Internal

Management Trainee- Credit

Job Description:
• Oversee the under writing of the loans in the Hub region.
• Evolve underwriting norms customized to the local market needs and update the U/W bulletins.
• Work closely with the S & D team & support on offering innovative product offerings.
• Liaison with the Underwriting Head at the HO and creates templates.
• Review the underwriting process at Hub level.
• Decision on IHLs cases based on PNB Housing policies, processes and merits of the case.
• Approve projects in the hub region.
• Forward request beyond the statutory limit to the HO.
• Work closely with the CGM risk on builder financing approval related issues.
• Manage external agents involved in the verification process.
• Co-ordinate with the recoveries team and generate business insights.
• Responsible for technical evaluation of properties in the hub region.
• Formulate technical evaluation processes and policies in the hub region.
• Manage the technical evaluation process across the organization.
• Manage the legal evaluation process in the Hub region.
• Responsible for fraud management and risk mitigation activities
Competencies:
• High energy professional.
• Technical & functional expertise
• Strong analytical skills and rich experience conceptualizing financial strategy.
Qualification: Internal