T24 SYSTEM CONCEPTS

COURSE MAP

INTRODUCTION

ENTITIES ARCHITECTURE

T24 SYSTEM
CONCEPTS

UTILITIES
T24 ACCESS

NAVIGATION

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OBJECTIVE

• To understand T24 architecture and to access T24

• To Navigate within T24 and understand the various functions
• To understand various Transaction status and File types
• To understand some important T24 utilities.
• Introduction to some important T24 Entities.

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COURSE AGENDA

SESSION I SESSION II
• Introduction, Architecture • More aspects of Navigation
• T24 access
• Navigation

BREAK

SESSION III SESSION IV

• Utilities • Entities
• Work shops

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INTRODUCTION

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INTRODUCTION

• T24/GLOBUS is a Software Product for the international financial

services market.
• T24 has comprehensive functions, core functionality and optional
applications.
• INFO-BASIC is the Programming Language.
• UNIVERSE /JBASE is the Database.

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ARCHITECTURE

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T24 ARCHITECTURE
ARCHITECTURE

AC LD MM … … … Applications
T24/GLOBUS
JBASE / UniVerse DBMS

Unix / Windows OS

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STRUCTURE WITHIN T24
ARCHITECTURE

Software T24

Product ST LD MM SC

Customer
Application Category

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T24 ACCESS

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T24 ACCESS
T24 ACCESS

• T24 can be accessed in following Modes

• GUI
- Desktop**
- Browser

• Classic
**This document fully describes only Navigation in Desktop.

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T24 ACCESS
T24 ACCESS

Access to T24 using Desktop involves two stages. 

(1)    Server Login
(2)    T24 user Login (Sign on Name)

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SIGN ON NAME & PASSWORD
T24 ACCESS

• For the Second level login, valid user record in T24 must exist.
• User record id and Sign on Name are different.
• Sign on name is one of the fields present in T24 User file for the
T24 User.
• Sign on Name and the Password are encrypted.
• When you Sign on for the first time, the system will prompt the
user to enter the password twice.
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SIGN ON NAME & PASSWORD

• For the Second level login, valid user record in T24 must exist.
• User record id and Sign on Name are different.
• Sign on name is one of the fields present in T24 User file for the
T24 User.
• Sign on Name and the Password are encrypted.
• When you Sign on for the first time, the system will prompt the user
to enter the password twice.

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SIGN OFF
T24 ACCESS

• Sign off can be done in 3 ways

1. Type ‘LO’ in the command line to log off.
2. Select ‘Exit and Logoff’ option from FILE Menu
3. Close the session using button ‘X’
• System prompts Confirmation to exit as shown below.
• Click ‘Yes’ to log out else ‘No’.

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NAVIGATION

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NAVIGATION

TRANSACTION
STAGE
SCREEN
LAYOUT FILE TYPES

AUDIT LOG NAVIGATION FUNCTIONS

RECORD
COMMON
STATUS
FUNCTIONALITY
TRANSACTION
FLOW

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TRANSACTION STAGES
NAVIGATION

Input : Stage where the transaction is input

and saved by the T24 User.
Authorise : Stage where transaction once input, can be
Authorised by another T24 User.
Reverse : Cancellation of transaction.
Delete : Removing a record from file.

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FILE TYPES
NAVIGATION

• Authorized file
• Unauthorized file ($NAU)
• History file ($HIS)

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FUNCTIONS
NAVIGATION

The various functions are

A Authorise To authorise a record
C Copy To copy a record
D Delete To Delete a record
H History Restore To Restore a record
I Input or Edit To Input or Edit a record
P Print To Print a record
R Reverse To Reverse a record
S See To View a record
V Verify To Verify a record
Q Auditor Review To Review a record

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FUNCTIONS
NAVIGATION

INPUT
• To create and edit a record.
• Other user cannot input the same record at the same time.
SEE
• Used only for viewing purpose.
• Other users can view the same record at the same time.
AUTHORIZE
• All the fields had to be gone through before authorizing the record.
• Only when the record is authorized, it moves into authorized file.

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FUNCTIONS
NAVIGATION

DELETE
• Deleting a record can be done only if the record is in unauthorized
stage.
REVERSE
• Reverses the record.
• Authorized records can only be reversed.
• Record moves to history file on authorization
COPY
• To copy the existing record to a new one.
• When copying a record, system will prompt the user to enter the Id
for that record
• All details remain the same and can be amended.

