Report Group 2 222ENG01A18

BANKING ACADEMY
FACULTY OF FOREIGN LANGUAGES
SUBJECT: ENGLISH 1
TOPIC: SAVING OR INVESTING

WITH YOUNG PEOPLE
Lecturer: Pham Thi Thanh Binh

Group: 02
Class: 222ENG01A18
Member – student ID:
- Duong Phuong Chinh – Leader 25A4011335
- Nguyen Thi Ngoc Diep 25A4011336
+ - Duong Thi Duyen 25A4013287
1
Hanoi, May 2023
2
TABLE OF CONTENTS
PROJECT REPORT...........................................................................................................................3
1. Reason for creating the group:...............................................................................................3
2. Group focus:................................................................................................................................3
3.Reason for choosing the topic:.....................................................................................................3
Savings or investment debate, what is a smarter way to manage money to help young people
become financially free early?...........................................................................................................3
4. Group work rubics:.....................................................................................................................3
5. Outcome:......................................................................................................................................4
6. Achievement:................................................................................................................................4
7. Members work rubics:................................................................................................................4
GROUP WORK SCHEDULE............................................................................................................6
1. Timeline....................................................................................................................................6
2. Task division............................................................................................................................6
MEETING MINTUES........................................................................................................................7
The 1st group meeting........................................................................................................................8
The 2nd group meeting.......................................................................................................................9
The 3rd group meeting......................................................................................................................10
The 4th group meeting......................................................................................................................11
The 10th group meeting....................................................................................................................17
VIDEO SCRIPT................................................................................................................................18
3
PROJECT REPORT
Group: 2
Topic: Saving or investing with young people
Team members:
Full name Student ID
Duong Phuong Chinh 25A4011335
Nguyen Thi Ngoc Diep 25A4011336
Duong Thi Duyen 25A4013287
1. Reason for creating the group:

- Based on the content of the exercise assigned by the teacher
- We have cooperated many times and have brought good results.
- The members are always active in creativity, and always ready to contribute and
absorb ideas to complete the project together.
2. Group focus:
● Complete group exercises.
● Practice teamwork skills.
● Practice speaking English together.
● Expand relationships and help each other in the process of learning English.
3.Reason for choosing the topic:

Savings or investment debate, what is a smarter way to manage money to help young
people become financially free early?
4. Group work rubics:
● Strength:
Set group goals All goals are clearly established,

agreed upon and successfully
implemented.
Make a plan to do the work The group work plan is set up in a

clear, specific and reasonable way.
Promote team work environment - Be respectful and constructive in
4
communication.
- Voice and body language with a
positive attitude.
- Team members encourage and
support each other during group work.
- Actively support and share to solve
problems that arise.
Resolve conflicts Resolve conflicts directly and

constructively.
Use target language to communicate - Effective communication of

situation information.
- Use correct vocabulary and basic
grammatical structures. Standard
accent and intonation.
- Positive, even and effective
interaction among members.
Result - The team completes all the work on time.

- All members performed perfectly in
their presentations.
Achievements Video has good quality.
● Weakness:
- The members have not arranged a reasonable time to enter the meeting on time.
5. Outcome:
- We completed the project ahead of schedule.
- During that process, my team encountered some obstacles, but the members quickly
came together to come up with appropriate measures to deal with them.
- We listen to each other's comments to change and improve together. We played up
our strengths and quickly fixed our weaknesses. We allotted our time well, so the
video recording process was fun, enjoyable, and stress-free.
- The members always have creative ideas that make teamwork more effective.
6. Achievement:
5
- Very successful project
- The members have improved their English listening and reading skills better
- Teamwork is very good and our teamwork has become stronger
- The members were confident to show their strengths in English communication
- Creating and contributing to the script together helped us learn many good and
difficult words
7. Members work rubics:

Duong Phuong Chinh Nguyen Thi Ngoc Diep Duong Thi Duyen
Role Leader Member Member
Contribute - Participate actively and - Participate actively and - Participate actively and
responsibly. responsibly. Responsibly.
- Self-perception about saving - Support other members - Support other members
and investing during during
- Support other members group work. group work.
during
- Actively seek - Participate in writing the
group work. information related to dialogue.
group exercises.
- Participate in writing the - Make the working
dialogue. - Participate in writing atmosphere comfortable and
the dialogue. fun.
- Video recoding and editing
- Participate in writing - Actively seek information
- Complete assigned
Vietnamese dialogue. related to group exercises.
work on time.
- Check the grammar and - Give some of GENZ’s
-Correct pronunciation and vocabulary script. views on saving or
adjust Vietnamese investing.
- Write meeting mintues
conversation.
a group report, a group - Find some vocabulary
- Actively participate in the work schedule. related to the topic.
idea generation process
- Complete assigned - Complete assigned
- Responsible and conscious
work on time. work on time.
as a team leader.
-Support other during group
- Encourage members to
attend work.
meetings fully, on time and

complete the work most
efficiently
6
Progress
Done Done Done
complete
Contributio
33% 33% 33%
n ratio
Efficiency 100% 100% 100%

ratio
Signature
7
GROUP WORK SCHEDULE
1. Timeline
Date Content Detail
Electing team leader Duong Phuong Chinh

