INDEX

01 Performance of the Corporation from 2015-2016 to 2021-2022.

02 Highlights of Operations of the Corporation during the last 10 years up to 31st March 2022.
03 Summary of loan applications received and sanctioned in 2021-2022 and upto to 31st March 2022.
04 Status of loan applications in 2021-2022.
05 Loan assistance to Micro & Small Scale Sector from 2017-2018 to 2021-2022 and as on 31st March 2022.
06 Scheme-wise assistance from 2017-2018 to 2021-2022 and as on 31st March 2022.
07 Office-wise performance for 2020-2021 & 2021-2022.
08 Circle-wise Sanctions & Disbursement for 2020-2021 & 2021-2022.
09 District-wise analysis of loans sanctioned and disbursed during the year and outstanding as on
31st March 2022.
10 District-wise analysis of loans sanctioned, disbursed and outstanding since inception up to
31st March 2022.
11 District-wise classification of loans sanctioned, disbursed, outstanding and defaults as on
31st March 2022.
12 Industry - wise classification of loans sanctioned (gross) and disbursed during the year 2021-2022
and outstanding as on 31st March 2022.
13 Industry-wise classification of loans sanctioned (effective), disbursed and outstanding since inception
upto 31st March 2022.
14 Industry-wise classification of loans sanctioned, disbursed, outstanding and defaults as on
31st March 2022.
15 Constitution-wise classification of loans sanctioned and disbursed during the last 3 years and
outstanding as on 31st March 2022.
16 Sector-wise break up of loans sanctioned and disbursed in 2021-2022 & outstanding as on
31st March 2022.
17 Purpose-wise classification of sanctions during the last five years.
18 Statement showing the number of scheduled caste and scheduled tribe employees in the Corporation.
19 Sanction and disbursal of loans.
20 Size-wise analysis of loan sanctions (gross) .
21 Area-wise distribution of loans (sanctioned & disbursed) in 2020-2021, 2021-2022 and since inception
upto 31st March 2022.
22 Area-wise distribution of loans (sanctioned & disbursed) to Micro & SSI sector in 2020-2021, 2021-2022 and
since inception upto 31st March 2022.
23 Purpose-wise sanctions (effective).
24 Sector-wise classification of loans.
25 Industry-wise classification of loans sanctioned & disbursed.
26 Constitution-wise distribution of loans.
27 Project cost-wise classification of loans.
28 Maturity-wise analysis of loan sanctions (effective).
29 Scheme-wise classification of assistance.
30 Cash Flow Statement for the year ended 31st March 2022.
31 Socio-economic contribution of assisted projects.
32 Loan applications received and disposed off in 2020-2021 & 2021-2022.
33 Recovery performance as on 31st March 2022
34 Zone-wise sanctions in 2021-2022.
 TABLE 1
PERFORMANCE OF THE CORPORATION FROM 2015-2016 TO 2021-2022
(Amount : Rs. in lakhs)

Sl. SANCTIONS DISBURSEMENTS RECOVERY

YEAR
No.
NO. AMOUNT AMOUNT AMOUNT

1 2015-2016 1111 73193.59 56636.42 84110.27

Financial Services
a) Fund Based - - - 137.77
b) Non Fund Based - - - -
2 2016-2017 1059 73342.55 61437.78 88472.76
Financial Services
a) Fund Based - - - 56.42
b) Non Fund Based - - - -
3 2017-2018 1037 84212.70 56121.21 78791.11
Financial Services

1
a) Fund Based - - - 213.08
b) Non Fund Based - - - -
4 2018-2019 1056 109872.70 66589.89 73634.59
Financial Services
a) Fund Based - - - 319.57
b) Non Fund Based - - - -
5 2019-2020 710 66780.54 72790.44 72085.44
Financial Services
a) Fund Based - - - 1325.40
b) Non Fund Based - - - -
6 2020-2021 445 40165.57 43295.92 63868.38
Financial Services
a) Fund Based - - - 476.67
b) Non Fund Based - - - -
7 2021-2022 461 49325.15 38645.62 74188.83
Financial Services
a) Fund Based - - - 197.11
b) Non Fund Based
 TABLE 2
HIGHLIGHTS OF OPERATIONS OF THE CORPORATION DURING THE LAST 10 YEARS UPTO 31ST MARCH 2022
(Amount : Rs. in lakhs)

Sl. Particulars 2012-2013 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018 2018-2019 2019-2020 2020-2021 2021-2022
No.

1 INCOME
a) Interest 24665.85 25478.98 26352.25 27449.52 26030.72 25438.7 26219.88 30355.82 32200.88 31763.85
b) Others 3776.06 2980.39 5370.63 3412.58 3905.49 4209.50 11125.41 5525.60 16208.32 6655.58

c)Total Income 28441.91 28459.37 31722.88 30862.10 29936.21 29648.20 37345.29 35881.42 48409.20 38419.43
2 EXPENDITURE
a) Interest on borrowings 18426.77 19305.56 15862.64 16009.04 15344.64 14729.01 13900.91 13662.95 14302.45 11854.19
b) Directors' Travelling expenses 3.97 2.18 1.34 1.15 - - - - - 0.10
c) Personnel expenses 5687.64 6262.82 6447.93 6652.09 6671.83 6838.39 8358.56 7912.14 7820.23 7626.21
d) Other expenses 2114.19 1363.58 4694.86 4772.8 4729.08 5368.91 6757.5 4869.46 7528.07 4574.35
e) Depreciation 258.05 242.84 215.72 202.98 163.36 154.71 148.41 181.56 149.51 115.18
f) Write-off 245.74 132.2 45.13 2.62 34.54 2.16 7224.56 2762.86 12319.04 2517.52

2
g) Addl. Prov. for COVID-19 Pandemic - - - - - - - 2000.00 2000.00 1000.00

h)Total expenditure 26736.36 27309.18 27267.62 27640.68 26943.45 27093.18 36389.94 31388.97 44119.30 27687.55

3 Profit before tax * 1705.55 1150.19 4455.26 3221.42 2992.76 2555.02 955.35 4492.45 4289.90 10731.88
4 Provision for taxation 3.06 8.31 8.28 8.36 - - - 542.06 - 1990.16
5 Transfer to reserve- for Contingencies - - - - 500.43 405.94 451.58 655.20 1.01 0.50
6 Transfer to reserve fund - - - - - - - - -
(Under Sec.36 (1) (viii)) - - - - - - - 813.07 - 2080.64
7 Dividend paid - - - - - - - - - -
8 Dividend due to State Govt. - - - - - - - - - -
9 Deposit outstanding (U/Sec.8) 10589.74 17847.04 5501.21 448.73 426.08 406.19 406.41 405.46 331.68 5331.18
10 Bonds issued 40000.00 - 48500.00 - - - - - - -
11 a) NPAs (amount) Gross 33119.64 32773.44 15162.56 24512.59 21779.93 26796.75 23296.49 21148.36 14051.51 13632.28
b) NPAs (gross % ) 17.08 15.81 8.26 13.47 12.04 14.68 11.95 9.58 6.42 6.49
c) NPAs (net %) 2.78 2.57 5.07 8.82 5.77 6.56 6.09 5.12 5.09 4.74
12 Provisioning for NPAs (amount) 28128.21 27753.44 6041.78 9151.24 11917.34 15707.74 12019.80 10226.20 2746.27 3535.24

* Profit before tax is arrived at after considering NPA provisioning made / NPA provisioning written back, wherever applicable
 TABLE 3

SUMMARY OF LOAN APPLICATIONS RECEIVED AND SANCTIONED IN 2021-22 AND UP TO 31ST MARCH 2022

(Amount : Rs. in lakhs)

During the year 2021 - 22 Since inception up to 31-3-2022

Sl. Particulars Micro & Small Scale Others Total Micro & Small Scale Others Total
No.
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14

01 Pending at the beginning

of the year 25 4583.40 9 1180.00 34 5763.40 - - - - - -

02 Applications received
during the year 462 49548.07 17 1875.28 479 51423.35 123081 1472460.72 57689 714081.29 180770 2186542.01

03 Total (1+2) 487 54131.47 26 3055.28 513 57186.75 123081 1472460.72 57689 714081.29 180770 2186542.01

3
04 Applications sanctioned 443 47467.87 18 1857.28 461 49325.15 116620 1202003.84 55529 605199.68 172149 1807203.52

05 Amount reduced while

sanctioning - 755.08 - 128.00 - 883.08 - 183937.58 - 49899.26 - 233836.84

06 Applications rejected
or withdrawn 9 1178.00 2 380.00 11 1558.00 6426 81788.78 2154 58292.35 8580 140081.13

07 Total (4+5+6) 452 49400.95 20 2365.28 472 51766.23 123046 1467730.20 57683 713391.29 180729 2181121.49

08 Applications pending at
the end of the year (3-7) 35 4730.52 6 690.00 41 5420.52 35 4730.52 6 690.00 41 5420.52

09 Loans sanctioned
(effective) 387 39502.48 21 1220.55 408 40723.03 100329 1008992.52 50736 478729.48 151065 1487722.00

10 Loans disbursed 394 35656.30 29 2989.33 423 38645.63 100270 963810.99 50710 464150.62 150980 1427961.61

11 Loans outstanding - - - - - - 2800 184258.32 246 25756.57 3046 210014.89

 TABLE 4

STATUS OF LOAN APPLICATIONS IN 2021-22

(Amount : Rs. in lakhs)

Circle - I BOs Circle - II BOs Circle - III BOs Circle - IV BOs Total
Sl. Particulars
No. No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12

1 Pending at the beginning 12 2361.40 7 2455.00 3 134.00 12 813.00 34 5763.40

2 Received or enhanced
during the year 155 19456.65 119 12501.05 110 10462.45 95 9003.20 479 51423.35

4
3 Total (1+2) 167 21818.05 126 14956.05 113 10596.45 107 9816.20 513 57186.75

4 Applications sanctioned 156 19087.05 110 12106.12 98 9287.78 97 8844.20 461 49325.15

5 Applications rejected or
withdrawn 1 300.00 6 995.00 3 245.00 1 18.00 11 1558.00

6 Amount reduced - 321.00 - 189.93 - 136.15 - 236.00 - 883.08

7 Applications pending
at the end of the year 10 2110.00 10 1665.00 12 927.52 9 718.00 41 5420.52

8 Total (4+5+6+7) 167 21818.05 126 14956.05 113 10596.45 107 9816.20 513 57186.75

9 Amount disbursed - 13812.22 - 8490.88 - 6536.99 - 9805.54 - 38645.63

 TABLE 5

LOAN ASSISTANCE TO MICRO AND SMALL SCALE SECTOR FROM 2017 - 18 TO 2021 - 22
AND AS ON 31ST MARCH 2022

(Amount : Rs. in lakhs)

2017-2018 2018-2019 2019-2020 2020-2021 2021-2022 As on 31-3-2022

Sl. Particulars
No.
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14

1 Sanctions 1037 84212.70 1056 109872.70 710 66780.54 445 40165.57 461 49325.15 151118 1496324.12

5
2 Sanctions to Micro &
small scale industries 957 75326.10 979 99941.18 663 60167.54 417 37577.17 443 47467.87 100385 1016957.91

a) micro enterprises 176 5506.25 128 3852.45 80 2113.35 102 5235.75 128 8459.00 71587 239533.86

3 Sanctions to units other

than small scale units 80 8886.60 77 9931.52 47 6613.00 28 2588.40 18 1857.28 50733 479366.21

Loan sanctions: 1037 84212.70 1056 109872.70 710 66780.54 445 40165.57 461 49325.15 151118 1496324.12
 TABLE 6
SCHEME-WISE ASSISTANCE FROM 2017 - 18 TO 2021 - 22 AND AS ON 31ST MARCH 2022
(Amount : Rs. in lakhs)

2017-2018 2018-2019 2019-2020 2020-2021 2021-2022 As on 31-3-2022

Sl. Scheme / Promoters Class
No. No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14

1 Single Window 120 3983.55 84 2753.45 48 1479.80 27 877.00 32 1455.40 12181 104930.77
2 Credit Linked Capital Subsidy 10 1091.00 - - - - - - - - 596 25175.07
3 Privileged Entrepreneurs 109 4060.00 66 3320.60 8 506.75 4 280.00 7 400.00 2440 81503.12
4 Nursing Homes / Hospitals 24 2613.00 18 2352.70 14 1832.00 6 571.00 13 1822.00 899 33392.10
5 Scheduled Castes Assisted * 267 23363.80 263 27123.10 172 15412.39 151 13048.45 138 12294.55 19173 187459.88
6 Scheduled Tribes Assisted * 77 5619.20 91 7726.90 52 4121.50 43 3603.00 42 4353.58 2899 55802.05
7 Backward Communities 32 3008.75 19 1092.75 19 1835.00 13 1218.00 7 817.75 21872 44657.62

6
8 Minority Communities 73 4160.00 85 5894.70 49 3870.00 33 2945.00 35 3637.50 19327 138801.14
9 Women Entrepreneurs * 429 32851.65 364 41491.05 239 21402.85 147 12480.15 133 14297.20 31202 451143.91
10 Special Interest Scheme for
Existing Entrepreneurs 6 495.00 7 950.00 1 700.00 - - - - 14 2145.00

ASSISTANCE UNDER INTEREST SUBSIDY SCHEMES OF GoK

1 Scheduled Caste Entrepreneurs 260 21393.30 245 20718.08 169 11253.00 150 12599.00 135 12107.00 2560 147184.76
2 Scheduled Tribe Entrepreneurs 83 5527.70 85 5656.20 52 3539.00 42 3503.00 42 4353.58 896 47033.78
3 Women Entrepreneurs 350 20084.00 271 26460.31 165 14515.30 8 1100.00 37 4276.11 1252 91734.67
4 First Generation Entrepreneurs 90 7795.35 20 1899.00 - - - - - - 289 16470.79
5 Interest Subvention Loan - - 248 30276.80 262 26285.50 189 18455.66 213 24502.07 912 99520.03
6 Textile Grant Loan for SC Entrp. - - 23 5981.57 16 3834.99 - - - - 39 9816.56
7 Textile Grant Loan for ST Entrp. - - 12 2071.70 4 582.50 - - - - 16 2654.20

