INVESTMENTS

General Overview

Prepared & Presented

By
FAKHRUDDIN AHMED
www.befconsultancy.com

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 INVESTMENTS
1. OBJECTIVE OF INVESTMENT

• To create future stream of Income

• To meet future expenses
• To hedge against unforeseeable financial shock
• To meet long term goals

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 INVESTMENTS (cont’d)
2. TYPES OF INVESTMENTS
• Bank Products
• Insurance
• Commodities & Precious Stones
• Real Estate
• Pension scheme
• Mutual Funds/Unit Trusts/ETFs
• Stocks
• Bonds/Sukooks
• Options
• Futures
• Others
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 INVESTMENTS (cont’d)
BANK PRODUCTS

1. Term Deposits (Fixed period at Fixed rate)

2. Demand Deposits (Funds available on demand) X
• Savings Account
• Checking Account X
• Reserve/Margin Account X
• Overdraft Account ?
• Investment Account
3. Treasury Bills
4. Deposit Certificates

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 INVESTMENTS (cont’d)

INSURANCE

• Health
• Life
• Car
• Accident
• House (Property & Content)
• Travel
• Guaranty/Warranty

To hedge against unforeseeable financial shock

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 INVESTMENTS (cont’d)

COMMODITIES
• Metals (Gold/Silver/Titanium/Copper…….)

• Agricultural Produce (Wheat/Barley/Rice/…..)

• SPDR Gold Shares (Standard & Poor Deposit Receipt)

PRECIOUS STONES & OTHERS
• Diamond/Rubies/Pearls…………
 INVESTMENTS (cont’d)

REAL ESTATE
• Agriculture/Commercial/Residential properties
• REIT (Property REIT / Mortgage REIT)
• Partnership for Property Development
In Canada
• Ansar Financial & Development Corporation
• Ansar Cooperative Housing Corporation
 INVESTMENTS (cont’d)
MUTUAL FUNDS/UNIT TRUSTS/ETFS
• Managed Funds
• Exchange Tradable Funds
• Usually linked to Index
SOME OF THE NAMES IN N’AMERICA
• Global Iman Fund (Mutual Fund)
• WealthSimple Halal Portfolio (Mutual Fund)
(MSCI Islamic Index)
• SPDR Gold Shares (Halal ETF)
(Standard & Poor’s Depository Receipts)
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 INVESTMENTS (cont’d)
STOCKS (Equity)
• Ordinary Stocks
• Preferred Stocks
(Will be dealt with in detail in separate Presentation under
the title Stock Market Trading.)
BONDS/SUKOOKS (Debt)
• Ordinary Bonds
• Convertible Bonds
OPTIONS
FUTURES
OTHERS
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