PRESENTATION

Presented by:
Is-isa, Zeah-Myes JG
La Torre, Leah Mae
Mangaoang, Maria Eloisa
Pajarillo, Rena Mae
RCBC PROFILE
 LOGO
ONE OF THEIR BUILDINGS

Rizal Commercial
Banking
Corporation

ALFONSO YUCHENGCO
(FOUNDER)

BRANCH DISTRIBUTION BY REGION

TAGLINE
PROFILE
The Rizal Commercial Banking Corporation (RCBC) was established in 1960 as a
development bank and is licensed by the Bangko Sentral ng Pilipinas (BSP) for both
commercial and investment banking. It is one of the largest universal banks in the
Philippines with total consolidated resources of Php 645 billion as of end-2018.

VISION
To be the most admired and trusted profitable financial services group providing and
adapting to customers’ changing needs - for every Filipino worldwide - through innovative
products, excellent service and a highly motivated, committed and impassioned team.

MISSION
We are a leading universal bank, providing quality Integrated Financial Services that best
meet our clients’ needs. We are committed to conducting our business with utmost
integrity, excellence, and commitment as responsible corporate citizens; and, providing
professional growth opportunities to develop a talented base of officers and employees,
and achieving the best returns for our stockholders.
RCBC OFFERS…
RCBC's main line of business covers:
• Corporate and SME banking
• Retail banking including Consumer lending
• Credit Cards
• Investment Banking
• Remittances
• RCBC has also ventures in the microfinance business to service the smallest
entrepreneurs via Rizal Microbank.
 Ambassador Alfonso T. Yuchengco
PATRIARCH AND FOUNDER

BOARD OF DIRECTORS

Helen Y. Dee Cesar E. A. Virata Eugene S. Acevedo

CHAIRPERSON CORPORATE VICE CHAIRMAN PRESIDENT & CHIEF
EXECUTIVE OFFICER
RCBC MILESTONES
 2011
September 1960 1985 2000 • Formed alliances with IFC and CVC Capital
• RCBC was • Continental Illinois • Acquired 67% stake in
Partners and Formed Bancassurance
incorporated and Bank sold its Bankard Inc.
partnership with Sunlife GREPA Financial
began operations shareholding to UFJ 2006
2012
in Rizal (Sanwa Bank) • UFJ (Sanwa Bank)
• Acquired First Malayan Leasing and Finance
1962 1986 disposed entire
• Received approval • Successful listing of Corporation and its subsidiary Malayan Rental
Shareholding to
to enter equipment leasing business
from BSP to RCBC shares on the Spinnaker
2013
operate as a stock exchange 2008 • Placed additional shares with institutional
commercial bank 1989 • Acquired Merchants
• Received approval investors to comply with Basel 3 capital rules
under its present Bank to kickstart • IFC infused additional equity
name from BSP to operate microfinance lending in • Sold stake in RCBC Realty and Bankard (listed
1973 as a Universal bank Mindanao
• Formed alliances co. only)
1996 2009
• RCBC Savings Bank 2015
with Continental • Spinnaker sold its entire
• Partnership with Cathay Financial Group.
Illinois Bank and was incorporated to stake back to RCBC and
Cathay Life Insurance is the shareholder in
UFJ (Sanwa) provide retail/ the Yuchengco Group
RCBC.
consumer banking • Acquired JP Laurel Rural
2018
services Bank in Batangas to • Raised PHP15 billion in fresh Common Tier 1
1998 expand microfinance
• Acquired Capitol Capital via Stock Rights Offering (SRO).
operations to Luzon
2019
Development Bank
• Raised PHP15 billion in Peso Bond, the
and merged with
Philippines’ first green finance framework
RCBC Savings
under the ASEAN Green Bond Standards.
• RCBC Savings merged with RCBC on July 2019
RCBC CONTROVERSIAL
ISSUE
RCBC PRESENT
CONDITION
FINANCIAL STATEMENT
FINANCIAL STATEMENT
CONCLUSION AND
FUNDAMENTAL ANALYSIS