* Note : Assistance to SC, ST & Women Entrepreneurs also includes assistance under Interest Subsidy Schemes of GoK
 TABLE 7
OFFICE-WISE PERFORMANCE FOR 2020 - 21 AND 2021 - 22
(Amount : Rs. in lakhs)
SANCTIONS DISBURSEMENTS RECOVERY
Sl.
Offices 2020-2021 2021-2022 2020-2021 2021-2022 2020-2021 2021-2022
No.
No. Amount No. Amount Amount Amount Amount Amount
1 2 3 4 5 6 7 8 9 10
1 JAYANAGAR 20 1222.00 15 1469.00 2724.12 1493.90 4527.32 4958.12
2 RAJAJINAGAR 9 1228.00 24 2919.00 1189.14 1818.32 3382.55 2975.94
3 CENTRAL BRANCH 11 1441.75 13 2050.00 1940.69 1292.17 1866.08 2828.69
4 BENGALURU RURAL 17 2438.00 23 2795.50 1861.01 2039.99 3035.95 3525.38
5 RAMANAGAR 11 1070.00 10 1299.00 1326.00 1082.00 1181.94 1784.44
6 TUMAKURU 22 2531.00 35 4069.00 2218.61 2064.25 3826.10 3609.63
7 KOLAR 20 2582.70 26 3544.50 2813.57 3320.14 2650.43 3107.70
8 CHICKBALLAPUR 6 718.25 10 941.05 961.70 701.45 1514.93 1744.52
CIRCLE - I TOTAL 116 13231.70 156 19087.05 15034.84 13812.22 21985.30 24534.42
1 MYSURU 38 4106.00 33 4008.45 4670.05 2467.91 5436.15 7501.65
2 MANDYA 9 779.50 13 1119.50 963.70 963.57 1423.69 1160.64
3 MADIKERI 7 812.62 8 1036.20 658.46 695.13 838.73 886.97
4 CHAMARAJANAGAR 11 853.00 10 1221.62 545.11 797.70 699.20 933.19

7
5 MANGALURU 11 838.00 6 720.00 1135.60 630.61 1280.67 1911.83
6 UDIPI 6 368.00 8 1015.00 474.20 571.47 834.41 841.66
7 HASSAN 30 1312.00 21 1432.00 1607.93 1335.56 1744.74 1884.63
8 CHICKMAGALUR 12 606.65 11 1553.35 988.34 1028.93 1113.45 1909.71
CIRCLE - II TOTAL 124 9675.77 110 12106.12 11043.39 8490.88 13371.04 17030.28
1 HUBBALLI 22 1839.70 22 2281.00 1841.52 1307.27 4026.90 5009.00
2 HAVERI 9 429.40 10 1326.18 457.86 705.60 1198.59 1139.92
3 GADAG 6 389.00 6 655.00 870.18 622.24 1871.11 1499.71
4 KARWAR 2 250.00 4 348.00 602.99 589.24 682.86 663.64
5 CHITRADURGA 17 1083.00 10 788.00 810.75 831.47 1768.04 2126.91
6 SHIVAMOGGA 8 392.90 19 1119.75 460.90 612.90 984.66 1026.40
7 BELAGAVI 15 1309.00 15 1896.00 1080.55 1280.51 2536.73 2839.43
8 BAGALKOT 13 1336.30 12 873.85 1221.47 587.76 1686.54 1838.55
CIRCLE - III TOTAL 92 7029.30 98 9287.78 7346.22 6536.99 14755.43 16143.56
1 KALABURAGI 21 2265.00 9 831.00 1727.57 2727.63 2283.57 3379.80
2 YADGIR 6 597.00 2 375.00 729.17 537.13 896.91 962.52
3 RAICHUR 7 1116.00 10 1451.00 1205.64 977.73 1058.95 1284.27
4 BIDAR 30 2459.50 21 1513.00 1896.03 1647.05 1226.33 1454.20
5 KOPPAL 9 857.00 10 882.00 2151.38 811.80 1987.96 2686.34
6 BALLARI 6 641.00 7 645.00 539.72 489.12 2371.04 2767.13
7 DAVANAGERE 13 809.30 18 1551.20 538.58 1184.76 1883.15 2043.59
8 VIJAYAPURA 21 1484.00 20 1596.00 1083.38 1430.32 2048.70 1882.69
CIRCLE - IV TOTAL 113 10228.80 97 8844.20 9871.47 9805.54 13756.61 16460.54
GRAND TOTAL 445 40165.57 461 49325.15 43295.92 38645.63 63868.38 74168.80
 TABLE 8
CIRCLE-WISE SANCTIONS AND DISBURSEMENTS FOR 2020 - 21 & 2021 - 22

(Amount : Rs. in lakhs)

SANCTIONS DISBURSEMENTS
Sl.
Circle / District 2020-2021 2021-2022 2020-2021 2021-2022
No.
No. Amount No. Amount Amount Amount

1 2 3 4 5 6 7 8

1 BENGALURU URBAN 40 3891.75 52 6438.00 5853.95 4604.39

2 BENGALURU RURAL 17 2438.00 23 2795.50 1861.01 2039.99
3 RAMANAGAR 11 1070.00 10 1299.00 1326.00 1082.00
4 TUMAKURU 22 2531.00 35 4069.00 2218.61 2064.25
5 KOLAR 20 2582.70 26 3544.50 2813.57 3320.14

8
6 CHICKBALLAPUR 6 718.25 10 941.05 961.70 701.45

CIRCLE - I TOTAL 116 13231.70 156 19087.05 15034.84 13812.22

1 MYSURU 38 4106.00 33 4008.45 4670.05 2467.91

2 MANDYA 9 779.50 13 1119.50 963.70 963.57
3 KODAGU 7 812.62 8 1036.20 658.46 695.13
4 CHAMARAJANAGAR 11 853.00 10 1221.62 545.11 797.70
5 DAKSHINA KANNADA 11 838.00 6 720.00 1135.60 630.61
6 UDIPI 6 368.00 8 1015.00 474.20 571.47
7 HASSAN 30 1312.00 21 1432.00 1607.93 1335.56
8 CHICKMAGALUR 12 606.65 11 1553.35 988.34 1028.93

CIRCLE - II TOTAL 124 9675.77 110 12106.12 11043.39 8490.88

 TABLE 8 (Contd.....)
CIRCLE-WISE SANCTIONS AND DISBURSEMENTS FOR 2020 - 21 & 2021 - 22
(Amount : Rs. in lakhs)

SANCTIONS DISBURSEMENTS
Sl.
Circle / District 2020-2021 2021-2022 2020-2021 2021-2022
No.
No. Amount No. Amount Amount Amount

1 2 3 4 5 6 7 8

1 DHARWAD 22 1839.70 22 2281.00 1841.52 1307.27

2 HAVERI 9 429.40 10 1326.18 457.86 705.60
3 GADAG 6 389.00 6 655.00 870.18 622.24
4 KARWAR 2 250.00 4 348.00 602.99 589.24
5 CHITRADURGA 17 1083.00 10 788.00 810.75 831.47

9
6 SHIVAMOGGA 8 392.90 19 1119.75 460.90 612.90
7 BELAGAVI 15 1309.00 15 1896.00 1080.55 1280.51
8 BAGALKOT 13 1336.30 12 873.85 1221.47 587.76
CIRCLE - III TOTAL 92 7029.30 98 9287.78 7346.22 6536.99
1 KALABURAGI 21 2265.00 9 831.00 1727.57 2727.63
2 YADGIR 6 597.00 2 375.00 729.17 537.13
3 RAICHUR 7 1116.00 10 1451.00 1205.64 977.73
4 BIDAR 30 2459.50 21 1513.00 1896.03 1647.05
5 KOPPAL 9 857.00 10 882.00 2151.38 811.80
6 BALLARI 6 641.00 7 645.00 539.72 489.12
7 DAVANAGERE 13 809.30 18 1551.20 538.58 1184.76
8 VIJAYAPURA 21 1484.00 20 1596.00 1083.38 1430.32

CIRCLE - IV TOTAL 113 10228.80 97 8844.20 9871.47 9805.54

GRAND TOTAL 445 40165.57 461 49325.15 43295.92 38645.63
 TABLE 9
DISTRICT-WISE ANALYSIS OF LOANS SANCTIONED AND DISBURSED DURING THE YEAR
AND OUTSTANDING AS ON 31ST MARCH 2022
(Amount : Rs. in lakhs)
SANCTIONS (GROSS) DISBURSEMENTS OUTSTANDING
Sl. Name of the Micro & Others (Other Micro & Others (Other Micro & Others (Other
Transport Transport Transport
No. District Small Scale than Transport) Small Scale than Transport) Small Scale than Transport)
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
I BACKWARD DISTRICTS
01 Tumakuru 35 4069.00 - - 1 75.00 25 2037.22 - - - 27.03 195 11868.83 - - 6 411.13
02 Mysuru 32 3933.45 - - 23 2185.91 - - 1 282.00 214 15722.43 3 22.06 15 1634.69
03 Chamarajanagar 10 1221.62 - - 2 115.00 10 797.70 - - 45 2396.59 - - 3 189.01
04 Dakshina Kannada 4 605.00 - - 4 463.33 - - 3 167.28 50 4259.10 1 46.73 5 846.91
05 Udupi 8 1015.00 - - 1 35.00 7 571.47 - - 42 1944.18 1 4.97 2 565.97
06 Hassan 20 1397.00 - - 21 1227.06 - - 3 108.50 103 4409.24 - - 4 487.89
07 Dharwad 22 2281.00 - - 2 808.28 15 1307.27 - - 215 10999.69 2 8.24 5 1141.40
08 Haveri 8 517.90 - - 1 48.00 4 190.13 - - 3 515.47 60 1378.51 2 8.55 16 1021.64
09 Gadag 5 607.00 - - 7 622.24 - - - - 66 3451.71 - - 3 132.05
10 Belagavi 15 1896.00 - - 3 212.00 16 1280.13 - 0.38 - - 97 4763.32 3 32.84 2 208.07
11 Vijayapura 16 1354.00 1 30.00 - - 22 1284.17 1 29.75 3 116.40 91 5035.28 4 54.80 11 349.76
12 Bagalkot 12 873.85 - - - - 9 587.76 - - - - 78 6047.28 1 5.10 2 45.02

10
13 Uttara Kannada 4 348.00 - - 1 18.00 5 589.24 - - - - 37 2576.91 - - - -
14 Kalaburagi 8 813.00 - - 12 2515.37 - - 2 212.26 107 8470.41 2 7.70 14 697.54
15 Yadgir 2 375.00 - - 2 114.00 4 536.13 - - - 1.00 24 3418.06 1 8.37 2 510.76
16 Bidar 19 1399.00 - - 1 126.00 20 1608.05 - - 1 39.00 97 5701.78 - - 4 645.07
17 Raichur 8 1260.00 1 65.00 - - 9 803.05 1 64.50 1 110.18 44 3748.11 1 64.50 9 865.75
18 Koppal 10 882.00 - - - - 14 807.30 - - - 4.50 59 5884.27 - - 4 492.14

TOTAL : I 238 24847.82 2 95.00 14 1551.28 227 19413.53 2 94.63 17 1583.62 1624 102075.70 21 263.86 107 10244.80

II OTHER DISTRICTS

01 Bengaluru (U) 51 6378.00 - - 1 60.00 45 4224.29 - 0.76 2 379.34 321 25933.24 1 16.08 41 6448.15
02 Bengaluru ( R ) 22 2668.50 - - 1 127.00 18 1721.53 - - 1 318.46 150 10293.44 2 11.12 10 1758.89
03 Ramanagar 10 1299.00 - - - - 9 1013.59 - - 1 68.42 67 4585.12 - - 3 101.17
04 Kolar 26 3544.50 - - - - 24 3199.51 - - - 120.63 108 11027.63 - - 8 788.76
05 Chickballapur 10 941.05 - - - - 4 665.46 - - - 35.99 57 3483.90 - - 5 1024.15
06 Shivamogga 18 1108.00 1 11.75 - - 9 601.15 1 11.75 - - 55 2308.73 2 18.37 4 586.83
07 Mandya 12 1069.50 - - 1 50.00 12 791.23 - - 2 172.34 69 3635.40 - - 4 653.63
08 Kodagu 8 1036.20 - - - - 6 695.13 - - - - 37 4589.95 - - 1 781.33
09 Chickmagalur 11 1553.35 - - - - 7 953.03 - 3.60 - 72.29 42 3740.30 2 18.79 3 240.07
10 Chitradurga 8 739.00 2 49.00 - - 12 725.47 2 49.00 - 57.00 89 2798.18 7 89.71 8 1709.48
11 Davangere 16 1461.20 1 21.00 1 69.00 15 1163.26 1 20.50 - 1.00 118 4768.29 3 35.04 11 536.20
12 Ballari 7 645.00 - - - - 6 489.12 - - - - 63 5018.44 - - 3 430.14

TOTAL : II 199 22443.30 4 81.75 4 306.00 167 16242.77 4 85.61 6 1225.47 1176 82182.62 17 189.11 101 15058.80

STATE TOTAL: 437 47291.12 6 176.75 18 1857.28 394 35656.30 6 180.24 23 2809.09 2800 184258.32 38 452.97 208 25303.60
 TABLE 10
DISTRICT-WISE ANALYSIS OF LOANS SANCTIONED, DISBURSED AND OUTSTANDING
SINCE INCEPTION UPTO 31ST MARCH 2022
(Amount : Rs. in lakhs)
SANCTIONS (EFFECTIVE) DISBURSEMENTS OUTSTANDING
Sl. Name of the Micro & Others (Other Micro & Others (Other Micro & Others (Other
Transport Transport Transport
No. District Small Scale than Transport) Small Scale than Transport) Small Scale than Transport)
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

