Ngn hng in t

e-Banking

Thanh Trinh
Sale Director
thanhtn@tomica.vn
090 868 1359

www.tomica.vn
 Vai tr ca e-Banking

Ngn hng in t l mt thnh phn khng

th thiu trong mt ngn hng in i
L knh giao dch hiu qu, nhanh chng v
quan trng, gip cho ngn hng qun l, nng
cao hiu qu kinh doanh & cnh tranh hu hiu
Tuy nhin, pht trin, vn hnh v khai thc
e-banking t hiu qu cao, cn c cc yu t:
H thng CoreBanking i vo vn hnh
Quy trnh nghip v & i ng nhn s cho e-
banking
Mt h thng e-banking thit k m, v ng
nht
Hon chnh y cc thnh phn chnh trong
ngn hng in t
K hoch kinh doanh & Marketing ph hp

www.tomica.vn
 Gii thiu gii php e-Banking

H thng ngn hng in t eBanking c

xy dng trn nn tng ESB (Enterprise
Service Bus), ng vai tr l mt middleware
chu trch nhim giao tip vi CoreBanking v
bao gm phn cn li ca h thng ngn hng
in t
IB (Internet Banking) h tr cho khch hng c
th giao dch thng qua knh web vi giao
thc HTTPS
MB (Mobile Banking) h tr khch hng c th
giao dch thng qua cc loi in thoi vi
knh truyn SMS/GPRS/3G/Wifi
SMS Banking cho php khch hng c th
thc hin mt s dch v truy vn thng qua
knh SMS

www.tomica.vn
 An ton trong Internet Banking
AUTHServiceGateway l mt gateway ng vai tr l
mt cng giao tip xc thc cho ton h thng ngn
hng in v cc h thng nh Internet Banking, ATM,
Mobile Banking gi chung l cc h thng Client. H
thng AUTHServiceGateway cung cp h tr framework
xc thc nhiu phng php khc nhau phc v tng
i tng khch hng khc nhau
C ch xc thc OTP dnh cho i tng khch hng
c nhn c gi tr giao dch nh v va
C ch xc thc PKI dnh cho i tng khch hng c
nhn c gi tr giao dich ln v khch hng doanh nghip
Vi kin trc framework SoA (Service oriented
Architecture), MHB eBanking m bo n nh, an
ton c kh nng m rng vi cc dch v khc s trin
khai sau giai on MB + IB + AUTHServiceGateway
Cc dch v lin quan n th quc t
H thng Phone Banking h tr cc giao dch ngn
hng in t thng qua in thoi

www.tomica.vn
 E-Banking

E-Bannking
DB Server

Internet Banking
WebServer Authentication
Server
Service Bus

Internet Banking
Mobile Banking
Application Server
Application Server

www.tomica.vn
 Thnh phn chnh ca h thng e-banking

Thnh phn M t
MHB Service Bus c xy dng trn nn tng ESB (Enterprise Service Bus) c cung cp bi
TOMICA
eBannking DB Server L h thng DB lu tr thng tin giao dch trn hai knh IB v MB

MB App Server L h thng li tip nhn v phn tch cc giao dch c x l trn knh truyn
lin quan n Mobile nh
-Native application h tr tt c cc loi smart phone v java nh iOS, Android,
WebOS, Windows Phone, Blackberry v Symbian
-HTML5 application h tr tt c cc in thoi c trnh duyt HTML5 nh iOS,
Android

IB App Server L h thng li tip nhn v x l cc giao dch c thc hin trn knh truyn
lin quan n internet v phc v cc loi i tng khch hng sau
-Khch hng doanh nghip
-Khch hng c nhn

IB Web Server L h thng hosting web site giao dch internet banking ca ngn hng MHB
AUTHServiceGateway L mt gateway c nhim v xc thc cho ton b h thng ngn hng in t
ca MHB (SSO Single Sign On) v h tr cc phng thc xc thc sau
-Xc thc ch k in t cng cng vi 5 nh cung cp chng th s VNPT-CA,
Viettel-CA, BKAV-CA, FPT-CA v Nacencomm
-Xc thc OTP vi SMS OTP, Email OTP v Mobile OTP (tch hp trn ng dng
MB ca ngn hng)

www.tomica.vn
 Dch v

Truy vn Tin ch Truy vn Tin ch

Thng tin ng nhp Ti khon Thng tin ng nhp Ti khon
Thng tin khch hng SMS Banking Thng tin khch hng SMS Banking
Thng tin ti khon Th Thng tin ti khon Th
Nht k giao dch ng k dch v trc tuyn Nht k giao dch Dch v trc tuyn
Qun l mt khu Qun l hn mc giao dch Qun l mt khu Qun l hn mc
Truy vn khc Qun l hp th Truy vn khc Qun l hp th

Giao dch
Giao dch
M ti khon,Tt ton ti khon tit kim
M ti khon
ng k h s vay, ng k gii ngn
Tt ton ti khon tit kim
Tr n vay,Chuyn khon
ng k h s vay,ng k gii ngn
ng k m L/C
Tr n vay,Chuyn khon ,Thanh ton ha n
Thanh ton ha n

Dch v khch hng c nhn Dch v khch hng doanh nghip

Tin ch Tin ch
Qun l ph Qun l ph
Qun l ngi dng Qun l ngi dng
Qun l danh mc Qun l danh mc Qun tr h thng
Qun l giao dch Qun l giao dch
Qun l Tham s Qun l Tham s
X l cui ngy X l cui ngy

www.tomica.vn
 M hnh kin trc vt l

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 KIN TRC CA H THNG NGN HNG IN T

MHB Service Bus s dng nh dng JMS cung cp mt knh giao tip
chung gia cc thnh phn giao dch trc tuyn nh hnh v trn. Cc thnh
phn nm trn MHB Service Bus c TOMICA cung cp trong ton b gii
php ngn hng in t v cc thnh phn nm pha di MHB Service Bus l
h tng c sn ca ngn hng MHB c tch hp vo trong Service Bus ny

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 Khch hng

v ang trin khai p dng cho cc khch hng l ngn hng,

cng ty chng khon nh :
Ngn hng thng mi c phn Chu
Ngn hng XNK Eximbank
Ngn hng TMCP Phng ng
Ngn hng ng .

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 i tc h tr

TOMICA l i tc ca Viettel-CA trong mi d n PKI, v Viettel-CA

s cam kt h tr gi u i ch dnh cho i tc RA ca Viettel i
vi khch hng ca TOMICA
FEITIAN Corp : L i tc sn xut v cung cp PKI Token hu ht
Vit Nam hin nay, FEITEAN, cam kt cung cp gi tt nht, cng
nh cc dch v OEM thit b Token m TOMICA cung cp cho
khch hng.

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 Thank you

CNG TY GII PHP TH MINH THNG

16/2 Ter inh Tin Hong, F Dakao, Q 1, HCM
Tel : 08 3911 8920 Fax : 08 3911 8921
www.tomica.vn www.tomicalab.com

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