5.

1 RESEARCH :
Research is a systematic activity to achieve the
truth. Research is a careful, systematic and scientific
investigation or inquiry for search of new facts in any
branch of knowledge.
5.2 Type of Research.
Research Used
Methodology

Research Design Descriptive

Secondary Data Annual reports of the bank

2016-17 to 2018-19

Data Analysis Percentage / graph

 To study the loans of 3 years the bank evaluating
its performance to various types of loans.
 Chart Title
12
10
8
6
2016-17
4
2017-18
2 2018-19
0
 The agriculture loan disbursed by Samruddhi
Sahakari Bank Ltd. Nandgaon is year after year. It
has increased from Rs 3.5 Cr. In 2016- 17 and
decreased Rs 1.2 Cr in 2018-19
The Gold loan disbursed by Samruddhi Sahakari
Bank Ltd. Nandgaon is year after year. It has
increased from Rs 1 Cr. In 2016- 17 and decrease Rs
1.1 Cr in 2018-19
 The Car loan disbursed by Samruddhi Sahakari Bank
Ltd. Nandgaon is decreasing year after year. It has
decreased from Rs 21 lack. In 2016- 17 and increase
Rs 54 lack in 2018-19
 The Home loan disbursed by Samruddhi Sahakari
Bank Ltd. Nandgaon is decreasing year after year.
It has increased from Rs 10 lack. In 2016- 17 to Rs
80 Lack in 2018-19
 Years Amount Of Proportion (Cr.)
2016-17 6.3
2017-18 8.9
2018-19 5.1
Amount Of Proportion (Cr.)
10
9
8
7
6
2016-17
5
2017-18
4
2018-19
3
2
1
0
2016-17 2017-18 2018-19
 Years Amount Of Proportion (lack)

2016-17 80
2017-18 89
2018-19 92

Amount Of Proportion (lack)

5.2

4.8

4.6 2016-17

4.4 2017-18
2018-19
4.2

3.8
2016-17 2017-18 2018-19
 Years Amount Of Proportion (Cr)
2016-17 5.1
2017-18 4.9
2018-19 4.3

Amount Of Proportion (lack)

5.2

4.8

4.6 2016-17

4.4 2017-18
2018-19
4.2

3.8
2016-17 2017-18 2018-19
 Rates of loans have been reduced in 2017-18 year as
compared to previous year which is a good sign.

 Bank follows all the norms and regulations as per stated by

RBI. Banks have totally automated with use of computers
for all its transactions.

 Research found that the amount of loan goes an increasing

year by year from 2016-17 to 2017-18.

 With the comparison of other bank its performance is quite

good this bank has good scope in the future.
 Banks working process is transparent.

 The project studies show the flexible loan procedure of

peoples co-operative bank

 The banks have the easy installment system so that

pattern of installment of loan repayment is flexible
deposits are always been higher than advances over the
years. And its good sign for bank.
 The time period of sanctioning loan should be
significantly reduced.

 ➢ To take participation in the social activity for

increasing the bank good will.

 ➢ With the comparison of other bank its performance

is quite good this bank has good
 scope in the future.

 ➢ Bank should provide fast service to their customers

THANK YOU