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FUNCTIONS
NAVIGATION

HISTORY RESTORE
• Records in the history file can be restored to Live (Authorized) file
VERIFY
• Verification of input
• Limited to certain applications only
AUDITOR REVIEW
• Used by the auditors to review the record.
• When using this function, two audit fields gets updated with the
auditor code along with the date and time on which the auditor
reviewed the record.

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RECORD STATUS
NAVIGATION

Record can have some of the following status

INAU The record is in Unauthorized Status
INA2 The record has to be authorized by two persons
IHLD The record is put in Hold
RNAU Reverse not authorised
REVE The record is reversed
INAO Input not authorised and awaiting override

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TRANSACTION FLOW IN T24
NAVIGATION

Application Input Unauthorised Authorise Authorised

Application Input Unauthorised Delete

Authorised Reverse Unauthorised Authorise History File

History File History

Restore
Unauthorised Authorise Authorised

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COMMON FUNCTIONALITY
NAVIGATION

• Id of any application can be generated automatically by pressing

F3 if auto id generation is enabled for that Application.
• Colored fields are mandatory fields.
• After entering value in a field, press ‘ENTER’ key to accept the
input.
• Each application has many fields.To know all the mandatory fields
and other relevant fields press F5 and the system will display input
missing in all the fields which needs input.

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COMMON FUNCTIONALITY
NAVIGATION

• The red colored arrow pointing to a field indicates that the field
requires input.
• The field with … is populated from some other table. That table
should be created first in order to populate the values. .

• The field with down arrow will contain list of values using vetting
table

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FIELD EXPANSION

• T24 has a feature to expand fields whenever required.

• Multi value and Sub value concepts allows to expand fields
• Various options to Multi/Sub value
– Right click on the field
– From the Main tool bar

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FIELD EXPANSION

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AUDIT TRAIL
NAVIGATION

• Keeps track of the inputter and authorizer of the record , the

day and the time of creation of the record.
• This will also maintain the number of times the record has been
amended.
• Nine audit fields in all inputtable applications.

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SCREEN LAYOUT
NAVIGATION

MENU BAR

TOOL BAR

RECORD ID

COMMAND LINE

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SCREEN LAYOUT
NAVIGATION

COMMAND LINE
• From T24 Command Line prompt we can launch any Application,
Enquiries.
• The list of commands which were executed during current session
are in the stack.

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SCREEN LAYOUT
NAVIGATION

TOOL BAR

PREVIOUS NEXT MENU INSERT SUB VALUE

RECORD RECORD EXPLORER BEFORE/AFTER

COMMIT DELETE MULTI /

DATA HOLD SUB VALUE

USER
ABBREVIATIONS INSERT MULTI
VALUE BEFORE

INSERT MULTI
VALUE AFTER

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SCREEN LAYOUT
NAVIGATION

TOOL BAR

PREVIOUS RECORD Takes you to previously authorised record

NEXT RECORD Allows to open a New / Next Record
COMMIT DATA Saves the data entered within the
application.
HOLD Put the record in ‘HOLD’
USER ABBREVIATIONS This will allow you to design and view
shortcuts to your applications, versions
and Enquiries that you would
frequently use.
MENU EXPLORER Display Menu to the user within the
company

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SCREEN LAYOUT
NAVIGATION

TOOL BAR
MENU EXPLORER
• Menus can be used to navigate the
system.
• Menu explorer can be launched using
‘TOGGLE EXPLORER’ button from the
Tool bar.
• We have two buttons at the bottom
– Menus
– Applications

• By clicking on ‘APPLICATION’ button

we can launch ‘APPLICATION
EXPLORER’

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SCREEN LAYOUT
NAVIGATION

TOOL BAR
APPLICATION EXPLORER • All Applications and Versions can be
accessed using application explorer.
• There are three levels to this explorer.
• Product will list all the products that
are on the database.
• Application will list all the application
available for the product selected.
• Version will list all the versions
associated to the selected application.

