SERVICES OFFERED BY BANKS

• THE PRODUCT MIX FOR BUSINESS BANKING SERVICES IS VERY BROAD

AND PRODUCT LINES ARE DEEP, WITH MANY PRODUCT ITEMS.
• PRODUCT ARE OFTEN CUSTOMIZED TO THE NEEDS OF THE
CONSUMER.
• THESE COULD BE CATEGORIZED AS:-
• FEE BASED BANKING PRODUCTS/SERVICES
• FUND BASED BANKING PRODUCTS/SERVICES
CORPORATE FEE BASED SERVICES
• CASH MANAGEMENT SERVICES
• COLLECTION OF CASH/CHEQUES
• MERCHANT BANKING
• FOREIGN EXCHANGE SERVICES
• BILL DISCOUNTING
• FACTORING
• FORFEITING
• LENSING
• LETTER OF CREDIT
• BANK GURANTEE
RETAIL BASED SERVICES
• PERSONAL TAX COUNELING
• CREDIT CARDS
• DEBIT CARDS
• SMART CARDS
• E CASH
• AUTOMATED TELLER MACHINES(ATMs)
• FOREIGN INWARD/OUTWARD REMITTANCES
• FUND TRANSFER FACILITIES
• ONLINE TRADING
• PORTFOLIO MANAGEMENT
• SAFE DEPOSIT LOCKERS
• WHAT IS AN E BANK?

• LIBERTY OF CUSTOMER TO
USE THE BANKING SERVICES
VIA MEANS OF INTERNET,
TEXT MESSAGES, OR EVEN
ON CALL WITHOUT VISTING
THE BRANCH
THANK YOU
JASKARAN
CLASS ROLL NO 2028006
UNIV ROLL NO 2005191