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  • Presented by : - Ameya Pradhan - Aishwarya Joshi - Harsh Chadha - Kartikey Sharma - Piyush Pachisia - Siddhant Bhura

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    tommy chadha
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    hdfc.pptx

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    Download as PPTX, PDF, TXT or read online from Scribd
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    37 views8 pages

    Presented by : - Ameya Pradhan - Aishwarya Joshi - Harsh Chadha - Kartikey Sharma - Piyush Pachisia - Siddhant Bhura

    Uploaded by

    tommy chadha

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 8

    Presented By­

    •Ameya Pradhan
    • Aishwarya Joshi
    • Harsh Chadha
    •Kartikey Sharma
    • Piyush Pachisia
    • Siddhant Bhura
    Unique Problems

    1. Providing me with wealth building advice


    2. Nurturing small business
    3. Show me where I am spending and how to save
    4. Increasing products per household
    5. Connecting with customer on there terms- Omni Channels
    Priority Lending Sector
    Priority Sector Lending Amnt (in Rs. Crore)
    EWS 0.102
    LIG 0.174
    Agriculture 1,13,160
    MSMEs 89,042.10
    PMMY 6,621.41
    Stand Up India 134.24
    NON PERFORMING ASSETS (NPA )
    STANDINGS OF HDFC BANK
    NPA & PROVISION COVERAGE 
    RATIO
    CRR & SLR
     Cash Reserve Ratio – Rs.104670.4 cr
     Statutory Liquidity Ratio­ Rs. 246.10 cr

    In ratio 31.35%
    RATIOS
                                                      Non Interest Expense    
     Efficiency Ratio =
                                      Net Interest Income + Non Interest Income 
                                                                              
                                                          
                                                        Cumulative Provisions                 
                     
    Provision Coverage Ratio =                
                                                               Gross NPAs
                                                   
                                                      Tier 1 capital + Tier 2 capital
    Capital Adequacy Ratio =                                                    
                                                              Risk Weighted Assets
                                                              
                                                           Net NPAs
    Non Performing Asset Ratio = 
                                                              Loans Given
                                                    Net Profit

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