FINANCIAL

LITERACY
FOR KIDS
Created by Harshita Parashar
 LEARNING
OBJECTIVES
Forms Value Foster
of of Independence
Money Money
STORY OF
FRIENDS...
Once upon a time, in
the bustling town of
Moneyville, there lived
a group of animal
friends who loved to
There was Penny the Penguin,

Larry the Lion,

Ella the Elephant

,
and Sammy the Squirrel.
One sunny day, found a shiny
golden coin lying on the ground.
She excitedly picked it up and called
her friends to share her discovery.
Larry, Ella, and Sammy gathered
around, curious to see what Penny had
found..
 held up the coin and
said, "Look, everyone! I
found a magical coin! But
we should think carefully
about what to do with it.".
 SAYS..

HE being the brave and

adventurous lion,
suggested using the coin
to buy delicious treats for
 SUGGESTED..

they use the coin to

learn about saving and
investing.
 SUGGESTED..

Sammy, the mischievous

squirrel, suggested they flip
the coin to decide what to
do.
 SUGGESTED..

They all agreed to Sammy's

suggestion and gathered in a
circle, ready to flip the coin.
Penny held the golden coin
between her flippers and gave it
a gentle toss into the air. As the
coin twirled and spun, the
animal friends eagerly watched.
"Heads!" shouted
Ella.
"Tails!" yelled
The coin landed with a soft thud
on the ground, revealing its
outcome. It was... a tie! The coin
had somehow landed perfectly on
its edge, balancing precariously..
The friends burst into laughter,
amazed by the unusual result.
They saw it as a sign that they
should embrace both
adventures and learning about
They decided to embark on a treasure hunt and
use their newfound knowledge of saving and
investing along the way.
The animal friends gathered their
supplies and set off on their exciting
treasure hunt. They followed clues,
solved riddles, and used their unique
animal skills to find hidden treasures
throughout Moneyville.
Along the way, they discovered more
golden coins, sparkling gems, and
ancient artifacts..
As they collected the treasures, they
also learned about the importance of
saving their findings. Ella shared her
knowledge of smart money
Larry, with his mighty roar, kept
them motivated and encouraged them
not to give up. Sammy, the nimble
squirrel, climbed trees to find hidden
clues, making everyone laugh with
his acrobatics..
As the animal friends delved deeper
into the treasure hunt, they
encountered challenges and
obstacles. But they faced them
together, supporting each other and
learning valuable lessons about
perseverance and teamwork.
Finally, after much adventure and
exploration, they reached the ultimate
treasure—an ancient chest filled with
golden coins, sparkling gems, and a
note. The note revealed that the
treasure was meant to be shared with
the entire town of Moneyville.
Overwhelmed with joy, the animal
friends decided to organize a grand
celebration, inviting all the residents
of Moneyville to share in their
treasure. They used their newfound
knowledge of finance to plan a
festive event, ensuring everyone had
The celebration was a success, filled
with laughter, music, and joyful
faces. The animal friends saw how
their treasure hunt had brought the
whole community together and
taught them the importance of
sharing and generosity.
And so, the animal friends in
Moneyville continued their
adventures, exploring the world of
finance while embracing the spirit of
friendship and togetherness.
They realized that whether it was
finding a magical coin, embarking on
treasure hunts, or learning about
saving and investing, their journey
was always more meaningful when
shared with friends.
WHAT IS FINANCE?

Finance is the
management of
money and resources
NEEDS VS WANTS
Needs Wants
Things Things we
necessary for desire but are
survival (food, not essential
shelter, (toys, games,
clothing) treats)
WHAT IS MONEY?
Money is something
that we use to buy
things and exchange
for goods and
services.
 FORMS OF
MONEY
CASH OR
FIAT
MONEY

Coins BANK
WHAT IS A COIN?
Metal discs issued by
the government that
have a specific value
assigned to them (e.g.,
pennies, nickels, dimes,
 WHAT IS A
BANKNOTE?
Paper or polymer notes
issued by the
government that
represent a specific
value (e.g., dollars,
 FORMS OF
MONEY
DIGITAL
MONEY
Electronic Funds
Debit Cards Credit Cards:
Transfer (EFT Mobile Payments
WHAT IS ELECTRONIC FUNDS
TRANSFER (EFT): ?
The transfer of
money from one
bank account to
another through
WHAT IS A DEBIT CARD?

Plastic cards issued by banks

that allow individuals to
make purchases by deducting
funds directly from their bank
account.
WHAT IS A CREDIT CARD?

Plastic cards issued by financial

institutions that allow users to
borrow money up to a certain
limit for purchases, which is
repaid later.
WHAT ARE MOBILE PAYMENTS ?

Using mobile apps or digital

wallets to make payments using
smartphones or other mobile
devices.
 FORMS OF
MONEY
CHECKS
A written order instructing a
bank to pay a specific amount of
money to the person or business
named on the check.
 FORMS OF
MONEY
CHECKS
 FORMS OF
MONEY
CRYPTOCURR
ENCY
Digital or virtual currencies that
use cryptography for security
and operate independently of a
 FORMS OF
MONEY
COMMODITY
Money that hasMONEY
intrinsic value because
it is made of a valuable
commodity.Historically, items like
gold, silver, shells, or salt have been
COMMODITY
MONEY
 FORMS OF
MONEY
REPRESENTATIVE
MONEY
·Money that represents a claim on a
specific commodity, such as gold or
silver.
·Examples include silver certificates
WHAT
MONEY
INVESTING
·Investing means using your money
to buy something with the hope that it
will grow in value.
·
.
 BUDGETING

·A budget is a plan for how you

will spend and save your
money.
It helps you make sure you have
FINANCIAL RESPONSIBILITY

·Being financially responsible means

making smart choices with your money.
·It's important to save, budget, and make
informed financial decisions.
GIVING AND SHARING

·It's important to help others with our

money.
·Donating to charity or sharing with
those in need can make a positive impact.
 TEACHES US TO...
EARNING MAKING
MONEY WISE
SPENDING
MONEY SAVING AND CHOICES DIFFERENTIA
MANAGEMEN GOAL- TING NEEDS
T SETTING AND WANTS
THANKYOU!