The PHILIPPINE Housing

Shortage and the Real

Estate Boom:

Rent and Price

Structure

Reporters:
HERNANDEZ, Rhaizel V.
JUMONONG, Wein
CONCEPT OF HOUSING
Housing, or more generally living spaces.

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 What is the purpose of
Housing?
Housing, or more generally living
spaces.

• The term “shelter,” which is often

used to define housing, has a strong
connection to the ultimate purpose of
housing throughout the world. The
mental image of a shelter is of a
safe, secure place that provides both
privacy and protection from the
elements and the temperature
extremes of the outside world.

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Housing through the
Centuries
DEVELOPMENT AND EVOLUTION

Throughout human existence, homes have

varied drastically in scope, size, and
design. Cob houses originated in the
eleventh century, are made from straw and
earth, and last for hundreds of years. In
fact, people still make them today. We've
come a long way from our cave-dwelling
ancestors, however:  This year, a house
was printed for the first time. For around
₱8,000,000 you could print your own
mansion in 2015.

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CAVES
• In the earliest prehistoric era, before Man
knew how to build shelters, they made
use of the natural environment to provide
them with shelter. The earliest forms of
shelter were those in trees, where it
would provide minimal protection against
the searing heat of the sun and the cold
of the rain. Another natural form of
shelter was the cave, which provided
greater protection against inclement
weather, though offering less protection
against wild animals.

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LEAN TO

• A lean-to is a type of simple structure

originally added to an existing building
with the rafters "leaning" against another
wall. Free standing lean-to structures are
generally used as shelters.

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NIPA HUT

• The Nipa hut, Payag, Kamalig or Bahay

Kubo, is a type of stilt house indigenous
to the cultures of the Philippines.It often
serves as an icon of Philippine culture or,
more specifically, rural cultures.Its
architectural principles gave way to many
of Filipino traditional houses and
buildings that rose after the pre-colonial
era.

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BAHAY NA BATO

• In this era, the nipa hut or bahay kubo

gave way to the Bahay na bato (stone
house) and became the typical house of
noble Filipinos. The Bahay na bato, the
colonial Filipino house, followed the nipa
hut's arrangements such as open
ventilation and elevated apartments. The
most obvious difference between the two
houses would be the materials that was
used to build them.

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BUNGALOW

• A bungalow is a one-story house, cottage

or cabin. Bungalows are generally small
in terms of square footage, but it is not
uncommon to see very large bungalows.
Bungalows were originally designed to
provide affordable, modern housing for
the working class.

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CONDOMINIUM

• A condominium, often shortened to

condo, is a type of living space similar to
an apartment but independently sellable
and therefore regarded as real estate.
The condominium building structure is
divided into several units that are each
separately owned, surrounded by
common areas that are jointly owned.

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 PHILIPPINE LAWS ON HOUSING
PHILIPPINE LAWS ON HOUSING AND HUMAN SETTLEMENTS

1. Urban Development and Housing Act (RA 7279)

2. Comprehensive and Integrated Shelter Finance Act (RA 7835)
3. PD 772 : ANTI-SQUATTING LAW (Criminal Law)
4. EJECTMENT LAWS (Civil Law)

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HUDCC (Housing • Created thru Executive Order No. 90, is
and Urban the highest policy making and
coordinating office on shelter.
Development
Coordinating
Council)

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 • It is a government-owned and controlled
corporation operating under the policy and
NHA (National administrative supervision of the HUDCC.
Housing Authority) • The NHA is the sole government agency
to engage in shelter production, focusing
its efforts to provide to homeless, low-
income Filipino families.

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 • To provide its members with adequate
housing through an effective savings
scheme, Pag-IBIG Fund harnesses these
Pag-IBIG Fund four sectors of Philippine society: financial
(Pagtutulungan sa institutions, the industrial sector, the
Kinabukasan: government, and the Filipino people.
• The Fund was created to address two of the nations basic concerns:
Ikaw, Bangko, • the generation of savings

Industriya at • Providing shelter for Filipino workers .

Gobyerno)

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MAIN PROBLEM IN HOUSING AND ITS SOLUTION

HOUSING SHORTAGE

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HOUSING SHORTAGE

HOUSING IS UNAFFORDABLE FOR

THOSE WHO NEED IT.

INDICATIONS OF HOUSING SHORTAGE:

1. Presence of homeless
people
2. Slums and squatter
settlements
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SOLUTION

1. If we remain building at current

levels, we build a million fewer
homes than we need every
seven years. Failure on this
level requires a radical
response. This paper sets out
the options for closing
this housing shortage and
improving our housing supply
system.
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REAL ESTATE
ADVANTAGE AND DISADVANTAGE

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REAL ESTATE

• Real estate is "property consisting of

land and the buildings on it, along with
its natural resources such as crops,
minerals or water; immovable property of
this nature; an interest vested in this
(also) an item of real property, (more
generally) buildings or housing in
general.

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REAL ESTATE (ADVANTAGE)

1. Real Estate is a Hedge Against Inflation

• Though real estate in general is a good hedge against inflation, rental properties that are re-leased every year are
especially effective, since monthly rents can be adjusted upward in inflationary periods.
2. Real Estate Can Be Easier to Understand
• Real estate, on the other hand, involves the purchase of physical property and most people are familiar with real estate to
some degree. Investing in real estate can be much easier to understand than complex investments developed by
mathematicians. 
3. Real Estate Can Be Financed and Leveraged
• Real estate investments purchased with hard money or a mortgage can be structured in ways that are rather safe and
affordable, so that large purchases can be made with a relatively small initial investment
4. Real Estate Properties Exist in an Inefficient Market
• Unlike the stock market, the real estate market is full of inefficiencies. There is a lack of transparency relating to individual
property values and also the strength of different markets, which means that real estate investments have the potential for
very high profits.
5. Real Estate Is Improvable
• After you buy a stock, you hold it for a period of time and hopefully sell it for a profit. The success of the stock depends on
company
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REAL ESTATE (ADVANTAGE)

6. Real Estate Has Higher Transaction Costs

• Unlike other types of investments, real estate transaction costs can significantly affect the value of the investment and
make it more difficult to turn a profit.

7. Real Estate Has Low Liquidity

• Many investments are highly liquid, and can be bought and sold for a profit in a fraction of a second, as with high-
frequency stock trading.

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REAL ESTATE (DISADVANTAGES)

1.  Real Estate Requires Management and Maintenance

• Once an investor purchases a property, it must be rehabbed, maintained, and managed.

2. Real Estate Markets Have Significant Inefficiencies

• Real estate investing involves dealing with market inefficiencies, which can be mishandled to result in financial ruin.

3. Real Estate Creates Liabilities

• Real estate investing involves taking on a great deal of financial and legal liability.

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REFERENCES

https://www.google.com/search?q=
SOLUTION+HOUSING+SHORTAGE&rlz
=1C1CAFA_enPH813PH813&oq=
SOLUTION+HOUSING+SHORTAGE&aqs
=chrome..69i57.5146j0j9&sourceid=chrome&ie=UTF-8
https://www.theatlantic.com/video/index/395078/housing-
through-the-centuries/
https://www.google.com/search?q=
concept+of+housing&rlz=1C1CAFA_enPH813PH813&oq=
concept+of+housing&aqs
=chrome..69i57.4086j0j9&sourceid=chrome&ie=UTF-8
https://en.wikipedia.org/wiki/Main_Page