I BACKWARD DISTRICTS
01 Tumakuru 6913 54558.19 2231 3656.79 320 6307.46 6906 51377.13 2231 3652.85 320 6388.18 195 11868.83 - - 6 411.13
02 Mysuru 5332 74871.08 2123 3398.63 830 27259.25 5323 68486.29 2122 3391.10 828 27273.18 214 15722.43 3 22.06 15 1634.69
03 Chamarajanagar 1560 12261.33 309 1012.90 175 3077.96 1556 10899.97 309 998.34 175 2836.40 45 2396.59 - - 3 189.01
04 Dakshina Kannada 5070 37921.27 1333 2790.31 1440 22849.47 5067 37301.89 1332 2675.07 1440 22559.31 50 4259.10 1 46.73 5 846.91
05 Udipi 1285 18557.65 310 733.24 435 12096.85 1284 17884.19 309 700.91 434 12057.78 42 1944.18 1 4.97 2 565.97
06 Hassan 3073 27607.28 1105 2356.31 471 6318.18 3078 26101.16 1105 2351.76 471 6117.51 103 4409.24 - - 4 487.89
07 Dharwad 4964 50024.19 1610 2759.32 619 17103.95 4962 47493.15 1610 2717.90 619 17093.21 215 10999.69 2 8.24 5 1141.40
08 Haveri 1566 10872.86 728 1978.40 178 6023.84 1565 10404.37 728 1965.12 177 5599.85 60 1378.51 2 8.55 16 1021.64
09 Gadag 1825 15386.62 348 891.11 124 3912.13 1827 15048.85 348 878.87 122 3708.52 66 3451.71 - - 3 132.05
10 Belagavi 7478 33934.73 1574 4002.16 411 10015.39 7480 32254.21 1574 3854.33 411 9995.38 97 4763.32 3 32.84 2 208.07
11 Vijayapura 3124 22038.17 884 2161.23 361 6648.76 3123 20856.63 884 2108.10 361 6360.71 91 5035.28 4 54.80 11 349.76

11
12 Bagalkot 3740 26608.24 426 1653.54 136 5807.84 3740 25398.79 426 1605.38 135 5436.91 78 6047.28 1 5.10 2 45.02
13 Uttara Kannada 1518 9975.97 427 795.98 292 3325.30 1520 9687.67 421 793.98 292 3306.86 37 2576.91 - - - -
14 Kalaburagi 3510 29175.30 1064 2521.43 264 5641.80 3507 27382.99 1064 2520.37 263 5588.74 107 8470.41 2 7.70 14 697.54
15 Yadgir 1359 7819.27 213 569.71 126 2529.87 1358 7578.02 212 515.78 124 2039.37 24 3418.06 1 8.37 2 510.76
16 Bidar 2281 20281.45 675 1604.89 242 4273.05 2271 18383.48 675 1601.59 241 4174.60 97 5701.78 - - 4 645.07
17 Raichur 2069 20431.38 862 1986.77 402 5718.65 2070 19525.87 862 1984.17 402 5680.63 44 3748.11 1 64.50 9 865.75
18 Koppal 1389 46876.99 333 1065.29 258 6163.28 1392 46485.37 333 951.20 258 6006.27 59 5884.27 - - 4 492.14
TOTAL: I 58056 519201.97 16555 35938.01 7084 155073.03 58029 492550.03 16545 35266.82 7073 152223.41 1624 102075.70 21 263.86 107 10244.80

II OTHER DISTRICTS
01 Bengaluru (U) 15009 217621.01 12112 14920.78 2940 170385.34 15007 214227.40 12112 14918.52 2943 164645.83 321 25933.24 1 16.08 41 6448.15
02 Bengaluru ( R ) 1992 40548.81 415 1649.06 253 15850.52 1991 36402.77 415 1213.84 253 13059.27 150 10293.44 2 11.12 10 1758.89
03 Ramanagar 1628 17790.73 265 934.98 132 5847.78 1629 16254.20 265 544.70 133 5177.64 67 4585.12 - - 3 101.17
04 Kolar 1841 35774.65 919 1880.29 373 7730.27 1841 34012.52 919 1850.58 373 7496.60 108 11027.63 - - 8 788.76
05 Chickballapur 2158 13946.26 483 1089.94 113 4854.82 2152 13126.17 483 1085.34 113 4738.64 57 3483.90 - - 5 1024.15
06 Shivamogga 5826 20691.41 1291 2457.73 273 6324.44 5817 18780.56 1290 2382.00 273 5931.06 55 2308.73 2 18.37 4 586.83
07 Mandya 2711 25553.62 1017 1999.80 422 7874.26 2712 24896.57 1017 1940.35 423 7727.90 69 3635.40 - - 4 653.63
08 Kodagu 1117 14562.22 553 1204.95 299 5199.94 1114 13585.41 553 1195.52 298 5159.27 37 4589.95 - - 1 781.33
09 Chickmagalur 1783 14856.49 778 1539.21 270 3708.43 1774 13733.89 778 1506.32 270 3692.75 42 3740.30 2 18.79 3 240.07
10 Chitradurga 3664 19957.73 1316 3270.69 326 9567.02 3667 19242.79 1313 3153.49 326 9881.22 89 2798.18 7 89.71 8 1709.48
11 Davangere 1721 26710.60 619 1490.00 180 4621.51 1716 25482.36 616 1456.61 179 4826.44 118 4768.29 3 35.04 11 536.20
12 Ballari 2823 41777.02 1338 4480.60 410 8836.08 2821 41516.32 1338 4375.44 409 8701.06 63 5018.44 - - 3 430.14

TOTAL: II 42273 489790.55 21106 36918.03 5991 250800.41 42241 471260.96 21099 35622.71 5993 241037.68 1176 82182.62 17 189.11 101 15058.80

STATE TOTAL: 100329 1008992.52 37661 72856.04 13075 405873.44 100270 963810.99 37644 70889.53 13066 393261.09 2800 184258.32 38 452.97 208 25303.60
 TABLE 11
DISTRICT-WISE CLASSIFICATION OF LOANS SANCTIONED, DISBURSED,
OUTSTANDING AND DEFAULTS AS ON 31ST MARCH 2022
(Amount : Rs. in lakhs)

Sl. EFFECTIVE SANCTIONS DISBURSEMENTS OUTSTANDING DEFAULTS

DISTRICT
No. No. Amount No. Amount No. Amount No. Principal Interest Total
1 2 3 4 5 6 7 8 9 10 11 12
01 Bengaluru (U) 30061 402927.13 30062 393791.75 363 32397.47 27 128.39 91.05 219.44
02 Bengaluru ( R ) 2660 58048.39 2659 50675.88 162 12063.45 12 3.99 42.11 46.10
03 Ramanagar 2025 24573.49 2027 21976.54 70 4686.29 9 22.39 12.84 35.23
04 Belagavi 9463 47952.28 9465 46103.92 102 5004.23 11 120.97 21.72 142.69
05 Vijayapura 4369 30848.16 4368 29325.44 106 5439.84 3 -12.82 0.27 -12.55
06 Bagalkot 4302 34069.62 4301 32441.08 81 6097.40 9 70.28 2.17 72.45
07 Ballari 4571 55093.70 4568 54592.82 66 5448.58 10 373.45 77.76 451.21
08 Bidar 3198 26159.39 3187 24159.67 101 6346.85 14 45.04 47.60 92.64
09 Chickmagalur 2831 20104.13 2822 18932.96 47 3999.16 11 -0.49 5.15 4.66
10 Chitradurga 5306 32795.44 5306 32277.50 104 4597.37 7 2.54 7.99 10.53
11 Davangere 2520 32822.11 2511 31765.41 132 5339.53 27 34.81 4.88 39.69
12 Dakshina Kannada 7843 63561.05 7839 62536.27 56 5152.74 4 16.93 0.00 16.93

12
13 Udipi 2030 31387.74 2027 30642.88 45 2515.12 3 -12.28 0.16 -12.12
14 Dharwad 7193 69887.46 7191 67304.26 222 12149.33 25 -276.98 20.92 -256.06
15 Gadag 2297 20189.86 2297 19636.24 69 3583.76 7 0.08 2.45 2.53
16 Haveri 2472 18875.10 2470 17969.34 78 2408.70 6 5.81 0.00 5.81
17 Kalaburagi 4838 37338.53 4834 35492.10 123 9175.65 36 283.17 148.87 432.04
18 Yadgir 1698 10918.85 1694 10133.17 27 3937.19 4 71.92 53.64 125.56
19 Hassan 4649 36281.77 4654 34570.43 107 4897.13 30 99.82 12.69 112.51
20 Kodagu 1969 20967.11 1965 19940.20 38 5371.28 2 0.33 0.00 0.33
21 Kolar 3133 45385.21 3133 43359.70 116 11816.39 13 222.17 245.59 467.76
22 Chickballapur 2754 19891.02 2748 18950.15 62 4508.05 5 42.95 2.96 45.91
23 Mandya 4150 35427.68 4152 34564.82 73 4289.03 11 22.55 17.43 39.98
24 Mysuru 8285 105528.96 8273 99150.57 232 17379.18 25 -89.55 132.62 43.07
25 Chamarajanagar 2044 16352.19 2040 14734.71 48 2585.60 7 3.73 0.62 4.35
26 Raichur 3333 28136.80 3334 27190.67 54 4678.36 2 93.10 17.08 110.18
27 Koppal 1980 54105.56 1983 53442.84 63 6376.41 12 97.88 23.75 121.63
28 Shivamogga 7390 29473.58 7380 27093.62 61 2913.93 7 -3.46 0.20 -3.26
29 Tumakuru 9464 64522.44 9457 61418.16 201 12279.96 25 105.51 60.60 166.11
30 Uttara Kannada 2237 14097.25 2233 13788.51 37 2576.91 3 131.41 33.65 165.06

Total 151065 1487722.00 150980 1427961.61 3046 210014.89 367 1603.64 1086.77 2690.41

Note: Interest default relating to Doubtful-3 cases has been excluded from the above statement.
 TABLE 12
INDUSTRY-WISE CLASSIFICATION OF LOANS SANCTIONED (GROSS) AND DISBURSED
DURING THE YEAR 2021-2022 AND OUTSTANDING AS ON 31ST MARCH 2022
(Amount : Rs. in lakhs)
MICRO & SSI UNITS OTHER UNITS ALL UNITS
AMOUNT AMOUNT AMOUNT
Sl. Type of Industry
No. No. of Sanctioned Out - No. of Sanctioned Out - No. of Sanctioned Out -
loans (Gross) Disbursed standing loans (Gross) Disbursed standing loans (Gross) Disbursed standing
1 2 3 4 5 6 7 8 9 10 11 12 13 14
01 Coal Mining - - - - - - - - - - - -
02 Metal Mining - - - - - - - - - - - -
03 Crude Petroleum & natural gas - - - - - - - - - - - -
04 Stone quarrying, clay & sand pits 2 515.00 277.00 277.47 - - - - 2 515.00 277.47 277.47
05 Other non-metallic mining & quarrying - - - 31.50 - - - - - - - 31.50
06 Food excluding beverages 60 5949.15 4993.15 24623.02 - - - 5.00 60 5949.15 4993.15 24628.02
07 Beverages 6 519.00 763.86 3700.75 - - - - 6 519.00 763.86 3700.75
08 Tobacco - - - - - - - - - - - -
09 Manufacture of Textiles 13 894.50 3754.69 8301.90 - - - 305.13 13 894.50 3754.69 8607.03
10 Footwear & other wearing apparel
& madeup textile goods 9 781.00 807.26 2187.05 - - - - 9 781.00 807.26 2187.05
11 Wood & Cork excluding furniture 7 726.00 532.09 2001.26 - - 36.50 300.00 7 726.00 568.59 2301.26
12 Furniture & fixtures 11 688.70 516.05 2069.38 - - - - 11 688.70 516.05 2069.38

