MUTHOOT GROUP

PRESENTED BY
DEV VASHISTH
PREFACE

 Muthoot Group is 126-year-old Family Owned Indian business

house. It was started in 1887 by Muthoot Ninan Mathai in Kerala,
India
 It operates predominantly in 23 states in India, and has presence in
USA, UK and UAE
 As on Nov 2010, it was the largest gold financing company in India
with nearly 129 bn loan outstanding portfolio which accounts 97.6
tonnes of gold jeweller
 Muthoot Fincorp and Muthoot Finance are two separate companies
without any common promoters
FINANCIAL SERVICES |WEALTH MANAGEMENT
MONEY TRANSFER | FOREX SECURITIES
INFOTECH | MEDIA
HEALTHCARE | EDUCATION
POWER GENERATION
LEISURE & HOSPITALITY
VEHICLE & ASSET FINANCE
PLANTATIONS & ESTATES
TRAVEL SMART | PRECIOUS METALS
HOUSING & INFRASTRUCTURE
MUTHOOT GLOBAL | MUTHOOT MONEY

SERVICES PROVIDED
COMPITATORS

INDIA ZIMBABWE
 Esaf Microfinance
 Manappuram Finance  CBZ Bank.
 Kosamattam  ZB Bank Limited of
 Reliance Capital  Banc ABC PVT LTD
 Bajaj Finserv
 Barclays Bank of Zimbabwe
 Samasta Microfinance
 Steward Bank
 STFC
 Standard Chartered Bank
 Orange Retail Finance India
 STRENGTH

 Leading position (Net worth +119%)in gold loan business.

 High quality customer service and short response time.
 Strong capital raising capability.
 Geographic diversification, Brand, Senior management
 Low average loan tenure shields against gold price volatility.
 In house training capabilities to meet branch expansion
requirements .
WEAKNESS

Any major decline in gold price in future can

adversely impact the company’s revenue.
Deterioration in asset quality is a key risk to
investment call.
OPPORTUNITY

The gold loan market is underpenetrated and is

expected to continue growing at the rate of 35 to
40% in future.
To venture into Banking sector
New customer segments
THREAT

Rising interest scenario

7000 Litigation cases about the company
Increased competition from NBFC’s and banks in gold
financing businesses.
Major part of business concentrated in South India. Any
disruption in the economy of the region can adversely
affect the company’s operation.
WHY ZIMBABWE ?

The economy of Zimbabwe grew at average of

12% from 2009 to 2013 making it one of the fastest
growing economies in the world recovering from
negative growth
MONOPOLY MARKET
HOW TO ENTER ZIMBABWE ?

Draw Up A Business Plan.

The Mission Statement.
Your Focus.
About Your Finance Business.
Your Business Financing Product Line.
Register Your Finance Business.
Develop A Marketing Strategy.
THANKYOU
DEVV.V