The cost of living

Name Steff Sub total brought forward Annual entertainment spending Cinema / DVDs 4800 500 1750 800 500 100 350 Alcohol at home Alcohol outside home Recreational subs / cigarettes Coffees & snacks Software/ Music / downloads Playing sports / equipment Luggage Gigs, clubs and Concerts Entertaining friends / parties 1440 350 300 25 300 1000 14825

Physiological needs
Annual cost of premises Rent / mortgage Council Tax Electricity Gas Water Repairs / management costs Furniture/furnishing / sheets etc Other Annual food bill Supermarket Corner shop Lunches Take aways Eating out Cafeteria at work / college Annual health costs Health plan Medicines / remedies 400 100 240

Esteem Needs
Annual grooming costs Cosmetics Clothing + Shoes Toiletries Hairdresser 240 1000 120 250

Self actualisation needs

Annual reading costs Newspapers and magazines Music, art, books Political expenses 250 1200 1000 Charitable donations 2 60 300

Safety and security needs

Annual savings and insurances Home contents insurance Savings Pension contributions Pet insurance security systems

Travel and personla transport costs

Annual travel costs - not including holidays Bus Train Taxis Flights 100 200 100

Love and belonging needs

Annual communications costs Land line costs Mobile phone TV license Satellite / digital Family & Friends Gifts, cards + wrapping Clubs and societues Membership fees 600 300 145

Annual Car expenses Cost of vehicle Tax Disc MOT Petrol Service / repairs Insurance Total 18822

Sub Total 5 Annual holiday costs Annual workdays Long weekend city break Annual 2 week holiday abroad Winter skiing holiday Camping/Walking holiday Family occasion Unexpected trips Other Other 0 0 0 300 0 0 0 0

14825 Total expenses hollidays expenses Sub Total Tax allowance Plus tax @ 20% Plus NIC student loan repayments other Sub total -2,771 6,035 -6,035 11% -6,035 -1207 -663.85 -900 300 18,822 19,122

300

Total income required

16,351

The cost of living

Name Chris Sub total brought forward Annual entertainment spending Cinema / DVDs 6000 1200 600 400 500 300 350 Alcohol at home Alcohol outside home Recreational subs / cigarettes Coffees & snacks Software/ Music / downloads Playing sports / equipment Luggage Gigs, clubs and Concerts Entertaining friends / parties 1000 500 300 350 300 100 100 200 500 1000 14320

Physiological needs
Annual cost of premises Rent / mortgage Council Tax Electricity Gas Water Repairs / management costs Furniture/furnishing / sheets etc Other Annual food bill Supermarket Corner shop Lunches Take aways Eating out Cafeteria at work / college Annual health costs Health plan Medicines / remedies 0

Esteem Needs
Annual grooming costs Cosmetics Clothing + Shoes Toiletries Hairdresser 0 300 120 100

Self actualisation needs

Annual reading costs Newspapers and magazines Music, art, books Political expenses 180 1000 800 Charitable donations 0 20 100

Safety and security needs

Annual savings and insurances Home contents insurance Savings Pension contributions Pet insurance security systems

Travel and personla transport costs

Annual travel costs - not including holidays Bus Train Taxis Flights 800 0 100

Love and belonging needs

Annual communications costs Land line costs Mobile phone TV license Satellite / digital Family & Friends Gifts, cards + wrapping Clubs and societues Membership fees 0 200 140 200

Annual Car expenses Cost of vehicle Tax Disc MOT Petrol Service / repairs Insurance Total 17760

Sub Total 5 Annual holiday costs Annual workdays Long weekend city break Annual 2 week holiday abroad Winter skiing holiday Camping/Walking holiday Family occasion Unexpected trips Other Other 0 2000 0 0 0 0 0 0

14320 Total expenses hollidays expenses Sub Total Tax allowance Plus tax @ 20% Plus NIC student loan repayments other Sub total -2,771 6,035 -6,035 11% -6,035 -1207 -663.85 -900 2,000 17,760 19,760

