Professional Documents
Culture Documents
PAKISTAN
• Presented By;
• Muhammad Shoiab MHRM 23 (Repeater)
• Rehman Hanif MHRM 27 (Repeater)
• Waqar HanifBS-64-S-F20
• Tahir MasoodBS-130-S-F20
PRESENTED BY MR. HUSSNAIN RAZA, FAHAD MAHMOOD,MUHAMMAD AHMED AND ADIL
ADNAN
• MEEZAN BANK IS THE LARGEST PAKISTANI
ISLAMIC COMMERCIAL BANK FOUNDED IN 2002.
• MEEZAN BANK IS THE FIRST AND ALSO THE
LARGEST ISLAMIC BANKING NETWORK OF THE
COUNTRY OVER 925 BRANCHES.
• MEEZAN BANK IS A PUBLICLY LISTED COMPANY
WITH A PAID-UP CAPITAL OF RS. 14.1 BILLION.
INTRODUCTI • THE BANK PROVIDES A COMPREHENSIVE RANGE OF
ON
ISLAMIC BANKING PRODUCTS AND SERVICES
RETAIL BANKING NETWORK.
• THE BANK HAS A MARKET SHARE OF 35% IN THE
ISLAMIC BANKING INDUSTRY OF THE COUNTRY.
• REGISTERED OFFICE & HEAD OFFICE (MEEZAN
BANK LIMITED, MEEZAN HOUSE, C-25 ESTATE
AVENUE, SITE, KARACHI)
• STATE BANK WAS GRANTED THE FIRST EVER
ISLAMIC COMMERCIAL BANKING LICENSE TO
MEEZAN BANK LTD IN YEAR 2002. BEFORE START OF
COMMERCIAL BANKING, IT WAS AN INVESTMENT
COMPANY WITH THE NAME OF AL-MEEZAN
INVESTMENT, AL-MEEZAN INVESTMENT COMPANY
STARTED ITS OPERATION IN 1997. THE BANK HAS
HEAD OFFICE AT MEEZAN HOUSE IN KARACHI.
HISTORY • THE BANK HAS MARKET SHARE OF 35% IN THE
ISLAMIC BANKING INDUSTRY OF THE COUNTRY.
• BEING THE 4TH LARGEST BANKING NETWORK OF
PAKISTAN, IT HAS 925 BRANCHES IN 250 CITIES
PROVIDING A LARGE RANGE OF ISLAMIC BANKING
PRODUCTS AND SERVICES. MEEZAN BANK HAS A
STRONG SHARIAH-COMPLIANCE SETUP.
VISION STATEMENT
NT
> MEEZAN BANK IS A BEST PLACE FOR THE LEARNING OPPORTUNITIES FOR THOSE
INDIVIDUALS WHO WANTS TO BUILD THEIR CAREER IN ISLAMIC BANKING.
> MEEZAN BANK IS THE FIRST PREMIER ISLAMIC BANK ACROSS THE PAKISTAN.
> MANAGEMENT IS VERY COOPERATIVE.
> COMPENSATION AS PER MARKET AND ANNUAL BONUS IS EXTREMELY
SATISFACTORY.
STRUCTURE:-
FUNCTIONING:-
• Islamic banks loan cash to borrowers for present moment, medium-term and long haul venture
(Musharika, Mudariba, Ijara, Salam, Murabaha and so on) based on benefit and misfortune. In this
manner contributor, bank and borrower share chance of misfortune as per a substantial deal. It makes
areas of strength for an on the standards of straightforwardness and responsibility. Islamic bank plays out
some non-store based capabilities like organization administrations and general utility administrations.
Islamic bank can go about as a specialist to give the various sorts of administrations like assortment of
checks, assortment of profits, execution of standing requests, and buy/offer of protections. It additionally
plays out the overall utility administrations for example an assortment of service bills, unfamiliar trade
settlements, giving Hajj administrations, cash trades and ATM administrations and so on.
REGULATORY ROLE OF SPB
• A proper understanding of what the two can and cannot accomplish will enable the financial system to
be more flexible and able to develop within the framework of its own country-specific circumstances.
Moreover, regulation should also be accompanied, as discussed later, by a number of measures to help
the proper functioning of Islamic banks in a relatively difficult and hostile environment.
• Investment opportunities for Islamic financial products
• The basic Islamic financial model works on the basis of mutual risk and reward sharing while avoiding payment and
receipt of interest. Any Islamic banking institution is not permitted to finance or borrow from customers and other
banks on interest. Both the customer and the bank share the risk of investments on agreed terms, and divide profits or
losses between them. In addition, investments should only support practices that are not forbidden; for example, trades
in alcohol, pork, betting, pornography and such.
FINANCING PRODUCTS
• Musharakah
• Mudarabah
• Qard-al-Hasanah
• Wakalah
• Hawalah
• Murabahah
• Istitihna
• Muajjal
DEPOSIT PRODUCTS
• Wadiah
• Mudarabah
• Qard-Al-Hasanah