Pacific, Futura III, Vista*, Elite International Bond*, SUPRA Savings and Investment Plan*, Vista Retirement Scheme*, International Wealth Account* and Futura II* are the investment-linked assurance schemes (the “Plans”), which are insurance policies issued by Zurich International Life Limited (“Zurich”). Your investments are subject to the credit risks of Zurich.
Your return on investment choices linked to the Plans are calculated or determined by Zurich with reference to the performance of the underlying funds and is subject to the charges of the policy and therefore may be lower than the return of the corresponding SFC-authorised fund.
The investment choices available under the Plans can have very different features and risk profiles; some may be of high risk. For details of the investment choices, please refer to the relevant investment choice brochure of the Plans and the offering documents of the underlying funds.
The premiums paid by you towards the Plans will become part of the assets of Zurich. You do not have any rights or ownership over any of those assets. Your recourse is against Zurich only.
Pacific is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Pacific) or reduction in premium may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension, and your entitlement to the bonuses and the amount of death benefit may also be affected.
Futura III is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Futura III) or premium holiday may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension or premium holiday, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension or premium holiday, and your entitlement to the bonuses and the amount of death benefit may also be affected.
Pacific, Futura III, Vista*, Elite International Bond*, SUPRA Savings and Investment Plan*, Vista Retirement Scheme*, International Wealth Account* and Futura II* are the investment-linked assurance schemes (the “Plans”), which are insurance policies issued by Zurich International Life Limited (“Zurich”). Your investments are subject to the credit risks of Zurich.
Your return on investment choices linked to the Plans are calculated or determined by Zurich with reference to the performance of the underlying funds and is subject to the charges of the policy and therefore may be lower than the return of the corresponding SFC-authorised fund.
The investment choices available under the Plans can have very different features and risk profiles; some may be of high risk. For details of the investment choices, please refer to the relevant investment choice brochure of the Plans and the offering documents of the underlying funds.
The premiums paid by you towards the Plans will become part of the assets of Zurich. You do not have any rights or ownership over any of those assets. Your recourse is against Zurich only.
Pacific is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Pacific) or reduction in premium may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension, and your entitlement to the bonuses and the amount of death benefit may also be affected.
Futura III is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Futura III) or premium holiday may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension or premium holiday, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension or premium holiday, and your entitlement to the bonuses and the amount of death benefit may also be affected.
Pacific, Futura III, Vista*, Elite International Bond*, SUPRA Savings and Investment Plan*, Vista Retirement Scheme*, International Wealth Account* and Futura II* are the investment-linked assurance schemes (the “Plans”), which are insurance policies issued by Zurich International Life Limited (“Zurich”). Your investments are subject to the credit risks of Zurich.
Your return on investment choices linked to the Plans are calculated or determined by Zurich with reference to the performance of the underlying funds and is subject to the charges of the policy and therefore may be lower than the return of the corresponding SFC-authorised fund.
The investment choices available under the Plans can have very different features and risk profiles; some may be of high risk. For details of the investment choices, please refer to the relevant investment choice brochure of the Plans and the offering documents of the underlying funds.
The premiums paid by you towards the Plans will become part of the assets of Zurich. You do not have any rights or ownership over any of those assets. Your recourse is against Zurich only.
Pacific is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Pacific) or reduction in premium may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension, and your entitlement to the bonuses and the amount of death benefit may also be affected.
Futura III is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Futura III) or premium holiday may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension or premium holiday, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension or premium holiday, and your entitlement to the bonuses and the amount of death benefit may also be affected.