PROJECT GUIDE BY

:Dr. Selvarani
 Repatriates Cooperative Finance and Development Bank Ltd., (REPCO
BANK) was registered on 19.11.1969 as a Cooperative Society under the
relevant provisions of Madras Cooperative Societies Act, 1961 with Jurisdiction
over the State of Tamilnadu, Andhra Pradesh,Karnataka, Kerala and Union
Territory of Puducherry for the purpose of promoting the rehabilitation
activities for repatriates from neighbouring countries mainly from Sri Lanka
and Burma. Though originally registered under the Madras Cooperative
Societies Act, 1961, the Bank is deemed to be registered under the Multi State
Cooperative Societies Act, 2002.
 Mission:
Committed to banking and extending banking services in a comprehensive
way for the benefit of repatriates, stakeholders, member customers and
employees. Repco aspires to evolve into a professional player in banking
industry. Modern technology is to be adopted for efficiency of operation and
for attaining a significant position as a preferred Bank.
 Vision:
Repco aspires to be the Bank of choice for the retail clients by offering a
variety of products designed to provide best customer satisfaction through a
rewarding relationship guided by excellent human values arising out of
integrity of highest order.
 To carry out the proposed study, I have utilized both primary and secondary
data sources.
 Primary Data Sources:
 I am planning to collect primary data by taking Interview of some bank
officials in order to gets information regarding loan process.
 Site visit and verify the collateral securities.
 Field work process for follow up & Recovery

 Secondary Data Sources:

 I am planning to collect the internal secondary data from the Repco bank.
 External secondary data are collected from the website of Repco bank.
 Study of files, circulars and day to day work
 Repco bank-Annual Report of 2017 and 2018 .
 Broad Objective:
To acquire knowledge about the different loan products and give
a detailed study of step by step process involved in validation, valuation
,processing, sanctioning and documentation of a loan. Along with follow-up
and recovery process till the closure of it.
 Specific Objective:
 To plot a clear image of the Loan Classification and its sub-classifications
 To study the structural processing of loan.
 To study about the paper work of the loan product.
 To study the follow up and Recovery process