Mutual Fund Management.

SYBIM- SEM-3
Faculty- Khyati Ma’am
Co-ordinator - Sheetal Ma’am
Hinduja College of Commerce.
20. Monish Jain
38. Hrishikesh Panditrao
17. Jinit Jain
05. Rushabh Chhajed
21. Rushabh Jain
19. Kush Jain
PRICE IS WHAT YOU PAY.
VALUE IS WHAT YOU GET.
-WARREN BUFFET
Title and Content Layout with List

• SIP (SYSTEMATIC INVESTMENT PLAN)

• MICRO SIP
• STP (SYSTEMATIC TRANSFER PLAN)
• SWP (SYSTEMATIC WITHDRAWAL
PLAN)
THINK BIG, START SMALL
SYSTEMATIC INVESTMENT PLAN
SIP
KEY BENEFIT :-

 HISTORY.

 RUPEE COST AVERAGING.

 POWER OF COMPOUNDING.

 DISCIPLINED INVESTMENT
TO ACHIEVE GOALS.

 BENEFITS OF SIP
WHAT IS SIP?

MONTHLY OR QUARTERLY
MUTUAL
BANK FUND
ACCOUNT SCHEME

FIXED AMOUNT
HISTORY
SIP was originally designed by Mark
Handley, Henning Schulzrinne, Eve
Schooler and Jonathan Rosenberg in
1996 to facilitate establishing
multicast multimedia sessions on the
Mbone. The protocol was
standardized as RFC 2543 in 1999.
RUPEE COST
AVERAGING .
Rupee cost averaging works well in
mutual fund SIP where an investor
invests a fixed sum every month in a
specific scheme.
POWER OF COMPOUNDING
The not so secret recipe in the wealth
creation is the “power of
compounding”. The concept of
compounding is simple. Power of
compounding is nothing but interest
earned on interest or profits earned
on profits.
KEY BENEFITS OF SIP
DISCIPLINED
INVESTMENT TO
ACHIEVE GOALS.
• Goal setting.
• Creating surplus.
• Regular investments.
• Investment account.
• Asset allocation.
BENEFITS OF SIP
1. DISCIPLINE SAVING-:

2. FLEXIBILITY -:

3. LONG TERM GAINS-:

Any Date SIP
Now you can make investments on Any DATE

sun mon tue wed thu fri sat

1 2 3 4 5
Right after the salary!
6 7 8 9 10 11 12
salary SIP
13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30 31
 MICRO Don’t put
SIP all your
 History
eggs in a
 What is Micro SIP?
basket!
 How MICRO SIPs
work?

 What you need to

know?
History
SBI Mutual Fund
launched its equity–
based micro systematic investment 
plan (Micro SIP). It is aimed at
getting in low income households in
rural and semi-urban areas to benefit
from the long
term investment in equity as an
asset class
WHAT IS MICRO
SIP ?
MICRO Sip is systematic investment
plan but with the added feature of
low monthly investment amount just
of RS/-100
How micro SIP
works
Basically it depends on the investor
what’s the time period of annuity the
minimum amount of investment is
RS/-100 or above. It’s minimum
tenure is facility is five years
WHAT YOU NEED IN MICRO SIP
Micro SIPs are exempt from the
requirement of PAN or KYC
documentation. However, a copy of a
photo identification document, such
as the Aadhar card, voter ID
or driving licence, issued by the
government, needs to be submitted
and verified with the originals.
 SEEKS TO HARNESS SYSTEMATIC
STP THE POWER OF
CHANGE TRANSFER
PLAN
 AIMS FOR HIGHER
RETURNS

 AIMS TO
REDUCE

 BALANCING
INVESTMENT

 AVERAGING COST
 MONTHLY OR QUARTERLY

SOURCE TARGET
SCHEME SCHEME

FIXED AMOUNT
What is STP ?
An STP is a plan that allows investors
to give consent to a mutual fund to
periodically transfer a certain amount
/ switch (redeem) certain units from
one scheme and invest in another
scheme of the same mutual
fund house.
SPEND WHEN YOU SYSTEMATIC
PLAN SWP WITHDRAWAL PLAN

Key Benefits

o Regular Flows of Income

o Plan for Big Expense

o On going Investment

o Retirement Plan
 MONTHLY OR QUARTERLY

SELECTED
INVESTOR
SCHEME

FIXED AMOUNT
What is SWP?
SWP refers to Systematic Withdrawal
Plan which allows an investor to
withdraw a fixed or variable amount
from his mutual fund scheme on a
preset date every month, quarterly,
semi annually or annually as per his
needs.