UNIPAY2U

INTERNATIONAL
(Your Golden Gateway)
About the Company &
Gold Trade
Over 50% of the global trade is
made up of goods & services
that are transacted via offshore
financial centers
 Offshore companies and/or
trusts provide you with
enormous tax savings and asset
protection in a legal manner if
setup correctly
They can also afford the ultimate
beneficiary owner a certain
degree of anonymity
 Best Genius Sdn. Bhd. is a
licensed company providing
Trust, Corporate & Financial
services
The principals of the company
and their advisors have
extensive knowledge in all of
the disciplines of offshore
services
It is affiliated with and supported
by a network of experts
worldwide including US tax
consultants, Corporate
Attorney’s & CPA’s
 Malyasia Office:
BEST GENIUS SDN. BHD.,
14-1 Solaris Mount Kiara, JLN
Solaris 3, OFF Jalan Duta Kiara,
Mont’ Kiara, 50480, Kuala Lampur,
Malaysia
Tel: +603 620 40732
Fax: +603 620 40731
Website: www.unipay2u.com
 The business is done under the
name of Unipay2U International
It has offices at: Philippines, India,
Bangladesh (to be opened), UAE,
and Thailand
 Unipay2U is where Gold
Investors come to buy gold for
storage in a professional bullion
vault. The process is secure yet
straightforward and prices are
competitive
How it works
 All Unipay2U users own
guaranteed professional grade
gold bullion in standard gold
bar form
 It is stored Via Mat in a
professionally recognized
bullion storage facility in
Switzerland, UK or USA
 Users are able to buy or sell
directly with other Unipay2u
users, via Unipay2U’s order
board. The gold does not move.
Only the ownership changes
 Anyone can participate. Private
individuals can use the service
to buy, own, store and later sell
professional grade bullion all at
competitive prices usually
available only in the professional
bullion markets
Safer, Easier & Better Value
 Your Gold is kept in Zurich,
London or New York in
specialized bullion market
approved vaults operated by
Via Mat
 Via Mat International is specialized
in the International valuables
logistics business & offers a wide
range of valuable services like:
Global air, road & sea transportation
of precious metal & currency notes,
Warehousing of valuables, weighing
of gold & silver bars etc.
 They are members of London
Bullion Market Association & are
accredited service provider to
weigh gold & silver bars, British
Security Industry Association
member & ISO certified
You pay low charges including
insurance and you do not pay
extra for fabrication & delivery
 You own your gold outright.
Your gold is not held as a
liability in a gold account and
there is no intermediating
trust. The gold you buy is
your personal tangible
property, stored economically
in one of the safest places on
the earth
 You set up the whole
arrangement in an hour or
two, without any of the time
consuming procedures and
hidden costs you may have
experienced in trying to
acquire gold
Guaranteed gold bar quality
 The gold you buy on
UniPay2U is of permanently
guaranteed quality because it
has always stayed within the
recognized storage facilities of
the bullion market
It was originally assayed at a
recognized bullion market
gold refiner and at the
established standard of purity
for bullion (>99.5%)
 It was acquired from and
delivered by formally
recognized bullion market
participants, and it stays in
a formally recognized
bullion vault
Because of strict adherence to
market procedures for handling
bullion the bars retain their
status as 'Good Delivery'
This means that professional
market buyers, who pay the
best prices, will accept them,
which they will not ordinarily
do for bars with a private
custody history
 So although owned by private
customers UniPay2U bars retain
their full resale value, and this
simple solution eliminates one of
the significant costs of private
gold ownership
Use your preferred currency
 UniPay2U operates a multi-
currency system. You can
simultaneously maintain
balances in US Dollars, Euros
and Pounds Sterling, and you can
seek opportunities to trade gold
using whichever currency is most
advantageous to you at the time
Taking delivery
 Only when you take delivery of
gold does your gold holding isolate
you from the risks of the global
financial system
At UniPay2U you take immediate
delivery of gold at the point of
trade. At that instant your gold
becomes your outright property.
You are not exposed to any
credit risk
But you do not take personal
custody, and this is certainly
the best course
 When you take bullion away
from professional market vaults
the bars lose resale value
because professional buyers
become wary of their integrity
 Outside the recognized bullion
market infrastructure you cannot
take personal custody of a bar or
pass it on to a new owner with
both parties enjoying absolute
confidence that it has not been
tampered with
Although it is uncommon some
bullion bars in private hands
get 'drilled out'. With UniPay2U
you are guaranteed that this
has not happened
The most common spot market
delivery unit of gold bullion is
at 400 troy ounces
inconveniently large. At a $600
per ounce price one unit costs
$240,000. Smaller delivery
units cost a fabrication
premium and further reduce
resale value
 Minimum costs on gold
shipments make them
uneconomic below about
$500,000
 Privately held gold is
substantially more expensive to
insure than vault held gold
 Contrary to much popular belief
it is rarely the case that privately
hoarded gold can be used
effectively at its full bullion
market value in times of crisis
More effective by far is to sell
foreign held gold and re-
partite the proceeds as they
become needed
By storing within the UniPay2U
service these problems are
avoided, and the disadvantages
of professional vaulting namely
inaccessibility to private
customers and high minimum
costs are avoided too
Is there Risk involved?
 There is risk involved when
you make purchases in all
investment programs.
However, there are a few
simple ways that can help you
to reduce the risk of losing
more than you can afford
 Align your purchases with your
financial goals; in other words,
keep the money you need for the
short-term out of more
aggressive programs
Why Purchase Gold with the
UniPay2U Plan?
 High rebate up to 150% in 6


