BDO is a full-service universal bank that provides a complete array of industry leading products and

services to the retail and corporate markets including: OVERALL CUSTOMERS

 Lending (corporate, middle market, SME, and consumer)

 Deposit-taking
 Foreign Exchange
 Brokering
 Trust and Investments
 Credit Cards
 Corporate Cash Management and Remittances

Through its subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking,
Bancassurance, Insurance Brokerage and Stock Brokerage services.

BDO finds ways to satisfy BDO merchants' needs by providing the following: SA BUSINESS OWNERS TO

 Straight Payment - Over-the-counter or face-to-face transactions

 

 Installment Payment Plan - Regular, zero percent or Buy Now, Pay Later

Cardholders can now have the flexibility to convert a regular purchase, in staggered payment, interest free!
Consumer lifestyle and shopping habits have been rapidly changing. Banks and stores have to acknowledge this by working together to
provide increased spending power and flexible payment options. The Installment facility, traditionally used only for purchase of big-
ticket items such as appliances, furniture, gadgets, etc. has evolved. Clothing and other basic necessities are now also offered on
installment to become more affordable to the consumers. This facility is available to all BDO cardholders, the largest card base in the
country.
This program will not just boost your store's sales but likewise benefit from the market we both serve.

 Delivery/Events - Uses remote/wireless terminals ideal for delivery services, events and exhibits.

Refers to BDO's facility of card acceptance using the Point-of-Sale Wireless Technology which will be installed at your site to be used
for deliveries, events or roadshows without the need of telephone access.

 eCommerce - Internet/On-line transactions

The BDO Internet Payment Gateway Facility provides a standard internet connection for your company to securely and reliably send and
receive payment authorizations allowing your customers to purchase goods and services from your internet site

 Mail Order/Telephone Order (MOTO) - Cardholder Not Present transactions

This facility allows your company the privilege of accepting transactions that are called-in, mailed or faxed by your customers. As such,
your company will be able to accommodate transactions without the presence of the cardholders at your establishment.

 Recurring Payment System (RPS) - Merchants with continuous billing transactions like insurance premiums, subscription
payments and club membership dues

The Recurring Payment System (RPS) Facility is used frequently by companies for "auto-debit-arrangements" with clients. This payment
facility allows the company to process transactions which are recurring in nature such as periodic fees/charges.
 

BDO also provides acquired merchants the following Services:

  Point of Sale (POS) terminal installation

 Card acceptance and POS terminal usage orientation

 Supplies

 Terminal maintenance, servicing and repair

 Merchant Services Call Center (with PLDT and Digitel toll-free number)

 Merchant Online access - transaction reports for payment reconciliation available via web

 Account Officers and Relationship Managers that monitors merchant's need

Deposits         PERSONAL
Checking Account
Savings Account
Time Deposit Account
 
Deposit-Related Services
Cashier's Order (for transactions within Hong Kong)
 
Telegraphic Transfer (for transactions within and outside Hong Kong)
 
e-Cheque Deposit Acceptance Service (for transactions within Hong Kong)
 
Faster Payment System (for transactions within Hong Kong)
 
Commercial and Industrial Loans
Credit Line
Term Loan
Trade Services
Import Letters of Credit
Domestic Letters of Credit
Standby Letters of Credit
Trust Receipts
Export Letters of Credit Advising
Export Letters of Credit Negotiation
Export Bills Purchased Line
Export Packing Credit Line
Documents against Payment
Documents against Acceptance
Open Account Settlements
Shipping Guarantee

LAST PART NG PPT

2021 September – BDO Unibank has broadened its roster of digital banking channels with the
introduction of a mobile payment app that links directly to the client’s BDO account and credit card—
making banking even more convenient, safer and responsive to its clients’ needs.

During the height of the pandemic, the Bank saw a substantial increase in usage of its BDO Online
Banking and Mobile Banking channels as they provide BDO clients instant and easy access to all their
BDO accounts, namely, credit cards, deposits, loans, and investments.

The widespread adoption of the mobile and online banking habit is rising rapidly around the world
largely due COVID-19. This has propelled the banks to embrace the advantages of digital banking and
give their clients the ability and control to do bank transactions and payments without the need to visit
a branch.

In the Philippines, Filipinos are becoming more and more comfortable with cashless payments and doing
online banking transactions in the new normal. The Bangko Sentral ng Pilipinas (BSP) targets to bring
70% of adult Filipinos into the banked population by 2023, and hopes that 50% of transactions—in terms
of volume and value—done digitally.

https://www.bdo.com.ph/business/cards/merchant-accreditation/products-and-services