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  • Agriculture Credit System in Pakistan

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    Ali Manzoor
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    1. The document discusses the need for agriculture credit in Pakistan's agrarian economy to help low-income farmers purchase inputs, better manage risk, and adopt modern technologies. 2. It outlines sources of agriculture credit including institutional sources like banks and non-institutional sources like money lenders, and classifications based on time (short, medium, long-term) and purpose (productive, non-productive, consumption). 3. Problems with agriculture credit are discussed like less flow to small farmers and high interest rates, and measures to address issues like establishing new banks and loan programs are presented.

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    1. The document discusses the need for agriculture credit in Pakistan's agrarian economy to help low-income farmers purchase inputs, better manage risk, and adopt modern technologies. 2. It outlines sources of agriculture credit including institutional sources like banks and non-institutional sources like money lenders, and classifications based on time (short, medium, long-term) and purpose (productive, non-productive, consumption). 3. Problems with agriculture credit are discussed like less flow to small farmers and high interest rates, and measures to address issues like establishing new banks and loan programs are presented.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    8 views13 pages

    Agriculture Credit System in Pakistan

    Uploaded by

    Ali Manzoor
    1. The document discusses the need for agriculture credit in Pakistan's agrarian economy to help low-income farmers purchase inputs, better manage risk, and adopt modern technologies. 2. It outlines sources of agriculture credit including institutional sources like banks and non-institutional sources like money lenders, and classifications based on time (short, medium, long-term) and purpose (productive, non-productive, consumption). 3. Problems with agriculture credit are discussed like less flow to small farmers and high interest rates, and measures to address issues like establishing new banks and loan programs are presented.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 13

    Thank You

    Problems
    Classification
    Sources
    Need
    Introduction
    Agriculture Credit
    System in Pakistan
    Thank You
    Problems
    Classification
    Sources
    Need
    1

    Agriculture
    2

    Credit
    Introduction

    Credit
    Agriculture

    Introduction
    Need of Agriculture Credit
    Agrarian Economy

    Low Income of Farmers


    Classification

    Introduction
    Thank You
    Problems

    Purchase of New Input


    Sources

    Need
    Better Management of Risk

    Lack of Modern Technologies

    Better Marketing of Products

    Payment of Debts
    Sources of Agriculture Credit

    Institutional Sources Non Institutional Sources


    Classification

    Introduction
    Thank You
    Problems

    Sources
    Need
    • Zarai Taraqiati Bank • Money Lenders
    • Commercial Banks • Friends Relatives
    • Cooperative Banks • Landlords
    • Non Government • Traders
    Organizations • Commission Agents
    • Taccavi Loans
    Classification of
    Agriculture Credit

    Classification
    Thank You
    Measures
    Problems

    Sources
    Need
    Time Based Purpose Based
    On the Basis of Time

    Time Based
    Thank You
    Measures
    Problems

    Sources
    Need
    Short-term Medium- Long-term
    One year term
    15 months to 5 years More than 5 years

    Seeds, Fertilizers, Cattle, Small Heavy Machines,


    Pesticides Machines, Land
    Improvements
    Non-Institutional
    Source Money Lenders, Banks
    Relatives, Banks
    On the Basis of Purpose

    Purpose Base
    Thank You
    Measures
    Problems

    Sources
    Need
    Productive Loans Non-Productive Consumption
    Loans Loans
    Directly affect Marriage, Social Consumption
    Productivity Ceremonies Purpose

    Seeds, Fertilizers, Non-Institution Money Lenders


    Improvement Source
    Problems of Agriculture Credit

    Less Flow of Credit to Small Farmers

    Complicated Procedure

    Classification
    Thank You

    Measures

    Problems
    Sources
    Role

    Damage to Crops and Land

    High Interest Rate

    Bad Debt is Increasing


    Measures to Solve Problems

    Establishment of Zarai Taraqiati Bank in 1961

    Federal Bank for Co-operatives (1976)


    In Economics
    In Pakistan
    Thank You

    Measures
    Problems
    Sources
    Taccavi Loans

    Special Schemes

    Commercial Banks and Sate Bank


    Remedial Measures
    Procedure should be Easy

    Low Interest Rate


    In Economics
    In Pakistan
    Thank You

    Measures
    Problems
    Sources
    More Funds for Taccavi Loans

    ZTBL Branches all over the Country

    Availability should be Advertised

    Agriculture Price Policy


    Role of Agriculture in Economic Development of Pakistan

    Sources of National Income

    Source of Employment
    In Pakistan
    Thank You

    Measures
    Problems
    66% of Rural Areas Dependency

    Sources
    Role
    Supply of Food

    Reduction in Poverty

    Demand for Industrial Use

    Self Sufficient
    Agriculture in Pakistan

    1 2 3

    In Pakistan
    Thank You

    Measures
    Problems
    Sources
    Role
    25% of total 21% of GDP 41% of
    land labor
    THANK YOU

    Thank You
    In Pakistan
    Role
    Measures
    Problems
    Sources

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