English for Finance and

Day 3
Banking

Vo Quoc Dai, M.A.

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Arrange in alphabetical order. Then

explain their meanings
1. mint (v)
2. debit card
3. credit card
4. vault
5. reserve
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Arrange in alphabetical order. Then

explain their meanings
1. IMF
2. giro system
3. depositor
4. debtor
5. receipt
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● Central Banks.
● Retail and Commercial Banks.
● Internet Banks.
● Credit Unions.
● Savings and Loan Associations.
● Investment Banks and Companies.
● Brokerage Firms.
● Insurance Companies
● Mortgage Companies.
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1. BANKING SERVICES

a. Cheque accounts
b. Savings accounts
c. Loans
d. Credit cards.
e. Electronic transfer
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2. TYPES OF BANKS

a. Commercial banks
b. Savings banks
c. National banks
d. Retail banks
e. Wholesale banks
f. Merchant banks
g. International banks
h. Investment banks
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One-syllable words

I cake home Big so love do blue teach two

bye stay think Try who add from which help or

Two-syllable words
stress on the 1st syllable stress on the 2nd syllable
Nouns Adjectives Verbs
teacher student happy humble refuse admit prefer refer

daisy table handsome quiet select regret inform decide

insect garden modern useful believe admire expect intend

leopard lemon stupid clever succeed relax import reduce

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- If a word is more than 2 syllables long, it is

usually stressed on the third syllable counting
backwards.

industry academy photograph conference principle

comfortable economy photographer preference principal
philosophy economist photographical monopoly simplicity
technology economical competitor compliment curiosity
technological sociology autobiography complement degenerate
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Stress before IC/ICS

physics magic energetic genetic angelic

economics tragic topics geographic basic
academic statistics characteristic atomic domestic
strategic critic plastic logic epidemic
dynamic symbolic photogenic logistics exotic

Exceptions: lunatic, Catholic, rhetoric, politics

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- If a word ends in C-I-V (consonant + I + vowel) , its stress will be

on the syllable which stands before the one with CIV.
- Common CIV: -TION, -SION, -CIAL, -TIAL, -CIOUS, -TIOUS,
-CIAN

nation delicious division racial magician

question gorgeous dimension spatial beautician
suggestion gracious revision bacterial physician
congestion ambitious concession burial musician
carnation anxious conclusion commercial technician
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- A word is usually stressed on the syllables with these

suffixes: -ESE , -ADE, -OO, - EER, -EE, -ETTE, -
IQUE
Vietnamese grenade cartoon volunteer unique
Japanese facade balloon pioneer technique
Chinese lemonade cocoon mountaineer antique
Portuguese arcade monsoon trainee cassette
Lebanese parade afternoon refugee kitchenette

Exceptions: coffee, committee, employee, omelette, cigarette, etiquette.

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technique social photograph compete physics

technology sociology photography competition physical
technological society photographical competitive physicist
technician socialist photogenic competitor physique
technical sociable photosynthesis competence physician
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1. Credit cards
2. Insurance
3. Text message banking
4. Foreign investment
5. Personal banking
6. Securities
7. Trade services
8. Personal loans
9. Telephone banking
10.Share capital
11.Mortgage finance
12.Online banking
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securities

trade services
share capital
text message
banking
foreign investments
credit card
insurance
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non-profit
offline
offshore
online
onscreen
take out
take over
underwrite
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key in
non-profit
offline
offshore
online
onscreen
take out
take over
underwrite
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underwrite
key in online

Onscreen
take out

non-profit
takeover
offshore
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Some definitions
- Commercial banks: profit-oriented banking institutions owned by
shareholders.

- Building societies: specialist in mortgage finance and savings

accounts.

- Mutuals/credits unions: institutions owned by their member.

- Depositors: people who put money into accounts at the bank

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1. Types of banks and services they provide

2. Investment banks

3. Credit unions, savings and loan associations

4. How banks make money:

- charge interest on loans.
- borrow money and recycle it for better returns
- charge fees for their services
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Services provided by
investment or merchant
banks
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