NPS TRANSACTION STATEMENT
April 01, 2023 to March 31, 2024
Statement Generation Date :July 26, 2025
12:20 PM
NPS Transaction Statement for Tier I Account
PRAN 110145991480 Registration Date 07-Jun-21
Subscriber Name SHRI ABHISHEK VERMA Tier I Status Active
2089 Tier II Status Not Activated
SECTOR 6/A Tier II Tax Saver Not Activated
Status
BOKARO
Tier I Virtual Account Activated
SECTOR 6 Status
Address
Tier II Virtual Account Not Aplicable
BOKARO STEEL CITY,,BOKARO Status
JHARKHAND - 827006 CBO Registration No 6593731
INDIA CBO Name Steel Authority of India Limited
CBO Address Ispat Bhawan, Lodhi Road
Mobile Number +918986873273 New Delhi, 110003
Email ID ABHISH.TO.U@GMAIL.COM CHO Registration No 5592204
IRA Status IRA compliant CHO Name Steel Authority of India Limited
CHO Address Ispat Bhawan, Lodhi Road
null, New Delhi, 110003
Tier I Nominee Name/s Percentage
MUNNI DEVI 50%
ALKA VERMA 50%
Current Scheme Preference
Scheme Choice - ACTIVE CHOICE
Investment Option Scheme Details Percentage
Scheme 1 ICICI PRUDENTIAL PENSION FUND SCHEME E - TIER I 35.00%
Scheme 2 ICICI PRUDENTIAL PENSION FUND SCHEME C - TIER I 35.00%
Scheme 3 ICICI PRUDENTIAL PENSION FUND SCHEME G - TIER I 25.00%
Scheme 4 ICICI PRUDENTIAL PENSION FUND SCHEME A - TIER I 5.00%
Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on March 31, Contributions on March 31, March 31, intermediary Investment 10.19%
2024 (in ₹) March 31, 2024 (in ₹) 2024 (in ₹) charges (in ₹) (XIRR)
2024 (in ₹)
(A) (B) (C) D=(A-B)+C E
₹ 11,17,906.94 18 ₹ 9,33,070.80 ₹ 0.00 ₹ 1,84,836.14 ₹ 112.38
Investment Details - Scheme Wise Summary
ICICI PRUDENTIAL ICICI PRUDENTIAL ICICI PRUDENTIAL ICICI PRUDENTIAL
Particulars References PENSION FUND SCHEME PENSION FUND SCHEME PENSION FUND SCHEME PENSION FUND SCHEME
E - TIER I C - TIER I G - TIER I A - TIER I
Scheme wise Value of your E=U*N 4,42,455.67 3,62,273.64 2,62,936.83 50,240.80
Holdings(Investments) (in ₹)
Total Units U 6,900.8729 9,301.1354 7,783.3182 3,112.1771
NAV as on 31-Mar-2024 N 64.1159 38.9494 33.7821 16.1433
Changes made during the selected period
No change affected in this period
Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
14-Aug- For July, 2023 HDFC Pension Management Company Limited 0.00 16,540.40 16,540.40
2023 (5000925),
21-Sep- For August, 2023 HDFC Pension Management Company Limited 0.00 4,338.40 4,338.40
2023 (5000925),
12-Oct-2023 For October, 2023 HDFC Pension Management Company Limited 0.00 4,338.40 4,338.40
(5000925),
08-Nov- By Arrear - ARREARS-Contribution FY HDFC Pension Management Company Limited 0.00 1,07,169.40 1,07,169.40
2023 2022-23 (5000925),
22-Nov- By Arrear - ARREARS-Oct 2023 HDFC Pension Management Company Limited 0.00 4,482.40 4,482.40
2023 Regular (5000925),
13-Dec- For November, 2023 HDFC Pension Management Company Limited 0.00 4,482.40 4,482.40
2023 (5000925),
12-Jan- For December, 2023 HDFC Pension Management Company Limited 0.00 4,482.40 4,482.40
2024 (5000925),
21-Feb- For January, 2024 HDFC Pension Management Company Limited 0.00 4,479.40 4,479.40
2024 (5000925),
19-Mar- By Voluntary Contributions eNPS - Online (5000682), 50,000.00 0.00 50,000.00
2024
21-Mar- For February, 2024 HDFC Pension Management Company Limited 0.00 4,479.40 4,479.40
2024 (5000925),
Transaction Details
ICICI PRUDENTIAL ICICI PRUDENTIAL ICICI PRUDENTIAL ICICI PRUDENTIAL
PENSION FUND PENSION FUND PENSION FUND PENSION FUND
