Best Banks Table new.

qxd

12/21/2010

11:44 PM

Page 2

Cover Story the winners

Rankings: Indias

INDIAS BEST BANKS

2010 A BW-PwC SURVEY
RANK RANK
2010 2009

BANK

SCORE

BALANCE SHEET TOTAL INCOME

SIZE (Rs Cr)
(Rs CRORE)

Best Banks
PARAMETRIC SCORES
SUSTAINABILITY ASSET
PRODUCTIVITY EFFICIENCY
QUALITY

NET PROFIT
(Rs CRORE)

GROWTH

SIZE

19,981
15,584
25,032
19,505
85,962
33,185
8,481
21,610
9,031
15,277
9,885
17,564
11,457
20,495
13,799
10,492
11,389
11,215

2,949
2,515
3,905
3,058
9,166
4,025
1,170
3,021
1,555
2,075
1,206
1,031
1,135
1,741
1,058
1,012
707
813

1.11
0.58
1.88
1.89
2.51
4.35
2.40
2.24
2.29
2.31
2.43
1.00
1.63
3.21
3.23
2.01
3.69
4.01

1.30
2.12
0.45
0.94
0.20
0.91
3.38
1.09
3.30
1.82
2.72
2.50
2.76
1.21
1.76
2.74
2.70
2.30

1.95
2.21
1.78
2.17
3.72
2.69
1.89
2.998
1.41
2.70
2.43
3.42
2.89
3.72
3.32
3.70
4.40
3.92

0.48
0.85
0.48
0.48
1.48
1.35
0.40
1.43
0.23
0.98
0.78
1.25
1.00
1.43
0.58
1.15
1.70
1.10

0.57
0.40
0.53
0.43
0.71
0.27
0.18
0.43
0.49
0.45
0.56
0.11
0.31
0.49
0.62
0.54
0.78
0.70

0.91
0.96
0.77
1.27
1.54
1.07
1.31
1.15
0.69
1.28
1.10
2.06
1.58
1.81
2.12
2.01
1.92
2.12

0.50
1.00
2.00
1.95
1.90
0.55
1.10
2.65
2.05
2.80
2.65
3.45
3.10
3.15
3.30
3.35
2.50
3.20

7,337
2,945
7,175
4,204
3,260
3,473
3,884
7,301
6,650
7,662
4,906
8,513
5,808
4,560
5,327
4,346
4,599
2,853
3,985
3,109
5,880

1,050
478
823
465
350
512
561
810
551
860
684
2,127
322
455
440
509
511
242
446
308
507

2.24
0.36
1.65
2.99
0.70
3.76
2.01
4.08
2.95
4.65
2.50
3.53
1.71
2.76
3.10
2.91
3.03
2.58
2.21
3.91
4.13

0.56
3.84
0.97
2.99
3.87
2.93
3.48
1.74
1.36
1.38
1.90
1.45
0.74
2.00
1.11
2.52
1.81
3.84
2.61
3.33
1.77

2.12
2.40
3.10
2.36
2.72
1.90
2.88
2.48
3.64
2.30
3.02
1.78
5.03
3.82
4.52
3.11
4.14
4.29
4.14
4.15
5.28

0.50
0.83
1.33
0.80
0.65
0.40
1.50
0.80
1.33
0.68
0.98
0.48
1.85
1.13
1.48
0.93
1.38
1.70
1.33
1.15
1.78

0.63
0.36
0.29
0.38
0.54
0.33
0.59
0.40
0.40
0.39
0.60
0.48
0.74
0.84
0.84
0.49
0.70
0.74
0.70
0.48
0.69

0.99
1.22
1.49
1.18
1.53
1.17
0.80
1.28
1.91
1.24
1.45
0.83
2.45
1.85
2.21
1.70
2.07
1.85
2.12
2.52
2.81

2.35
0.90
2.25
1.05
2.65
1.40
1.65
1.95
2.35
2.05
3.00
3.70
3.30
3.15
3.50
3.75
3.45
1.90
3.90
2.85
3.80

2,144
2,005
1,291
2,396
1,035
1,100
780
1,061
1,808
1,013
557
2,355
570
2,876
626
1,489
652
566

234
336
185
446
270
153
180
350
-554
31
199
167
78
-105
23
-102
2
-78

2.09
1.90
1.73
3.19
0.63
1.55
2.15
3.21
2.05
1.16
1.56
2.70
2.05
3.93
1.91
3.63
3.31
4.01

0.50
0.92
1.60
0.90
2.54
1.88
2.76
2.44
2.22
2.10
3.05
0.46
3.51
0.80
2.38
1.07
2.22
2.83

2.44
1.94
1.81
2.37
2.60
2.32
1.75
1.36
3.29
3.67
1.93
3.22
3.265
2.83
3.82
4.32
4.09
4.08

0.58
0.48
0.38
0.98
1.30
0.78
0.30
0.13
1.43
1.55
0.43
1.03
1.73
1.20
1.05
1.20
1.08
1.30

