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The Consumer Protection Act
The Consumer Protection Act
The consumer Protection (Amendment) Act 2002 implemented w.e.f. 15th March 2003 the worlds Consumer Rights Day. Total Sections: 29 Who is a Consumer? A person who buys goods or hires services for consideration (i.e. for a price). For his /her use (and not for sales). Any user of such goods and services, with permission of buyer, is also a consumer. Coverage:-All goods & services including banking, insurance, transport, processing, electricity,physians etc. in private, public and co-operative sector. All banking services are covered due to their being essential services .
Who can file a complaint? A consumer individually or jointly, any voluntary consumer organization, Central or State Govt.
Limitation Period Within two years from the date of cause of action.
Pecuniary (Financial) Jurisdiction Three Authorities Dist.Forum (Powers of Dist. Judge) Upto 20 lacs President & 2 members. State Commission (Power of High Court Judge) Upto 100 lacs President & 2 other members. (3) National Commission (Powers of Supreme Court Judge) Above Rs.100 lacs President & 4 other member. Time Limit For Disposal Admissibility of Complaint Within -21- days of the date of receipt. B. Decision on Complaint - Within -3- months.
Requirements to File A Complaint Written complaint in duplicate with name & address of complainant & opposite party. (2) Facts of Complaint.
3.
Other Provisions
No court fee charged. Consumer or anyone can represent his case. Engaging a lawyer is not compulsory. Consumer to obtain proper receipts / cash memo & guarantee /warranty card Duly stamped & signed.
Reliefs: Includes
Removal of defects from goods. Replacement of new goods. Refund of price / charges. Award of compensation for loss or injury suffered. Providing for adequate costs. Prohibition of sale of goods of hazardous nature.
Imprisonment for not less than one month & upto three years OR fine not less than Rs.2000 and upto Rs.10000/OR Both.
With State Commission To deposit 50% of amount awarded or Rs. 25000 whichever is less. (2) With National Commission 50% of award or Rs.35000/- whichever is less. (3) With Supreme Court (Order of National Commission ) 50% of award or Rs. 50000/- whichever is less.