13
13 Paper & paper products 17 2249.75 1367.19 5027.95 - - 150.00 439.19 17 2249.75 1517.19 5467.15
14 Printing & Publishing 6 330.00 269.42 2761.43 - - - 173.09 6 330.00 269.42 2934.52
15 Leather, Leather & fur products
excluding 10 above - - 19.23 206.63 - - - - - - 19.23 206.63
16 Rubber & Rubber products 4 437.70 123.60 472.51 - - - - 4 437.70 123.60 472.51
17 Chemical & Chemical products 9 870.80 897.50 4681.10 1 60.00 - 583.40 10 930.80 897.50 5264.50
18 Petroleum & Coal products 1 148.00 130.00 659.50 - - - - 1 148.00 130.00 659.50
19 Non metallic mineral products 43 4375.37 3398.35 21678.65 - - - 743.51 43 4375.37 3398.35 22422.16
20 Basic Metal 12 1532.00 550.44 4958.38 - - - - 12 1532.00 550.44 4958.38
21 Metal products excluding machinery &
Transport equipment 33 4674.00 3457.13 13145.03 - - 164.00 520.78 33 4674.00 3621.13 13665.81
22 Machinery excluding electrical machinery 24 2250.00 1484.88 7382.74 - - 120.63 1411.65 24 2250.00 1605.51 8794.38
23 Electrical machinery 14 1139.00 966.14 5912.47 - - - 410.50 14 1139.00 966.14 6322.97
24 Transport equipment 11 1286.50 790.66 3245.84 - - - - 11 1286.50 790.66 3245.84
25 Electricity, Gas & Steam - - - 2041.94 - - - 2470.67 - - - 4512.61
26 Motion picture production,
projection & distribution - - 2.50 76.65 - - - - - - 2.50 76.65
27 Miscellaneous mfg. Industries & Services 104 11875.50 6256.48 31090.64 1 75.00 112.64 1378.48 105 11950.50 6369.12 32469.12
28 Hotels / Construction / Educational 50 5959.15 4288.21 36999.44 16 1722.28 2225.32 16209.56 66 7681.43 6513.53 53209.00
29 Transport - - - - 6 176.75 180.24 452.96 6 176.75 180.24 452.96
30 House boats - - - - - - - - - - - -
31 Fishing - - - - - - - - - - - -
32 Industrial Estates - - 10.00 675.90 - - - 352.63 - - 10.00 1028.53
33 Technical Consultancy Services 1 90.00 - 49.21 - - - - 1 90.00 - 49.21
TOTAL: 437 47291.12 35656.30 184258.34 24 2034.03 2989.33 25756.55 461 49325.15 38645.63 210014.89
 TABLE 13
INDUSTRY-WISE CLASSIFICATION OF LOANS SANCTIONED (EFFECTIVE),
DISBURSED AND OUTSTANDING SINCE INCEPTION UP TO 31ST MARCH 2022
(Amount : Rs. in lakhs)
MICRO & SSI UNITS OTHER UNITS ALL UNITS
AMOUNT AMOUNT AMOUNT
Sl. Type of Industry
No. No. of Sanctioned Out - No. of Sanctioned Out - No. of Sanctioned Out -
loans (effective) Disbursed standing loans (effective) Disbursed standing loans (effective) Disbursed standing
1 2 3 4 5 6 7 8 9 10 11 12 13 14
01 Coal Mining - - - - - - - - - - - -
02 Metal Mining 121 2135.28 1845.74 - 35 731.37 712.36 - 156 2866.65 2558.10 -
03 Crude Petroleum & natural gas - - - - - - - - - - - -
04 Stone quarrying, clay & sand pits 262 3211.52 2768.20 277.47 15 162.75 144.46 - 277 3374.27 2912.66 277.47
05 Other non-metallic mining & quarrying - - - 31.50 - - - - - - - 31.50
06 Food excluding beverages 18399 196887.13 193022.13 24623.02 581 9874.61 8528.62 5.00 18980 206761.74 201550.75 24628.02
07 Beverages 926 12226.58 11626.33 3700.75 44 1628.26 1557.64 - 970 13854.84 13183.97 3700.75
08 Tobacco 72 296.19 262.38 - 5 22.16 20.11 - 77 318.35 282.49 -
09 Manufacture of Textiles 25373 58799.68 55061.34 8301.90 133 7024.46 6618.85 305.13 25506 65824.14 61680.19 8607.03
10 Footwear & other wearing apparel
& madeup textile goods 6089 21968.06 20031.61 2187.05 34 1924.38 1625.69 - 6123 23892.44 21657.30 2187.05
11 Wood & Cork excluding furniture 2072 12044.30 11256.16 2001.26 19 898.38 887.05 300.00 2091 12942.68 12143.21 2301.26
12 Furniture & fixtures 1567 8672.56 7923.56 2069.38 4 294.28 238.68 - 1571 8966.84 8162.24 2069.38

14
13 Paper & paper products 1016 17205.44 15391.03 5027.95 47 2305.26 2245.05 439.19 1063 19510.70 17636.08 5467.14
14 Printing & Publishing 2907 30409.17 30112.39 2761.43 192 5737.95 5617.83 173.09 3099 36147.12 35730.22 2934.52
15 Leather, Leather & fur products
excluding 10 above 1093 1479.86 1477.30 206.63 7 489.80 486.94 - 1100 1969.66 1964.24 206.63
16 Rubber & Rubber products 1423 9134.54 8858.77 472.51 43 3552.97 3498.42 - 1466 12687.51 12357.19 472.51
17 Chemical & Chemical products 3152 39420.99 38821.80 4681.10 192 11785.99 11603.83 583.40 3344 51206.98 50425.63 5264.50
18 Petroleum & Coal products 40 2896.13 2856.07 659.50 1 100.00 100.00 - 41 2996.13 2956.07 659.50
19 Non metallic mineral products 6385 116355.11 113937.61 21678.65 130 10007.06 8917.81 743.51 6515 126362.17 122855.42 22422.16
20 Basic Metal 958 23907.17 22764.55 4958.38 122 7961.20 7800.70 - 1080 31868.37 30565.25 4958.38
21 Metal products excluding machinery &
Transport equipment 5727 84258.10 77424.15 13145.03 194 8479.25 8435.24 520.78 5921 92737.35 85859.39 13665.81
22 Machinery excluding electrical machinery 1712 34079.78 33670.25 7382.74 167 8148.01 7381.92 1411.65 1879 42227.79 41052.17 8794.39
23 Electrical machinery 3841 45692.34 44153.37 5912.47 381 11889.68 11416.89 410.50 4222 57582.02 55570.26 6322.97
24 Transport equipment 907 17514.67 14676.56 3245.84 368 7769.95 7246.78 - 1275 25284.62 21923.34 3245.84
25 Electricity, Gas & Steam 28 5386.37 5306.69 2041.94 3 5086.34 5851.35 2470.67 31 10472.71 11158.04 4512.61
26 Motion picture production,
projection & distribution 93 2651.07 2557.53 76.65 33 766.45 755.50 - 126 3417.52 3313.03 76.65
27 Miscellaneous mfg. Industries & Services 14926 150157.52 140127.12 31090.64 3795 54978.57 52040.71 1378.48 18721 205136.09 192167.83 32469.12
28 Hotels / Construction / Educational 1238 112123.59 107448.94 36999.44 5972 232051.00 227359.94 16209.56 7210 344174.59 334808.88 53209.00
29 Transport - - - - 37661 72856.04 70889.53 452.96 37661 72856.04 70889.53 452.96
30 House boats - - - - 23 353.38 351.95 - 23 353.38 351.95 -
31 Fishing - - - - 152 358.78 355.06 - 152 358.78 355.06 -
32 Industrial Estates 1 4.73 399.41 675.90 383 11491.15 11461.71 352.63 384 11495.88 11861.12 1028.53
33 Technical Consultancy Services 1 74.64 30.00 49.21 - - - - 1 74.64 30.00 49.21
TOTAL: 100329 1008992.52 963810.99 184258.34 50736 478729.48 464150.62 25756.55 151065 1487722.00 1427961.61 210014.89
 TABLE 14
INDUSTRY-WISE CLASSIFICATION OF LOANS SANCTIONED, DISBURSED,
OUTSTANDING AND DEFAULTS AS ON 31ST MARCH 2022
(Amount : Rs. in lakhs)
Sl. EFFECTIVE SANCTIONS DISBURSEMENTS OUTSTANDING DEFAULTS
Type of Industry
No. NO. AMOUNT NO. AMOUNT NO. AMOUNT NO. Principal Interest Total
1 2 3 4 5 6 7 8 9 10 11 12

01 Coal Mining - - - - - - - - - -
02 Metal Mining 156 2866.65 154 2558.10 - - - - - -
03 Crude Petroleum & natural gas - - - - - - - - - -
04 Stone quarrying, clay & sand pits 277 3374.27 275 2912.66 1 277.47 - - - -
05 Other non-metallic mining & quarrying - - - - 1 31.50 - - - -
06 Food excluding beverages 18980 206761.74 18980 201550.75 418 24628.02 57 605.79 191.85 797.64
07 Beverages 970 13854.84 970 13183.97 62 3700.75 11 -8.68 45.77 37.09
08 Tobacco 77 318.35 76 282.49 - - - - - -
09 Manufacture of Textiles 25506 65824.14 25506 61680.19 156 8607.03 31 198.20 36.69 234.89
10 Footwear & other wearing apparel
& madeup textile goods 6123 23892.44 6123 21657.30 55 2187.05 4 111.37 25.09 136.46
11 Wood & Cork excluding furniture 2091 12942.68 2088 12143.21 36 2301.26 7 8.56 0.18 8.74
12 Furniture & fixtures 1571 8966.84 1567 8162.24 52 2069.38 4 -14.81 0.32 -14.49
13 Paper & paper products 1063 19510.70 1063 17636.08 81 5467.14 9 24.74 27.65 52.39

15
14 Printing & Publishing 3099 36147.12 3094 35730.22 51 2934.52 5 13.98 12.11 26.09
15 Leather, Leather & fur products
excluding 10 above 1100 1969.66 1098 1964.24 4 206.63 1 -11.61 0.54 -11.07
16 Rubber & Rubber products 1466 12687.51 1465 12357.19 17 472.51 2 -7.70 0.10 -7.60
17 Chemical & Chemical products 3344 51206.98 3344 50425.63 89 5264.50 6 -2.45 7.66 5.21
18 Petroleum & Coal products 41 2996.13 40 2956.07 10 659.50 1 -13.72 0.84 -12.88
19 Non metallic mineral products 6515 126362.17 6513 122855.42 307 22422.16 54 197.62 110.37 307.99
20 Basic Metal 1080 31868.37 1075 30565.25 50 4958.38 6 -28.19 3.92 -24.27
21 Metal products excluding machinery &
Transport equipment 5921 92737.35 5921 85859.39 247 13665.81 27 -171.93 8.09 -163.84
22 Machinery excluding electrical machinery 1879 42227.79 1877 41052.17 110 8794.39 9 -10.37 17.37 7.00
23 Electrical machinery 4222 57582.02 4219 55570.26 77 6322.97 7 -24.94 8.68 -16.26
24 Transport equipment 1275 25284.62 1272 21923.34 51 3245.84 4 50.05 7.67 57.72
25 Electricity, Gas & Steam 31 10472.71 31 11158.04 18 4512.61 1 6.54 - 6.54
26 Motion picture production,
projection & distribution 126 3417.52 125 3313.03 1 76.65 1 1.60 1.25 2.85
27 Miscellaneous mfg. Industries & Services 18721 205136.09 18703 192167.83 563 32469.12 41 154.00 229.26 383.26
28 Hotels / Construction / Educational 7210 344174.59 7199 334808.88 544 53209.00 74 501.23 351.27 852.50
29 Transport 37661 72856.04 37655 70889.53 38 452.96 4 0.55 0.09 0.64
30 House boats 23 353.38 23 351.95 - - - - - -
31 Fishing 152 358.78 141 355.06 - - - - - -
32 Industrial Estates 384 11495.88 383 11861.12 6 1028.53 1 24.20 - 24.20
33 Technical Consultancy Services 1 74.64 1 30.00 1 49.21 - -0.39 - -0.39
TOTAL: 151065 1487722.00 150980 1427961.61 3046 210014.89 367 1603.64 1086.77 2690.41
Note: Interest default relating to Doubtful-3 cases has been excluded from the above statement.
 TABLE 15

CONSTITUTION-WISE CLASSIFICATION OF LOANS SANCTIONED AND DISBURSED

DURING THE LAST THREE YEARS AND OUTSTANDING AS ON 31ST MARCH 2022

(Amount : Rs. in lakhs)

SANCTIONS (GROSS) DISBURSEMENTS

Since Since OUTSTANDING

inception inception AS ON
2019-20 2020-21 2021-22 2019-20 2020-21 2021-22
Sl. Type of Constitution upto 31-03-2022 upto 31-03-2022
No. (Effective) 31-03-2022

No. Amount No. Amount No. Amount No. Amount Amount Amount Amount Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

16
1 Public Limited Companies 2 348.00 2 400.00 1 40.00 931 51443.80 291.81 591.14 96.00 46216.51 13 2062.51

2 Private Limited Companies 46 8199.80 22 5047.50 24 4890.00 6920 292592.01 9014.86 4918.76 4138.74 294533.04 165 23237.89

3 Co - operative Societies 1 80.00 - - 1 430.00 129 3628.04 15.00 - 272.00 3113.05 6 453.50

4 Partnership Concerns 206 23407.75 121 13119.52 125 15446.60 22129 487087.06 29584.93 15969.78 12951.35 473741.53 867 78457.24

5 Joint Hindu Family - - - - - - 203 2086.30 - - - 1944.10 1 360.19

6 Proprietary Concerns 455 34744.99 300 21598.55 310 28518.55 120753 650884.79 33883.84 21816.24 21187.54 608413.38 1994 105443.56

Total : 710 66780.54 445 40165.57 461 49325.15 151065 1487722.00 72790.44 43295.92 38645.63 1427961.61 3046 210014.89
 TABLE 16

SECTOR WISE BREAK-UP OF LOANS SANCTIONED AND DISBURSED

IN 2021-2022 AND OUTSTANDING AS ON 31ST MARCH 2022

(Amount : Rs. in lakhs)

SANCTIONS DISBURSEMENTS
OUTSTANDING
2021-2022 Since inception up to 31-3-2022 Since inception AS ON 31-3-2022
(Gross) (Effective) 2021-2022 upto 31-3-2022
Sl.
Sector Backward Backward Backward State Backward Backward
No. State State State State
Districts Districts Districts Districts Districts

No. Amount No. Amount No. Amount No. Amount Amount Amount Amount Amount Amount Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

17
1 Public Sector 1 40.00 1 40.00 36 597.69 120 4388.27 57.71 96.00 1586.09 5237.75 600.43 2062.51

2 Joint Sector - - - - 21 647.13 45 1627.84 - - 637.14 1228.62 - -

3 Co-operative Sector - - - - 60 1818.94 124 3090.41 272.00 272.00 1731.41 3065.18 272.00 292.89

4 Private Sector 253 26454.10 460 49285.15 81578 707149.25 150776 1478615.48 20762.07 38277.63 676085.62 1418430.06 111711.93 207659.49

TOTAL: 254 26494.10 461 49325.15 81695 710213.01 151065 1487722.00 21091.78 38645.63 680040.26 1427961.61 112584.36 210014.89
 TABLE 17

PURPOSE-WISE CLASSIFICATION OF SANCTIONS DURING THE LAST FIVE YEARS

(Amount : Rs. in lakhs)

SANCTIONS (GROSS)

Sl. Purpose 2017-2018 2018-2019 2019-2020 2020-2021 2021-2022

No.