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SCREEN LAYOUT
NAVIGATION

MENU BAR

FILE MENU EDIT MENU VIEW MENU

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SCREEN LAYOUT
NAVIGATION

FUNCTION MENU

• Function menu has two different search

function. LIST & FIND.
• LIST will list all the records.
• Find will select only those record which match
the selection criteria.

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SCREEN LAYOUT
NAVIGATION

• List function will list three types of files.

• If you want to list only live record then select Live file from List function.
• Likewise, unauthorized and History files can also listed.

LIST

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SCREEN LAYOUT
NAVIGATION

• Find function will also list the three types of files based on the selection
criteria.
• The selection criteria has to be specified. The field name, operand and
the value for which the data to be displayed are to be specified.
FIND

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SCREEN LAYOUT
NAVIGATION

MENU BAR

ENQUIRY MENU TOOLS MENU REPORT MENU

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SCREEN LAYOUT
NAVIGATION

TOGGLE EXPLORER
• Click on Toggle Explorer from the Tool bar
• Right click and select Add item
• Specify the Caption and actual Command to be executed and press
‘OK’
• New icon with the specified caption will be created and using it we
can execute the command

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UTILITIES

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T24 UTILITIES
UTILITIES

UTILITIES

VERSIONS MENUS AND SUB

MENUS

ENQUIRY

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VERSIONS
UTILITIES

• All T24 Applications designed to fulfill the functionality globally. So

each application contains many fields.
Eg. Customer Application has many fields which the Client may not
require, always.
• It is sufficient to give only specific fields which might be required to
be input.
• This can be achieved by customizing the input screen according to
the client requirement using VERSION application.
• T24 contains built in versions for each application.
• Each application can have multiple versions.

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VERSIONS
UTILITIES

Customer record through core application ‘CUSTOMER’

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VERSIONS
UTILITIES

Customer record through version ‘CUSTOMER,BANK’

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ENQUIRY
UTILITIES

• An ENQUIRY is a question that is asked to the system about data.

• T24 has various built in enquiries.
• Enquiry fetches data in required format matching the selection
criterion
• Data is retrieved from the Live System.
• Enquiry can be executed from T24 Command line prompt using the
following format.
• ENQ <enquiry name>

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ENQUIRY
UTILITIES

Selection Criteria Box

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ENQUIRY
UTILITIES

Output Of Enquiry

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MENUS
UTILITIES

• Menus are designed to aid Users in navigating the system.

• Menus can be specific to Users, tailor made Application, Versions
and Enquiries.
• Sub menus can be attached to Menus also.
• The Main Menu is defaulted for all Users unless a new menu is
attached to their User Profile.
• Menus can be created using the application HELPTEXT.MENU and
HELPTEXT.MAINMENU

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HELPTEXT.MENU
UTILITIES

• User defined menus can be created by using the application

HELPTEXT.MENU
• CUS.MENU and ACC.MENU are two different records in
HELPTEXT.MENU

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HELPTEXT.MAINMENU
UTILITIES

• The created menus can be attached to the main menu by using the
application HELPTEXT.MAINMENU

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COMMANDLINE
UTILITIES

• Now the Main Menu is ready.

• The created menu can be viewed by
typing ID of HELPTEXT.MAIN Menu
(For example:?50) from the T24
command line.
• We can to attach this Menu to the user
in User Profile.
• Specify the ID in field ‘Init.Application’
in ‘USER’ application.

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WORK SHOP

1. Create a record in ‘USER’ application using ‘Copy’ function.

2. Create a ‘user abbreviation icon’ that launches created user
record.
3. Create a Menu with two sub menus and attach the Menu to the
User record created.

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ENTITIES

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IMPORTANT ENTITIES
ENTITIES

CATEGORY

CHARGES & TRANSACTION

COMMISSIONS

T24 ENTITIES

DATES CURRENCY

INTEREST RATE

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CATEGORY
ENTITIES

• Used to classify financial transactions in T24.

• Classification is based on business operation and Product.
• ‘CATEGORY’ is the application with which we can specify the
classification.
• Record id to this application is termed as ‘Category Code’
• T24 has predefined Category codes from 1000 to 69999
• Category code is one of the main parameter for producing
Balance sheet and Profit & Loss statements.

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CATEGORY
ENTITIES

Field ‘SYSTEM IND’ specifies to which product (AC,LD,LC…) this

Category belongs

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CATEGORY
ENTITIES

• Though the Category codes are not hard coded, T24 uses
predefined range for its business operation.
• Major classifications are
– 1000 to 19999 for Account (Customer & Internal acc )
– 20000 to 49999 for Products (E.g : Loans , Forex …)
– 50000 to 69999 for Profit and Loss

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TRANSACTION
ENTITIES

• ‘TRANSACTION’ is the
application that contains
Information about all the
Transaction codes within
T24.
• Record id to ‘TRANSACTION’
table is termed as
‘TRANSACTION CODE’
• Using Transaction code
transaction details (interest
received, interest paid,
commissions received…) can
be identified.

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CURRENCY SETUP
ENTITIES

CURRENCY SETUP

CURRENCY. CURRENCY. CURRENCY

MARKET PARAM

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CURRENCY SETUP
ENTITIES

CURRENCY.MARKET
• Currency markets are used to identify correct exchange rate and
revaluation rates applied to each currency.
• Different rates are used according to currency market

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CURRENCY SETUP
ENTITIES

CURRENCY.PARAM
• CURRENCY.PARAM record is mandatory prior to creating a Currency
record.
• Contains common details like ccy code, country code,Interest basis
…. for individual currency.

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CURRENCY SETUP
ENTITIES

CURRENCY
• Contains all details of
individual Currency.
• Currency name, Interest
basis, Currency code are
some of the details.
• Also contains Buy/Sell rate
and Mid Revaluation rate
for each currency market.

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INTEREST RATE
ENTITIES

Various interest rate options used in T24 are

• Fixed Interest
• Variable interest can be either
BASIC.INTEREST
PERIODIC.INTEREST
MG.RATE.CONTROL

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INTEREST RATE
ENTITIES

BASIC.RATE.TEXT
• Table describes the different types of Interest types
• ID is picked for defining the interest rates
For Example : 1

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INTEREST RATE
ENTITIES

BASIC.INTEREST
• Defines interest rate applicable.
• Record id to this table consists of 3 elements.
Basic rate text – Currency – Effective date
For Example : 1 PLN 29 JAN 2001

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INTEREST RATE
ENTITIES

BASIC.INTEREST

Base rate = 4 %
1 PLN 29JAN2001
Spread = 0.5 %
Total interest
applicable is 4.5 %

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INTEREST RATE
ENTITIES

PERIODIC.INTEREST

• There are rates determined for

Bid & Offer.
• Loan contracts would use the
Offer rate and Deposit contracts
the Bid rate.
• Rates vary depending on the
length of time.

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INTEREST RATE
ENTITIES

PERIODIC.INTEREST

01 PLN 20000129

Duration less than 3M

Offer rate = 17.535
Spread = 0.5
Total interest = 18.035

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INTEREST RATE
ENTITIES

MG.RATE.CONTROL
• Controls the automatic change
of variable rates on mortgage
contracts.
• All mortgage contracts that are
linked to a variable interest key
will take the interest rates
defined on this table.

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INTEREST RATE
ENTITIES

MG.RATE.CONTROL

7 USD
Term = 5Y
Interest rate = 6 %

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DATES
ENTITIES

• DATES is the application with which T24 maintains information

relating to Dates.
• Today, Last working day , Next working day are some of the
information.
• For each company two dates record exists.One for online and
another one for COB processing.
• For example:
• If US0010001 is company code,then relevant dates records are
US0010001, US0010001-COB

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DATES
ENTITIES

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CHARGES AND COMMISSIONS
ENTITIES

• Banks generate revenue by collecting charges for its

services/products provided to Customer.
• T24 applications have the ability to raise charges at contract /
transaction level.
• Charge/Commission codes and Default values are defined in
application ‘FT.CHARGE.TYPE’ or ‘FT.COMMISSION.TYPE’
• These codes can be used across all applications for charge/
Commission processing.

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CHARGES AND COMMISSIONS
ENTITIES

FT.CHARGE.TYPE

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CHARGES AND COMMISSIONS
ENTITIES

FT.COMMISSION.TYPE

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SUMMARY

• You should now understand about T24 architecture, How to access

and Navigate within T24 using tool bar/Menu/Keys.
• We have explained some important Utilities that helps the user to
navigate easily.
• We have also thrown light on some Entities used in most of the
T24 applications

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