Presented By:

•Dibyarup Bhattacharya
•Dipak Gupta
•Gaurav Mishra
•Indrajit Paul
About Axis Bank
•Axis Bank was the first of the new private banks to
have begun operations in 1994, after the Government
of India allowed new private banks to be established.
•The Bank was promoted jointly by the Administrator
of the specified undertaking of the Unit Trust of India
(UTI - I), Life Insurance Corporation of India (LIC) and
General Insurance Corporation of India (GIC) and other
four PSU insurance companies, i.e. National Insurance
Company Ltd., The New India Assurance Company Ltd.,
The Oriental Insurance Company Ltd. and United India
Insurance Company Ltd.
•The Bank's Registered Office is at Ahmedabad and its
Central Office is located at Mumbai.
About Axis Bank
•The Bank has a very wide network of more than
1042 branches (including 56 Service Branches/CPCs
as on 30th June 2010).
•The Bank today is capitalized to the extent of Rs.
407.44 crores with the public holding (other than
promoters and GDRs) at 54.51%.
• It has one of the largest ATM networks in the
country.
•As on the year ended 31 March 2009 the Bank had
a total income of Rs. 13,745.04 crore (US $2.98
billion) and a net profit of  Rs. 1,812.93 crore
(US$ 393.41 million).
•As on 2010 it has 13,389 employees.
Board of Directors
Dr. Adarsh Kishore Chairman
Smt. Shikha Sharma Managing Director & CEO
Shri J.R. Varma Director
Dr. R.H. Patil Director
Smt. Rama Bijapurkar Director
Shri R.B.L. Vaish Director
Shri M.V. Subbiah Director
Shri K. N. Prithviraj Director
Shri V. R. Kaundinya Director
Shri S. B. Mathur Director
Shri M. S. Sundara Rajan Director
Shri S. K. Roongta Director
Promoters
•Axis Bank Ltd. has been promoted by the largest
and the best Financial Institution of the country, UTI.
•The Bank was set up with a capital of Rs. 115 crore,
with UTI contributing Rs. 100 crore, LIC - Rs. 7.5
crore and GIC and its four subsidiaries contributing
Rs. 1.5 crore each.
•Specified Undertaking of the Unit Trust of India
(SUUTI) - Shareholding 23.86%.
•SUUTI manages assured return schemes along with
6.75% US-64 Bonds, 6.60% ARS Bonds with a Unit
Capital of over Rs. 14167.59 crores.
Branch Network
•At the end of October 2009, The
Bank has a very wide network of
more than 1000 branches and
Extension Counters (as on 31 March
2010).The Bank has a network of
over 4055 ATMs (as on 31 March
2010). The Bank has loans now (as
of June 2007) account for as much
as 70 per cent of the bank’s total
loan book of Rs 2,00,000 crore.
Risk and Earning Perspective
•From a medium-term perspective, it appears
that Axis Bank could be charting out a niche for
itself in the private bank space. It appears to be
following a business strategy quite different
from the high-volume and commodity-style
approach of ICICI Bank and HDFC Bank.
•Strategy also has its pluses in terms of the
higher margins in some segments of the retail
business and the in-built credit risk
diversification (and mitigation) achieved
through a widely dispersed retail credit
portfolio.
Products
•Investment Banking
•Corporate Banking
•Retail Banking
•Private Banking
•Investment Management
•Mortgage Loan
•Credit Card
Investment Banking
•An investment banking is a financial institution that
assists corporations and governments in raising
capital by underwriting and acting as the agent in
the issuance of security.
•An investment bank also assists companies involved
in mergers and acquisitions, derivatives, etc. Further
it provides ancillary services such as market
making and the trading of derivatives, fixed income
instruments, foreign exchange, commodity,
and equity securities.
•Unlike commercial banks and retail banks,
investment banks do not take deposits.
Commercial Banking
•A commercial banking is a type of financial
intermediary and a type of bank.
•Commercial banking is also known as business
banking.
•It is a bank that provides checking accounts,
savings accounts, and money market accounts
and that accepts time deposits.
•Commercial banking may also be seen as
distinct from retail banking, which involves the
provision of financial services direct to
consumers. Many banks offer both commercial
and retail banking services.
Retail Banking
•Retail banking refers to banking in
which banking institutions execute
transactions directly with consumers, rather
than corporations or other banks. Services
offered include: savings and checking
accounts, mortgages, personal loans, debit
cards, credit cards, and so forth.
Private Banking
•Private banking is a term
for banking, investment and other financial
services provided by banks to private
individuals investing sizable assets.
•The term "private" refers to the customer
service being rendered on a more personal
basis than in mass-market retail banking,
usually via dedicated bank advisers. It
should not be confused with a private bank,
which is simply a non-incorporated banking
institution.
Investment Management
•Investment management is the professional
management of various securities (shares,
bonds and other securities)
and assets (e.g., real estate), to meet specified
investment goals for the benefit of the
investors. Investors may be institutions
(insurance companies, pension funds,
corporations etc.) or private investors (both
directly via investment contracts and more
commonly via collective investment
schemes e.g. mutual funds or exchange-traded
funds).
Mortgage Loan 
•A mortgage loan is a loan secured by real
property through the use of a mortgage note
which evidences the existence of the loan and
the encumbrance of that realty through the
granting of a mortgage which secures the
loan. However, the word mortgage alone, in
everyday usage, is most often used to
mean mortgage loan.
•Rate of interest charged by Axis Bank is
8.75%(floating) upto Rs.30 lacs, 9.25%
(floating) above Rs.30 lacs and 14% (fixed)
irrespective of the loan amount.
Credit Card
•Credit card is a small plastic card issued to
users as a system of payment. It allows its
holder to buy goods and services based on the
holder's promise to pay for these goods and
services.
•The issuer of the card creates a revolving
account and grants a line of credit to
the consumer (or the user) from which the user
can borrow money for payment to
a merchant or as a cash advance to the user.
Usage of the term "credit card" to imply a credit
card account is a metonym.
Last two years performance of Axis Bank
THANK YOU