No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12

1 New Projects 624 60938.40 675 85920.98 460 51139.69 270 29166.55 287 34598.63

18
2 Rehabilitation - - - - - - - - - -

3 Others
(expansion, modernisation
escalation etc.,) 413 23274.30 381 23951.72 250 15640.85 175 10999.02 174 14726.52

Total : 1037 84212.70 1056 109872.70 710 66780.54 445 40165.57 461 49325.15
 TABLE 18

STATEMENT SHOWING THE NUMBER OF SCHEDULED CASTE

AND SCHEDULED TRIBE EMPLOYEES IN THE CORPORATION

Employees as on 31-03-2021 Employees Recruited in 2021-22 Employees as on 31-03-2022

Sl. Category of posts
No.
Total SCs STs SCs % STs % Total SCs STs SCs % STs % Total SCs STs SCs % STs %

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1 CLASS-A (Officers) 181 31 13 17.13 7.18 - - - - - 155 27 12 17.42 7.74

19
2 CLASS-B (AM & 430 89 18 20.70 4.19 - - - - - 374 81 17 21.66 4.55
Clerical staff)

3 CLASS-C (Other Sub-

ordinate Staff) 64 11 3 17.19 4.69 - - - - - 52 8 2 15.38 3.85

TOTAL: 675 131 34 19.41 5.04 - - - - - 581 116 31 19.97 5.34

 TABLE 19
SANCTION AND DISBURSAL OF LOANS

(Amount : Rs. in lakhs)

Cancellation / Limitation

Current Year's Previous Year's

Sl. Details Gross Sanctions Sanctions Sanctions Effective Sanctions Disbursals
No.
No. Amount No. Amount No. Amount No. Amount Amount
1 2 3 4 5 6 7 8 9 10 11

I 2020-2021
Micro & Small scale industries 417 37577.17 2 532.38 62 9973.31 415 37044.79 39055.05
Transport 6 133.40 1 50.00 3 115.82 5 83.40 75.18
Others 22 2455.00 - - 5 613.53 22 2455.00 4165.69

20
TOTAL: 445 40165.57 3 582.38 70 10702.66 442 39583.19 43295.92

II 2021-2022
Micro & Small scale industries 437 47291.12 6 678.53 44 7110.10 431 46612.59 35656.30
Transport 6 176.75 - - - 4.53 6 176.75 180.24
Others 18 1857.28 - - 3 808.96 18 1857.28 2809.09

TOTAL: 461 49325.15 6 678.53 47 7923.59 455 48646.62 38645.63

III SINCE INCEPTION

Micro & Small scale industries 116614 1201827.09 - - - - 100329 1008992.52 963810.99
Transport 40925 80992.27 - - - - 37661 72856.04 70889.53
Others 14610 524384.16 - - - - 13075 405873.44 393261.09

TOTAL: 172149 1807203.52 - - - - 151065 1487722.00 1427961.61

 TABLE 20
SIZE-WISE ANALYSIS OF LOAN SANCTIONS (GROSS)
(Amount : Rs. in lakhs)
Since inception
2020-2021 2021-2022
Sl. up to 31-3-2022
Size of loan
No. No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8

1 Up to Rs. 0.50 lakhs - - - - 64288 13845.86

(-) (-) (-) (-) (63055) (13426.70)

2 Rs. 0.50 - Rs. 2.00 lakhs - - - - 34253 45563.55

(-) (-) (-) (-) (32765) (43429.12)

3 Rs. 2.00 - Rs. 5.00 lakhs - - - - 27337 93311.24

(-) (-) (-) (-) (25186) (85705.45)

4 Rs. 5.00 - Rs. 7.50 lakhs 1 6.00 - - 6883 43708.57

21
(1) (6.00) (-) (-) (5962) (37628.09)

5 Rs. 7.50 - Rs. 10.00 lakhs 4 36.40 1 2.70 6528 56318.25

(3) (26.40) (1) (2.70) (5340) (45757.98)

6 Rs. 10.00 - Rs. 20.00 lakhs 26 456.60 16 255.00 10172 147321.07

(26) (456.60) (16) (255.00) (7995) (110281.75)

7 Rs. 20.00 - Rs. 30.00 lakhs 27 695.45 37 901.43 6146 137103.23

(27) (695.45) (36) (873.15) (4588) (98774.98)

8 Rs. 30.00 - Rs. 45.00 lakhs 33 1144.50 35 1337.10 4076 116613.11

(33) (1144.50) (33) (1262.10) (3126) (87271.16)

9 Above Rs. 45.00 lakhs 354 37826.62 372 46828.92 12466 1153418.64
(333) (35381.62) (357) (45074.92) (9522) (760544.13)

TOTAL: 445 40165.57 461 49325.15 172149 1807203.52

(423) (37710.57) (443) (47467.87) (157539) (1282819.36)

NOTE : Figures relating to SSIs and SRTOs are shown in brackets.

 TABLE 21
AREA-WISE DISTRIBUTION OF LOANS (SANCTIONED AND DISBURSED) IN 2020-2021, 2021-2022
AND SINCE INCEPTION UPTO 31ST MARCH 2022
(Amount : Rs. in lakhs)
SANCTIONS (EFFECTIVE) DISBURSEMENTS
Sl. Since inception Since inception
Name of the District 2020-2021 2021-2022 2020-2021 2021-2022
No. upto 31-03-2022 upto 31-03-2022
No. Amount No. Amount No. Amount Amount Amount Amount
1 2 3 4 5 6 7 8 9 10 11
I BACKWARD DISTRICTS
01 Tumakuru 22 2531.00 34 4044.00 9464 64522.44 2218.61 2064.25 61418.16
02 Mysuru 37 3603.71 33 4004.98 8285 105528.96 4670.05 2467.91 99150.57
03 Chamarajanagar 11 853.00 10 1221.62 2044 16352.19 545.11 797.70 14734.71
04 Dakshina Kannada 11 838.00 6 720.00 7843 63561.05 1135.60 630.61 62536.27
05 Udipi 6 368.00 8 1015.00 2030 31387.74 474.20 571.47 30642.88
06 Hassan 30 1312.00 21 1362.00 4649 36281.77 1607.93 1335.56 34570.43
07 Dharwad 22 1836.18 21 2081.00 7193 69887.46 1841.52 1307.27 67304.26
08 Haveri 9 428.10 10 1326.18 2472 18875.10 457.86 705.60 17969.34
09 Gadag 6 389.00 6 655.00 2297 20189.86 870.18 622.24 19636.24
10 Belagavi 15 1309.00 14 1596.00 9463 47952.28 1080.55 1280.51 46103.92

22
11 Vijayapura 21 1484.00 20 1596.00 4369 30848.16 1083.38 1430.32 29325.44
12 Bagalkot 13 1336.30 12 871.64 4302 34069.62 1221.47 587.76 32441.08
13 Uttara Kannada 2 250.00 4 348.00 2237 14097.25 602.99 589.24 13788.51
14 Kalaburagi 21 2264.97 9 831.00 4838 37338.53 1727.57 2727.63 35492.10
15 Yadgir 6 597.00 2 375.00 1698 10918.85 729.17 537.13 10133.17
16 Bidar 30 2459.50 21 1513.00 3198 26159.39 1896.03 1647.05 24159.67
17 Raichur 7 1116.00 10 1448.47 3333 28136.80 1205.64 977.73 27190.67
18 Koppal 9 857.00 10 882.00 1980 54105.56 2151.38 811.80 53442.84
Total: I 278 23832.76 251 25890.89 81695 710213.01 25519.24 21091.78 680040.26
II OTHER DISTRICTS
01 Bengaluru (U) 39 3841.75 52 6438.00 30061 402927.13 5853.95 4604.39 393791.75
02 Bengaluru ( R ) 17 2438.00 23 2795.50 2660 58048.39 1861.01 2039.99 50675.88
03 Ramanagar 11 1070.00 10 1284.88 2025 24573.49 1326.00 1082.01 21976.54
04 Kolar 20 2582.70 26 3544.50 3133 45385.21 2813.57 3320.14 43359.70
05 Chickballapur 6 718.00 10 941.05 2754 19891.02 961.70 701.45 18950.15
06 Shivamogga 8 392.90 19 1119.75 7390 29473.58 460.90 612.90 27093.62
07 Mandya 9 779.50 13 1119.50 4150 35427.68 963.70 963.57 34564.82
08 Kodagu 7 812.62 8 1036.20 1969 20967.11 658.46 695.13 19940.20
09 Chickmagalur 12 606.65 11 1553.35 2831 20104.13 988.34 1028.92 18932.96
10 Chitradurga 16 1058.00 10 788.00 5306 32795.44 810.75 831.47 32277.50
11 Davangere 13 809.30 17 1545.00 2520 32822.11 538.58 1184.76 31765.41
12 Ballari 6 641.00 5 590.00 4571 55093.70 539.72 489.12 54592.82
Total: II 164 15750.42 204 22755.73 69370 777508.99 17776.68 17553.85 747921.35
STATE TOTAL: 442 39583.18 455 48646.62 151065 1487722.00 43295.92 38645.63 1427961.61
 TABLE 22

AREA-WISE DISTRIBUTION OF LOANS (SANCTIONED AND DISBURSED)

TO MICRO & SSI SECTOR IN 2020-2021, 2021-22 AND SINCE INCEPTION UP TO 31ST MARCH 2022

(Amount : Rs. in lakhs)

SANCTIONS (EFFECTIVE) DISBURSEMENTS

MICRO & SMALL SCALE SRTO (TRANSPORT) MICRO & SMALL SCALE SRTO (TRANSPORT)
Sl. Name of the
No. District
Since Since Since Since
2020-2021 2021-2022 inception 2020-2021 2021-2022 inception 2020-2021 2021-2022 inception 2020-2021 2021-2022 inception

No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount Amount Amount Amount Amount Amount Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

I BACKWARD DISTRICTS

23
01 Tumakuru 21 2231.00 34 4044.00 6913 54558.19 - - - - 2231 3656.79 2165.88 2037.22 51377.13 - - 3652.85
02 Mysuru 35 3463.72 32 3929.98 5332 74871.08 - - - - 2123 3398.63 4138.08 2185.91 68486.29 1.00 - 3391.10
03 Chamarajanagar 11 853.00 10 1221.62 1560 12261.33 - - - - 309 1012.90 545.11 797.70 10899.97 - - 998.34
04 Dakshina Kannada 10 778.00 4 605.00 5070 37921.27 - - - - 1333 2790.31 635.60 463.33 37301.89 - - 2675.07
05 Udipi 6 368.00 8 1015.00 1285 18557.65 - - - - 310 733.24 474.20 571.47 17884.19 - - 700.91
06 Hassan 28 1222.00 20 1327.00 3073 27607.28 - - - - 1105 2356.31 1607.93 1227.06 26101.16 - - 2351.76
07 Dharwad 22 1836.18 21 2081.00 4964 50024.19 - - - - 1610 2759.32 1717.52 1307.27 47493.15 - - 2717.90
08 Haveri 8 279.10 8 517.90 1566 10872.86 - - - - 728 1978.40 457.86 190.13 10404.37 - - 1965.12
09 Gadag 6 389.00 5 607.00 1825 15386.62 - - - - 348 891.11 870.18 622.24 15048.85 - - 878.87
10 Belagavi 14 1289.00 14 1596.00 7478 33934.73 1 20.00 - - 1574 4002.16 990.93 1280.13 32254.21 19.62 0.38 3854.33
11 Vijayapura 20 1434.00 16 1354.00 3124 22038.17 - - 1 30.00 884 2161.23 1061.38 1284.17 20856.63 - 29.75 2108.10
12 Bagalkot 13 1336.30 12 871.64 3740 26608.24 - - - - 426 1653.54 1206.47 587.76 25398.79 - - 1605.38
13 Uttara Kannada 2 250.00 4 348.00 1518 9975.97 - - - - 427 795.98 602.99 589.24 9687.67 - - 793.98
14 Kalaburagi 19 2039.97 8 813.00 3510 29175.30 - - - - 1064 2521.43 1696.06 2515.37 27382.99 - - 2520.37
15 Yadgir 5 547.00 2 375.00 1359 7819.27 - - - - 213 569.71 627.36 536.13 7578.02 - - 515.78
16 Bidar 30 2459.50 19 1399.00 2281 20281.45 - - - - 675 1604.89 1768.03 1608.05 18383.48 - - 1601.59
17 Raichur 7 1116.00 8 1257.47 2069 20431.38 - - 1 65.00 862 1986.77 1173.43 803.05 19525.87 - 64.50 1984.17
18 Koppal 9 857.00 10 882.00 1389 46876.99 - - - - 333 1065.29 1968.22 807.30 46485.37 - - 951.20

Total : I 266 22748.77 235 24244.61 58056 519201.97 1 20.00 2 95.00 16555 35938.01 23707.23 19413.53 492550.03 20.62 94.63 35266.82
 TABLE 22 (Contd.....)