08/03/2023 – 15/03/2023
Choose the topic Saving or investing with

young people
16/03/2023 – 19/03/2023 Come up with ideas, scripts
20/03/2023 – 26/03/2023 Assign tasks, make timeline
Compose Vietnamese
conversations, translate
27/03/2023 – 09/04/2023 Carry out assigned tasks conversations into English,
find some content related
price words.
10/04/2023 – 16/04/2023 -Correct errors in word

usage
Synthesize content
- Shorten content
- Edit script
17/04/2023 – 25/04/2023 - Practice speaking, correct

Video the group’s speaking pronunciation errors.
lesson
- Video
26/04/2023 – 05/05/2023 Finish video and all -Plan specific working time
documents of group work of the group
2. Task division
All the members wrote a complete conversation together on March 26, 2023.
STT Full name Mission Deadline
Find content related to saving and investing 24/03/2023
1 Nguyen Thi Ngoc Diep Write a conversation in Vietnamese 02/04/2023
Make group meeting minutes 04/05/2023
2 Duong Phuong Chinh Self-perception about saving and investing 24/03/2023
8
Check the grammar and vocabulary script 28/03/2023
Write English conversation 15/04/2023
Edit video 03/05/2023
Give some of GENZ's views on saving and

24/03/2023
investing.
3 Duong Thi Duyen Write a conversation in Vietnamese. 02/04/2023
Find some vocabulary related to the topic. 24/03/2023
MEETING MINTUES
9
SOCIALIST REPUBLIC OF VIETNAM
Independence – Freedom – Happiness
MEETING MINUTES
The 1st group meeting
Group: 2
Location: Room D6.501 Banking Academy
Date: 11.35 AM 8th March 2023
Number of participants: 3/3
1. Duong Phuong Chinh
2. Nguyen Thi Ngoc Diep
3. Duong Thi Duyen
Meeting content:
1. Electing team leader: Duong Phuong Chinh
2. Come up with topic for the project
The meeting ended at 12.55 AM 8th March 2023
Evaluation meeting: meeting pretty good, everyone is enthusiastic to contribute ideas
Ha Noi, March 8, 2023

Secretary
Team Leader
10
MEETING MINUTES
The 2nd group meeting
Group: 2
Location: Room D6.501 Banking Academy
Date: 11.30 AM 15th March 2023
3. Duong Thi Duyen
Meeting content:
Choose topic for project:
● Chinh gave her opinion on the topic: Saving or investing with youth
people.
● Diep gave her opinion on the topic: Supply Chain.
● Duyen gave his opinion on the topic: Management Trainee.

After discussing, the group chose the topic: Saving or investing with
youth people.
Evaluation meeting: meeting pretty good, everyone is enthusiastic to contribute ideas.

The meeting ended at 12.55 AM 15th March 2023

Secretary
Team Leader
11
MEETING MINUTES
The 3rd group meeting
Group: 2
Online meeting Platform: Google meet
Date: 10.00 PM 19th March 2023
3. Duong Thi Duyen
Meeting content:
1. Come up with ideas, scripts.
2. After discussing, our group decided to do a talk show.
After discussion, the members agreed to write the lines in Vietnamese before
writing drafts in English.
The work is assigned to Duyen and Diep.
3. Deadline
Diep, Duyen: April 20, 2023.
The meeting ended at 12.00 PM 19th March 2023
Evaluation meeting: meeting pretty good, everyone actively contributed comments.

