D.

no:3-6-131/2,Hyderguda
Venkata Naga Abiram Kumar Gurram Street no:18,Himayatnagar,
Senior Banking Officer Hyderabad-500029.
Mobile no:7013222071
Email:
abiramkumar16@gmail.com

OBJECTIVE

Seeking a challenging position in a reputed organization where I can PROFESSIONAL CERTIFICATIONS

learn new skills, expand my knowledge and leverage my learnings. The ● Certified Prosessional In
role should give me enough opportunity to innovate & contribute to the Global Market Operations &
overall success of the firm. Products - Fintech Studies.
● Certified JAIIB ( Junior
WORK EXPERIENCE Associate in Indian Institute
of Bankers) from IIBF.
CITY UNION BANK LTD, Credit Processing Center— Senior Banking Officer
● NISM V-A Mutual Fund
APRIL 2019 - PRESENT
distributor.
● Preperation of Credit Assessment Memo (CAM) for - Corporate &
ACADEMIC CREDENTIALS
Retail Clients.
● Post Graduate Diploma
● Credit Analysis & Underwriting - Cash Credit limits , Secured in Banking & Finance
Products(PGDBP) from
overdraft Limits, Working capital Term loan, Letter of Credit & Bank NIIT-IFBI.

Guarantee. ● B.Tech (EEE) from

Lakireddy Balireddy
● Annual review of clients - Detailed financial analysis,preparing College of Engineering
detailed overview reports for borrowers.
SKILLS
● Analyzing Financial statements & reveiwing credit reports of the
● Market Analysis.
clients. ● Credit Rating.
● Risk Rating.
● Credit & Risk Rating For - Existing and New clients.
● Process Optimization.
● Onboarding of new clients - Performing EDD,CDD. ● Stake Holder
Management.
● Interacting with Top level management in borrower units for

obtaining key data/statements.

ACHIEVEMENTS
● Data Management,Submission & Presentation to top management ● Received A+ rating for

and reviewing of existing borrowers alongside with Internal Audit FY 20-21 in CUB.
● Received A+ rating for
Teams for any eventual risk , current or potential. FY 21-22 in CUB.

● Maintaining Regional MIS, and Reporting to Senior Executives.

HOBBIES

● Badminton & Volleyball.

● Technical Analysis.
CITY UNION BANK LTD, Kukatpally — Senior Associate
JULY 2017-APRIL 2019
● Onboarding New customers including private entities, trusts, Societies by following Organizational

KYC policy.

● Conducting CDD & EDD on accounts on CIS, Hedge Funds, Mutual Funds as per policy. ● Performing

Due Diligence according to entity & open source search from company registry to verify documents.

● Reviewing of Customers pertaining to their risk category and updation of information in database

apart from Onboarding.

● Solving customer’s queries/complaints and reporting to respective Department/section.

. ● Handling daily banking operations like Stock Management, Clearing, and Compliance with

operational procedures.

● Balancing cash flows, Cheque clearing, NEFT & RTGS processing.

● Opening of demand loan accounts and Setting of temporary overdrafts in the system for corporate

clients.

IT SKILLS
● MS Excel, Word & PowerPoint

● Hands-on experience on Finacle, BANCS 24, Loan Automation Processing Solution(LAPS).

● Knowledge of Using World-Check, Lexis - Nexis.

PERSONAL INFORMATION
● Date Of Birth (D.O.B) : 16-November-1992
● Father Name : Gurram Venkata Lakshmi Durga Prasad
● Mother Name : Gurram Kanaka Maha Lakshmi
● Nationality : Indian
● Languages : English, Hindi, Telugu
● Marital Status : Un-Married

DECLARATION
I hereby declare that the above-mentioned information is true to the best of my knowledge.

[G.V.N Abiram Kumar]