AREA-WISE DISTRIBUTION OF LOANS (SANCTIONED AND DISBURSED)

TO MICRO & SSI SECTOR IN 2020-2021, 2021-22 AND SINCE INCEPTION UP TO 31ST MARCH 2022

(Amount : Rs. in lakhs)

SANCTIONS (EFFECTIVE) DISBURSEMENTS

MICRO & SMALL SCALE SRTO (TRANSPORT) MICRO & SMALL SCALE SRTO (TRANSPORT)
Sl. Name of the
No. District
Since Since Since Since
2020-2021 2021-2022 inception 2020-2021 2021-2022 inception 2020-2021 2021-2022 inception 2020-2021 2021-2022 inception

No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount Amount Amount Amount Amount Amount Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

II OTHER DISTRICTS

24
01 Bengaluru (U) 35 3457.50 51 6378.00 15009 217621.01 1 19.25 - - 12112 14920.78 4455.06 4224.29 214227.40 16.91 - 14918.52
02 Bengaluru ( R ) 14 1658.00 22 2668.50 1992 40548.81 - - - - 415 1649.06 1485.58 1721.53 36402.77 - - 1213.84
03 Ramanagar 11 1070.00 10 1284.88 1628 17790.73 - - - - 265 934.98 1325.73 1013.59 16254.20 - - 544.70
04 Kolar 20 2582.70 26 3544.50 1841 35774.65 - - - - 919 1880.29 2774.47 3199.51 34012.52 - - 1850.58
05 Chickballapur 4 583.00 10 941.05 2158 13946.26 - - - - 483 1089.94 827.69 665.46 13126.17 - 1085.34
06 Shivamogga 8 392.90 18 1108.00 5826 20691.41 - - 1 11.75 1291 2457.73 460.90 601.15 18780.56 - 11.75 2382.00
07 Mandya 8 714.50 12 1069.50 2711 25553.62 - - - - 1017 1999.80 816.04 791.23 24896.57 - - 1940.35
08 Kodagu 7 812.62 8 1036.20 1117 14562.22 - - - - 553 1204.95 652.36 695.13 13585.41 - - 1195.52
09 Chickmagalur 8 526.50 11 1553.35 1783 14856.49 3 44.15 - - 778 1539.21 693.49 953.03 13733.89 37.60 3.60 1506.32
10 Chitradurga 16 1058.00 8 739.00 3664 19957.73 - - 2 49.00 1316 3270.69 787.20 725.47 19242.79 0.05 49.00 3153.49
11 Davangere 12 799.30 15 1455.00 1721 26710.60 - - 1 21.00 619 1490.00 529.58 1163.26 25482.36 - 20.50 1456.61
12 Ballari 6 641.00 5 590.00 2823 41777.02 - - - - 1338 4480.60 539.72 489.12 41516.32 - - 4375.44

Total : II 149 14296.02 196 22367.98 42273 489790.55 4 63.40 4 81.75 21106 36918.03 15347.82 16242.77 471260.96 54.56 84.85 35622.71

GRAND TOTAL : I + II 415 37044.79 431 46612.59 100329 1008992.52 5 83.40 6 176.75 37661 72856.04 39055.05 35656.30 963810.99 75.18 179.48 70889.53
 TABLE 23

PURPOSE-WISE SANCTIONS (EFFECTIVE)

(Amount : Rs. in lakhs)

FINANCIAL YEAR 2020-2021 FINANCIAL YEAR 2021-2022

Sl.
Assistance for MICRO & SSI SRTOs OTHERS TOTAL MICRO & SSI SRTOs OTHERS TOTAL
No.

No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

1 New Projects 248 26405.05 3 57.25 16 2129.00 267 28591.30 273 33399.27 4 116.75 8 655.28 285 34171.30

25
2 Rehabilitation - - - - - - - - - - - - - - - -

3 Others
(expansion, modernisation,
escalation etc.,) 167 10639.74 2 26.15 6 326.00 175 10991.89 158 13213.32 2 60.00 10 1202.00 170 14475.32

TOTAL: 415 37044.79 5 83.40 22 2455.00 442 39583.19 431 46612.59 6 176.75 18 1857.28 455 48646.62
 TABLE 24

SECTOR - WISE CLASSIFICATION OF LOANS

(Amount : Rs. in lakhs)

SANCTIONS (EFFECTIVE) DISBURSEMENTS

Sl. Since inception Since inception

Sector 2020-2021 2021-2022 up to 2020-2021 2021-2022 up to
No.
31-03-2022 31-03-2022

No. Amount No. Amount No. Amount Amount Amount Amount

1 2 3 4 5 6 7 8 9 10 11

26
1 SRTO's 5 83.40 6 176.75 37661 72856.04 75.18 180.24 70889.53

2 Micro & Small scale sector 415 37044.79 431 46612.59 100329 1008992.51 39055.05 35656.30 963810.99

a.Micro 102 5235.50 127 8354.00 71576 238846.54 2385.39 4038.24 218383.59

3 Others 22 2455.00 18 1857.28 13075 405873.45 4165.69 2809.09 393261.09

TOTAL: 442 39583.19 455 48646.62 151065 1487722.00 43295.92 38645.63 1427961.61
 TABLE 25

INDUSTRY-WISE CLASSIFICATION OF LOANS SANCTIONED AND DISBURSED

(Amount : Rs. in lakhs)

SANCTIONS DISBURSEMENTS

Since inception Since inception

2020-2021 2021-2022 up to 31-03-2022 2020-2021 2021-2022 up to 31-03-2022
Sl. Type of Industry
No. MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL

No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount Amount Amount Amount Amount Amount Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

01 Food 77 7443.80 79 7823.80 57 5705.95 57 5707.95 18399 196887.13 18980 206761.74 6391.88 6391.88 4993.15 4993.15 193022.13 201550.75

a) Sugar - - - - - - - - 10 376.09 50 998.89 - - - - 373.45 980.95

b) Others 77 7443.80 79 7823.80 57 5705.95 57 5707.95 18389 196511.04 18930 205762.85 6391.88 6391.88 4993.15 4993.15 192648.68 200569.80

27
02 Textiles 16 2743.00 16 2743.00 13 894.50 13 894.50 25373 58799.68 25506 65824.14 2513.71 2513.71 3754.69 3754.69 55061.34 61680.19

a) Cotton - - - - - - - - 506 2575.69 507 2700.31 - - - - 2572.31 2572.31

b) Jute - - - - - - - - - - - - - - - - -

c) Others 16 2743.00 16 2743.00 13 894.50 13 894.50 24867 56223.99 24999 63123.83 2513.71 2513.71 3754.69 3754.69 52489.03 59107.88

03 Paper & Paper Pdts., 10 790.40 10 790.40 17 2249.75 17 2249.75 1016 17205.44 1063 19510.70 1528.88 1994.88 1367.19 1517.19 15391.03 17636.08

04 Mfr. Of rubber pdts; 3 49.50 3 49.50 4 437.70 4 437.70 1423 9134.54 1466 12687.51 3.70 3.70 123.60 123.60 8858.77 12357.19

05 Chemicals 16 1251.30 16 1251.30 9 856.68 10 916.68 3152 39420.99 3344 51206.98 1326.78 1326.78 897.50 897.50 38821.80 50425.63

a) Basic Indl. Chemicals 1 144.00 1 144.00 - - - - 117 2160.53 156 3609.70 100.12 100.12 8.52 8.52 1932.87 3337.65

other than fertilizers

b) Fertilizers - - - - - - - - 38 1580.59 38 1580.59 13.56 13.56 9.08 9.08 1681.08 1693.08

c) Other Chemicals & 15 1107.30 15 1107.30 9 856.68 10 916.68 2997 35679.87 3150 46016.69 1213.10 1213.10 879.91 879.91 35207.85 45394.90

chemical pdts.,

06 Cement - - - - - - - - 56 1305.23 60 2275.73 - - - - 1040.12 1960.62

07 Basic Metal Inds., 6 524.00 6 524.00 12 1532.00 12 1532.00 958 23907.17 1080 31868.37 912.84 912.84 550.44 550.44 22764.55 30565.25

a) Iron & Steel

b) Non-ferrous - - - - - - - 64 597.48 64 733.48 - - - - 453.84 463.84

 TABLE 25 (Contd.....)

INDUSTRY-WISE CLASSIFICATION OF LOANS SANCTIONED AND DISBURSED

(Amount : Rs. in lakhs)

SANCTIONS DISBURSEMENTS

Since inception Since inception

2020-2021 2021-2022 up to 31-03-2022 2020-2021 2021-2022 up to 31-03-2022
Sl. Type of Industry
No. MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL MICRO & SSI TOTAL

No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount Amount Amount Amount Amount Amount Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

08 Metal Pdts., excluding

machinery & transport
equipment 39 3856.38 40 4156.38 33 4670.53 33 4670.53 5727 84258.10 5921 92737.35 2512.21 2608.21 3457.13 3621.13 77424.15 85859.39

09 Mfr. of machinery

28
excluding electrical
machinery 14 833.00 14 833.00 24 2250.00 24 2250.00 1712 34079.78 1879 42227.79 1550.15 1658.25 1484.88 1605.51 33670.25 41052.17

10 Mfr. of transport
equipment 12 996.70 12 996.70 11 1286.50 11 1286.50 907 17514.67 1275 25284.62 868.99 868.99 790.66 790.66 14676.56 21923.34

11 Services

a) Hotels/Construction/ 38 4004.63 57 5779.63 50 5889.15 66 7611.43 1238 112123.59 7210 344174.59 6040.48 8636.32 4288.21 6513.53 107448.93 334808.88
Educational

b) Road transport - - 5 83.40 - - 6 176.75 - - 37661 72856.04 - 75.18 - 180.24 - 70889.53

12 Ele. Generation
supplies - - - - - - - - 28 5386.37 31 10472.71 - 6.10 - - 5306.69 11158.04

13 Other Industries 184 14552.08 184 14552.08 201 20839.83 202 20912.83 40340 408969.83 45589 509833.73 15405.43 16299.08 13948.85 14097.99 390324.67 486094.55

Total : 415 37044.79 442 39583.19 431 46612.59 455 48646.62100329 1008992.52 151065 1487722.00 39055.05 43295.92 35656.30 38645.63 963810.99 1427961.61
 TABLE 26
CONSTITUTION - WISE DISTRIBUTION OF LOANS

(Amount : Rs. in lakhs)

SANCTIONS (EFFECTIVE) DISBURSEMENTS

Since inception Since inception

Sl.
Particulars 2020-2021 2021-2022 up to 2020-2021 2021-2022 up to
No.
31-03-2022 31-03-2022
No. Amount No. Amount No. Amount Amount Amount Amount
1 2 3 4 5 6 7 8 9 10 11

1 Public Limited 2 400.00 1 40.00 931 51443.80 591.14 96.00 46216.51

Companies (2) (400.00) (1) (40.00) (472) (18652.20) (327.64) (59.50) (16344.87)

2 Private Limited 21 4545.21 23 4590.00 6920 292592.01 4918.76 4138.74 294533.04

Companies (19) (4165.21) (21) (3770.00) (5527) (174833.19) (3837.37) (3330.86) (174140.86)

29
3 Co-operatives - - 1 430.00 129 3628.04 - 272.00 3113.05
- - (1) (430.00) (53) (1380.57) - (272.00) (1170.20)

4 Partnership 120 13069.49 123 15332.81 22129 487087.06 15969.78 12951.35 473741.53
Firms (112) (11949.49) (119) (15118.81) (18228) (364505.30) (14996.60) (12425.12) (353039.93)

5 Proprietary 299 21568.49 307 28253.81 120753 650884.79 21816.24 21187.54 608413.38
Concerns (282) (20530.08) (289) (27253.78) (75894) (448508.26) (19893.44) (19568.82) (418100.83)

6 Hindu Undivided - - - - 203 2086.30 - - 1944.10

Families (-) (-) (-) (-) (155) (1113.00) (-) (-) (1014.30)

TOTAL: 442 39583.19 455 48646.62 151065 1487722.00 43295.92 38645.63 1427961.61
(636) (57650.04) (431) (46612.59) (100329) (1008992.52) (39055.05) (35656.29) (963810.99)

NOTE : Figures in respect of Small Scale Units are given in brackets.

 TABLE 27

PROJECT COST-WISE CLASSIFICATION OF LOANS

(Amount : Rs. in lakhs)

GROSS SANCTIONS

Project Cost 2020-2021 2021-2022

No. Amount No. Amount

Up to Rs. 0.50 lakhs - - - -

30
Rs. 0.50 to Rs.2.00 lakhs - - - -

Rs. 2.00 to Rs.5.00 lakhs - - - -

Rs. 5.00 to Rs.10.00 lakhs 2 12.50 2 11.20

Rs. 10.00 to Rs.20.00 lakhs 14 152.15 7 76.75

Rs. 20.00 to Rs. 50.00 lakhs 82 1889.30 80 1872.25

Above Rs. 50.00 lakhs 347 38111.62 372 47364.95

TOTAL : 445 40165.57 461 49325.15

 TABLE 28

MATURITY-WISE ANALYSIS OF LOAN SANCTIONS (EFFECTIVE)

(Amount : Rs. in lakhs)

2019-2020 2020-2021 2021-2022

Sl.
Particulars
No.
No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8

1 Up to 5 Years 244 19640.30 118 8444.96 81 7180.61

31
2 Between 5 Years &
7 Years 239 22271.99 150 12436.13 203 20341.72

3 Between 7 Years &

10 Years 197 21966.09 174 18702.10 168 20911.29

4 Above 10 Years 2 190.00 - - 3 213.00

TOTAL : 682 64068.38 442 39583.19 455 48646.62

NOTE: Maturity refers to the total span of repayment (including initial moratorium)
 TABLE 29
SCHEME-WISE CLASSIFICATION OF ASSISTANCE

(Amount : Rs. in lakhs)

SANCTIONS (EFFECTIVE) DISBURSEMENTS

Since inception Since inception

Sl.
Scheme 2020-2021 2021-2022 up to 2020-2021 2021-2022 up to
No.
31-03-2022 31-03-2022
No. Amount No. Amount No. Amount Amount Amount Amount
1 2 3 4 5 6 7 8 9 10 11

A TERM LOANS
1 Single Window Scheme
Term loans 27 877.00 32 1454.40 10340 89301.29 879.80 600.21 85322.98
Working capital