Secretary
Team Leader
12
MEETING MINUTES
The 4th group meeting
Group: 2
Date: 12.00 PM 3th March 2023
3. Duong Thi Duyen
The members read the other members' posts to fix the mistakes together.
1. Group members commented on each other's work
● Diep's article has some errors in using words and sentences, but in
general, the content is quite reasonable.
● The lesson Duyen is easier to understand but the content is too short.
2. Edit and complete Vietnamese dialogue, Chinh took on the task of writing
English conversation.
3. Deadline
Chinh: April 15, 2023.
Evaluation meeting: meeting pretty good, everyone listens attentively and
enthusiastically gives opinions.
Meeting content:
Ha Noi, April 2, 2023

Secretary
Team Leader
13
14
MEETING MINUTES
Group: 2
Date: 10.00 PM 18th April 2023
3. Duong Thi Duyen
Meeting content: audition, correcting pronunciation
● Chinh, Duyen suggested Diep to correct pronunciation

some words such as: invest, later, rate, bank.
● Diep suggested Duyen to correct pronunciation some words such as: enough,
value, invest.
● Diep and Duyen suggested to Chinh to correct pronunciation some words such
as: fullest, convincing.
● The members have 10 minutes to correct their own speech.
● After fixing the error, the members worked together to build a situation and
limit the time of dialogue.
The meeting ended at 11.30 PM 2nd April 2023
Evaluation meeting: meeting pretty good, all people are very happy acting together.

Secretary
Team Leader
15
MEETING MINUTES
Group: 2
Online meeting Platform: Building B2 Banking Academy
Date: 12.00 AM 20th April 2023
3. Duong Thi Duyen
Meeting content: Take a test video
1. All pronunciation errors in the previous meeting have been fixed.
2. Phuong Chinh recommends that people pay attention to intonation when
speaking and speak more clearly.
3. We recorded the test video 7 times.
4. Phuong Chinh asks everyone to memorize the script.
The meeting ended at 15.30 AM 20th April 2023
Evaluation meeting: Meeting pretty good, all members are energetic and enthusiastic.

Secretary
Team Leader
16
MEETING MINUTES
Group: 2
Date: 8.00 AM 23th April 2023
3. Duong Thi Duyen
Meeting content: Official video recording
1. Phuong Chinh suggests shooting videos from different angles.
2. The first time everyone was afraid of the camera, so they couldn't succeed.
3. The second time, everyone performed more naturally, but still forgot their
conversation.
4. The video was successfully filmed in subsequent shots, with different shooting
angles.
The meeting ended at 10.30 AM 23th April 2023
Evaluation meeting: The video shooting was successful, and everyone attempted to
complete the video shooting.

Secretary
Team Leader
17
MEETING MINUTES
Group: 2
Location: Google meet
Date: 10.00 PM 24th April 2023
3. Duong Thi Duyen
Meeting content: Video editing, text finishing
1. Proposing to edit and perfect the video:
• Review the recorded videos
• People give opinions to improve the video
2. Check and complete all reports:
• Group work schedule need to pay attention to the form, size of tables
• Meeting minutes need to pay attention to form
3. Deadline
• Edit video: Chinh: May 3, 2023
• Text finishing: Duyen, Diep: April 6, 2023
The meeting ended at 11.00 PM 24th April 2023
Evaluation meeting: Meeting pretty good, all members are energetic and enthusiastic.

Secretary
Team Leader
18
MEETING MINUTES
Group: 2
Date: 10.00 PM 5th May 2023
3. Duong Thi Duyen
Meeting content: Submit finished video
1. Phuong Chinh submitted the completed video
2. Everyone paid attention to monitor and give comments
3. Everyone agreed that the video was quality and good.
The meeting ended at 10.30 PM 5th May 2023
Evaluation meeting: meeting pretty good, everyone listens attentively.
Ha Noi, May 5, 2023

Secretary
Team Leader
19
MEETING MINUTES
Group: 2
Date: 10.00 PM 5th May 2023
3. Duong Thi Duyen
Meeting content: Summarize and evaluate each member
1. Team leader commented on the performance of the whole group and each
member
• Strengths: The members are all active in group activities, the members all
receive and complete the tasks in full and on time. Team members unite,
always support each other to complete the tasks.
• Weakness: Pronunciation has improved a lot but still stumbles a few places
where the words are not clear.
2. Members: The team leader comments on the contributions of each member and
evaluates everyone's work efficiency at 100%.
3. The whole group agrees with the leader's assessment.
The meeting ended at 11.00 PM 5th May 2023
Evaluation meeting: meeting pretty good, everyone actively participates.
Ha Noi, May 5, 2023

