New Product: A-life Ikhtiar And Riders

• A-plus Continuator extra-i is an optional rider attachable to A-life

Ikhtiar.The Benefit
# Provides an annual payment of the rider sum covered (Fully allocated) into the
participants account Fund(PAF) on each anniversary of claim in the event the
person covered is diagnosed with any of the 38 critical illness or undergoes a
covered surgery;or becomes totally and permanently disabled before the age of
70 years old.

o A-plus parent continuator-i is an optional rider attachable to A-life

Ikhtiar,the benefit
# Provides an annual payment of the rider sum covered ( fully allocated) into the
participant's account fund (PAF) on each anniversary of claim for a juvenile
certificate (up to Age 25) in the event the participant dies; or is diagnosed with
any of the 38 critical illness or undergoes a covered surgery; or becomes
totally and permanently disabled before the certificates owner reaches the age of
70 years

o Upon accidental death,A-life Ikhtiar Benefit payable is

# 200% basic sum covered plus account value in PAF plus account value In PIF (if
any)

o The following are true about the A-plus Total Health intergrated with
vitality EXCEPT
# Have to be a Vitality program member to enjoy the vitality Health Rewards

o Upon death of the person covered,A-life ikhtiar death benefit payable is

# Basic sum covered plus Account value in PAF plus Account Value In PIF (if any)

o A-plus total health gives flexibility to customer to extend medical coverage

to the dependents through the Family package.The following is true about
the family package EXCEPT
# The maximum number of dependents that can be added to this plan is 4

o The target market for A-life ikhtiar are customers who are looking

1.an affordable takaful protection family plan

2.medical protection
3.an invesment plan
4.a comprehensive critical illness plan

# 1,2,3,&4
 o A-plus Total Health is an optional rider attachable to A-life Ikhtiar that
provides for
# comprehensive medical coverage with option to cover spouse and children

o A-life Ikhtiar is a _________________plan that provides financial security in the

eventof death or total permanent disability,accidental death and provides
a benefit payout for _____________and funeral expenses.
# ordinary family takaful and badal hajj respectively

o The maturity benefit for A-life Ikhtiar is

# 100% of account value in PAF and PIF

o The entry age and the options for coverage term for A-life Ikhtiar
are_____________and______________respectively.
# 14 Days - 60 years old and coverage term up to age 70 or age 80

o The following riders are attachable to A-life Ikhtiar

1.A-Plus Total Health
2.A-plus ContinuatorExtra-i
3.A-Plus Parent Continuator-i
4.A-Plus Saver-i
5.A-Plus Early Critical Care-i

# 1,2,3 &4

o A-plus critical care-i is an optional rider attacable to A-life Ikhtiar ,the

benefit
# Pays the lump sum rider sum covered when the person covered is diagnosed
with 39 Critical illnesses or undergoes a covered surgery.In the case of
angioplasty and other invasive treatments for major coronary artery disease,the
rider sum covered payable is limited to 10% of the rider sum covered subject to a
maximum of Rm 25,000

o Badal hajj and funeral expense benefit payout is Rm 5,000 payable

to_____________and if the person covered is a non muslim or below 16 years
of age,then the payout is for____________________.
# The beneficiary to arrange badal hajj for the deceased person covered who is a
muslim aged 16 years old and above and as funeral expenses respectively

o The TPD benefit For A-life Ikhtiar is accelerated and the benefit payout is
the
# TPD sum covered