This document provides information about travel insurance coverage offered by Instituto Nacional de Seguros. It covers accidents and injuries while traveling, as well as death or permanent total disability due to an accident. It defines key terms like accident, insured person, and policy holder. Coverage options ranging from $25,000 to $200,000 are listed for death, permanent disability, medical expenses, and returning a deceased body. There is a 10% deductible for expenses with a $50 minimum, and medical coverage is also 10% of the death benefit amount. The insured is responsible for paying expenses initially before reimbursement minus the deductible from the insurance.
This document provides information about travel insurance coverage offered by Instituto Nacional de Seguros. It covers accidents and injuries while traveling, as well as death or permanent total disability due to an accident. It defines key terms like accident, insured person, and policy holder. Coverage options ranging from $25,000 to $200,000 are listed for death, permanent disability, medical expenses, and returning a deceased body. There is a 10% deductible for expenses with a $50 minimum, and medical coverage is also 10% of the death benefit amount. The insured is responsible for paying expenses initially before reimbursement minus the deductible from the insurance.
This document provides information about travel insurance coverage offered by Instituto Nacional de Seguros. It covers accidents and injuries while traveling, as well as death or permanent total disability due to an accident. It defines key terms like accident, insured person, and policy holder. Coverage options ranging from $25,000 to $200,000 are listed for death, permanent disability, medical expenses, and returning a deceased body. There is a 10% deductible for expenses with a $50 minimum, and medical coverage is also 10% of the death benefit amount. The insured is responsible for paying expenses initially before reimbursement minus the deductible from the insurance.
PERSONAL INSURANCE INSTITUTO NACIONAL DE SEGUROS • This insurance cover you in case of any accident or injury during a travel.
• You or your family will be coberage if you die, PERMANENT
TOTAL DISABILITY DUE TO ACCIDENT DEFINITIOS • 1. ACCIDENT: Sudden, violent, fortuitous and unforeseen action of an external agent that causes traumatic bodily injuries which can be determined by physicians in a sure way, endured by the Policy Holder beyond his/her control. Any events in which the foregoing conditions do not occur simultaneously are not covered by this policy • 2. INSURED PERSON: It is the “Direct Insured Person” and his/her family group described in the Offer of Insurance, who may go on a trip as tourists, students or business executives, and who are protected under this policy. • 3. POLICY HOLDER: It is the person signing the insurance policy in his/her name and makes the corresponding premium payments. • Dead-permanent disability-medical expenses and return dead body OPCIÓN 1 OPCIÓN 2 OPCIÓN 3 OPCIÓN 4 OPCIÓN 5 OPCIÓN 6 $25,000 $50,000 $75,000 $100,000 $150,000 $200,000 $25,000 $50,000 $75,000 $100,000 $150,000 $200,000 $2,500 $5,000 $7,500 $10,000 $15,000 $20,000 $2,500 $5,000 $7,500 $10,000 $15,000 $20,000 Deductible • The deductible is 10% of the amount of expenses and the minimum is $50,00
• Also the coverage for this expenses is 10% of
the dead amount as you saw in the picture before. • You pay first all the expenses and after the INS will reimburse you the amount less deductible.
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