Secretary
Team Leader
20
VIDEO SCRIPT
Situation: During recess, Chinh, Diep, and Duyen discuss saving or investing.
- Chinh: (Ting...ting phone shows transfer notification) Yeah my parents sent money.
Luckily, it's running out. Diep, Duyen, would you like to go to canteen for lunch?
- Duyen: That's fine, but who's to pay, only the beginning of the month.
- Diep: That's right, save your money, don't waste it.
- Chinh: Come on, youth is to live to the fullest, spend freely.
- Duyen: We are also 19 years old, and we have to become financially independent.
How much is your monthly income? Is it not enough for you?
Chinh: Every month I have about 4 million, partly from my family, partly from
working part-time. I usually spend it all before the end of the month.
- Diep: I also receive that amount every month, but I will save some money as soon
as I receive the money.
- Duyen: Me too, but I will invest that money.
- Chinh: Wow, why did you do that?
- Diep: I like safety. Depositing money in a bank with an interest rate may not be too
high, but the money will not be lost.
- Duyen: I find investment to be much more profitable than saving, maybe double or
triple depending on your investment.
- Chinh: Those ideas are great. But now should I save or invest?
- Diep: I see now that we don't have much knowledge and experience about investing
and it's easy to fail. It can make us empty-handed.
- Duyen: But youth is to experience and learn. With a long-term view, investments
will create greater value and be more profitable than other types of savings. Now the
rate of inflation is quite fast, if we put money in the bank, the interest rate may be
lower than the inflation rate and our money will lose value.
- Chinh: Everyone's reasons are very convincing. So what do you think about
combining the two?
- Diep: I've thought about this, maybe it's better if we do both. If you want to quickly
become economically independent and accept risks, you should invest, if you want to
21
be safe, you should save first, later when you are more stable and want to have a
financial breakthrough, then new investment. That's my thinking.
- Chinh: It's too difficult, first of all, I think we should know how to manage our
personal finances, know how to balance our expenses, and know what we need and
what we want. And before saving or investing, we should also set up an emergency
fund to use in necessary cases.
- Duyen: Investing, saving or a combination of both is likely to change as people's
priorities and goals change over different periods. In addition to saving by depositing
in a bank or investing in stocks, real estate... nowadays, many people choose to buy
insurance.
- Diep: There are quite a few choices, we should consider this more, hope everyone
will achieve their goals in the future. I think choosing to invest or save is a personal
choice and opinion, but the core factor in determining each person's personal
circumstances and goals.
- Chinh: Thank you very much for your comments. I think I should consider saving or
investing this afternoon.
- Duyen: That's all right! Hope you find your solution. It's time for school, let's go.
22

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BANKING ACADEMY

FACULTY OF FOREIGN LANGUAGES

TOPIC: SAVING OR INVESTING

Lecturer: Pham Thi Thanh Binh

+ - Duong Thi Duyen 25A4013287

Full name Student ID

Duong Phuong Chinh 25A4011335

Nguyen Thi Ngoc Diep 25A4011336

Duong Thi Duyen 25A4013287

1. Reason for creating the group:

● Complete group exercises.

● Practice teamwork skills.

● Practice speaking English together.

3.Reason for choosing the topic:

Set group goals All goals are clearly established,

Make a plan to do the work The group work plan is set up in a

Promote team work environment - Be respectful and constructive in

Resolve conflicts Resolve conflicts directly and

Use target language to communicate - Effective communication of

Result - The team completes all the work on time.

Achievements Video has good quality.

7. Members work rubics:

Role Leader Member Member

meetings fully, on time and

Efficiency 100% 100% 100%

Electing team leader Duong Phuong Chinh

Choose the topic Saving or investing with

16/03/2023 – 19/03/2023 Come up with ideas, scripts

20/03/2023 – 26/03/2023 Assign tasks, make timeline

10/04/2023 – 16/04/2023 -Correct errors in word

17/04/2023 – 25/04/2023 - Practice speaking, correct

Find content related to saving and investing 24/03/2023

1 Nguyen Thi Ngoc Diep Write a conversation in Vietnamese 02/04/2023

Make group meeting minutes 04/05/2023

2 Duong Phuong Chinh Self-perception about saving and investing 24/03/2023

Write English conversation 15/04/2023

Edit video 03/05/2023

Give some of GENZ's views on saving and

Find some vocabulary related to the topic. 24/03/2023

Ha Noi, March 8, 2023

● Duyen gave his opinion on the topic: Management Trainee.

Evaluation meeting: meeting pretty good, everyone is enthusiastic to contribute ideas.

Ha Noi, March 15, 2023

Ha Noi, March 19, 2023

Ha Noi, April 2, 2023

● Chinh, Duyen suggested Diep to correct pronunciation

Ha Noi, April 18, 2023

Ha Noi, April 20, 2023

Ha Noi, April 23, 2023

Ha Noi, April 24, 2023

Ha Noi, May 5, 2023

Ha Noi, May 5, 2023

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