months & up to 230% in 10

months (Bonanza)
 UniPay2U Plan is 100%


backed at all times by gold in

allocated storage
 Provide purchasers with


a convenient and
economical method of
increasing their equity
 Purchasers will pay no
brokerage or commission
fees or service charges in
acquiring Units
 Purchasers cash-in on interest
returns every 30 days from the
date of purchase
Business Plan
 Open a Unipay2U Trading
Account (USD 50, USD 90,
USD 200, USD 400)
Determine the amount of Gold
you wish to purchase from 10
gm to 600 gm depending upon
the type of your Trading
Account
Trading Account
Open a trading account with
security code
Purchase security codes from
authorized agents
Security Code for USD 50 i.e.
Rs. 2,500 (30 BV)
Security Code for USD 90 i.e.
Rs. 4,500 (60 BV)
Security Code for USD 200 i.e.
Rs. 10,000 (120 BV)
Security Code for USD 400 i.e.
Rs. 20,000 (240 BV)
Upon successful registration
the following benefits shall be
available:

(1) Membership Card

(Trader Identification Card)

This shall be sent on request

after complete details are
provided in “Edit Profile”
 (2) Axis Bank Debit Card

Details to be provided in the

Members Section; in case Bank
Account details (core banking)
provided, no need to apply for
Axis Bank Debit Card facility
 (3) Complementary Travel
Package to Malaysia (4D + 3N)
(terms & conditions apply)

Total cost of package: USD 700

(Pre-book this package with USD

50, 90, 200 or 400 when Trading
Account is opened)
 You can qualify for this tour by:

(a)Topping up or transferring the

travel fees from your wallet to the
equivalent of USD 610
(b) Accumulate 100 sets in your
network within 90 days from the
date of your joining

Confirmatory email shall be sent on

qualification. If not availed within
time frame, the tour shall lapse
 (4) Discount Voucher
(terms & conditions apply)
for products consisting of
CSL Mobile sets (for USD
50, 90, 200, 400)

(5) Online Packages

(Can be downloaded from
Member Area)
Non-Retention Plan (Investment)

1 gm Gold = USD 30 (Rs. 1500)

Each Trading Account holds a

maximum of 150 gm of Gold
The Non-Retention Plan is for 6
months. Presently there is a
Bonanza Offer running for 10
months till 31.12.2009
 Trading Account of USD 50
(Rs. 2,500) can hold a
maximum of 75 gm of Gold
(Investment of Rs. 1,12,500)
from date of investment till
end of 10 months
 Trading Account of USD 90
Rs. 4,500) can hold a
maximum of 150 gm of Gold
(Investment of Rs. 2,25,000)
from date of investment till
end of 10 months
 Trading Account of USD 200 Rs.
10,000) can hold a maximum of 300
gm of Gold (Investment of Rs.
4,50,000) from date of investment
till end of 10 months

However, each investment should be

not more than 150 gm (Rs.
2,25,000)
 Trading Account of USD 400 (Rs.
20,000) can hold a maximum of 600
gm of Gold (Investment of Rs.
9,00,000) from date of investment
till end of 10 months