2000

Total income required

16,989

The cost of living

Name Liam Sub total brought forward Annual entertainment spending Cinema / DVDs 6000 1200 600 400 500 300 350 Alcohol at home Alcohol outside home Recreational subs / cigarettes Coffees & snacks Software/ Music / downloads Playing sports / equipment Luggage Gigs, clubs and Concerts Entertaining friends / parties 1000 500 300 100 200 100 100 100 300 750 13840

Physiological needs
Annual cost of premises Rent / mortgage Council Tax Electricity Gas Water Repairs / management costs Furniture/furnishing / sheets etc Other Annual food bill Supermarket Corner shop Lunches Take aways Eating out Cafeteria at work / college Annual health costs Health plan Medicines / remedies 20

Esteem Needs
Annual grooming costs Cosmetics Clothing + Shoes Toiletries Hairdresser 0 300 100 0

Self actualisation needs

Annual reading costs Newspapers and magazines Music, art, books Political expenses 180 1000 800 Charitable donations 4 0 200

Safety and security needs

Annual savings and insurances Home contents insurance Savings Pension contributions Pet insurance security systems

Travel and personla transport costs

Annual travel costs - not including holidays Bus Train Taxis Flights 800 0 100

Love and belonging needs

Annual communications costs Land line costs Mobile phone TV license Satellite / digital Family & Friends Gifts, cards + wrapping Clubs and societues Membership fees 20 50 180 140 0

Annual Car expenses Cost of vehicle Tax Disc MOT Petrol Service / repairs Insurance Total 16694

Sub Total 5 Annual holiday costs Annual workdays Long weekend city break Annual 2 week holiday abroad Winter skiing holiday Camping/Walking holiday Family occasion Unexpected trips Other Other 0 1000 0 0 0 0 0 0

13840 Total expenses hollidays expenses Sub Total Tax allowance Plus tax @ 20% Plus NIC student loan repayments other Sub total -2,771 6,035 -6,035 11% -6,035 -1207 -663.85 -900 1,000 16,694 17,694

1000

Total income required

14,923

The cost of living

Name Cherry Sub total brought forward Annual entertainment spending Cinema / DVDs 6000 1200 600 400 500 300 350 Alcohol at home Alcohol outside home Recreational subs / cigarettes Coffees & snacks Software/ Music / downloads Playing sports / equipment Luggage Gigs, clubs and Concerts Entertaining friends / parties 1450 500 300 150 300 135 150 200 300 800 13722

Physiological needs
Annual cost of premises Rent / mortgage Council Tax Electricity Gas Water Repairs / management costs Furniture/furnishing / sheets etc Other Annual food bill Supermarket Corner shop Lunches Take aways Eating out Cafeteria at work / college Annual health costs Health plan Medicines / remedies 0

Esteem Needs
Annual grooming costs Cosmetics Clothing + Shoes Toiletries Hairdresser 0 460 120 63

Self actualisation needs

Annual reading costs Newspapers and magazines Music, art, books Political expenses 180 Charitable donations 0 20 100

Safety and security needs

Annual savings and insurances Home contents insurance Savings Pension contributions Pet insurance security systems

Travel and personla transport costs

Annual travel costs - not including holidays Bus Train Taxis Flights 400 140 Annual Car expenses Cost of vehicle Tax Disc MOT 952 Petrol Service / repairs Insurance Total Sub Total 13722 Total expenses hollidays expenses 0 1500 0 0 0 0 0 0 1500 Tax allowance Plus tax @ 20% Plus NIC student loan repayments other Sub total -2,771 6,035 -6,035 11% Sub Total -6,035 -1207 -663.85 -900 1,200 16,489 17,689 16489 100 169 150

Love and belonging needs

Annual communications costs Land line costs Mobile phone TV license Satellite / digital Family & Friends Gifts, cards + wrapping Clubs and societues Membership fees

Annual holiday costs Annual workdays Long weekend city break Annual 2 week holiday abroad Winter skiing holiday Camping/Walking holiday Family occasion Unexpected trips Other Other

Total income required

14,918

Group Total

63,181.60