Professional Documents
Culture Documents
CLASSES
BY
SURAJ G D
EQUITY
STRENGTH WEAKNESS
High returns compared to CASA accounts High volatality
Regulated by a statutary body, SEBI No constant dividend
Dividends are paid regularly If the prices drop, it becomes a liability
Good long term investment plan for middle class Cost of equity for the company is high
Can be traded Not a short tern plan
OPPORTUNITY THREAT
OPPORTUNITY THREAT
OPPORTUNITY THREAT
OPPORTUNITY THREAT
Lot of first time investors see low risk investment Has threat from both interest rate and market
fluctuation
Provides balance in portfolio
INDEX MUTUAL FUND
STRENGTH WEAKNESS
Low risk No big gains
Steady growth Lack of flexibility in investing
Low fees
OPPORTUNITY THREAT
For people who have retired or are on the verge of
retirement Market risk is inevitable
Returns are always in line with market and hence can
be predicted
EXCHANGE TRADED FUNDS
STRENGTH WEAKNESS
Diversification Not good for long term investment
Intraday trading is allowed and hence profits are more Dividend paying ETFs have low dividend yield
Commission fees is less
OPPORTUNITY THREAT
OPPORTUNITY THREAT
Good for young people who have just got job Market risk
Other equity instruments have higher returns
PORTFOLIO MANAGEMENT SCHEME
STRENGTH WEAKNESS
Investment of large scale is suitable Min investment is 5 lakhs but many companies keep
25 lakhs
Diversification of both bonds and equities
Separate demat account is required
Even NRIs can invest
There is a fund manager fees involved
Entirely customized unlike mutual funds
OPPORTUNITY THREAT
Income tax benefit up to 1.5 lakhs Sentiments of people as they invest when they earn
Post office benefits as account is openable in it Interest rate fluctuation
Contribution to GDP by retired person
SUKHANYA SAMRUDHI YOJANA
STRENGTH WEAKNESS
Guaranteed returns Only girls child can invest
Investment can be done at a very young age Cannot start to invest once the age of the daughter is
above 10
Government support
Illiquid
Disciplined investment
There is an upper cap for investment
OPPORTUNITY THREAT
Tax exemption
Interest rate fluctuation
Can invest additional 1.5 lakhs if a couple has
daughter child Equity gets greater returns