Withdrawal/ SCHEME E - TIER I SCHEME C - TIER I SCHEME G - TIER I SCHEME A - TIER I
Date Particulars deduction in units
towards intermediary Amount Amount Amount Amount
charges(₹) (₹) Units (₹) Units (₹) Units (₹) Units
NAV (₹) NAV (₹) NAV (₹) NAV (₹)
01-Apr- Opening balance 5,627.5935 7,410.5075 6,208.6028 2,457.7623
2023
06-Apr- Billing for Q4, 2022-2023 (8.57) (8.71) (6.29) (1.21)
(24.78) (0.1834) (0.2416) (0.2031) (0.0799)
2023 46.7209 36.0391 30.9617 15.1266
14-Jul- Billing for Q1, 2023-2024 (7.46) (6.94) (5.01) (0.94)
(20.35) (0.1430) (0.1884) (0.1585) (0.0619)
2023 52.1386 36.8227 31.6082 15.1802
14-Aug- By Contribution for 5,789.14 5,789.14 4,135.10 827.02
109.5227 156.0810 130.0779 53.7745
2023 July,2023 52.8579 37.0906 31.7894 15.3794
21- By Contribution for 1,518.44 1,518.44 1,084.60 216.92
Sep- August,2023 28.0592 40.6224 33.7908 14.1053
2023 54.1154 37.3793 32.0974 15.3786
07-Oct- Billing for Q2, 2023-2024 (10.87) (9.91) (7.08) (1.34)
(29.20) (0.2012) (0.2654) (0.2228) (0.0880)
2023 54.0172 37.3269 31.7711 15.2252
12-Oct- By Contribution for 1,518.44 1,518.44 1,084.60 216.92
27.9136 40.6420 34.0625 14.2086
2023 October,2023 54.3977 37.3613 31.8414 15.2668
08-Nov- By Arrear - ARREARS- 37,509.29 37,509.29 26,792.35 5,358.47
695.2396 997.8157 834.9387 347.0354
2023 Contribution FY 2022-23 53.9516 37.5914 32.0890 15.4407
22-Nov- By Arrear - ARREARS-Oct 1,568.84 1,568.84 1,120.60 224.12
28.5487 41.6119 34.7918 14.4196
2023 2023 Regular 54.9531 37.7017 32.2087 15.5427
13- By Contribution for 1,568.84 1,568.84 1,120.60 224.12
Dec- November,2023 26.9342 41.5453 34.6783 14.4171
2023 58.2471 37.7621 32.3141 15.5454
06-Jan- Billing for Q3, 2023-2024 (14.92) (12.47) (8.94) (1.72)
(38.05) (0.2459) (0.3278) (0.2751) (0.1093)
2024 60.6745 38.0414 32.4914 15.7306
12-Jan- By Contribution for 1,568.84 1,568.84 1,120.60 224.12
25.7180 41.1961 34.2850 14.0800
2024 December,2023 61.0015 38.0822 32.6848 15.9176
21-Feb- By Contribution for 1,567.79 1,567.79 1,119.85 223.97
24.9390 40.6678 33.4287 13.9072
2024 January,2024 62.8649 38.5511 33.4996 16.1046
19-Mar- By Voluntary 17,500.00 17,500.00 12,500.00 2,500.00
282.2280 451.0890 372.2553 154.9263
2024 Contributions 62.0066 38.7950 33.5791 16.1367
21-Mar- By Contribution for 1,567.79 1,567.79 1,119.85 223.97
24.9499 40.3799 33.2659 13.8799
2024 February,2024 62.8375 38.8260 33.6636 16.1362
31-Mar- Closing Balance 6,900.8729 9,301.1354 7,783.3182 3,112.1771
2024
Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)
PRA Opening charges Welcome kit sent in Welcome kit sent vide email Through Unit
(in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card) Rs. 35 Rs. 18
Annual PRA Maintenance Through Unit
Rs. 69
cost per account Deduction
Through Unit
Charge per transaction Rs. 3.75
Deduction
- Private Govt. -
Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)
0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
> 6 months contribution Rs. 3,000 to Rs. 6,000 NA Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount
Processing of Exit / @0.125% of Corpus with
NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500
Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM
Slabs of AUM managed by the Pension Fund Maximum Investment
Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.
$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.
