Professional Documents
Culture Documents
Reinventing banking
Presented by :
Nikunj Shah
Reshma Sonawane
Jayesh Surve
Sanil Tharwal
Ankita Trivedi
History of Banking in India
Rs in crs
Segment Revenue Mar 09
Treasury 20,290.71
Corporate /wholesale 7280.14
banking
Marketing Overview
Marketing Management
Marketing Objectives
OPPORTUNITIES: SWOT
Growing Indian banking sectors. THREATS:
People are becoming more service Advent of MNC banks
oriented. Foreign banks
In the global market. Govt. banks
Dissatisfied Customers. Future market trends.
Business advising for smaller Players
PESTLE ANALYSIS OF AXIS BANK
Competitive Strategy
For the private sector banks:
• Restricted Reach.
• People.
• Process.
• Physical Evidence.
• Penetration Pricing.
7 P’s OF MARKETING OF AXIS BANK
Product Mix:
• Deposits
• Investments
• Anywhere banking
• Loans
• Cards
• Mobile banking
• NRI services
PRICING MIX
• Value for money.
• Lower fee charged.
PLACE MIX
• Making available the promised services to
the ultimate users.
H. R. Overview
OBJECTIVES OF HRD IN AXIS BANK
• Initiate & institutionalize globally competitive HR practices.
• Performance Management.
• Compensation/Reward Administration.
• Grievance Handling.
HR BUSINESS MODEL
HR BLUEPRINT FOR BUSINESS DRIVEN
HR REFORMS
• HR Steering Committee
• KHOJ
• Sampark
• Paramarsh
• Axis Financial Rewards For Business Leaders
• Mep-tikshna
• Hr Policy For Overseas Selection & Deployment
• Hr Resourcing Policy
• Performance Appraisal System For Clerical And Sub-staff
• Axis LEADERSHIP DEVELOPMENT CENTRE
RECRUITMENT PROCESS IN AXIS
BANK
CV Submission And Application Evaluation
Ability Tests
Reply Letters
Job Offer
Axis Bank
RisKompass:
• Pyxis systems has provided AXIS bank its RisKompass as the
software solution for financial derivatives risk management.
• It enables clients to manage derivative trades in a further
controlled way from the front to back office.
• Automated system that can be accessed by anyone on the
different locations of the bank.
• Smoother deal processing, with verifying and online risk
monitoring mechanism.
• The system is user friendly, and the software offers good
portfolio management features.
OTHER SOFTWARES
• NEFT.
• Comprehensive MIS .
• Use of technology-
first among Indian banks in submitting centralised
Return for foreign exchange transactions
first bank in the India to market EMV chip
embedded Debit Platinum, Travel Currency and
Credit Platinum cards
New Initiatives
Remittance Card:
• To pay VISA credit card bills by giving the card number and
making a direct payment
• The service has been enabled through all Axis bank’s ATMs
and i-Connect (Internet Banking)
EMV standard based Platinum Credit Card:
Step 1:
• The merchant inserts the
chip card into his EDC
terminal in the chip
reader slot. The card need
not be swiped.
Govt. Departments:
• DGFT ePayments
• MCD - Municipal Tax or Fees ePayments
• MCD - eTendering Project
• Sampark - Utility Bill ePayments
• Bangalore One Project - Utility Bill ePayments
Alternate Channels:
• ATM Channel
• Services:
a) Funds Transfers
• To the customers own Axis Bank account
• To any Axis bank account
• To any account in any other bank in India (Power Transfer)
b) Bill Payment
• Direct Payment:
- No bill presentment happens
- The customer is free to select the biller and pay
accordingly to his convenience.
c) Shopping etc.
Mobile Banking Channel: