• How much working capital does my business really

need?
•How can I reduce the businesses working capital
requirements through better customer and vendor
relationship management?
•Where is working capital getting tied up, and how
can I unlock that capital?
•If your business does what you expect it to, when will
your cash reach its highest and lowest points of the
year, and roughly how much cash will that be?
•What does our capital structure look like five years
from today?
SUBDIVISIONS
A tract of land which has been divided into
smaller pieces (called lots), usually for the
purpose of constructing residences which will
be sold individually.
 BIOGRAPHY
Gertrudes Pineda
She was born on March 21, 1963 to a simple family in Nueva
Ecija. At a very young age, she was already helping her mother in
selling food in a small carinderia. With the burning desire for a
better future and a strong determination to improve her family’s
living conditions she was able to finished Business and Management
in Nueva Ecija University of Science and Technology.
Working hard she was able to buy small property and developed the
land area to a subdivision. On the long run she managed wisely and
buy other properties.
• What made you choose your current location?
ANS: It is near the market ,school and church

• How does your business differ from the competetion’s strong and weak
points?
ANS: Among all the others subdivisions the location is accessible to the
market ,school and church

• How do you advertise your product/service?

ANS: We provide website to the customer so they can easy look on the
location and choose according to their budget.

• Do you use the services of a professional accountant or attorney?

ANS: It is important for the client to have attorney so that they can be assured
of their investment/money.

• Have you ever turned down a client?

ANS: Yes ! Because not all the client are capable of paying their dues.
 CONCLUSIONS

Housing is widely acknowledged as a human right. At the

same time, it is a major driving force of the economy and
often an individual’s biggest asset. The situation within the
housing sector is of high significance for a society’s social and
economic development and there is a need to openly
recognize problems within the sector in order to develop and
implement feasible policy options. The importance of
addressing problems within the housing sector for the future
development of the country has become increasingly
recognized.
 Recommendation
1. Housing needs to be a political priority due to the scale of the present
problems and the social and economic significance of the housing sector.
Problems within the sector therefore need to be addressed in an
integrated and all-encompassing way, by taking into account socio-
economic considerations as well as legal, institutional and financial
framework conditions.
2. A solid legal basis is an essential part of such an approach and a
precondition for addressing the current problems in the housing sector.
3. Implementation of the long-term housing programmes
4. Beyond the housing sector itself, housing polices should be integrated
into the overall development plan.