PRESENTED BY: JALAJ TIWARI

ABOUT BANK OF BARODA

Bank of Baroda founded by Maharaja Sayajirao Gaekwad in 1908 in Baroda. It is an organization based on private capital, princely patronage and state ownership. At present is an epitome of enterprise and corporate governance, situated in Mumbai. Brand Ambassador of BoB is Rahul Dravid. The new logo of the bank comprises dual B alphabet holding the sun rays .It is referred as the Baroda Sun
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ACTIVITIES
The general product and services offered by the Bank of Baroda are :PERSONAL deposits, Gen-Next Services, retail loans, credit cards, debit cards , Baroda Health, Multi City Cheque, lockers. BUSINESS-deposits, loans, and advances multi City Cheque ,BoB money express, collection services,ECS,lockers.

CORPORATE- wholesale banking ,deposits ,loans and advances ,appraisal and merchant banking ,cash management and remittances. INTERNATIONAL- NRIservices ,FCNR (B) loans ,offshore banking ,export and import finance ,international treasury. TREASURY- domestic and forex operations. RURAL- deposits ,priority sector advances ,remittances ,pension ,lockers. Along with the above facilities the Bank of Baroda also offers some value-added services like Baroda internet /mobile banking ,ATM services ,Baroda OMNI ,Baroda Remit Xpress and Money Transfer Services Scheme.

FIVE PILLARS OF BUSINESS TECHNOLOGY ARCHITECTURE

The Business Technology Architecture (IT Strategy) envisages a phased deployment of applications to support the required business processes. The diagram below depicts the breadth of functionality required, which is greater than simply a core banking system .

SUPPORT SERVICES Finance GL & Accounting Sourcing & Procurement Human Resource Management Risk Management Decision Support Performance Management Marketing Decision Support Customer Relationship Management Enterprise Information Systems

FUNDS & REGULATORY ADMINISTRATION

CORE PROCESSING

DELIVERY

ACCESS

Core Banking Treasury Interaction with Investment & Brokerage International Banking & Foreign Exchange Interaction with other banks Interaction with Reserve Bank Deposits, Savings & Investment Loans, Credit & Lending

Personal Productivity & Groupware Help, Instruction & Training (CBT) Security Imaging & Printing Workflow & Document Management Transaction Switching

Staff Interface Teller Functions (Service Centres) ATM & POS/EFT

Product Management Customer Information System Non-Banking Financial Products (Cards) Transactions & Payments Processing

Contact Centre Payment Gateway Reporting Other Agents or Channels

Customers

Self-Service Telephone & Internet

Staff

KEY STRENGTHS
 BoB is a leading 100 years old PSB in India with modern and contemporary personality, offering banking products and services to industrial and commercial, retail and agricultural customers across the country.
Overseas Business Operations extend across 25 countries through 74 branches/ Offices Modern & Contemporary Personality Strong Domestic Presence through 2,899 branches Provides Financial Services to around 36.3 million customers globally Steady Movement towards International best practices Preparing financials under US GAAP Rapid & Significant Technology Progression Since FY06
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Uninterrupted Record in Profit-making and Dividend Payment

Pioneer in many Customer-Centric Initiatives First PSB to receive Corporate Governance Rating (CAGR-2) A well-accepted & recognised Brand in Indian banking industry

PERFORMANCE
Financial Highlights-the business results of the Bank of Baroda as recorded the total deposits Rs93,661.99crores ,total advances Rs59,91crores ,total investments Rs35,114.22crores ,total assets Rs11,3392.53crores and net profit Rs826.96crores. The Bank of Baroda secured the ISO 9001:2000 Certification for its 15 branches . They target to achieve this quality mark for 54 more branches.
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CONCENTRATION (%):DOMESTIC BRANCH NETWORK

Rest of India, 21.34

Gujarat, 23.02

Maharashtra, 11.18

UP & Uttaranchal, 21.91 South, 10.56 Rajasthan, 11.99

INTERNATIONAL BRANCHES
BoB started it first overseas branch at Mombassa in Kenya way back in 1953.Today it has transformed into Indias International bank. With network of 74 offices in 25 countries. 3 representative offices in Malaysia ,Thailand &Australia. Joint Venture in Zambia with 11 branches. The Bank has presence in worlds major financial centers i.e. New York ,London ,Brussels ,Dubai ,Hong Kong ,and Singapore. Bank plan to set up in New Zealand ,Russia ,Canada ,Qatar ,Mozambique ,Suriname ,Kuwait ,Saudi Arabia etc.

Thank You

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