Travel Insurance With

Assistance

Lidianette García V.
M. Fernanda Azofeifa G.
Víctor Piedra.
The insurance has three options
of insured amount with medical
expenses
Option 1 $ 250,000
Option 2 $ 500,000
Option 3 $ 1,000,000
Coverage A
Death
Loss of limbs
Amount insured per death
Total and permanent disability, 20% of the amount
insured per death
Coverage B
Medical expenses (by accident or acute illness)
Ambulatory
Hospitalization
Repatriacion sick
Accompanying expenses
Relocation costs:
 Family death or illness
 Funeral expenses, under the amount of $3000
Coverages C, D & E
C
Daily rent for hospitalization
D
Trip Cancellation
E
Flight delay
Coverages F & G
F
Temporary loss of baggage
Final loss of baggage
G
Passport Lost
The Premium (Bonus)
For the insurance premium the following factors
are considered:

Term of insurance (in days).

The amount secured option chosen.
The age.
Emission
1. The insurance agent, marketing agency or travel agency
must be sent via fax, to the department of accidents and
health-policy receipt duly completed.

2. The accident and health department made the statement

issuance of insurance through an Internet database to the
assistance unit in Miami. This in order to make the
verification of the coverage immediately, in case of claim.

3. The insured receives, among other documents, a card where

phone numbers where he can call in case of an emergency.
Deductible
The deductible on this policy will be $ 100.00 of total
expenses covered under Coverage Medical Expenses
Assistance, which includes medical expenses and
additional expenses.
Ages of contracting the insurance.
From 16 days of being born up to 85 years.

People who are more than 65-years-old up to 69 will be able to

acquire the insurance I hold to a reduction of 50 % of the
payable benefits for accidental death, repatriation, medical
and additional expenses.

People who are 69 up to 84 years will be able to acquire the

insurance I hold to a reduction of 75 % of the payable benefits
for accidental death, repatriation, medical and additional
expenses.

The premiums to charging for the INS are identical to the

amounts chosen by the policyholder.
Peculiarities of the Insured
1. It is an autoexpedible 5. The policy is taken in
insurance that offers the American currency.
international traveler as 6. This insurance works with an
tourist, student or executive of international network of
company. suppliers in medical and
2. The system offers universal hospitable services, for which
coverage at a reasonable level the policyholder must not pay
of spending. any cost, only the deductible.
3. It is possible to take the 7. Selection of risk is not needed.
individual or collective form.
The family modality doesn’t
exist.
4. The collective insurances must
be contracted for a legal
company, they offer groups of
10 people, applying 10 % of
discount on the premium
This insurance has three options of insurable amount
and covers personal
Accidents:
Death, Loss of extremities, 10 % of the amount assured
in death, total or permanent
Disability, 20 % of the amount assured by death.