AN 7722 Mandating Standardization of Transaction Data

Elements
Type:
Switching release announcement
Executive overview
Mastercard is mandating acquirers and issuers act upon network
Audience: mandates announced in AN 6022 Introduction and Standardization of
Acquirer Transaction Data Elements, Release 23.Q2.
Issuer
Processor Effective date details
Network enablement partner

Region:
Global
Date Details
4 June 2024 Dual Message System
Brand:
® (Authorization)
Mastercard
Debit Mastercard® Single Message System
Maestro®
Cirrus®

Release: What Mastercard is doing

24.Q2
Mastercard is:
Action indicator: • Restoring transmission of data element (DE) 122 (Additional Record
Network mandate: acquirer, issuer
Data) in Authorization and the Single Message System to specific
Testing recommended: acquirer, issuer
issuers that were not adequately prepared for the changes
System: announced in Release 23.Q2.
Authorization • Enabling the Authorization edit to ensure acquirers submit a valid
Single Message System value in DE 43 (Acceptor Name and Location), subfield 5 (Acceptor
County Code) as announced in Release 23.Q2.
Published:
19 December 2023
Background
Effective: In Release 23.Q2, Mastercard implemented changes to align Mastercard
4 June 2024 systems and prepare for future payments enhancements by
standardizing requirements for key transaction data elements.
During Release 23.Q2, some issuers were unprepared and unable to
receive data in DE 122. As a result, Mastercard made temporary
accommodations for those impacted issuers.
To avoid account holder impact during Release 23.Q2, Mastercard
determined it was best to monitor the contents of DE 43, subfield 5 in
Authorization instead of returning the message to the acquirer with a
format error. Mastercard has obtained favorable results from post
release monitoring and will implement full enforcement of the edit.

Version history

Date Description of change

19 December 2023 Initial publication date

© 2023 Mastercard. Proprietary. All rights reserved.

AN 7722 Mandating Standardization of Transaction Data Elements • 19 December 2023 1
This is a customized announcement format that provides the appropriate level of detail for this enhancement
and may not include all sections usually provided in a standard release announcement.

Customer impact
This section provides high-level information about customer impact. Refer to the Enhancements section for
more details. Each customer must determine the impact on its operations.

Network mandate: acquirer, issuer

Acquirers globally must prepare their systems to ensure they are sending the correct country code in DE 43,
subfield 5.
• If the acquirer is operating in Mastercard post-release 23.Q2 format where DE 48 (Additional Data),
subelement 22 (Multi-Purpose Merchant Indicator), subfield 06 (Message Format Version Code: Acquirer) =
B, the acquirer must send a valid country code as specified in the Mastercard Quick Reference Booklet.
– The acquirer must not populate the state/subdivision codes in DE 43, subfield 5.
– The acquirer must populate the state/subdivision codes in DE 122, subelement 001 (Additional Acceptor
Data), subfield 002 (Acceptor Country Subdivision Code).
• If the acquirer is operating in Mastercard pre-release 23.Q2 format where DE 48, subelement 22, subfield 06
= A, acquirers must send a valid U.S. region state code or Canada region province code when the country is
U.S. region or Canada region, or a valid country code, for all other countries globally.
• Acquirers properly submitting DE 43, subfield 5 do not need to take further action. Acquirers not properly
submitting DE 43, subfield 5 will receive a message decline for format error.
Issuers globally must prepare their systems to accept DE 122, and all of its subelements and subfields for all
transactions.
Issuers properly accepting DE 122 do not need to take further action. Issuers still not properly accepting DE 122
could encounter unexpected processing issues.

Testing recommended: acquirer, issuer

Mastercard recommends testing for acquirers and issuers to support this release announcement.

Related documentation
Find information relevant to this release announcement in the documents available on Mastercard Connect®.
Depending on timing, information provided in this release announcement may not be in a manual until after the
effective date of this release announcement.

Announcements
Refer to AN 6022 Introduction and Standardization of Transaction Data Elements, Release 23.Q2, for more
information.

Reference manuals
For information about Mastercard Processing refer to the:
• Mastercard Quick Reference Booklet
• Transaction Merchant Data Quality Reference for AN 6022 Introduction and Standardization of Transaction
Data Elements

©
2023 Mastercard. Proprietary. All rights reserved.
2 19 December 2023 • AN 7722 Mandating Standardization of Transaction Data Elements