0.48
0.44
0.43
0.46
0.20
0.43
0.40
0.25
0.57
0.57
0.11
0.52
0.12
0.55
0.74
0.82
0.75
0.74

1.38
1.02
1.01
0.93
1.10
1.12
1.05
0.99
1.30
1.55
1.40
1.68
1.43
1.08
2.03
2.30
2.27
2.05

1.45
2.10
1.05
0.95
1.90
1.95
1.70
1.40
1.30
2.25
2.70
3.05
1.30
3.45
3.10
3.95
3.45
2.35

RISK

LARGE BANKS (Balance sheet size more than Rs 1,00,000 crore)

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

BIGGER, BETTER,
FASTER, MORE
Economic growth is
expanding the scale of the
banking industry; growth
in banking assets
accelerating rapidly. Eight
large banks have balance
sheets in excess of Rs 2
lakh crore. By next year
that number could go up

2
3
5
6
1
7
1
10
2
8
5
11
14
4
15
16
12
13

HDFC Bank
Axis Bank
Punjab National Bank
Bank of Baroda
State Bank of India
ICICI Bank
Corporation Bank
Canara Bank
Indian Bank
Union Bank of India
Allahabad Bank
IDBI Bank
Oriental Bank of Commerce
Bank of India
Central Bank of India
UCO Bank
Indian Overseas Bank
Syndicate Bank

4.87
5.91
6.10
6.95
8.34
8.50
8.77
8.98
9.04
9.63
10.22
10.37
10.38
11.30
11.60
11.80
13.29
13.44

2,22,459
1,80,648
2,96,633
2,78,317
10,53,414
3,63,400
1,11,667
2,64,721
1,01,389
1,95,162
1,21,699
2,33,572
1,37,431
2,74,966
1,82,671
1,37,319
1,31,096
1,39,051

MEDIUM-SIZE BANKS (Balance sheet size Rs 30,000-1,00,000 crore)

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

6
3
11
4
15
10
2
3
15
9
7
8
18
12
16
9
19
20
14
13
17

Andhra Bank
Yes Bank
State Bank of Hyderabad
Federal Bank
IndusInd Bank
Jammu & Kashmir Bank
Kotak Mahindra Bank
HSBC
State Bank of Patiala
Citibank
State Bank of Travancore
Standard Chartered Bank
United Bank of India
State Bank of Bikaner & Jaipur
Bank of Maharashtra
Punjab & Sind Bank
Dena Bank
ING Vysya Bank
State Bank of Mysore
State Bank of Indore
Vijaya Bank

7.26
7.50
7.97
9.39
9.94
9.99
10.02
10.24
10.30
10.38
10.42
10.46
10.78
11.73
12.23
12.30
12.43
12.60
12.86
14.24
14.97

90,380
36,383
88,601
43,676
35,370
42,547
37,436
90,425
76,077
95,489
59,455
89,545
77,011
54,190
71,056
56,665
57,587
33,880
45,409
35,369
70,222

SMALL BANKS (Balance sheet size less than Rs 30,000 crore)

1
1
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

7
4
NR
1
8
10
11
6
5
18
9
12
NR
21
14
16
19
17

South Indian Bank

Karur Vysya Bank
Tamilnad Mercantile Bank
Deutsche Bank
Development Bank of Singapore
City Union Bank
BNP Paribas
Bank of America
Barclays Bank
Lakshmi Vilas Bank
Bank of Nova Scotia
Karnataka Bank
Credit Agricole**
Royal Bank of Scotland*
Dhanalakshmi Bank
Bank of Rajasthan
Catholic Syrian Bank
Development Credit Bank

6.47
6.86
6.19
7.40
7.66
7.70
8.36
8.41
8.86
9.18
9.24
9.43
10.13
11.00
11.21
12.96
13.07
13.28

25,534
21,993
13,586
28,331
15,856
11,559
9,416
13,481
21,297
10,486
7,555
27,035
7,063
23,810
8,087
17,300
7,689
6,137

Reflects ranking in
Reflects ranking in small banks category last year
Reflects ranking in mid-size category last year
score indicates better performance. In the top 5 listings, jurys final rankings may not reflect the scores since qualitative factors were

3 JANUARY 2011

82

BUSINESSWORLD

large banks category last year; *Reflects ranking of ABN Amro last year, which was acquired by RBS; NR: Not ranked last year; Lower
considered before arriving at the final decision. ** Credit Agricole Corporate & Investment BankFor methodology & notes see page 78

3 JANUARY 2011

83

BUSINESSWORLD

HOP, SKIP AND JUMP

Scaling up is also
expanding to the midsize segment; three
banks Corporation
Bank, Indian Bank and
Allahabad Bank have
moved into the large
banks league. At the
same time, Citibank, hit
hard by the global
financial crisis has
scaled down, falling
from the large into the
mid-size segment