Data Analysis

Panel Data Regression

Y (ROA) = β1 (Total Asset) + β2 (Book Value of Equity) + β3 (Commission) + β4 (Operational Expenses)

Model Summary

Model R R Square Adjusted R Std. Error of Change Statistics

Square the Estimate
R Square F Change df1 df2 Sig. F Change
Change

1 .981a .961 .953 .05252043735 .961 108.827 11 48 .000

3438

a. Predictors: (Constant), United, Year , BVOE, Pragati, APGI, Prime, expenses, commission, age, asset, Green

ANOVAa

Model Sum of Squares df Mean Square F Sig.

1 Regression 3.302 11 .300 108.827 .000b

Residual .132 48 .003

Total 3.434 59

a. Dependent Variable: roa

b. Predictors: (Constant), United, Year , BVOE, Pragati, APGI, Prime, expenses, commission, age, asset, Green

Coefficientsa

Model Unstandardized Coefficients Standardized t Sig.

Coefficients

B Std. Error Beta

1 (Constant) 28.260 13.624 2.074 .043

Year -.014 .007 -.164 -2.003 .051

age -.004 .007 -.121 -.493 .624

asset 2.017E-5 .000 .260 1.131 .264

BVOE 3.248E-5 .000 .252 .735 .466

commission .000 .000 -.077 -1.020 .313

expenses -4.488E-6 .000 -.002 -.024 .981

Prime -.568 .039 -.885 -14.619 .000

APGI -.582 .026 -.907 -22.735 .000

Pragati -.729 .135 -1.135 -5.399 .000

 Green -.921 .182 -1.435 -5.060 .000

United -.598 .157 -.932 -3.821 .000

a. Dependent Variable: roa

Analysis and Conceptualisation

The regression analysis showed that, R 0.981, R Square 0.961. which describes that
the model including all possible variables which is almost 96% can be explained through
the model. The F value of the regression model is 108 which is significant at α=0.05.
this explains that the model is statistically significant the relationship between the
dependent variable and independent variable are well explained. After analysing the
coefficient table, it is also seen that, the variables like age, expenses or commissions
are comparatively less significant in the model. But ROA is mostly associated with the
categories of the companies.
Panel Data Regression: Equation 2
Y (ROE) = β1 (Total Asset) + β2 (Book Value of Equity) + β3 (Commission) + β4 (Operational Expenses)

Model Summary
Mo R R Adjusted Std. Error Change Statistics
del Squar R Square of the R Square F df1 df2 Sig. F
e Estimate Change Chang Change
e
a
1 .736 .542 .449 .038113 .542 5.807 10 49 .000

a. Predictors: (Constant), United, Year , Green, commission, Prime, Agrani, expenses, Pragati, Asset, BVOE

ANOVAa
Model Sum of Squares df Mean Square F Sig.

1 Regression .084 10 .008 5.807 .000b

Residual .071 49 .001
Total .156 59
a. Dependent Variable: ROE
b. Predictors: (Constant), United, Year , Green, commission, Prime, Agrani, expenses, Pragati, Asset, BVOE

Coefficientsa
Model Unstandardized Coefficients Standardized t Sig.
Coefficients
B Std. Error Beta
1 (Constant) 12.249 5.075 2.414 .020
Year -.006 .003 -.341 -2.394 .021
Asset 1.677E-5 .000 1.015 1.385 .172
BVOE 7.486E-6 .000 .274 .255 .800
commission .000 .000 -.532 -2.051 .046
expenses 6.948E-5 .000 .141 .520 .605
Agrani .012 .018 .089 .658 .514
Prime .064 .028 .467 2.302 .026
Pragati -.061 .061 -.444 -.991 .327
Green -.187 .088 -1.368 -2.128 .038
 United -.014 .030 -.099 -.447 .657
a. Dependent Variable: ROE

Analysis and Conceptualisation

The regression analysis showed that, R 0.736, R Square 0.542. which describes that
the model including all possible variables which is almost 54% can be explained through
the model. It clearly shows that the relationship between DV and IV cant be expressed
people through this statistical model. The F value of the regression model is 5 which is
significant at α=0.05. this explains that the model is statistically significant the
relationship between the dependent variable and independent variable are well
explained. After analysing the coefficient table, it is also seen that, the variables like,
expenses, book value of equity are comparatively less significant in the model. But
commission paid and year has significant impact on the DV. Also, ROE is mostly
associated with the categories of the companies.