Synopsis

Internet banking allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or society. It may include of any transactions related to online usage by IDBI BANK. In today's digital world, Internet banking assumes a special significance. Realising that the default access to your banking information in the near future would be only through the Internet, we at IDBI Bank have made available to you a globally benchmarked Internet Banking facility. With IDBI's Internet Banking, your Bank travels with you around the world and you have on-line, realtime access to your accounts Admittedly, such a service requires security of the highest nature and complete privacy protection. We provide a completely secure environment, using 128-bit encryption SSL (Secure Sockets Layer), digitally certified by Verisign. 128-bit SSL guarantees world-class security for Internet and e-commerce applications. A IDBI BANKING customer having personal Internet access must register with the institution for the service, and set up some password for customer verification. The password for online banking is normally not the same as for telephone banking for the customer. IDBI Financial institutions now routinely allocate customer numbers whether or not customers intend to access their online banking facility. Customer numbers are normally not the same as account numbers, because a number of accounts can be linked to the one customer number. The customer will link to the customer number any of those accounts which the customer controls, which may be cheque, savings, loan, credit card and other accounts. To access online banking, the customer would go to the IDBI BANK website, and enter the online banking facility using the customer number and password. Some financial institutions have set up additional security steps for access, but there is no consistency to the approach adopted.