32
2 Industrial Estate 1 65.70 - - 383 11675.88 177.00 10.00 11736.44
3 SRTO's (Transport) 5 83.40 6 176.75 37662 72866.56 75.18 179.48 70888.77
4 Privileged Entrepreneurs 4 280.00 7 400.00 2239 77372.07 280.00 430.00 77307.53
5 Hotel/Construction/Educational 57 5688.62 66 7042.43 7212 343933.64 8622.54 5880.99 330427.90
6 Loans not covered by any
of the schemes given above 348 32588.47 344 39573.04 93229 892572.56 33261.40 31544.95 852277.99

SUB TOTAL: 442 39583.19 455 48646.62 151065 1487722.00 43295.92 38645.63 1427961.61

ADDITIONAL INFORMATION
ASSISTANCE TO:
1 SC/ST Entrepreneurs 192 16574.90 178 16598.39 19008 201954.90 13614.60 13793.20 179556.95
2 Women Entrepreneurs 143 11927.86 128 13939.67 6087 366027.90 16778.22 11561.99 335754.59
3 Minority community 33 2945.00 35 3634.03 17500 116926.09 2716.60 2713.43 116036.39
4 100% EOU's - - - - - - - - -

SUB TOTAL: 368 31447.76 341 34172.09 42595 684908.89 33109.42 28068.62 631347.93
 TABLE 29 (Contd.....)
SCHEME-WISE CLASSIFICATION OF ASSISTANCE

(Amount : Rs. in lakhs)

SANCTIONS (EFFECTIVE) DISBURSEMENTS

Since inception Since inception

Sl.
Scheme 2020-2021 2021-2022 up to 2020-2021 2021-2022 up to
No.
31-03-2022 31-03-2022
No. Amount No. Amount No. Amount Amount Amount Amount
1 2 3 4 5 6 7 8 9 10 11
B INVESTMENT :
Equity/Preference/Debentures
I Underwriting - - - - 15 366.49 - - -
II Direct Subscription
a) Equity - - - - 27 469.48 - - -

33
b) Debentures/Bonds - - - - 130 13453.75 - - 11173.75
C SPECIAL CAPITAL SCHEME
Loans - - - - 3495 2418.80 - - 1679.19
Shares
D SEED CAPITAL SCHEME
Loans }
Shares - - - - 116 520.26 - - 500.82
E SOFT SEED CAPITAL
UNDER EX-SERVICEMEN
SCHEME - - - - - - - - -
SUB TOTAL: 3611 2939.06 2180.01
F BILL DISCOUNTING - - - - 2 10381.94 - - -
G GUARANTEE(DPG) - - - - 157 18290.07 - - -
H FINANCIAL GUARANTEE - - - - 3 2294.00 - - 550.00
J ANY OTHER SCHEMES
I Leasing - - - - 158 11926.08 - - 9221.36
II Hire purchase - - - - 720 10919.62 - - 9325.37
 34
TABLE 30
CASH FLOW STATEMENT FOR THE YEAR ENDED 31ST MARCH 2022
(Amount : Rs. in lakhs)
YEAR ENDED YEAR ENDED
Particulars
31-03-2022 31-03-2021
A. CASH FLOW FROM OPERATING ACTIVITIES
Net Profit 6661.08 4289.90
ADD:
DEPRECIATION 115.18 149.51
BAD DEBTS WRITTEN OFF 2517.52 12319.04
OTHER NON CASH EXPENSES
1. NPA PROVISION 3409.60 5571.06
2. PROVISION FOR GRATUITY & LEAVE ENCASHMENT 360.23 915.32
3. LOSS ON SALE OF INVESTMENT 0.00 0.00
4. CONTINGENT RESERVE 0.00 1.01
5. PROVISION FOR TAX 1990.16 0.00
6. TRANSFER TO 36 (1) (viii) of IT ACT 2080.64 0.00
7. PROVISION FOR COVID-19 PANDEMIC 1000.00 11473.33 2000.00 20955.94
18134.41 25245.84
LESS:
PROFIT ON SALE OF FIXED ASSETS (Net off loss on Sale) 16.49 3.71
PROVISION FOR NPA'S WITHDRAWN 2517.52 12319.04
REVALUATION RESERVE ON FIXED ASSETS W/D 88.90 2622.91 88.90 12411.65
CASH FROM OPERATIONS 15511.50 12834.19
ADJUSTMENT FOR :
(INCREASE) / DECREASE IN ADVANCES 6087.09 (10285.20)
INCREASE / (DECREASE) IN BORROWINGS (31100.50) (21700.00)
INCREASE / (DECREASE) IN OTHER DEPOSITS 3209.68 (0.00)
INCREASE/ (DECREASE) IN OTHER BORROWINGS 0.00 (4318.95)
(INCREASE) / DECREASE IN OTHER ASSETS (548.09) 891.11
INCREASE / (DECREASE) IN OTHER LIABILITIES 8520.31 (699.89)
INCREASE / (DECREASE) IN OTHER ASSETS - TAX 0.00 (13831.51) 0.00 (36112.93)
NET CASH FROM OPERATING ACTIVITIES 1679.99 (23278.74)
B. CASH FLOW FROM INVESTMENT ACTIVITIES
PURCHASE OF INVESTMENTS (20.41) (252.54)
PURCHASE OF FIXED ASSETS (394.98) (13.38)
SALE OF FIXED ASSETS 0.00 3.71
SALE OF INVESTMENTS 0.00 (415.39) 0.00 (262.21)
NET CASH FROM INVESTMENT ACTIVITIES (415.39) (262.21)
C. OTHER CASH FLOW FROM FINANCIAL ACTIVITIES
INCREASE / (DECREASE) IN SHARE CAPITAL 10000.00 0.00
INCREASE / (DECREASE) IN SHARE APPLICATION MONEY (5000.00) 10000.00
OTHER NET CASH FLOWS (BONDS) 0.00 5000.00 0.00 10000.00
NET CASH FLOW FROM FINANCIAL ACTIVITIES 5000.00 10000.00
NET INCREASE/(DECREASE) IN CASH & CASH EQUIVALENTS 6264.60 (13540.95)
CASH & CASH EQUIVALENTS AT THE BEGINNING OF THE YEAR 9465.82 23006.77
CASH & CASH EQUIVALENTS AT THE END OF THE YEAR 15730.42 9465.82
 TABLE 31

SOCIO - ECONOMIC CONTRIBUTION OF ASSISTED PROJECTS

(Amount : Rs. in lakhs)

2020-2021 2021-2022
Sl.
PARTICULARS
No.
MICRO & MEDIUM MICRO & MEDIUM
SRTOs OTHERS TOTAL SRTOs OTHERS TOTAL
SMALL SCALE SCALE SMALL SCALE SCALE

1 Total cost of projects

assisted during the
year. (Rs. in lakhs) 72723.61 3202.09 1867.30 209.30 78002.30 92946.25 1195.06 1625.50 270.50 96037.31

2 Value of output

35
(Rs. in lakhs) 156722.00 - 4108.00 850.00 161680.00 162901.00 - 242.00 250.00 163393.00

3 Investment Catalysed
(Rs. in lakhs) 250102.00 160.00 6198.00 1000.00 257460.00 259262.00 189.00 378.00 353.00 260182.00

4 No.of new entrepre-

neurs assisted 248 3 3 13 267 273 4 1 7 285
 TABLE 32

LOAN APPLICATIONS RECEIVED AND DISPOSED OFF IN 2020-2021 AND 2021-2022

(Amount : Rs. in lakhs)

2020-2021 2021-2022

Sl. MICRO & MICRO &

Particulars SRTOs OTHERS TOTAL SRTOs OTHERS TOTAL
No. SMALL SCALE SMALL SCALE

No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

1 Pending at the
beginning of the year 28 6782.40 1 75.00 11 1355.00 40 8212.40 25 4583.40 1 60.00 8 1120.00 34 5763.40

2 Received during the year 427 38109.64 6 120.65 24 2652.00 457 40882.29 456 49371.32 6 276.75 17 1775.28 479 51423.35

36
A TOTAL (1+2) 455 44892.04 7 195.65 35 4007.00 497 49094.69 481 53954.72 7 336.75 25 2895.28 513 57186.75

3 Sanctioned (Gross)
during the year 417 37577.17 6 133.40 22 2455.00 445 40165.57 437 47291.12 6 176.75 18 1857.28 461 49325.15

4 Rejected,withdrawn,
closed or lapsed during
the year 13 1962.50 - - 5 293.00 18 2255.50 9 1178.00 - - 2 380.00 11 1558.00

5 Amount reduced while

sanctioning - 768.97 - 2.25 - 139.00 - 910.22 - 755.08 - 100.00 - 28.00 - 883.08

6 Pending at the end of

the year 25 4583.40 1 60.00 8 1120.00 34 5763.40 35 4730.52 1 60.00 5 630.00 41 5420.52

B TOTAL(3+4+5+6) 455 44892.04 7 195.65 35 4007.00 497 49094.69 481 53954.72 7 336.75 25 2895.28 513 57186.75

C (6)as % of A 5.49 10.21 14.29 30.67 22.86 27.95 6.84 11.74 7.28 8.77 14.29 17.82 20.00 21.76 7.99 9.48
 TABLE 33
RECOVERY PERFORMANCE AS ON 31ST MARCH 2022 (TERM LOANS ONLY)

(Amount : Rs. in lakhs)

Sl. 2020-2021 2021-2022
No. Particulars
Principal Interest Total Principal Interest Total

A. DEMAND
i. Arrears at the beginning
of the year 12647.79 4912.50 17560.29 1495.39 1124.33 2619.72

ii. Demands during the year 35146.16 33401.96 68548.12 48676.40 29680.88 78357.28

iii. Less : Rescheduling, funding and status

change in the account 3014.59 711.59 3726.18 2435.89 22.12 2458.01

RECOVERABLE AMOUNT : A 44779.36 37602.87 82382.23 47735.90 30783.09 78518.99

B. RECOVERY
i. Out of Arrears Demand 2855.55 639.26 3494.81 1424.13 141.76 1565.89

37
ii. Out of Current Demand 30207.03 29678.67 59885.70 43338.11 28813.99 72152.10

TOTAL: B 33062.58 30317.93 63380.51 44762.24 28955.75 73717.99

C. MOVED TO PRUDENTIAL
i. To Doubtful-III Prudential 4063.31 3419.09 7482.40 - - -
ii. To Doubtful-II Prudential 6158.08 2741.52 8899.60 1376.44 740.61 2117.05

D. ARREARS AT THE END OF THE YEAR (A-B) 1495.39 1124.33 2619.72 1597.22 1086.73 2683.95

E. LOAN OUTSTANDING - - 218688.56 - - 210014.89

1. Percentage of current principal

recovery to demand - - 85.95% - - 89.03%
2. Percentage of current interest recovery
to demand - - 88.85% - - 97.08%
3. Percentage of amount collected
to collectable - - 76.93% - - 93.89%
4. Percentage of overdues to loan
outstanding - - 1.20% - - 1.28%

Note: The statement excludes interest demand in respect of D-III cases and the balances in respect of soft seed capital loans.
 TABLE 34
ZONE-WISE SANCTIONS IN 2021 -2022
(Amount : Rs. in lakhs)
HK Zone-1 HK Zone-2 Zone-1 Zone-2 Zone-3 Total
Sl
Name of the District
No. No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

1 2 3 4 5 6 7 8 9 10 11 12 13 14
I Other than Hyderabad Karnataka Area taluks
01 Bengaluru (U) - - - - - - - - 52 6438.00 52 6438.00
02 Bengaluru (R) - - - - - - - - 23 2795.50 23 2795.50
03 Ramanagar - - - - - - 10 1299.00 - - 10 1299.00
04 Chitradurga - - - - 1 200.00 9 588.00 - - 10 788.00
05 Davanagere - - - - 3 355.00 15 1196.20 - - 18 1551.20
06 Chickballapur - - - - 1 69.25 9 871.80 - - 10 941.05
07 Kolar - - - - 1 300.00 25 3244.50 - - 26 3544.50
08 Shivamogga - - - - 3 214.75 16 905.00 - - 19 1119.75
09 Tumakuru - - - - 5 648.00 30 3421.00 - - 35 4069.00
10 Chamarajanagar - - - - 10 1221.62 - - - - 10 1221.62

