Settings

General

Starting Year: 2023

Budget Tracking & Dashboard

Late Monthly Income

Shift late income: Active

Starting on day x in month: 20

KPI Calculation in Dashboard

Savings Rate as % of Income: % allocated to Savings

 General

set the starting year (yyyy) once at the beginning and do not change it again

Budget Tracking & Dashboard

Activate this option to treat late income received on or after a certain day of the month as income for the next
month. This is especially recommended in case you receive your monthly paycheck towards the end of the
month and prefer to consider this income as disposable income for next month.

Choose how you want the savings rate(SR) to be calculated in the dashboard KPI tiles:
1) Active Option (% allocated to Savings): SR = Savings/Income
2) Passive Option (% not allocated to Expenses): SR = (Income - Expenses) / Income
Budget Planning

Define Starting Year in Settings →

Jan * Feb * Mar *
To be allocated: - - -

Income Jan Feb Mar

Employment (Net) 3,500 3,500 3,500
Side Hustle (Net) 1,000 1,000 1,000
Dividends 150 50 100
Total 4,650 4,550 4,600

Expenses Jan Feb Mar

Housing 1,200 1,200 1,200
Utilities 300 300 300
Groceries 350 350 350
Transportation 300 300 300
Insurances - - 150
Clothing 200 200 200
Body Care & Medicine 200 200 200
Media 50 50 50
Fun & Vacation 300 300 300
Total 2,900 2,900 3,050

Savings Jan Feb Mar

Emergency Fund 1,000 1,000 1,000
Retirement Account 400 400 400
Stock Portfolio 150 150 150
Sinking Fund Down Payment - - -
Sinking Fund Rest 200 100 -
Total 1,750 1,650 1,550
 2023
Apr * Jun* May* Jul * Aug* Sep * Oct * Nov * Dec*
- - - - - - - - -

Apr May Jun Jul Aug Sep Oct Nov Dec

4,500 4,500 4,500 4,500 4,500 4,500 4,500 4,500 4,500
1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000
150 50 100 150 50 100 150 50 100
5,650 5,550 5,600 5,650 5,550 5,600 5,650 5,550 5,600

Apr May Jun Jul Aug Sep Oct Nov Dec

1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
300 300 300 300 300 300 300 300 300
350 350 350 350 350 350 350 350 350
300 300 300 300 300 300 300 300 300
- - 150 - - 150 - - 150
200 200 200 200 200 200 200 200 200
200 200 200 200 200 200 200 200 200
50 50 50 50 50 50 50 50 50
1,200 300 300 300 1,500 300 300 300 600
3,800 2,900 3,050 2,900 4,100 3,050 2,900 2,900 3,350

Apr May Jun Jul Aug Sep Oct Nov Dec

- - - - - - - - -
400 400 400 400 400 400 400 400 400
750 750 750 750 750 750 750 750 750
600 1,400 1,300 1,500 200 1,300 1,500 1,400 1,000
100 100 100 100 100 100 100 100 100
1,850 2,650 2,550 2,750 1,450 2,550 2,750 2,650 2,250
 2024 2025 2026 2027 2028 2029 2030
Total* Total* Total* Total* Total* Total* Total* Total*
- - - - - - - -

2023 2024 2025 2026 2027 2028 2029 2030

51,000 - - - - - - -
12,000 - - - - - - -
1,200 - - - - - - -
64,200 - - - - - - -

2023 2024 2025 2026 2027 2028 2029 2030

14,400 - - - - - - -
3,600 - - - - - - -
4,200 - - - - - - -
3,600 - - - - - - -
600 - - - - - - -
2,400 - - - - - - -
2,400 - - - - - - -
600 - - - - - - -
6,000 - - - - - - -
37,800 - - - - - - -

2023 2024 2025 2026 2027 2028 2029 2030

3,000 - - - - - - -
4,800 - - - - - - -
7,200 - - - - - - -
10,200 - - - - - - -
1,200 - - - - - - -
26,400 - - - - - - -
2031 2032
Total* Total*
- -

