IDFC First Bank

-Always you first

Founding of IDFC Bank
⚫ IDFC First Bank is founded by the merger pf erstwhile
IDFC Bank and Erstwhile Capital First on December 18,
2018.
⚫ In January 2018 , IDFC First Bank and Capital First
announced that they had reached an understanding to
merge with each other and shareholders of Capital First
were to be issued 139 shares of the merged entity for
every 10 shares of Capital First.
 Key personnel
.

Dr. Rajiv Lal V. Vaidyanathan

Non-executive M.D and C.E.O
chairman
IDFC Ltd
⚫ IDFC BANK
⚫ IDFC AMC
⚫ IDFC SECURITIES
⚫ IDFC INFRASTRUCTURE FINANCE LTD
PRODUCTS
❑Account ❑Deposits
▪ Saving Account ▪ Fixed Deposit
▪ Corporate Salary Account ▪ Recurring Deposit
▪ Minor Saving Account ▪ Travel Saver Deposit

▪ Senior Citizen Account

▪ Vishesh Saving Account
▪ Shakti Saving Account
PRODUCTS (contd)
❑Loans ❑Investment
▪ Personal Loan ▪ Mutual Fund
▪ Home Loan ▪ Gold Fund
▪ Loan Against Property ▪ Investment Linked
▪ Sakhi Sakhti JLG Loan Insurance
▪ Micro Enterprise Loan
▪ Equipment Hypothecation
Loan
PRODUCTS (contd)
❑ Payment
▪ MICRO ATM
▪ FUNDS TRANSFER ❑CARDS
▪ BILL PAYMENTS AND ▪ Prepaid card
RECHARGE
▪ ONLINE SHOPPING AND
▪ Debit card
PAYMENTS ❑ Online
▪ BHIM UPI
▪ BHARAT QR Services
▪ POINT OF SALE
▪ CARDS
MISSION and VISION
⚫ To deliver banking anytime anywhere at scale by using
technology to relentlessly drive efficiency and set new
standards of customer experience and convenience.
⚫ We serve therefore we are we are committed to serve all
stakeholders that includes our customers community
country colleagues.
⚫ We are balanced, collaborative, driven and honest.
Swot analysis
❑Strengths ❑Weakness
▪ Diverse Revenue models ▪ High cost of replacing
▪ Track record of existing experts
innovation ▪ Niche markets and local
▪ Strong brand recognition monopolies
▪ Wide geographic presence ▪ Business Model

▪ Success of new product ▪ Loyalty among suppliers

mix ▪ Low investment into IDFC
Bank Ltd customer
oriented services
 Swot analysis (contd)
❑Threats
❑Opportunities ▪ Distrust of institutions
▪ Rapid Expansion of
▪ Competitive pressure
Economy
▪ Customer preferences are
▪ Saturation in urban
fast changing market and stagnation
▪ Local collaboration in the rural markets
▪ Lowering of cost of new ▪ Changing
product launches demographics
▪ Trend of customers
migrating to higher end
products
▪ Accelerated technological
Thank You

⚫ Nagesh Dhopte - 09
⚫ Gayatridevi Yadav -
56
⚫ Manisha Yadav - 57
⚫ Rohit Yadav -
58
⚫ Sonal Yadav -
59