• A group of individuals with limited resources and common economic objectives for the promotion of participation of more people. • Non profit organization created to benefit the members of the organization. • Limited resources but mutual cooperation in economic activities makes the resources more. • ALL FOR ONE AND ONE FOR ALL. FEATURES • Voluntary Association; • Open Membership; • Mutual Relation; • Service Motive; • Equality; • Cash Transaction; • Separate legal status; • Distribution of profit; • Democratic Management; • Community Motive. Why Nepal needs Cooperative Organizations? • Encouraging in saving; • Economic Diversification; • End Middleman’s reign; • Democratic Society; • Employment Opportunities; • Proper utilization of resources; • Improve living standards; • Moral character; • Institutional Credit. National cooperative federation of Nepal (NCFN) • 2010 BS: Establishment • 2011-2013 BS: Flood and support • 2018 BS : Sajha Formed • 2031 BS : Sajha Campaign • 2041 BS : Sajha Organization Act • 2048 BS : Cooperative Act 2048