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How to face and prepare Bank interview?
By: Amit Place: 01 Mar 2012
How to face and prepare Bank interview? Interview for Bank PO and Clerk requires concentration on knowledge on banking industry with competitive information. Before you go for an interview you need to prepare yourself well. This is because in the process of an interview every aspect of yours will be analyzed very critically. Whatever you have to say about yourself will be evaluated minutely. Please remember that interviewers are well known about your knowledge on the basis of your written marks and resume, they only want to know your behavior, attitude and approach. So be cool and present yourself in a positive and polite manner. For Interview knowledge of following are to be kept in mind: About bank for which you are going to participate in interview( Date of Establishment, HO Place, Date of Nationalisation(if nationalized), Name of bank before nationalization (if any), Profit and Loss during previous year and current financial year, total business( Advances and Deposit), Paidup Capital and worth of the bank, Number of branches in India and abroad etc. Basically you have to know history, services, products, achievement,
management (name of CMD) etc of bank. 2. Competitive information about competitor and peer banks(banks having similar business) 3. International and national information on banking industry 4. Brief information of Banking Regulation Act, RBI Act , Negotiable Instrument Act, Basic Banking Knowledge: Banking, Banking Business, Debit and Credit,Types of Banks, Banking Terms, Banking Reforms in India, Computerisation in India, Types of Accounts, Customer,Currencies, Foreign Exchange, Types of loan accounts, Banking Technology and its implementation, Banking Innovative Products, Third Party Products etc. 5. Be prepared for situation based questions related to personal life and resolving critical issues. 6. Dress up: For interview clean and sober dress wearing expected. Both men and women should wear clean and wrinkle free sober suits. What to do during Interview? Appear pleasant with the Be assertive but in a polite
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interviewer. manner with expression in voice. Be calm but not quiet. Clarity in the thoughts must be Be logical while answering or there. questioning anything. What not to do during Interview? One to one discussion or
interactions with any of the members
in the group instead make yourself involved with everyone present. Pointing fingers, shouting or any Dont use any slangs or abusive Avoid negative body such kind of impolite behavior. language. languages like shaking legs, yawning, drumming table, looking here and there or swinging pen or pencils e.tc. Remember interview is totally your call, so go ahead with a fresh and logical mind and you will definitely win the race.