The presentation on

PGDM - V Finance Job

Profiles
INTRODUCING
THE JOB PROFILES IN FINANCE
Equity Research

Portfolio Management

Financial Risk
Management
Credit risk

Management
Corporate finance

Wealth Management

Investment Banking

Derivatives Analyst

Financial Planner
1.Equity Research
Introduction
• Fundamental research of a company to find the intrinsic
value of its shares.
• Based on analyst assumptions reports is prepared.

Duties & Responsibilities

• Company valuation
• Future estimation

Skills Required
• Writing skills
• Accounting skills
• Future forecasting
• Excel skills
2. Portfolio Management
Introduction
• Basket of securities.
• Helps in minimising risk and maximising returns.

Duties & Responsibilities

• Deciding the best investment plane.
• Awareness
• Financial solution to clients.

Skills Required
• Strong emotional control
• Anticipation.
• Analytical ability.
• Communication.
3.Financial Risk Management
Introduction
• Process of identification, analysis and acceptance of
uncertainity in investment decision.
• Inadequate risk management can result in severe
consequences for companies, individual, economies.
example:
financial crisis 2007-08.

Duties & Responsibilities

• Identify and analyse areas of potential risk threatening to
assets and success of business.
• Manage risk to the organization, employees, customers,
reputation.
Skills Required
• Analytical skills. • Technical skills.
• Market knowledge. • Negotiation skills.
• Ability to work under • good In finance.
stress.
4. Credit risk management
Introduction
• Minimising losses by understanding banks capital & loan loss
reserve at any given time.
• Reduction in the ability of counter party to make payments.

Duties & Responsibilities

• Gain a complete understanding of banks over all credit risk
by viewing risk at the individual, customer and company.

• Reducing loan losses and insuring capital reserves is

appropriately maintain.

Skills Required
• Decision • Negotiation
making skills.
• Detailed • Communicatio
oriented. n skills.
• Ability to stay
5.Corporate finance
Introduction
• Dealing with the sources of funding and the capital
structure of corporations.
• Primarily concerned with maximising share holders
value through long term and short term financial
planning.
Duties & Responsibilities
• Find money to run the business, grow the
business, make acquisitions, plan for its financial
future and manage any cash on hand.
• Create value of a company .

Skills Required
• Interpersonal skills.
• Analytical ability.
• Knowledge of it shifters.
• Communication.
6.Wealth management
Introduction
• Clint centric .
• Deals with high net worthy individual(HNI).

Duties & Responsibilities

• Interview clients to determine their current
income, expenses, insurance coverage, tax
status, financial objectives, risk tolerance, or
other information needed to develop a financial
plan..
• Analyse financial information obtained from
clients to determine strategies for meeting clients'
financial objectives.

Skills Required
• Market knowledge.
• Financial product • Current scenario.
knowledge. • Asset class knowledge.
7.Investment Banking
Introduction
• Deals with company,
• Long process before conformation of any deals.
EXAMPLE: Walmart buying 77% stake of flipkart.

Duties &
• Responsibilities
Development of various types of financial models
to value debt and equity for mergers,
acquisitions, and capital raising transactions.
• Create presentations for client portfolios.

Skills Required:
• Long hours hard work.
• Problem solving.
• Global outlook.
• Time management.
8.Derivatives analyst.
Introduction
• He/she applies complex formulas and
computer algorithms to evaluate financial
data.
• He/she directly works with portfolio manager
and risk manager.
Duties & Responsibilities:
• Ensure integrity and consistency of yield
curves & rate resets.
• Execute validation procedures every
day.

Skills Required:
• Data analysis.
• Numerical skills.
• Financial training.
9.Financial planner
Introduction
• Financial planner specialize in tax planning,
assets allocation, risk management &
estate planning.

Duties & Responsibilities

• Financial planner advice clients on
investments , taxes, accounts, insurance,
mortgages and retirement.

Skills Required
• Research and analytical skills.
• Interpersonal skills.
• Communication skills.
Thank you