However, each investment should

be not more than 150 gm (Rs.
2,25,000)
The Non-Retention plan FOR 10
MONTHS (BONANZA OFFER
TILL 31.12.2009) allows you to
earn a rebate of 20 to 23%
monthly giving you a total
return of 200% to 230%
Grams Month 1 to 10

10 – 65 20% each month

(Total 200%)

66 – 100 21.5% each month

(Total 215%)

101 – 150 23% each month

(Total 230%)
 For 10 gm – 65 gm:
Your Investment of Rs. 15,000
(10 gm) to Rs. 97,500 (65gm)
shall become Rs. 30,000 to Rs.
1,95,000 in 10 months
 For 66 gm to 100 gm:
Your Investment of Rs.
99,000 (66 gm) to Rs.
1,50,000 (100 gm) shall
become Rs. 2,12,850 to Rs.
3,22,500 in10 months
 For 101 gm to 150 gm:
Your Investment of Rs.
1,51,500 (101 gm) to Rs.
2,25,000 (150 gm) shall
become Rs. 3,48,450 to Rs.
5,17,500 in 10 months
 A Non-Retention (Investment)
Invoice shall be instantly available
at Members Section of Unipay2U
giving details of your Investment
made (Gold weight, Description,
Amount, Number etc.)
 How You Earn Through
Unipay2U

1 gm Gold = USD 30 (Rs. 1500)

Daily Closing at 12.00 midnight

Trading A/C USD 50(Rs. 2500)-30 BV

A maximum of 75 gm (Rs. 1,12,500)

of Non-Retention Gold can be active
all the time

Introducer Spot Rebate USD 8 (Rs.

400)

Daily Ceiling Sets (2:2) = 5

Power Group Carry Forward

 The minimum DAILY binary
income: 120 BV:120 BV = USD
30 (Rs. 1500)

The maximum DAILY binary

income: 600 BV:600 BV = USD
150 (Rs. 7,500)

Maximum MONTHLY Earnings

Rs. 2,25,000
Trading A/C USD 90(Rs.4500)–60 BV

A maximum of 150 gm (Rs.

2,25,000) of Non-Retention Gold
can be active all the time

Introducer Spot Rebate USD 15 (Rs.

750)

Daily Ceiling Sets (2:2) = 10

Power Group Carry Forward

 The minimum DAILY binary
income: 120 BV:120 BV = USD
30 (Rs. 1500)

The maximum DAILY binary

income: 1200 BV:1200 BV =
USD 300 (Rs. 15,000)

Maximum Monthly Earnings in

Rs. 4,50,000
Trad. A/C USD 200(Rs.10000)–120 BV

A maximum of 300 gm (Rs. 4,50,000)

of Non-Retention Gold can be active
all the time

Introducer Spot Rebate USD 30

(Rs. 1500)

Daily Ceiling Sets (2:2) = 20

Power Group Carry Forward

 The minimum DAILY binary
income: 120 BV:120 BV = USD
30 (Rs. 1500)

The maximum DAILY binary

income: 2400 BV:2400 BV =
USD 600 (Rs. 30,000)

Maximum Monthly Earnings in

Rs. 9,00,000
Trad. A/C USD 400(Rs.20000)–240 BV

A maximum of 600 gm (Rs. 9,00,000)

of Non-Retention Gold can be active
all the time

Introducer Spot Rebate USD 60

(Rs. 3000)

Daily Ceiling Sets (2:2) = 40

Power Group Carry Forward

 The minimum DAILY binary
income: 120 BV:120 BV = USD
30 (Rs. 1500)

The maximum DAILY binary

income: 4800 BV:4800 BV =
USD 1200 (Rs. 60,000)

Maximum Monthly Earnings in

Rs. 18,00,000
 Introducer’s Income
When an investment is made
through a Trading Account, the
sponsor (introducer) gets a 10%
SPOT rebate (Real Time) of the
amount of investment made
Binary Income on Investments
(Non Retention Plan)
DAILY closing at 12 midnight
 For Trading Account USD 50
USD 600 : USD 600 = 10% = USD 60 = Rs. 3,000
USD 1000 : USD 1000 = 10% = USD 100 = Rs. 5,000
USD 3000 : USD 3000 = 10% = USD 300 = Rs. 15,000
USD 10000: USD 10000= 10% = USD 1000 = Rs. 50,000
USD 15000: USD 15000= 10% = USD 1500 = Rs. 75,000
 Maximum earnings per
MONTH from Binary Income
on Non-Retention Plan for
Trading Account of USD 50
(Rs. 2,500) = Rs. 22,50,000
For Trading Accounts of USD 90,
USD 200 & USD 400
USD 600 : USD 600 = 10% = USD 60 = Rs. 3,000
USD 1000 : USD 1000 = 10% = USD 100 = Rs. 5,000
USD 3000 : USD 3000 = 10% = USD 300 = Rs. 15,000
USD 10000: USD 10000= 10% = USD 1000 = Rs. 50,000
USD 15000: USD 15000= 10% = USD 1500 = Rs. 75,000
USD 30000: USD 30000= 10% = USD 3000 = Rs. 1,50,000
 Maximum earnings per
MONTH from Binary Income
on Non-Retention Plan for
Trading Account of USD 90,
USD 200 & USD 400 (Rs.
4,500, Rs. 10,000 & Rs.
20,000) = Rs. 45,00,000
Investments & Returns
(Sample Illustration)
Open 3 Trading Accounts of USD 90
(Rs. 4,500) – Tripod
Purchase 101 gm Gold (Rs.
1,51,500) in each of the bottom 2
Trading Accounts
Investment: Rs. 4,500 x 3 = Rs.
13,500 (for Trading Accounts) + Rs.
1,51,500 x 2 = Rs. 3,03,000
Total Investment made: Rs.
3,16,500
 Return on Investment:
a)Introducer’s Spot Income in the Top ID = Rs.
750 x 2 = Rs. 1,500 (credited Real Time)
b)Introducer’s Spot Income in the Top ID @ 10%
of Investment (Rs. 1,51,500) = Rs. 15,150 x 2
= Rs. 30,300 (credited Real Time)
c)Binary Matching Income in the top ID (Rs.
1,51,500 = USD 3030) = USD 3000 : USD
3000 = 10% = USD 300 = Rs. 15,000 (credited
next day)
Return within 24 hours = Rs. 46,800
Invested Amount Remaining with the Company =
Rs. 3,16,500 – Rs. 46,800 = Rs. 2,69,700
Investment in one Trading Account = Rs.
1,51,500 = 101 gm Gold
Non-Retention Rebate for 10 months
(Bonanza) for 101 gm to 150 gm Gold =
23% each month
Monthly Rebate on each ID = Rs. 34,845.
Total Monthly Rebate on both the
investing bottom IDs = Rs. 69,690
Return in 4 months = Rs. 2,78,760
So, the TOTAL INVESTMENT is returned
back within 4 months
 Summary:
Investment: Rs. 13,500 (Trading Account)
+ Rs. 1,51,500 (Investment)+ Rs.
1,51,500 (Investment) = Rs. 3,16,500
Return: Rs. 1,500 (Introducer’s Spot on
Trading Account) + Rs. 30,300
(Introducer’s Spot on Investment) + Rs.
15,000 (Matching Binary on Investment) +
Rs. 6,96,900 (Rebate on Investment for 10
months) = Rs. 7,43,700
Net Profit in 10 months: Rs. 4,27,200
Disbursement of Payouts
 Sponsoring Rebate is calculated
real-time

Leadership Rebate is calculated

daily

Withdrawal from account balance is

any time

Minimum withdrawal is USD 100

 Withdrawal amount will be credited to
member’s debit card or Bank Account on
every Wednesday (if Wednesday is a
holiday, then next working day)

Withdrawals received before each Sunday

will be processed and delivered on
Wednesday

Withdrawal received after Sunday

(Monday, Tuesday, Wednesday) will be
processed on next Wednesday
Account Balance (E-Wallet) &
Capital Wallet (C-Wallet)
Transaction Flow
List of Income deposited into E-Wallet
(Account Balance)

Non-Retention Rebate
Non-Retention Bonanza Rebate
Membership Sponsorship Rebate
Membership Binary Rebate
Non-Retention Sponsoring
Non-Retention Bonanza Sponsoring
Non-Retention Binary
Non-Retention Bonanza Binary
Account Balance (E-Wallet) Facilities