2031 2032
- -
- -
- -
- -

2031 2032
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

2031 2032
- -
- -
- -
- -
- -
- -
Budget Tracking

Budget Tracking

Date of Today Date of Last Record No of Tracked Records

9-Oct-23 15-Mar-23 (208 days ago) 59

Date Type Category

25-Dec-22 Income Employment (Net)
2-Jan-23 Expenses Housing
3-Jan-23 Expenses Clothing
4-Jan-23 Savings Emergency Fund
5-Jan-23 Expenses Utilities
7-Jan-23 Expenses Groceries
9-Jan-23 Expenses Transportation
10-Jan-23 Expenses Fun & Vacation
10-Jan-23 Income Dividends
12-Jan-23 Expenses Media
13-Jan-23 Expenses Body Care & Medicine
14-Jan-23 Expenses Groceries
15-Jan-23 Income Side Hustle (Net)
17-Jan-23 Expenses Fun & Vacation
18-Jan-23 Expenses Clothing
19-Jan-23 Expenses Body Care & Medicine
21-Jan-23 Expenses Fun & Vacation
22-Jan-23 Expenses Transportation
24-Jan-23 Expenses Body Care & Medicine
25-Jan-23 Income Employment (Net)
26-Jan-23 Expenses Groceries
28-Jan-23 Expenses Fun & Vacation
31-Jan-23 Savings Retirement Account
31-Jan-23 Savings Stock Portfolio
31-Jan-23 Savings Sinking Fund Rest
1-Feb-23 Expenses Housing
2-Feb-23 Expenses Utilities
5-Feb-23 Income Side Hustle (Net)
7-Feb-23 Expenses Groceries
8-Feb-23 Expenses Transportation
9-Feb-23 Savings Stock Portfolio
10-Feb-23 Expenses Clothing
11-Feb-23 Expenses Body Care & Medicine
13-Feb-23 Expenses Fun & Vacation
14-Feb-23 Expenses Groceries
15-Feb-23 Income Dividends
16-Feb-23 Expenses Media
17-Feb-23 Expenses Transportation
18-Feb-23 Expenses Fun & Vacation
20-Feb-23 Expenses Body Care & Medicine
22-Feb-23 Expenses Clothing
24-Feb-23 Expenses Groceries
25-Feb-23 Expenses Transportation
25-Feb-23 Income Employment (Net)
26-Feb-23 Expenses Fun & Vacation
27-Feb-23 Expenses Body Care & Medicine
28-Feb-23 Savings Retirement Account
28-Feb-23 Savings Emergency Fund
1-Mar-23 Expenses Housing
2-Mar-23 Expenses Utilities
3-Mar-23 Expenses Groceries
4-Mar-23 Expenses Body Care & Medicine
6-Mar-23 Expenses Insurances
7-Mar-23 Expenses Transportation
9-Mar-23 Expenses Fun & Vacation
10-Mar-23 Income Dividends
12-Mar-23 Expenses Media
13-Mar-23 Expenses Groceries
15-Mar-23 Income Side Hustle (Net)
No of Tracked Records Total Tracking Balance

59 (58 this year) 2,620 of tracked income left to be allocated

Amount Details Balance

3,500 3,500
1,200 2,300
150 2,150
1,000 1,150
300 850
120 730
80 650
120 680
150 680
50 630
70 560
80 480
1,200 1,680
100 1,580
70 1,510
60 1,450
30 1,420
100 1,320
40 1,280
3,500 4,780
120 4,660
110 4,550
400 3,500
250 3,500
400 3,500
1,200 2,300
300 2,000
500 2,500
200 2,300
100 2,200
500 1,700
60 1,640
 70 1,570
140 1,430
80 1,350
50 1,400
70 1,330
150 1,180
60 1,120
140 980
80 900
120 780
130 4,150
3,500 4,150
50 4,100
60 4,040
400 3,500
140 3,500
1,200 2,300
300 2,000
60 1,940
30 1,910
150 1,760
50 1,710
120 1,590
100 1,690
50 1,640
120 1,520
1,100 2,620
Effective Date
-> 1-Jan-23
2-Jan-23
3-Jan-23
4-Jan-23
5-Jan-23
7-Jan-23
9-Jan-23
10-Jan-23
10-Jan-23
12-Jan-23
13-Jan-23
14-Jan-23
15-Jan-23
17-Jan-23
18-Jan-23
19-Jan-23
21-Jan-23
22-Jan-23
24-Jan-23
-> 1-Feb-23
26-Jan-23
28-Jan-23
31-Jan-23
31-Jan-23
31-Jan-23
1-Feb-23
2-Feb-23
5-Feb-23
7-Feb-23
8-Feb-23
9-Feb-23
10-Feb-23
 11-Feb-23
13-Feb-23
14-Feb-23
15-Feb-23
16-Feb-23
17-Feb-23
18-Feb-23
20-Feb-23
22-Feb-23
24-Feb-23
25-Feb-23
-> 1-Mar-23
26-Feb-23
27-Feb-23
28-Feb-23
28-Feb-23
1-Mar-23
2-Mar-23
3-Mar-23
4-Mar-23
6-Mar-23
7-Mar-23
9-Mar-23
10-Mar-23
12-Mar-23
13-Mar-23
15-Mar-23
Budget Dasboard

Selected Year & Period Period Compl. Period Tracking Balan

2023 January 100 -
%

Breakdown - January 2023

Income Tracked Budget % Compl. Remaining

Employment (Net) 3,500 3,500 100% -
Side Hustle (Net) 1,200 1,000 120% -
Dividends 150 150 100% -
Total 4,850 4,650 104% -

Expenses Tracked Budget % Compl. Remaining

Housing 1,200 1,200 100% -
Fun & Vacation 360 300 120% -
Groceries 320 350 91% 30
Utilities 300 300 100% -
Clothing 220 200 110% -
Transportation 180 300 60% 120
Body Care & Medicine 170 200 85% 30
Media 50 50 100% -
Insurances - - - -
Total 2,800 2,900 97% 100

Savings Tracked Budget % Compl. Remaining

Emergency Fund 1,000 1,000 100% -
Retirement Account 400 400 100% -
Sinking Fund Rest 400 200 200% -
Stock Portfolio 250 150 167% -
Sinking Fund Down Payment - - - -
Total 2,050 1,750 117% -
 Period Tracking Balance Period Savings Rate

- of tracked income left to be allocated You are saving 42.3% of your income.

Summary - January 2023

Excess
Income Categories (Tracked)
-
200
- Employment (Net) 3,500
200 Side Hustle (Net) 1,200
Dividends 150
Excess
-
60
- Total 4,850
-
20
-
-
Expenses Categories (Tracked)
-
-
- Housing 1,200
Fun & Vacation 360
Excess Groceries 320
- Utilities 300
- Clothing 220
200 Other 400
100 Total 2,800
-
300
 Year
Select the year to view -> 2023

of your income. Period

Select the period to view -> January

mmary - January 2023

Tracked (vs. Budget) ✘ Income ✘ Budget

✘ Expenses
16,000 ✘ Savings

14,000

12,000

10,000

8,000

6,000

4,000

2,000

-
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Savings Categories (Tracked)

Emergency Fund 1,000

Retirement Account 400
Sinking Fund Rest 400
Stock Portfolio 250

Total 2,050