38
11 Chikmagalur - - - - - - 11 1553.35 - - 11 1553.35
12 Dakshina Kannada - - - - - - 6 720.00 - - 6 720.00
13 Hassan - - - - 8 655.00 13 777.00 - - 21 1432.00
14 Kodagu - - - - 8 1036.20 - - - - 8 1036.20
15 Mandya - - - - - - 13 1119.50 - - 13 1119.50
16 Mysuru - - - - - - 33 4008.45 - - 33 4008.45
17 Udipi - - - - - - 8 1015.00 - - 8 1015.00
18 Bagalkot - - - - 12 873.85 - - - - 12 873.85
19 Belagavi - - - - 15 1896.00 - - - - 15 1896.00
20 Vijayapura - - - - 20 1596.00 - - - - 20 1596.00
21 Dharwad - - - - 22 2281.00 - - - - 22 2281.00
22 Gadag - - - - 6 655.00 - - - - 6 655.00
23 Haveri - - - - 10 1326.18 - - - - 10 1326.18
24 Uttara Kannada - - - - 4 348.00 - - - - 4 348.00
II Hyderabad Karnataka Area Taluks
25 Ballari 7 645.00 - - - - - - - - 7 645.00
26 Bidar 21 1513.00 - - - - - - - - 21 1513.00
27 Kalaburagi 9 831.00 - - - - - - - - 9 831.00
28 Yadgir 2 375.00 - - - - - - - - 2 375.00
29 Koppal 10 882.00 - - - - - - - - 10 882.00
30 RaIchur 10 1451.00 - - - - - - - - 10 1451.00
TOTAL : 59 5697.00 - - 129 13675.85 198 20718.80 75 9233.50 461 49325.15
 39
PERFORMANCE FOR 63 YEARS (Amount : Rs. in lakhs)
Gross Disbursements Recovery Outstanding
Cumulative Cumulative Cumulative
Sl. Sanctions During During in March of
Year Sanctions Disbursements Recovery
No. During the year the year the year each year
No. Amount No. Amount Amount Amount Amount Amount No. Amount
1 2 3 4 5 6 7 8 9 10 11 12
1 1959-60 11 0.28 11 0.28 0.13 0.13 - - - 0.13
2 1960-61 21 0.43 32 0.71 0.21 0.34 - 0.34
3 1961-62 46 0.55 78 1.26 0.35 0.69 0.01 0.01 - 0.68
4 1962-63 33 0.29 111 1.55 0.60 1.29 0.01 0.02 - 1.24
5 1963-64 38 0.68 149 2.23 0.51 1.80 0.01 0.03 - 1.67
6 1964-65 49 1.11 198 3.34 0.75 2.55 0.03 - 2.27
7 1965-66 59 1.49 257 4.83 0.79 3.34 0.01 0.04 - 2.92
8 1966-67 44 0.81 301 5.64 0.91 4.25 0.01 0.05 - 3.69
9 1967-68 88 1.03 389 6.67 0.86 5.11 0.05 - 4.38
10 1968-69 65 1.78 454 8.45 1.39 6.50 2.62 2.67 - 5.44
11 1969-70 64 1.64 518 10.09 1.35 7.85 0.81 3.48 415 6.29
12 1970-71 151 3.37 669 13.46 1.89 9.74 0.82 4.30 506 7.89
13 1971-72 292 5.05 961 18.51 3.21 12.95 1.13 5.43 686 10.47
14 1972-73 291 5.70 1252 24.21 3.77 16.72 1.51 6.94 868 13.10
15 1973-74 346 8.50 1598 32.71 4.47 21.19 2.25 9.19 1092 16.02
16 1974-75 319 10.47 1917 43.18 7.51 28.70 2.63 11.82 1271 21.89
17 1975-76 242 9.66 2159 52.84 7.18 35.88 3.26 15.08 1428 27.35
18 1976-77 291 11.06 2450 63.90 8.01 43.89 3.82 18.90 1512 33.44
19 1977-78 226 10.14 2676 74.04 7.17 51.06 4.02 22.92 1609 38.81
20 1978-79 322 10.61 2998 84.65 7.80 58.86 5.26 28.18 1772 44.15
21 1979-80 817 17.33 3815 101.98 12.43 71.29 8.27 36.45 2330 52.99
22 1980-81 1022 21.17 4837 123.15 14.41 85.70 8.26 44.71 3004 62.69
23 1981-82 1292 32.49 6129 155.64 21.64 107.34 12.90 57.61 4094 78.25
24 1982-83 1871 43.78 8000 199.42 31.44 138.78 18.82 76.43 5456 100.92
25 1983-84 2680 58.26 10680 257.68 42.67 181.45 26.79 103.22 7361 130.92
26 1984-85 4002 75.63 14682 333.31 53.64 235.09 38.10 141.32 10305 166.27
27 1985-86 4795 103.57 19477 436.88 68.29 303.38 48.10 189.42 13290 202.95
28 1986-87 4910 111.79 24387 548.67 89.68 393.06 60.89 250.31 17236 260.03
29 1987-88 5053 125.59 29440 674.26 104.79 497.85 75.48 325.79 20346 329.41
30 1988-89 6372 148.31 35812 822.57 124.60 622.45 92.88 418.67 23104 401.35
31 1989-90 7913 190.60 43725 1013.17 147.02 769.47 117.16 535.83 27751 480.04
32 1990-91 8670 258.67 52395 1271.84 190.71 960.18 137.22 673.05 32382 593.82
33 1991-92 10922 340.50 63317 1612.34 246.34 1206.52 175.58 848.63 37601 745.59
34 1992-93 15233 342.06 78550 1954.40 299.81 1506.33 239.45 1088.08 56477 933.57
35 1993-94 13224 354.77 91774 2309.17 310.01 1816.34 302.96 1391.04 64341 1080.06
 39
40
PERFORMANCE FOR 63 YEARS (Amount : Rs. in lakhs)
Gross Disbursements Recovery Outstanding
Cumulative Cumulative Cumulative
Sl. Sanctions During During in March of
Year Sanctions Disbursements Recovery
No. During the year the year the year each year
No. Amount No. Amount Amount Amount Amount Amount No. Amount
1 2 3 4 5 6 7 8 9 10 11 12
36 1994-95 14089 520.18 105863 2829.35 432.09 2248.43 374.83 1765.87 55561 1264.86
37 1995-96 14819 818.81 120682 3648.16 612.63 2861.06 495.33 2261.20 59640 1481.23
38 1996-97 13053 859.84 133735 4508.00 649.46 3510.52 611.84 2873.04 69189 1729.83
39 1997-98 6970 577.36 140705 5085.36 469.56 3980.08 665.47 3538.51 64923 1816.27
40 1998-99 3753 371.96 144458 5457.32 358.97 4339.05 671.81 4210.32 61423 1768.46
41 1999-00 2878 340.26 147336 5797.58 298.49 4637.54 642.30 4852.62 55879 1700.74
42 2000-01 2677 440.05 150013 6237.63 328.78 4966.32 529.36 5381.98 52440 1720.93
43 2001-02 1625 303.71 151638 6541.34 292.42 5258.74 520.50 5902.48 40130 1711.85
44 2002-03 1352 340.67 152990 6882.01 268.28 5527.02 495.22 6397.70 29147 1672.98
45 2003-04 1309 302.77 154299 7184.78 248.79 5775.81 562.43 6960.13 22587 1576.75
46 2004-05 1244 242.87 155543 7427.65 240.34 6016.15 582.17 7542.30 20048 1455.74
47 2005-06 1161 316.20 156704 7743.85 199.86 6216.01 555.06 8097.36 17608 1303.70
48 2006-07 1326 424.53 158030 8168.38 310.39 6526.40 502.74 8600.10 14308 1291.69
49 2007-08 1195 368.15 159225 8536.53 303.13 6829.53 561.14 9161.24 11075 1231.62
50 2008-09 1420 565.24 160645 9101.77 383.92 7213.45 501.22 9662.46 9763 1296.58
51 2009-10 1461 631.49 162106 9733.26 434.39 7647.84 554.94 10217.40 8738 1354.13
52 2010-11 1537 731.63 163643 10464.89 580.41 8228.25 586.71 10804.11 8365 1550.47
53 2011-12 1485 817.32 165128 11282.21 597.08 8825.33 660.90 11465.01 7042 1695.04
54 2012-13 1598 944.06 166726 12226.27 734.70 9560.03 792.89 12257.90 6847 1885.90
55 2013-14 1426 909.26 168152 13135.53 707.47 10267.50 836.52 13094.42 6490 2018.21
56 2014-15 1092 675.15 169244 13810.68 553.62 10821.12 814.00 13908.42 4002 1827.89
57 2015-16 1111 731.94 170355 14542.62 566.36 11387.48 841.10 14749.52 3773 1813.09
58 2016-17 1059 733.43 171414 15276.05 614.38 12001.86 884.73 15634.25 3635 1801.26
59 2017-18 1037 842.13 172451 16118.18 561.21 12563.07 787.91 16422.16 3529 1823.86
60 2018-19 1056 1098.73 173507 17216.91 665.90 13228.97 736.35 17158.51 3387 1945.03
61 2019-20 710 667.81 174217 17884.72 727.90 13956.87 720.85 17879.36 3512 2234.80
62 2020-21 445 401.66 174662 18286.38 432.96 14389.83 638.68 18518.04 3245 2186.89
63 2021-22 461 493.25 175123 18779.63 386.46 14776.29 741.89 19259.93 3046 2100.15
 40
41
KARNATAKA STATE FINANCIAL CORPORATION
HEAD OFFICE : KSFC Bhavan, 1/1, Thimmaiah Road, Bengaluru - 560052
Phone : 080-2226 3322 / Fax : 080-2225 0126 / 2225 0136 e-mail : info@ksfc.in, Website : www.ksfc.karnataka.gov.in
Branch Offices : At all District Headquarters
BENGALURU CIRCLE (CIRCLE – I)
1 Jayanagar Branch Office 5 Tumakuru Branch office
No.14, 37th “A” Cross, Special Plot No.2
I Main Road, Jayanagar 8 th Block Industrial Estate, BH Road
BENGALURU – 560 070 TUMAKURU – 572103
Ph No.080 – 26653446/7/8/9 Ph No.0816 - 2280089
2 Central Branch Office 6 Kolar Branch Office
Ground Floor, “ KSFC Bhavana” CRS Complex,
No.1/1, Thimmaiah Road Near KSRTC Bus Stand,
BENGALURU – 560 052 MB Road, KOLAR – 563101
Ph. No.080-22265881 / 83 Ph No.08152-224757/222661
3 Rajajinagar Branch Office 7 Ramanagar Branch Office
No.197, 2nd Floor, West of Chord Road, Khatha No. 642/2304/2085/1447-A/1447-B,
Rajajinagar 1st Block Vidyanagar, Opposite to Zilla Panchayath Office
BENGALURU - 560 086 RAMANAGAR - 562 159
Ph No. 080- 23494628 / 23495821 / 23593270 Ph No. 27274401/02
4 Bengaluru Rural Branch Office, 8 Chickballapur Branch office
No. 197, 1st Floor, West of Chord Road `Yashodha Complex’, Adjacent to State Bank of India
Rajajinagar 1st Block, BENGALURU - 560 086 No.271/1, IInd Floor, Shidlaghatta Bagilu,
Ph. No. 080 23197995/6 B B Road, CHICKBALLAPUR - 562 101
Ph No. 08156-270117
MYSURU CIRCLE (CIRCLE – II)
1 Udupi Branch Office 5 Madikeri Branch Office
3rd Floor, Anantha Towers #L-8, Industrial Estate
Court Road MADIKERI – 571201
UDUPI – 576101 Ph No.08272 – 228588/228143
Ph No.0820-2524033
2 Hassan Branch Office 6 Chamarajanagar Branch Office
Race Course Road SPS Complex, 1st Floor, Vaniyar Road
HASSAN – 573201 CHAMARAJANAGAR – 571313
Ph No.08172-268703/265429 Ph No.08226-222150/222801
3 Chikkamagaluru Branch Office 7 Mysuru Branch Office
PB No.168, Near District Field P-9/1, II Floor, Sahukar Chennaiah Road,
Hosamane Extension Road Opp. Sri Krishnadhama, Saraswathipuram
CHIKKAMAGALURU – 577101 Mysuru – 560 009
Ph No.08262 – 230447/234045 Ph No. 0821- 2344930/2344531
4 Mangaluru Branch Office 8 Mandya Branch Office
No. 330/50, 3rd Floor No.153/A, Near DC Office
Somayaji House Opp. Mount Carmel Convent
PB #750, Bunt's Hostel Road K R Road, Subhash Nagar
MANGALURU – 575003 MANDYA – 571401
Ph No.0824 – 2443051 Ph No. 08232- 226744/225496
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DHARWAD CIRCLE (CIRCLE – III)
1 Dharwad Branch Office 5 Haveri Branch Office
Poona Bangalore Road Neelana Goudra Complex
Rayapur, DHARWAD – 580009 Opp. LIC Office, PB Road
Ph No.0836- 2322235 HAVERI –581 110
Ph No.08375- 232362/233772.
2 Chitradurga Branch Office 6 Bagalakote Branch Office
Behind Basaveshwara Theatre, Near I B Plot No.18-21, 6th Main Road, G Cross
CHITRADURGA – 577501 Sector No.24, Navanagara
Ph No.08194-224410/224411 BAGALAKOTE –587 102
Ph No. 08354-235482
3 Gadag Branch office 7 Shivamogga Branch Office
LL Building, Field Marshal II Floor, Karnataka Sangha Building,
K M Cariappa Circle, GADAG 582 101 B. H.Road, SHIVAMOGGA – 577201
Ph No.08372-220502/220541 Ph No. 08182-229236
4 Belagavi Branch Office 8 Karwar Branch Office
2nd & 3rd floor, Near Hotel Sanman Delux 1st Floor, Raykar Manor
Compound, Lingaraju College Road Kaikini Road
BELAGAVI –590 001 KARWAR –581 301
Ph No.0831- 2427043/2426369 Ph No.08382-221006/221888
KALABURAGI CIRCLE (CIRCLE – IV)
1 Kalaburgi Branch Office 5 Bidar Branch Office
No. 2-917/1, KSCA & RD Bank Building 8-9-16, Rachamma Complex
Opp: Hindi Prachara Sabha, Govt. Hospital Road 1st floor, Bidar-Udgir Road, Near Jail
KALABURGI - 585 105 BIDAR –585 401
Ph No. 08472-221407/222394 Ph No.08482- 228236/226381
2 Vijapura Branch Office 6 Ballari Branch Office
Near Ibrahimpur Railway Gate No.86/2 & 88/2, Hosapet Road
Basavana Bagewadi Road Ward No.21, Near DIC
VIJAPURA – 586 101 BALLARI – 583102
Ph No.08352- 276102 Phone No.08392-242719/242105
3 Raichur Branch Office 7 Yadgiri Branch Office
Plot No.7, MP No.1-1-53 No.5-5-105, Plot No.2
Udayanagara, Station Road “Sameer Sadan” First Floor, Old Bus Stand Road
RAICHUR – 584 101 YADGIRI – 585 202
Ph No.08532-227028/232111 Ph No. 08473-250375/250070
4 Koppal Branch Office 8 Davangere Branch Office
No.37, 1st Floor, Opp DC Office, Hosapet Road 4. No. 1179/1, S Nijalingappa Layout,
KOPPAL-583 231 Near Ring Road, DAVANAGERE 577 004
Ph No.08539-225004/225005 Ph No.08192-226245/225049