice. This type of
work allows businesses to stay financially safe and profitable.
 Accounting-Accounting is the process of recording financial transactions
pertaining to a business. The accounting process includes summarizing,
analyzing, and reporting these transactions to oversight agencies, regulators,
and tax collection entities. The financial statements used in accounting are a
concise summary of financial transactions over an accounting period,
summarizing a company's operations, financial position, and

Credit analyst-Credit analysis is a type of financial analysis that an investor

or bond portfolio manager performs on companies, governments,
municipalities, or any other debt-issuing entities to measure the issuer's
ability to meet its debt obligations. Credit analysis seeks to identify the
appropriate level of default risk associated with investing in that particular
entity's debt instruments
Chief Financial Officer-A chief financial officer (CFO) is a senior executive
who manages a company's financial operations and strategy. They are
responsible for:
 Financial planning: Tracking cash flow, analyzing financial strengths and
weaknesses, and proposing strategic directions
 Investment and financing decisions: Helping shape portfolio strategies and
making major investment and financing decisions
 Communication: Communicating with key stakeholders, including investors and
boards
 Leading a finance team: Leading a multitalented and technologically savvy
finance team
 Working with other C-suite executives: Working in tandem with other C-suite
executives, including a chief executive officer (CEO) and chief operations officer
(COO)

Auditor-An auditor is a person authorized to review and verify the accuracy

of financial records and ensure that companies comply with tax laws. They
protect businesses from fraud, point out discrepancies in accounting
methods and, on occasion, work on a consultancy basis, helping organizations
to spot ways to boost operational efficiency. Auditors work in various capacities
within different industries.
 Insurance-Insurance is a contract, represented by a policy, in which a
policyholder receives financial protection or reimbursement against losses from
an insurance company. The company pools clients’ risks to make payments
more affordable for the insured. Most people have some insurance: for their
car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents,

injury, or property damage. Insurance also helps cover costs associated with
liability (legal responsibility) for damage or injury caused to a third

Budget Analyst-A budget analyst helps organizations, such as companies,

governments, and universities, organize their financial resources. They may
work in companies, profits, or other organizations

Economist-An economist is an expert who studies the relationship between

a society's resources and its production or output. Economists study societies
ranging from small, local communities to entire nations and even the global
economy.

The expert opinions and research findings of an economist are used to help
shape a wide variety of policies, including interest rates, tax laws, employment
programs, international trade agreements, and corporate strategies.

Financial Software Developer-A financial software developer creates

and updates software applications and platforms for the finance industry. They
may work with financial software development companies to provide services
such as credit software and financial fraud detection software.
Financial software developers may have the following responsibilities:
 Software development and deployment
 Testing and bug fixing
 Embedded software development
 Web-based application development
 Prioritizing tasks to maximize resources and efficiency
Some recommend taking economics classes like Macroeconomics,
Microeconomics, Corporate Finance, and Money And Banking to become a
financial software developer.
Kotlin is an open-source language that can be used to create web applications,
Android apps, backends, and more. It's compatible with Java and is the
preferred platform for conventional banking systems

Management Analyst-A management analyst is a data science

professional who helps companies improve their efficiency and solve
operational problems. They may also be called a business analyst or a
management consultant
Management analysts work with a variety of clients in the commercial,
financial, industrial, and governmental sectors. They analyze performance
across a company to identify issues and address potential changes to maximize
a company's growth and operations. They may also advise managers on how to
make organizations more profitable through reduced costs and increased
revenues.