3.3 Qualitative aspect of credit assessment 3.3.

1 Industry risk analysis A market assessment tool designed to provide a business with an idea of the comp lexity of a particular industry. Industry analysis involves reviewing the econom ic, political and market factors that influence the way the industry develops. M ajor factors can include the power wielded by suppliers and buyers, the conditio n of competitors, and the likelihood of new market entrants 3.3.2 Related risk factors in credit facilities with business life cycle Factors Finanacial Risk in credit facilities Credit risk Default risk Down grade risk Counter party risk Settlement risk Market risk Price risk Rate of return risk Exchange rate risk Liquidity risk Funding liquidity risk Asset liquidity risk Cash management risk