Can Buy Non-Retention, Non-

Retention Bonanza Plan

Can purchase Security Code

Can receive amount from C-Wallet

(but cannot transfer to C-Wallet)
 Account Balance (E-Wallet)
Withdrawal

TDS – 11.33% + Service Charges –

3.67% = Total 15% shall be
deducted from Account Balance
Withdrawal

All Percentages shall be deducted

from Return of Investment / Rebate
earned & not from Principal Amount
 Income deposited into C-Wallet
(Capital Wallet)

10% of Non-Retention & Non-

Retention Bonanza shall be
credited into C-Wallet. Remaining
percentage shall be credited into
Account Balance
 Capital Wallet (C-Walet) Facilities

Can transfer amount to Account

Balance, but cannot receive
Withdrawal

3.7% Service Charges shall be

deducted from C-Wallet withdrawal
All Percentages shall be deducted
from Return of Investment / Rebate
earned & not from Principal Amount
Managing Your Own
Personal Site
 Managing Your Password

The password should not be

revealed to anybody as this is the
key to your Golden Gateway.
Remember to change it often. Use
a strong password with a
combination of Upper & Lower case
Letters, Special Characters &
Numbers. Visit site for details
 Edit Profile
Update all fields immediately. The
Member ID, Sponsor ID, Name
(Display Name), Country, Mobile
No., E-mail ID, Bank Account
Holder Name CANNOT be changed

Contact Support for any changes

 India Office Address:
UNIPAY 2U MARKETING PRIVATE
LIMITED,
Palace Heights Apartments, 19
Palace Cross Road,
Vasanth Nagar, Bangalore –
500020
Ph: 080-32487435, 41327729,
Fax: 080-41327728

Branch Offices at: Guwahati & New

Delhi
 Bank Account Details:

Account Name:

UNIPAY 2U MARKETING
PRIVATE LIMITED

PAN Card No: AABCU0844L

 ICICI Bank Account No: 625305016473
Branch: Kumarpark, Bangalore (for Cash Deposit)

ICICI Bank Account No: 004705008305

Branch: Koramangala, Bangalore (for Cheque
Deposit)

AXIS Bank Account No: 693010200002530

Branch: Majestic, Bangalore (for Cash & Cheque
Deposit)

State Bank of India Account No: 30900336230

Branch: Jaya Mahal, Bangalore (for Cash & Cheque
Deposit)

HSBC Bank Account No: 072-713027-001

Branch: Bangalore (for Cash & Cheque Deposit)
Unipay2U Daily Maintenance

The personal site shall be

locked between 9.15 am to
10.30 am (Indian Time) for
daily maintenance. Kindly log
out at this time
Support Email of Unipay2U
support@unipay2u.com
 THINK …

• Are you truly successful and

happy in what you are
doing now?

• Does your current

Job/Biz/Profession assure
security for your family
even if you are incapable of
working?
Where Would You Like to be in Five Years...
Prepared for

Stress
Retirement

More Time with

Family

Drive Your
Dream Car Free
Debt
Free Dream House

Travel Every Year Financial Stability Freedom

BUILDING
A LIFE
An elderly carpenter was ready to
retire, and he told his boss of his
plans to leave and live a more
leisurely life with his wife. He would
miss the paycheck, but he needed to
retire. They could get by.
 The contractor was sorry to see such a
good worker go, and he asked the
carpenter to build just one more house
as a personal favor.

The carpenter said yes, but

in time it was easy to see
that his heart was not in
his work. He resorted to
shoddy workmanship and
used inferior materials. It
was an unfortunate way to
end a dedicated career.
When the carpenter finished
his work, the employer
came to inspect the house.
He handed the front-door
key to the carpenter. “This
is your house,” he said. “It
is my gift to you.”

The carpenter was shocked! What a

shame! If he had only known he was
building his own house, he would have
done it all so differently.
So it is with us. We build
our lives, a day at a time,
often putting less than our
best into the building.
Then with a shock we
realize we have to live in
the house we have built.
If we could
do it over,
we’d do it much
differently. But
we cannot go
back…
 You are the carpenter of your
life. Each day you hammer a
nail, place a board, or erect a
wall.

Your attitudes and the

choices you make today
build your “house” for
tomorrow…

Build Wisely!
 Build Your Dream With
Unipay2U

Come, Join Us With Your Friends

& Associates
Thank You